Housing Wire

JANUARY 17, 2025

Seattle-based WaFd Bank , which has offered home loans for more than 100 years, announced Thursday in an earnings report that it will exit the single-family mortgage lending business. It further clarified that it will continue its business lending activities, including commercial mortgages, and will begin offering loans backed by the U.S.

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Lending Banks Mortgages Commercial 388

Housing Wire

JANUARY 6, 2025

GVC Mortgage announced the hiring of Jen Peachman as vice president of strategic lending, a move that Peachman confirmed on LinkedIn. ” With more than 20 years of experience in mortgage and financial services, Peachman formerly served as national director of origination sales for Lenders One Mortgage Cooperative.

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Lending Mortgages Loans Sales 403

Housing Wire

APRIL 2, 2025

Supreme Lending is adding a seasoned veteran to its leadership team. Supreme Lending was drawn to Middletons experience in mortgage with building teams and driving visibility. Supreme Lending was drawn to Middletons experience in mortgage with building teams and driving visibility.

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Lending Mortgages Branding As-is 357

Housing Wire

FEBRUARY 11, 2025

Mortgage lending, small business loans, and investments in local development projects are all driven by local lenders who know their markets, live in their communities, and have a vested interest in the growth of their economies. The availability of funding at the local level is the driving force in building stronger communities.

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Lending Development Banks Loans 384

Housing Wire

OCTOBER 22, 2024

Guaranteed Rate Affinity announced a promotion on Tuesday as the joint venture company named 22-year industry veteran Mark Rawls as vice president of mortgage lending. Rawls is the latest addition to a leadership team of seven executives at the developing company.

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Lending Mortgages Loan Officer Development 415

Housing Wire

DECEMBER 23, 2024

While some forward lending companies have gone out of their way to acquire and incorporate reverse mortgage lending divisions into their ongoing operations, others have bolstered their existing reverse mortgage divisions.

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Lending Mortgages Industrial Finance 387

Housing Wire

JUNE 20, 2025

Inside UWM’s tech evolution: How LEO and Mia are shaping the future of mortgage lending United Wholesale Mortgage (UWM) is redefining mortgage tech with LEO, its Loan Estimate Optimizer, and Mia, a generative AI voice assistant for brokers.

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Lending Title Technology Equity 283

Housing Wire

MARCH 13, 2025

Mortgage industry veterans Eli Fairfield and Brian Keranen have joined Everett Financial (dba Supreme Lending ) as regional directors for the Pacific Southwest, the company announced. Fairfield and Keranen bring decades of experience in mortgage lending, as loan originators and managers in California.

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Lending Loan Officer Loans Staging 370

Housing Wire

JUNE 19, 2025

With the launch of two groundbreaking platforms— the Loan Estimate Optimizer ( LEO ) and Mia , an AI -powered assistant for loan officers , UWM is setting a new benchmark for how technology and especially AI can transform the lending experience. Behind this momentum is Jason Bressler, UWM’s Chief Technology Officer.

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Lending Loan Officer Mortgages Loans 450

Housing Wire

APRIL 22, 2025

Today’s mortgage lending environment is shifting rapidly. Transforming mortgage lending with Artificial Intelligence (AI) HW: Tell us more about your goals with the partnership. This partnership allowed us to create what we believe is the first truly transparent, partnership-based lending model.

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Lending Loans Mortgages Technology 369

Housing Wire

APRIL 22, 2025

Non-QM loans are often associated with higher interest rates and unfavorable terms that verge on predatory lending. Exploring the big picture of non-QM lending When it comes to non-QM loans, borrower use cases often vary depending on the person. For Acra Lending, non-QM loans for non-owner-occupied (NOO) properties start at 6.2%.

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Lending Loans Investor Design 291

Housing Wire

MAY 8, 2025

Still, the rise in the potential use of home equity lending comes with caveats. Homeowners recognize the potential of home equity lending, but many are still on the sidelines due to financial uncertainty and lack of education about their options, JP Kelly, senior vice president of mortgage at MeridianLink, said in a prepared statement.

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Lending Equity As-is Mortgages 339

Housing Wire

MAY 5, 2025

Intercontinental Exchange ‘s May 2025 Mortgage Monitor Report, released Monday, found that first-time homebuyers accounted for a record share of agency purchase lending (58%) in the first quarter 2025. They accounted for a record 82% of agency lending in 2023, more than 75% in 2024 and nearly three-quarters in Q1 2025.

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Lending FHA loan VA loan Loans 339

Housing Wire

JANUARY 28, 2025

Last week, business-purpose residential mortgage lender Dunmor announced that it received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. Apollo has 16 lending platforms in the U.S. Ruimy: The transaction was completed with Apollo Global Management.

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Residential Lending Finance Banks 364

Housing Wire

MAY 1, 2025

Artificial intelligence has moved from a buzzword to boardroom priority in lending. It’s the thoughtful integration of advanced algorithms with seasoned lending professionals that’s creating results neither could achieve independently. This focus on precision distinguishes lending from other AI applications.

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Lending Pre-qualification Technology Design 255

Housing Wire

NOVEMBER 13, 2024

In today’s challenging market, higher interest rates and home values have created a unique opportunity for lenders to grow their home equity lending business. Despite the recent interest rate reduction , the demand for home equity products remains strong.

Equity 370

Equity Lending Loans Renovation 370

Housing Wire

MAY 28, 2025

Unlock the power of artificial intelligence (AI) in mortgage lending with the report, Overcoming the Top Barriers to AI Adoption in Mortgage Lending , done in collaboration with TRUE. Discover whats holding the industry back and how forward-thinking lenders are breaking through.

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Lending Mortgages Industrial 346

Housing Wire

JULY 1, 2025

After over seven years at Total Expert , Chris Calcasola is taking on the role as head of lending at Truv. ” The post continued, “That being said, I am also excited to announce I will be joining Truv as the Head of Lending. . Calcasola confirmed the news via a LinkedIn post on Tuesday morning.

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Lending Technology Mortgages As-is 269

Housing Wire

JUNE 9, 2025

Jason Bressler , chief technology officer for United Wholesale Mortgage (UWM), is trying to change the narrative around AI being integrated into the mortgage industry and lending solutions. ” “What we need to understand is that AI is not some experience at the end of the day … it is a predictive analyst,” he said.

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Lending Mortgages Technology Loan Officer 305

Housing Wire

JULY 14, 2025

The simple answer: It’s time to get good at non-QM lending. Myth-busting non-QM While industry perceptions have shifted from skepticism and caution to acceptance and adoption of non-QM lending, it’s safe to say there are a few holdouts. I like to say we lend a million people that deserve it.

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Investor Lending Loans Pre-approval 375

Housing Wire

OCTOBER 15, 2024

Department of Justice (DOJ) over the regulators’ allegations of mortgage lending discrimination in majority-Black neighborhoods of the Birmingham, Alabama , metro area. Fairway Independent Mortgage Corp. has agreed to settle with the Consumer Financial Protection Bureau (CFPB) and the U.S million civil penalty. Garland added.

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Lending Loan Officer Loans Mortgages 451

Housing Wire

OCTOBER 18, 2024

California-based Provident Funding Associates LLC is getting out of the Florida condo lending business , it told broker partners on Friday. Condos in Florida have to be next level,” said one retail lending executive. Provident told broker partners that all loans in the pipeline must be locked by 11:59 p.m. Condos are hard.

Mortgages 523

Mortgages Marketing Lending Finance 523

Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. The state’s banking commission also charged the firm with violations of the Truth in Lending Act and the Fair Credit Reporting Act.

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Lending Loan Officer Banks Loans 430

Housing Wire

JANUARY 15, 2025

The study claims that the crisis can be traced back to the early 2000s when subprime lending activities were prevalent. The resulting housing market crash and the Great Recession led policymakers to overcorrect by tightening mortgage lending standards and limiting funds for new construction.

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Lending New Construction Staging Construction 403

Housing Wire

JUNE 13, 2025

Non-QM lending allows borrowers with nontraditional income sources, such as self-employed individuals, freelancers, and gig workers, to qualify for mortgage financing. Non-QM lending has emerged as a crucial component of the modern mortgage landscape, offering a flexible and inclusive pathway to homeownership for a diverse range of borrowers.

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Due diligence Lending Investor Loans 429

Housing Wire

OCTOBER 28, 2024

Industry professionals hope these standards can go a long way toward normalizing reverse mortgage products within the mainstream lending ecosystem. Almost as important, he added, is the participation of non-reverse lending companies in the conversation.

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Mortgages Lending Industrial Title 429

Housing Wire

FEBRUARY 3, 2025

Feldman & Feldman began working with clients throughout Texas to file lawsuits under the truth in lending act against EasyKnock in 2021. According to Feldman & Feldman, EasyKnocks defamation suit forced the law firm to withdraw from the truth in lending suits it was involved in.

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Lending Equity Investor Residential 385

Housing Wire

JULY 8, 2025

This team will join an already growing branch, led by Senior Vice President of Sales, Caveh Azadeh, who worked alongside Justin Allen earlier in their careers at Nations Reliable Lending , which was acquired by Union Home Mortgage in early 2025.

Mortgages 413

Mortgages Loan Officer Lending Loans 413

Housing Wire

JUNE 18, 2025

Each CVA review includes a risk-based assessment by a licensed appraiser, validation of key report components such as comparables and adjustments, and a final report intended to support mortgage lending decisions. The company added that its CVA process meets due-diligence and review standards recognized by major credit rating agencies. “By

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Due diligence Lending Staging Technology 421

Housing Wire

NOVEMBER 20, 2024

Fair Lending Act. According to the document, HSBC allegedly engaged in discriminatory lending practices in majority Black and Hispanic neighborhoods in six U.S. metropolitan areas from 2018 through 2021. It included New York (NY), Seattle (WA), Orange County (CA), Los Angeles (CA), Oakland (CA), and the Bay Area (CA).

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Loan Officer Lending Banks Loans 403

Housing Wire

MAY 15, 2025

Leahy emphasized that his company’s approach helps individuals who dont fit the traditional lending mold. With more than two decades of experience and 3,000-plus transactions under his belt, Leahy said he aimed to fuse an institutional lending structure with the flexibility of creative finance.

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Finance Lending Bankruptcy Residential 370

Housing Wire

DECEMBER 17, 2024

Josh Kilty (left), senior vice president of reverse lending at Fairway, presents a lifetime achievement award to Pistol Pete Stebbins. Stebbins referred to as Pistol Pete by his colleagues was also lauded by Dan Ventura, Fairways president of reverse lending. Pistols achievements are only outshined by his kindness and generosity.

Lending 388

Lending Title Mortgages Banks 388

Housing Wire

JULY 2, 2025

Roby Robertson , executive vice president of LoanLogics , a mortgage document automation provider, is more optimistic about how the new era of crypto-backed lending could open doors for nonqualified mortgage ( non-QM ) borrowers. “I Another open question is how crypto-backed lending fits within state licensing laws, especially when U.S.

Mortgages 413

Mortgages Bankruptcy Lending Commercial 413

Housing Wire

APRIL 28, 2025

Texas-based analytics and decision management company LENDEM Solutions announced that Krish Dhokia, a former mortgage marketing leader at Kind Lending and Fairway Independent Mortgage Corp. , Krish Dhokia Dhokia was named a 2023 HousingWire Marketing Leader during his time at California-based Kind Lending, a top 50 U.S.

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Lending Technology Mortgages Loans 370

Housing Wire

JUNE 18, 2025

The analysis, based on lending data from the first half of fiscal year 2025, found that VA purchase loans are up nearly 10% while refinance activity is up nearly 150%. Last year, however, when overall VA purchase lending was down 7% compared to 2023, Gen Z was the only age demographic to see an increase.

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VA loan Loans Lending Mortgages 378

Housing Wire

JUNE 13, 2025

Kind Lending , a national wholesale mortgage lender and his second brainchild, is built on lean operations and a focus on efficiency — a contrast with his first company, Stearns Lending, which filed for Chapter 11 bankruptcy in 2019. Inside Mortgage Finance (IMF) reported that Kind Lending originated $7.5 He’s not wrong.

Mortgages 299

Mortgages Lending Purchase and sale agreement Bankruptcy 299

Housing Wire

NOVEMBER 20, 2024

Jonathan Scarpati: I started with Senior Lending Network out of New York. Innovative lending models are driving more accessibility and efficiency in home equity financing options. This interview has been edited for length and clarity. HousingWire: How did you get into Finance of America and the industry? Click Here

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Equity Finance Marketing Lending 370