Housing Wire

OCTOBER 24, 2023

million in VA loans, enough to become the top VA loan officer in the country, according to the Scotsman Guide. million in VA loans (77% of the total). Most of his loans this year, precisely 89%, were purchases. Most of his loans this year, precisely 89%, were purchases. Gade originated $165.4

VA loan 430

VA loan Loans Loan Officer Brokerage 430

Housing Wire

JUNE 12, 2024

An analysis released Wednesday by Columbia, Missouri -based lender Veterans United Home Loans revealed that the home loan program through the U.S. Department of Veterans Affairs (VA) has contributed $3.9 The VA loan program — which was established in 1944 through the GI Bill — will celebrate its 80th anniversary on June 22.

VA loan 445

VA loan Loans As-is Mortgages 445

Housing Wire

FEBRUARY 15, 2024

Department of Veteran Affairs (VA) loans through its Tinman platform. We’ve been working toward launching a VA product for the past two years,” Vishal Garg, founder and CEO of Better, said in an interview with HousingWire. Better’s rate for VA loans was 6.375% as of Tuesday afternoon, the company said.

VA loan 417

VA loan Loans Loan Officer FHA loan 417

Housing Wire

FEBRUARY 6, 2025

By loan type, the past-due rate for conventional loans decreased between the third and fourth quarters by 1 bps to 2.62%. The rate for FHA loans increased by 57 bps to 11.03%, and the rate for VA loans rose by 12 bps to 4.70%. They tend to be more vulnerable to economic stressors like job losses or inflation.

VA loan 378

VA loan FHA loan Debt-to-income ratio Loans 378

Housing Wire

MARCH 5, 2025

The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months, he shared. Conventional refinance applications rose 34% and government refinance applications increased by 42% over the week. ” The refinance share of mortgage activity increased to 43.8%

Fixed-rate mortgage 498

Fixed-rate mortgage VA loan Mortgages Loans 498

Housing Wire

OCTOBER 20, 2022

” The post Voxtur rolls out attorney opinion letters for VA loans appeared first on HousingWire. The industry group has also said alternatives to title insurance “pose an even greater risk to the housing finance system.”

VA loan 403

VA loan Loans Title Land 403

Housing Wire

DECEMBER 18, 2024

Meanwhile, government loan activity increased across all loan types, excluding U.S. Department of Veterans Affairs (VA) loans. VA loan activity fell 100 bps to 15.3% including a large decrease in VA refi application volume. Department of Agriculture (USDA) loans increased 10 bps to 0.5%.

VA loan 384

VA loan Mortgages FHA loan Loans 384

Real Estate News

JUNE 16, 2025

There has also been an uptick in buyers using FHA and VA loans, which require lower down payments. An uptick in FHA, VA loans: FHA and VA loans became more common during the market slowdown this spring. of mortgage sales used an FHA loan in April, up from 14.2% For VA loans, the share was 7.2%

VA loan 281

VA loan FHA loan Loans Finance 281

Housing Wire

JULY 1, 2025

A press release from Rocket also announced Rocket Preferred Pricing, which allows homebuyers who use Rocket Mortgage for financing and either purchase a Redfin-listed home or work with a Redfin agent to receive a one-percentage-point interest rate reduction for the first year of their loan or a lender credit of up to $6,000 at closing.

VA loan 417

VA loan Finance Equity Branding 417

Housing Wire

MARCH 5, 2025

The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months. On-the-ground observations Loan officers say they’re seeing an increase in government loan demand. Certain geographic areas have higher shares of government loans.

Loan Officer 279

Loan Officer Loans VA loan FHA loan 279

Housing Wire

MARCH 13, 2025

By loan type, conventional mortgages made up 56.7% FHA loans had a share of 32.1%, followed by U.S. Department of Veterans Affairs (VA) loans at 10.6%, and U.S. Department of Agriculture (USDA) loans at 0.6%. The average loan size declined from $403,416 in January to $397,516 in February. of applications.

FHA loan 363

FHA loan VA loan Mortgages Loans 363

Housing Wire

JANUARY 2, 2025

Government lending programs saw mixed results as applications for Federal Housing Administration (FHA) loans fell by 60 bps to a market share of 16.6%, while applications for Department of Veterans Affairs (VA) loans rose by 50 bps to a share of 15.7%.

FHA loan 451

FHA loan Mortgages VA loan Loans 451

Housing Wire

DECEMBER 3, 2024

Per FICO’s press release, the Montana-based company collaborated with the VA to confirm acceptance of FICO Score 10 T ahead of the widespread transition as required by the Federal Housing Finance Agency (FHFA). Cardinal claims to be one of the first lenders to adopt FICO 10 T for its nonconforming loans.

VA loan 387

VA loan Mortgages Loans Lending 387

Housing Wire

DECEMBER 11, 2024

Government loan activity saw a slight jump. Department of Veterans Affairs (VA) loans followed suit, jumping 270 bps to 16.3% Department of Agriculture (USDA) loans were flat at 0.4%. MBA’s report also examined the average contract interest rates for several loan types. of all applications.

As-is 388

As-is VA loan Mortgages Loans 388

Housing Wire

JUNE 30, 2025

Nearly 29% of first-time buyers used Federal Housing Administration (FHA) loans , which require a minimum down payment of 3.5%. Department of Veterans Affairs (VA) loans , which do not require a down payment at all. Another 9% used U.S. Lautz also emphasized the importance of getting accurate information.

VA loan 319

VA loan FHA loan Loans Finance 319

Housing Wire

NOVEMBER 11, 2024

of the loan amount) compared to the VA’s purchase, construction and cash-out refi options. To qualify, borrowers must have a current VA loan that is in good standing and must have previously used their VA entitlement. The product has a lower funding fee (0.5%

Closing costs 365

Closing costs Loans Closing VA loan 365

Housing Wire

MAY 13, 2025

Delinquencies on conventional loans increased slightly, while mortgage delinquencies on ( Federal Housing Administration ) and VA loans declined, said Marina Walsh, MBAs vice president of industry analysis. Foreclosure inventories increased across all three loan types, and particularly for VA loans.

VA loan 233

VA loan FHA loan Mortgages Loans 233

Housing Wire

FEBRUARY 13, 2025

Jumbo mortgage rates were up 2 bps, VA loan rates were up 4 bps and FHA loan rates remained unchanged. Optimal Blue reported that after hitting a multiyear low in December, the conforming loan share edged up slightly to 51% of total production but remained near record lows.

VA loan 297

VA loan FHA loan Mortgages Loans 297

Housing Wire

NOVEMBER 27, 2024

But government loans saw their shares shrink. Federal Housing Administration (FHA) loans shed 60 bps during the week to represent 16% of all applications while U.S. Department of Veterans Affairs (VA) loans were down 120 bps to 12.4% of applications.

Mortgages 370

Mortgages VA loan FHA loan Fixed-rate mortgage 370

Housing Wire

DECEMBER 17, 2024

Conventional loans accounted for 61.6% of applications, Federal Housing Administration (FHA) loans for 28% and U.S. Department of Veterans Affairs (VA) loans for 9.9% The average loan size for new homes decreased to $402,873, down from $409,942 in October. from the 56,000 sales in October. in November.

FHA loan 387

FHA loan VA loan Mortgages Loans 387

Housing Wire

JANUARY 14, 2025

While conforming loans became less common, Federal Housing Administration (FHA), U.S. Department of Veterans Affairs (VA) and nonconforming loan types gained traction. FHA loans rose to 21% of all lock activity, with nonconforming loans at 16% and VA loans at 11.5%.

VA loan 370

VA loan FHA loan Mortgages Loans 370

Housing Wire

JULY 11, 2025

Department of Veterans Affairs (VA) come with tighter margins. Cotality’s data shows that serious delinquency rates for FHA loans are five times higher than for conventional mortgages. Serious delinquencies for VA loans are 3.5 times higher than conventional alternatives.

Mortgages 340

Mortgages VA loan FHA loan Loans 340

Housing Wire

DECEMBER 4, 2024

But government loans trended slightly upward. Federal Housing Administration (FHA) loans remained at 16% of all applications. Department of Veterans Affairs (VA) loans grew their share to 13.6%, compared to 12.4% Department of Agriculture (USDA) loans dropped 1 bps to 0.4%. in the prior week. the previous week.

Mortgages 387

Mortgages VA loan FHA loan Loans 387

Keeping Current Matters

NOVEMBER 10, 2023

VA home loans can help people who served our country become homeowners.

VA loan 357

VA loan Loans 357

Housing Wire

DECEMBER 21, 2023

Unfortunately, too many misconceptions persist among real estate and even mortgage industry professionals about the VA home loan, and those misconceptions have big (and negative) impacts. Earlier in my life, I was directed away from using a VA loan when I purchased my first home. REALITY: There is no limit.

Loans 451

Loans VA loan Mortgages Lending 451

Keeping Current Matters

MAY 27, 2024

For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes.

VA loan 355

VA loan Loans 355

Housing Wire

APRIL 8, 2025

These loans, including jumbo and non-qualified mortgage offerings, accounted for 16.8% Conforming loan share fell to 51%, FHA volume dropped to 19.6%, and VA loans edged up slightly to nearly 12%. of total lock volume.

Loans 312

Loans Debt-to-income ratio VA loan FHA loan 312

Housing Wire

DECEMBER 10, 2024

Department of Veterans Affairs (VA) loans had saw the largest monthly improvements, dropping their rates by 1.28 VA mortgages also accounted for roughly 30% of rate-and-term refi activity in September and October, a figure that ICE said is four times higher than their representation among active mortgages. percentage points).

Mortgages 369

Mortgages VA loan Loans Closing 369

Keeping Current Matters

NOVEMBER 9, 2023

For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes.

VA loan 358

VA loan Loans 358

Housing Wire

MAY 21, 2024

VA policy states that while a veteran is allowed to use a buyer broker to purchase a home using their VA loan benefit, they “may not under any circumstances, be charged a brokerage fee or commission in connection with the services of such individuals.”

VA loan 521

VA loan Agents Loans MLS 521

Housing Wire

JULY 11, 2025

As the top VA purchase loan officer for the last two years, I have seen the solution. If the buyer was a veteran with a VA loan, I could have the buyer ask the seller to pay all their closing costs and up to 4% towards the homebuyer’s debt. Simple, you can only do it with VA loans. We do this all the time.

Debt-to-income ratio 273

Debt-to-income ratio VA loan Seller concession Sales 273

Keeping Current Matters

NOVEMBER 11, 2024

For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership.

VA loan 318

VA loan Loans 318

Housing Wire

APRIL 18, 2025

By product type, conventional loans composed 49.0% of loan applications, FHA loans composed 37.0%, RHS/ USDA loans composed 0.9% and VA loans composed 13%. The average loan size for new homes decreased from $397,516 in February to $381,921 in March.

VA loan 202

VA loan FHA loan Mortgages Loans 202

Housing Wire

NOVEMBER 8, 2024

Sears cited the trade group’s efforts in advocating for changes in VA loan procedures. Department of Veterans Affairs can still use their loan benefit when working with a buyer’s agent regardless of how their agent is being compensated. “So, as I look to 2025 and where we want to go, it is to stick to the basics.

VA loan 369

VA loan Commercial Loans Staging 369

Housing Wire

MAY 15, 2025

Department of Veterans Affairs (VA) loan defect rates remained largely unchanged, while U.S. Across the year, FHA and USDA loans saw declines in defect rates, while conventional loan defects edged up and VA loan rates remained flat. Department of Agriculture (USDA) volumes remained low.

VA loan 220

VA loan Mortgages FHA loan Loans 220

Housing Wire

APRIL 2, 2025

Assumable mortgages let buyers take over a sellers loan, with Federal Housing Administration (FHA) and Veterans Affairs (VA) loans about one-third of all U.S. Roam gives Americans the tools to save themselves from the increasing disconnect between what families can afford and what the median home sells for in this market.

Mortgages 273

Mortgages VA loan Loans Closing 273

Housing Wire

NOVEMBER 10, 2023

In September, government-insured FHA loans represented a little over 15% of U.S. Meanwhile, military VA loans represented 6.3% Conventional loans remain the most common type of mortgage, making up over 75% of all loans. In cities with a notable military presence, VA loans have high usage.

FHA loan 451

FHA loan VA loan Mortgages Loans 451