Housing Wire

JUNE 23, 2025

But in the context of home equity lending — where loan amounts are smaller, the lender bears much of the cost, and speed is critical — defaulting to a full appraisal can create more drag than value. That’s well within tolerance for many second-lien lending scenarios and provides a high level of risk mitigation.

Lending 334

Lending Equity Loans Technology 334

Housing Wire

JANUARY 6, 2025

GVC Mortgage announced the hiring of Jen Peachman as vice president of strategic lending, a move that Peachman confirmed on LinkedIn. ” With more than 20 years of experience in mortgage and financial services, Peachman formerly served as national director of origination sales for Lenders One Mortgage Cooperative.

Lending 403

Lending Mortgages Loans Sales 403

Housing Wire

FEBRUARY 11, 2025

Mortgage lending, small business loans, and investments in local development projects are all driven by local lenders who know their markets, live in their communities, and have a vested interest in the growth of their economies. The availability of funding at the local level is the driving force in building stronger communities.

Lending 380

Lending Development Banks Loans 380

Housing Wire

DECEMBER 23, 2024

While some forward lending companies have gone out of their way to acquire and incorporate reverse mortgage lending divisions into their ongoing operations, others have bolstered their existing reverse mortgage divisions.

Lending 386

Lending Mortgages Industrial Finance 386

Housing Wire

OCTOBER 22, 2024

Guaranteed Rate Affinity announced a promotion on Tuesday as the joint venture company named 22-year industry veteran Mark Rawls as vice president of mortgage lending. Rawls is the latest addition to a leadership team of seven executives at the developing company.

Lending 412

Lending Mortgages Loan Officer Development 412

Housing Wire

MARCH 13, 2025

Mortgage industry veterans Eli Fairfield and Brian Keranen have joined Everett Financial (dba Supreme Lending ) as regional directors for the Pacific Southwest, the company announced. Fairfield and Keranen bring decades of experience in mortgage lending, as loan originators and managers in California.

Lending 370

Lending Loan Officer Loans Staging 370

Housing Wire

APRIL 2, 2025

Supreme Lending is adding a seasoned veteran to its leadership team. Supreme Lending was drawn to Middletons experience in mortgage with building teams and driving visibility. Supreme Lending was drawn to Middletons experience in mortgage with building teams and driving visibility.

Lending 334

Lending Mortgages Branding As-is 334

Housing Wire

JUNE 19, 2025

With the launch of two groundbreaking platforms— the Loan Estimate Optimizer ( LEO ) and Mia , an AI -powered assistant for loan officers , UWM is setting a new benchmark for how technology and especially AI can transform the lending experience. Behind this momentum is Jason Bressler, UWM’s Chief Technology Officer.

Lending 449

Lending Loan Officer Mortgages Loans 449

Housing Wire

JUNE 20, 2025

Inside UWM’s tech evolution: How LEO and Mia are shaping the future of mortgage lending United Wholesale Mortgage (UWM) is redefining mortgage tech with LEO, its Loan Estimate Optimizer, and Mia, a generative AI voice assistant for brokers.

Lending 258

Lending Title Technology Equity 258

Housing Wire

APRIL 22, 2025

Today’s mortgage lending environment is shifting rapidly. Transforming mortgage lending with Artificial Intelligence (AI) HW: Tell us more about your goals with the partnership. This partnership allowed us to create what we believe is the first truly transparent, partnership-based lending model.

Lending 367

Lending Loans Mortgages Technology 367

Housing Wire

MAY 5, 2025

Intercontinental Exchange ‘s May 2025 Mortgage Monitor Report, released Monday, found that first-time homebuyers accounted for a record share of agency purchase lending (58%) in the first quarter 2025. They accounted for a record 82% of agency lending in 2023, more than 75% in 2024 and nearly three-quarters in Q1 2025.

Lending 323

Lending FHA loan VA loan Loans 323

Housing Wire

JANUARY 28, 2025

Last week, business-purpose residential mortgage lender Dunmor announced that it received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. Apollo has 16 lending platforms in the U.S. Ruimy: The transaction was completed with Apollo Global Management.

Residential 357

Residential Lending Finance Banks 357

Housing Wire

MAY 8, 2025

Still, the rise in the potential use of home equity lending comes with caveats. Homeowners recognize the potential of home equity lending, but many are still on the sidelines due to financial uncertainty and lack of education about their options, JP Kelly, senior vice president of mortgage at MeridianLink, said in a prepared statement.

Lending 316

Lending Equity As-is Mortgages 316

Housing Wire

NOVEMBER 13, 2024

In today’s challenging market, higher interest rates and home values have created a unique opportunity for lenders to grow their home equity lending business. Despite the recent interest rate reduction , the demand for home equity products remains strong.

Equity 370

Equity Lending Loans Renovation 370

Housing Wire

APRIL 22, 2025

Non-QM loans are often associated with higher interest rates and unfavorable terms that verge on predatory lending. Exploring the big picture of non-QM lending When it comes to non-QM loans, borrower use cases often vary depending on the person. For Acra Lending, non-QM loans for non-owner-occupied (NOO) properties start at 6.2%.

Lending 261

Lending Loans Investor Design 261

Housing Wire

MAY 1, 2025

Artificial intelligence has moved from a buzzword to boardroom priority in lending. It’s the thoughtful integration of advanced algorithms with seasoned lending professionals that’s creating results neither could achieve independently. This focus on precision distinguishes lending from other AI applications.

Lending 243

Lending Pre-qualification Technology Design 243

Housing Wire

MAY 28, 2025

Unlock the power of artificial intelligence (AI) in mortgage lending with the report, Overcoming the Top Barriers to AI Adoption in Mortgage Lending , done in collaboration with TRUE. Discover whats holding the industry back and how forward-thinking lenders are breaking through.

Lending 320

Lending Mortgages Industrial 320

Housing Wire

JULY 1, 2025

After over seven years at Total Expert , Chris Calcasola is taking on the role as head of lending at Truv. ” The post continued, “That being said, I am also excited to announce I will be joining Truv as the Head of Lending. . Calcasola confirmed the news via a LinkedIn post on Tuesday morning.

Lending 262

Lending Technology Mortgages As-is 262

Housing Wire

JUNE 9, 2025

Jason Bressler , chief technology officer for United Wholesale Mortgage (UWM), is trying to change the narrative around AI being integrated into the mortgage industry and lending solutions. ” “What we need to understand is that AI is not some experience at the end of the day … it is a predictive analyst,” he said.

Lending 285

Lending Mortgages Technology Loan Officer 285

Housing Wire

OCTOBER 15, 2024

Department of Justice (DOJ) over the regulators’ allegations of mortgage lending discrimination in majority-Black neighborhoods of the Birmingham, Alabama , metro area. Fairway Independent Mortgage Corp. has agreed to settle with the Consumer Financial Protection Bureau (CFPB) and the U.S million civil penalty. Garland added.

Lending 451

Lending Loan Officer Loans Mortgages 451

Housing Wire

OCTOBER 18, 2024

California-based Provident Funding Associates LLC is getting out of the Florida condo lending business , it told broker partners on Friday. Condos in Florida have to be next level,” said one retail lending executive. Provident told broker partners that all loans in the pipeline must be locked by 11:59 p.m. Condos are hard.

Mortgages 523

Mortgages Marketing Lending Finance 523

Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. The state’s banking commission also charged the firm with violations of the Truth in Lending Act and the Fair Credit Reporting Act.

Lending 430

Lending Loan Officer Banks Loans 430

Housing Wire

JANUARY 15, 2025

The study claims that the crisis can be traced back to the early 2000s when subprime lending activities were prevalent. The resulting housing market crash and the Great Recession led policymakers to overcorrect by tightening mortgage lending standards and limiting funds for new construction.

Lending 403

Lending New Construction Staging Construction 403

Housing Wire

JUNE 13, 2025

Non-QM lending allows borrowers with nontraditional income sources, such as self-employed individuals, freelancers, and gig workers, to qualify for mortgage financing. Non-QM lending has emerged as a crucial component of the modern mortgage landscape, offering a flexible and inclusive pathway to homeownership for a diverse range of borrowers.

Due diligence 427

Due diligence Lending Investor Loans 427

Housing Wire

OCTOBER 28, 2024

Industry professionals hope these standards can go a long way toward normalizing reverse mortgage products within the mainstream lending ecosystem. Almost as important, he added, is the participation of non-reverse lending companies in the conversation.

Mortgages 428

Mortgages Lending Industrial Title 428

Housing Wire

FEBRUARY 3, 2025

Feldman & Feldman began working with clients throughout Texas to file lawsuits under the truth in lending act against EasyKnock in 2021. According to Feldman & Feldman, EasyKnocks defamation suit forced the law firm to withdraw from the truth in lending suits it was involved in.

Lending 382

Lending Equity Investor Residential 382

Housing Wire

NOVEMBER 20, 2024

Fair Lending Act. According to the document, HSBC allegedly engaged in discriminatory lending practices in majority Black and Hispanic neighborhoods in six U.S. metropolitan areas from 2018 through 2021. It included New York (NY), Seattle (WA), Orange County (CA), Los Angeles (CA), Oakland (CA), and the Bay Area (CA).

Loan Officer 403

Loan Officer Lending Banks Loans 403

Housing Wire

MAY 15, 2025

Leahy emphasized that his company’s approach helps individuals who dont fit the traditional lending mold. With more than two decades of experience and 3,000-plus transactions under his belt, Leahy said he aimed to fuse an institutional lending structure with the flexibility of creative finance.

Finance 370

Finance Lending Bankruptcy Residential 370

Housing Wire

JUNE 18, 2025

Each CVA review includes a risk-based assessment by a licensed appraiser, validation of key report components such as comparables and adjustments, and a final report intended to support mortgage lending decisions. The company added that its CVA process meets due-diligence and review standards recognized by major credit rating agencies. “By

Due diligence 411

Due diligence Lending Staging Technology 411

Housing Wire

JULY 8, 2025

This team will join an already growing branch, led by Senior Vice President of Sales, Caveh Azadeh, who worked alongside Justin Allen earlier in their careers at Nations Reliable Lending , which was acquired by Union Home Mortgage in early 2025.

Mortgages 397

Mortgages Loan Officer Lending Loans 397

Housing Wire

DECEMBER 17, 2024

Josh Kilty (left), senior vice president of reverse lending at Fairway, presents a lifetime achievement award to Pistol Pete Stebbins. Stebbins referred to as Pistol Pete by his colleagues was also lauded by Dan Ventura, Fairways president of reverse lending. Pistols achievements are only outshined by his kindness and generosity.

Lending 388

Lending Title Mortgages Banks 388

Housing Wire

APRIL 28, 2025

Texas-based analytics and decision management company LENDEM Solutions announced that Krish Dhokia, a former mortgage marketing leader at Kind Lending and Fairway Independent Mortgage Corp. , Krish Dhokia Dhokia was named a 2023 HousingWire Marketing Leader during his time at California-based Kind Lending, a top 50 U.S.

Lending 370

Lending Technology Mortgages Loans 370

Housing Wire

NOVEMBER 20, 2024

Jonathan Scarpati: I started with Senior Lending Network out of New York. Innovative lending models are driving more accessibility and efficiency in home equity financing options. This interview has been edited for length and clarity. HousingWire: How did you get into Finance of America and the industry? Click Here

Equity 370

Equity Finance Marketing Lending 370

Housing Wire

DECEMBER 18, 2024

Citis previous use of the URL was to redirect to learning center content within the home lending pages on the Citi domain, according to Head of Mortgage Marketing at Citi, Chip Burgard. The company owned the domain for several years but didnt have a direct purpose with it until Q4 2023. We’ve got good purchase products.

Marketing 402

Marketing Lending Branding Banks 402

Housing Wire

JULY 2, 2025

Roby Robertson , executive vice president of LoanLogics , a mortgage document automation provider, is more optimistic about how the new era of crypto-backed lending could open doors for nonqualified mortgage ( non-QM ) borrowers. “I Another open question is how crypto-backed lending fits within state licensing laws, especially when U.S.

Mortgages 397

Mortgages Bankruptcy Lending Commercial 397

Housing Wire

JULY 1, 2025

Name Job Title Company Name Abigail Williams Chief Legal Officer Lima One Capital Alexandra Lumpkin Chief Legal Officer The Real Brokerage Ali Haralson President Auction.com Alison Adams Grey Chief of Staff LPT Realty Amy Adams National Real Estate Expert The CE Shop Amy Butler Executive Vice President, National Sales Northpointe Bank Amy Creason Co-founder (..)

Title 451

Title Lending Brokerage Mortgages 451

Housing Wire

JANUARY 17, 2025

Florida-based non-QM lender A&D Mortgage announced Friday that it has acquired the wholesale and nondelegated correspondent lending businesses of Mr. Cooper Group. A&D offers brokers more than 20 lending programs across the agency, government, jumbo and non-QM spectrum.

Mortgages 370

Mortgages Lending Banks Finance 370