Housing Wire

DECEMBER 2, 2022

The entire economic landscape, including mortgage rates, has changed this week, starting with the Fed’s talking points on Wednesday. We now have a better idea of what the Federal Reserve wants to do with their Fed rate hikes, and we have a lot of data that shows that the economy will look different 12 months from now.

Marketing 508

Marketing Mortgages As-is Staging 508

Housing Wire

NOVEMBER 26, 2021

During this Thanksgiving week, we went from higher yields and the first Fed rate hike storyline to a big drop in bond yields and scary headlines on a new COVID variant, Omicron. In this type of economic environment is it even possible for mortgage rates to get to 4% and can the Federal Reserve really hike rates in an aggressive fashion?

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Mortgages As-is Equity Sales 537

Housing Wire

FEBRUARY 12, 2024

In business for close to two decades, The CE Shop offers real estate exam prep, continuing education, and broker licensing courses, plus programs for prospective mortgage and appraisal professionals. The CE Shop also provides licensing and qualifying courses for mortgage and appraisal professionals.

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Pre-approval Design Agents Industrial 399

Housing Wire

OCTOBER 31, 2022

The Federal Reserve will hold another meeting this week, where everyone assumes we will get another 75 bps rate hike. The question is: how many more rate hikes are left? And, once they’re done hiking rates, will the Fed need to keep rates high because the consumer balance sheet looks so good?

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Bankruptcy Lending Equity Mortgages 517

Housing Wire

NOVEMBER 29, 2021

Who is crazy enough to write an American economic recovery model on April 7, 2020, and try to explain to people why housing isn’t going to crash due to demographics, good credit profiles and low mortgage rates? As long as the final two reports of the year are above 6.2 Whatever the future brings for the U.S.

Sales 530

Sales Investor Title Mortgages 530

Housing Wire

JULY 22, 2022

This week’s HW+ member spotlight features Omar Ennabe, who serves as president at Ennkar , a reverse mortgage lender. Below, Ennabe answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? Omar Ennabe: At the moment, it happens to be my 7-month-old.

Technology 368

Technology Investor Mortgages As-is 368

HomeLight

DECEMBER 19, 2023

Many potential homebuyers feel sidelined by high interest rates. But what if there was a way to bypass these rates by taking over an existing home loan? But can you buy someone’s mortgage from the bank? Buying, or rather assuming a mortgage, is a potential solution for savvy home shoppers looking for homeownership options.

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Banks Mortgages VA loan FHA loan 99

Housing Wire

MAY 31, 2022

The San Francisco company was now “backed by the top three technology initial public offering underwriters,” Side announced at the time , and the money raise “sets the stage for a future IPO.”. Gal and other company representatives did not return messages for this article. Last June, Guy Gal was staring ahead at Wall Street.

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Brokerage Investor Technology Industrial 381

Housing Wire

DECEMBER 7, 2023

out of 5 stars Rating: 5 out of 5. out of 5 stars Rating: 5 out of 5. out of 5 stars Rating: 5 out of 5. out of 5 stars Rating: 5 out of 5. They attribute these success rates to their consistently up-to-date course content and interactive approach to learning. Let’s review our findings!

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HR Pre-approval Brokerage Commercial 381

Housing Wire

OCTOBER 13, 2020

However, as smartphones increased in popularity, and more and more people began to experience their near-infinite potential, there was no going back. In this article, we explore what makes change in and out of subservicing so intimidating — but why, in the end, you’ll be happy you did. The superior product won the day. Personal fears.

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Development As-is Branding Banks 390

Toronto Realty Blog

JANUARY 11, 2024

Let me throw some skin in the game here: my mortgage comes due in November of 2024. It’s been at the back of my mind since the spring of 2022 when interest rates started increasing, but it’s not something that I think about every day. I’m on a 2.59% fixed-rate mortgage. Any new developments?

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Fixed-rate mortgage Banks Mortgages Construction 73

Toronto Realty Blog

JUNE 2, 2023

TorontoRealtyBlog Do you remember a twelve-month period where we talked about interest rates any more than we have since this time last year? I’ve been around for almost two decades and I’ve seen just about everything when it comes to interest rates. In July of 1980, the Bank of Canada overnight rate was 9.93%.

Banks 70

Banks As-is Marketing Mortgages 70

Lighter Side of Real Estate

DECEMBER 9, 2021

But a lot of times it’s “backed up” by what they’ve read or heard in the news, which is often just from a headline like, “ Home Price Growth Is Finally Decelerating—and It’s Just the Start ”, which Fortune recently published. Freddie Mac thinks it’ll be a 7% bump up. But what are they basing their opinion on?

As-is 101

As-is Mortgages Agents Marketing 101

Realty Biz

AUGUST 4, 2022

I imagine people might be afraid of rising mortgage rates, frustrated by lack of inventory, confused about contingencies, and discouraged by days on market. For example, a sound pricing strategy in today’s market is the practice of choosing relevant sales as far back as 12 months ago. RBN : Can you talk about these emotions?

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Marketing Staging Days on market Finance 87

Realty Biz

JANUARY 12, 2022

For a primer on how to do it correctly, read the article: How to Pay Off Your Mortgage in a Few Short Years. On the other hand, some methods don’t make good financial sense… Don’t Pay Others to Pay Off Your Mortgage Faster. It doesn’t make sense to pay a third party to arrange to pay off your mortgage early.

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Mortgages Principal Equity Loans 111

The Close

JUNE 22, 2023

Related Articles 7 Critical Parts of Every Real Estate Investment Business Plan How Smart Investors Decipher & Respond to Real Estate Market Cycles 9 Skills Agents Need to Work With Investors & Close 50-100 Deals a Year Is Right Now Really a Good Time to Invest in Real Estate? But first, let’s get a handle on the basics.

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Investor Debt-to-income ratio New Construction Construction 116

The Close

APRIL 30, 2024

You must evaluate if a price reduction is necessary by looking at the absorption rate and the average days on market (DOM) for that location. We also need to know how to have a price reduction conversation with our clients since pricing for homeowners can be emotionally driven. The table below shows some additional price reduction indicators.

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Agents Short sale Staging Sales 78

The Close

APRIL 28, 2022

Disclaimer: All suggestions mentioned in this article are for informational purposes only. Born from the needs of mortgage buyers to compete with cash buyers, cash lenders will buy a home with cash then allow the buyer to refinance or purchase the property after closing. Related Article. We are not offering legal advice.

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Rent back Closing costs Finance Agents 105

Louisville Homes

JULY 23, 2022

Let this article serve as your guide. How to Invest in a Vacation Rental Property: 7 Essential Factors to Consider. A place with a low crime rate will give your guests the peace of mind that they are secure. A place with a low crime rate will give your guests the peace of mind that they are secure. Type of Property.

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Pre-approval Mortgages Agents As-is 94

Redfin

MAY 5, 2023

Check out this article to learn more about the pros and cons of living in Texas. However, due to the recent hike in mortgage rates, the market has experienced a slight decline, with median sale prices dropping by 2.5% With its laid-back and welcoming atmosphere, living in Austin is an experience like no other.

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Purchase and sale agreement Pre-approval Seller disclosure Earnest money deposit 66

Zolo

AUGUST 13, 2020

Q: A reader wants to know if there is any way to convert a principal residence mortgage into tax-deductible debt. . I was wondering if you know of any strategies to solve our mortgage interest deduction dilemma. . The plan is to take out a mortgage on property C and move into this property as our new principal residence.

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Purchase and sale agreement Principal Mortgages Loans 82

Toronto Realty Blog

JANUARY 13, 2021

The arguments today range from low-interest rates, to the government’s propping up the market, to some form of “This happened because of COVID.” That bodes well for a quick rebound once restrictions are finally lifted. I currently have a five-year, fixed-rate mortgage approved at 1.30%.

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Sales Pre-approval Fixed-rate mortgage MLS 69

The Close

AUGUST 18, 2022

And since almost every other demographic is sick of online ads, prospecting letters tend to have an excellent response rate. For this article, we pulled together 19 of the best real estate prospecting letters to help you connect with buyers, FSBOs, newly divorced homeowners, expired listings, and more. Related Article.

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Purchase and sale agreement Title Closing Short sale 98

Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

Mortgages 544

Mortgages Sales As-is Construction 544

The Close

SEPTEMBER 2, 2020

In this article, I will give you tips on how to write emails that will generate consistent referrals and repeat business. 7 What is rent to own? 11 What is a back-up offer? 14 What is mortgage insurance? 32 Are all mortgage company interest rates the same? 33 Should I do a 15- or 30-year mortgage?

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Purchase and sale agreement Renovation VA loan Pre-approval 124

The Close

AUGUST 18, 2020

Now, add in a global pandemic that caused the lowest interest rates we’ve seen in our lifetimes, and the result is massive buyer demand mixed with overwhelmed contractors and lenders. In this article, I will teach you how to avoid some common pitfalls, increase your closing ratio, and bulletproof your pending transactions.

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Inspection Debt-to-income ratio Title Closing 92

Housing Wire

NOVEMBER 16, 2020

With COVID infection rates exploding and hospitalization rates rising as we go into the cold winter months, the risk this poses to our recovering housing market is a question that should be addressed. In a previous article, I identified infection rates during the winter months as one of the economy’s high-risk variables.

Marketing 545

Marketing As-is Closing Mortgages 545

Redfin

AUGUST 3, 2023

Check out this article to learn more about the pros and cons of living in Georgia. Rising mortgage rates have played a significant role in deterring some buyers from entering the market. Georgia housing market insights The Georgia housing market has experienced some notable recent changes in demand and supply.

Purchase and sale agreement 58

Purchase and sale agreement Pre-approval Debt-to-income ratio Loans 58

Redfin

JUNE 21, 2023

If so, you’re in luck because this Redfin article is tailor-made just for you. By examining factors such as property prices, rental rates, vacancy rates, and historical trends, you can make informed decisions and alleviate some of the risks associated with real estate investments.

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Due diligence Earnest money deposit Investor Inspection 59

Point2Homes

NOVEMBER 22, 2020

The average savings rate in the last decade was 8%. Considering savings rates, median incomes and median home prices, the time needed to save for a 20% down payment in the 100 largest U.S. Aside from limited savings, many Millennials are confronted with another issue, one that the pandemic has greatly exacerbated: low savings rates.

Finance 96

Finance Loans As-is Marketing 96

HomeLight

APRIL 21, 2022

This article will walk through seven steps to get you from dreaming to closing without losing time, capital, or your right mind in the process. Chances are, the market won’t be as optimal for sellers during winter break or finals week. Other factors that can impact the timing off your home sale might include: Mortgage rate trends.

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Purchase and sale agreement Staging Agents Closing 95

Toronto Realty Blog

SEPTEMBER 7, 2023

Now, let’s run through our next six questions, keeping in mind that some of these are worth a multi-part blog series, but we need to address them in an expedient manner… 5) Will we actually see the fallout from increasing interest rates? Guess which article came through my news feed for a second time last week?

Marketing 80

Marketing Land Development Banks 80

HomeLight

JUNE 22, 2023

Why, maybe it’s even dealing with the anxiety that comes while you’re waiting for closing day to finally come. All of these things are stressful and confusing, but you’d be surprised by how many people struggle with the mortgage process. And they need answers to their mortgage questions. Without further ado, let’s get started.

Debt-to-income ratio 86

Debt-to-income ratio Mortgages FHA loan Loans 86

Housing Wire

NOVEMBER 30, 2023

If you’re exploring a real estate career in Akron, Cincinnati, Cleveland, Columbus, Toledo, or any other city in the Buckeye State, then your first step is to choose from the many real estate classes in Ohio to complete the 120 hours of approved pre-licensing education that the state requires.

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Pre-approval HR Inspection Finance 412

Notorious ROB

SEPTEMBER 30, 2022

I have to go back to work on a number of projects, but… I had to puzzle this out with you all in public. The headline is “mortgage payments hit all time high” as the Fed keeps hiking rates. Mortgage purchase applications were down 0.4% Mortgage purchase applications were down 0.4% from 100.8%

Marketing 89

Marketing Sales Mortgages As-is 89

The Close

APRIL 25, 2022

Here are our picks for the best free real estate CRM platforms of 2022: 7 Best Free Real Estate CRMs of 2022. The email analytics give you useful data about open rates, times, locations, and even operating systems for your recipients. Final Thoughts on Insightly. Free CRM Best For. Agile CRM Seasoned agents who are data-driven.

Agents 119

Agents As-is Design Marketing 119

The Close

NOVEMBER 8, 2023

Vacation Rental Investors (Source: AirDNA ) Many first-time homebuyers are on the sidelines, strapped by the current interest rates coupled with historically high home prices. And with mortgage rates currently sitting around 8%, this puts homeownership on ice for many. That leaves more people flocking to rentals.

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Probate sale Investor Agents Branding 97