The Mortgage Report

MAY 6, 2022

A complete list of VA minimum property requirements (MPRs). Find out if the home you're buying will be approved for a VA loan.

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VA loan Loans 98

The American Genius for Real Estate

JULY 10, 2022

An anti-trust lawsuit is scheduled for trial in 2023 that could impact how real estate agents receive compensation, affecting FHA & VA loans. The post Real estate agents brace for the potential demise of FHA & VA loans appeared first on The American Genius Real Estate.

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VA loan Loans Agents Agents 111

The Mortgage Report

NOVEMBER 2, 2021

But only 24% of those have tapped their VA loan benefits. Learn more about VA loan benefits and how to use yours. Over 14 million veterans own their homes.

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VA loan Loans 111

Keeping Current Matters

NOVEMBER 10, 2022

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own.

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VA loan Loans 301

Realty Biz

SEPTEMBER 24, 2022

Military borrowers looking to buy or refinance a home might want to consider a VA loan. Department of Veterans Affairs (VA), this loan option can make buying a home easier for those who might otherwise struggle to afford a mortgage. What Is a VA Loan? Benefits of a VA Loan. Backed by the U.S.

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VA loan Loans FHA loan Mortgages 71

The Mortgage Report

OCTOBER 11, 2021

In can be harder to get a VA loan offer accepted in a competitive market. Learn why some sellers don't like VA loans and how to improve your chances.

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VA loan Loans Marketing Marketing 109

Realty Biz

APRIL 24, 2021

A VA Loan Certificate of Eligibility is your proof of service, and it shows that you’re qualified to receive your VA loan benefits. You may be eligible for a VA mortgage if you have served or are currently serving in the military. What is the VA Loan Certificate of Eligibility?

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VA loan Loans Mortgages Pre-qualification 111

The Mortgage Report

OCTOBER 27, 2021

When it comes to VA loans vs. conventional loans, it's often an easy choice: VA, if you're eligible. But your situation could be different.

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VA loan Loans Mortgages 103

Housing Wire

MARCH 22, 2023

The less competitive market has also resulted in more buyers using FHA and VA loans. In January, 16% of mortgaged home sales used an FHA loan , up from 13.3% a year ago, while the share of mortgaged sales using VA loans rose to 7.5% Detroit saw the highest share of FHA loans at 29.5% a year prior.

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FHA loan VA loan Mortgages Loans 390

The Mortgage Report

JANUARY 26, 2022

A VA loan refinance can help you reduce your monthly payment or take cash out. Discover the pros and cons of your options.

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VA loan Loans 92

The Mortgage Report

OCTOBER 21, 2021

No more VA loan limits VA loan limits were repealed in 2020. That means the VA mortgage program — arguably the best financing available — is now better. An end […].

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VA loan Loans Mortgages Finance 98

The Mortgage Report

DECEMBER 21, 2021

Everything you should know about FHA vs. VA loans: Pros, cons, requirements, and advice for home buyers.

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VA loan Loans Mortgages 118

The Mortgage Report

JANUARY 29, 2021

Here are the most common VA loan refinance scams and how to avoid them. Mortgage scams are real and they often veteran homeowners.

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VA loan Loans Mortgages 109

The Mortgage Report

OCTOBER 14, 2020

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Find out if you qualify for a low-rate VA loan.

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VA loan Mortgages Loans Marketing 101

Housing Wire

NOVEMBER 8, 2021

This is an absolute must, especially in the market right now as it gives the lender an opportunity to fill the listing agent in on the buyer’s background and how the VA loan process works,” Pascoe explained. There remains a belief among listing agents and their clients that the VA appraisal and closing process will be a hassle.

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VA loan Agents Agents Appraisal 392

RISMedia

AUGUST 31, 2020

VA loans are having a record 2020. According to mortgage lender Veterans United Home Loans, the VA loan program backed more than 865,000 loans so far this year. The post Report: VA Loans Surge Amidst Pandemic appeared first on RISMedia's Housecall.

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VA loan Loans Mortgages Industrial 119

Housing Wire

MARCH 22, 2023

The program is separate from the broader VA loan program that is available to all veterans. The new rate will apply to NADL loans closed on or after March 13, which will lock in the 2.5% interest rate for the life of the loan. or higher can refinance at the lower rate, according to the VA.

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Mortgages VA loan Loans Land 344

Housing Wire

MARCH 29, 2022

Origination volume in the Veterans Affairs (VA) universe amounted to $388 billion in 2021, an analysis of Home Mortgage Disclosure Act (HMDA) data by Polygon Research application HMDAVision found. This marks a notable dip in originations from 2020, a record-breaking year in which VA lenders pumped out approximately $427 billion in VA loans.

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VA loan FHA loan Mortgages Loans 286

Housing Wire

NOVEMBER 16, 2020

VA loans are mortgage loans that are guaranteed by the Department of Veterans Affairs. Only homebuyers who are military veterans, current military members or their spouses can qualify for a VA loan. Like VA loans, USDA loans require no down payment. Minimum down payment: Zero.

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Mortgages VA loan FHA loan Loans 500

Keeping Current Matters

JULY 29, 2021

Below, we can see just how small of a share of total financing VA loans made up in June of 2021, according to that Ellie Mae report: The drop in VA loan usage can be attributed to the difficulties veterans continue to face when buying a home. They are on the bottom of the hierarchy.”

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VA loan Loans Mortgages Agents 293

Housing Wire

SEPTEMBER 30, 2022

We spoke to UMortgage Branch Manager Arielle Best, known as the VA Loan Lady on TikTok, about the platform and how best to utilize it as a mortgage loan originator. As the VA Loan Lady, she specializes in VA loans because she’s passionate about helping veterans. followers and 524.8k Building a brand.

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Mortgages VA loan Loans Loan Officer 426

Housing Wire

DECEMBER 15, 2021

decline in applications for government loans. Would-be homebuyers are finding it hard to compete with FHA and VA loans in a purchase market defined by low inventory. VA loans comprised 10.6%, decreasing one basis point. Meanwhile, FHA loans went from 9.9% rise in conventional applications offset a 1.6%

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VA loan FHA loan Fixed-rate mortgage Mortgages 397

Housing Wire

MAY 25, 2022

The VA also expects to overhaul its procedure on appraisals following the mid-May introduction of legislation in the Senate aimed at streamlining the appraisal process for VA loans. The legislation would remove a stipulation requiring all VA appraisals to be performed in-house.

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Pre-approval Pre-approval Loans VA loan 448

Keeping Current Matters

NOVEMBER 6, 2020

VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation. For eligible individuals, options associated with VA Loans can help make the dream of homeownership a reality.

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VA loan Loans 239

Housing Wire

MARCH 24, 2023

Comparatively, the serious delinquency rate for Federal Housing Administration (FHA) loans was 4.4% in Q4, the Department of Veterans Affairs (VA) loans rate was at 2.43%, and at 1.89% for all loans based on the industry average.

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Fixed-rate mortgage FHA loan Mortgages VA loan 341

Maximum Exposure Real Estate

MARCH 12, 2023

What Are VA Loan Home Inspection Requirements Are you wondering about the VA loan inspection requirements? There are appraisal and inspection guidelines that VA inspectors must follow. Did you know that the homes you’re looking at might not be acceptable to some lenders? It’s true.

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Inspection Appraisal VA loan Loans 76

Housing Wire

MARCH 13, 2023

.” The share of locks with adjustable rates rose in February to 10.3%, while nonconforming loans – consisting of 12.2% of the total loan product mix — picked up share. Conforming loans dropped to account for 56.6% of loan product mix, FHA loans declined to consist of 18.4%, VA loans and USDA loans fell to 12% and 0.8%

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Mortgages Loans FHA loan VA loan 319

Housing Wire

AUGUST 19, 2021

While the delinquency rates for FHA and VA loans also tumbled from the previous quarter to 12.77% (decline of 190 bps) and 6.47% (115 bps decline), respectively.

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Mortgages VA loan FHA loan Loans 457

Housing Wire

SEPTEMBER 1, 2020

VA loans may need protection now more than ever as a recent report on Department of Veterans Affairs data revealed VA loans rose 114% through the first three quarters of fiscal year 2020 compared to the same period last year.

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Mortgages VA loan Loans Lending 415

Housing Wire

FEBRUARY 28, 2023

According to its website, it includes a portfolio with fixed and adjustable rate mortgages (ARMs) and government loans, such as FHA, USDA and VA loans. With the JFQ acquisition, the company will explore the call center approach to sell its products to borrowers.

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Lending VA loan Mortgages Loans 315

Housing Wire

FEBRUARY 16, 2023

Delinquency rates — which includes loans that are at least one payment past due but does not include loans in the foreclosure process — rose across all loan types and stages of delinquency. The FHA loan delinquency rate rose the most by a whopping 209 bps to 10.61% in the fourth quarter from the previous quarter.

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Mortgages FHA loan VA loan Equity 409

Keeping Current Matters

MARCH 22, 2021

Department of Agriculture (USDA) loans: “In general, lenders require a minimum credit score of 640 for a USDA loan , though some may go as low as 580.”. Department of Veterans Affairs (VA) loans: “ VA loans don’t technically have a minimum credit score , but lenders will typically require between 580 and 620.”.

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Mortgages FHA loan VA loan Loans 347

Realty Biz

APRIL 5, 2022

However, FHA and VA loans are the only two mortgage loan programs that allow borrowers during Chapter 13 Bankruptcy to be eligible for a home mortgage. FHA and VA guidelines during Chapter 13 Bankruptcy is almost the same. We will cover and discuss qualifying for an FHA and/or VA loan during Chapter 13 Bankruptcy.

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Bankruptcy Debt-to-income ratio VA loan FHA loan 126

Housing Wire

JANUARY 5, 2021

FHA loans are insured by the government and are easier to qualify for than a conventional loan which makes them an attractive option for prospective homeowners with limited savings and lower credit scores. What type of loan: VA & USDA loan. 0% down payments.

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FHA loan VA loan Mortgages Loans 546

Housing Wire

MARCH 1, 2021

Streamline refinances (if you have an FHA or VA loan). Both FHA and VA loans come with a streamline refinance option, which essentially means a fast-tracked path to a new mortgage loan. At today’s average rates, you’d save more than $60,000 in interest by choosing a 15-year mortgage over a 30-year one.

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Mortgages VA loan Loans Loan Officer 459

Housing Wire

OCTOBER 19, 2021

When looking at loans by product type, conventional loans made up 75.1% of all loan applications, FHA loans represented 13.9%, VA loans composed 10.5% and RHS/USDA loans made up the final 0.5%.

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Mortgages FHA loan VA loan Loans 399

Realty Biz

MARCH 28, 2023

VA Loans If you’re a military member or a military veteran, you can avail yourself of a VA loan, backed by the US Department of Veterans Affairs. VA loans also permit you to purchase a property with as many as four units, as long as you’re the owner-occupier of one of those units.

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FHA loan VA loan Debt-to-income ratio Mortgages 76