Housing Wire

AUGUST 23, 2023

The business combination closing, announced Wednesday, unlocks approximately $565 million of fresh capital, including a $528 million convertible note previously committed from affiliates of SoftBank and additional common equity from funds affiliated with NaMa Capital (formerly Novator Capital). What happened, from your standpoint?

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Debt-to-income ratio Technology Mortgages Pre-approval 354

Housing Wire

APRIL 22, 2024

This is especially effective if you’re newly licensed, just moved to a new area, or simply as an introduction if you’ve haven’t previously told your neighbors that you’re in the real estate industry. I would be happy to give you an equity analysis and let you know how much equity you have in your home.

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Brokerage Investor Agents Pre-approval 349

Realty Biz

MARCH 30, 2023

Documentation and the Pre-Approval Process Pre-approval is a must for anyone looking to purchase a home. Be sure to have all of your documentation in order and ready to go before starting the pre-approval process. that may help you get approved with favorable terms.

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Mortgages Pre-approval Pre-qualification Due diligence 102

Marco Santarelli

MAY 2, 2024

months of national housing supply (NAR) Pre-2008 Crash: A significant surplus of foreclosed homes flooded the market Guarding the Gates: Stricter Mortgage Lending Another crucial safeguard against a crash is the significant tightening of mortgage lending standards since 2008. Data Spotlight: Inventory Levels March 2024: 3.2

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Pre-approval Marketing Lending Mortgages 52

Realty Biz

MARCH 13, 2024

Landing your first home is a thrilling and scary experience, especially if you are a newbie in the real estate industry. A lot of new buyers just eager for their new lives often miss some crucial steps during the buying process such as undergoing complete pre-purchase home inspection and understanding mortgage terms fully.

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Pre-approval Inspection Mortgages Finance 67

Real Trends

DECEMBER 5, 2022

Although measures are now in place to prevent this from happening, such as higher standards for loan approval, it does little to allay fears. Buying is particularly difficult for first-time buyers who don’t have equity in an existing home. This will allow them to build equity making a future dream house purchase more doable.

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Pre-approval Mortgages Agents Loans 91

Realty Biz

SEPTEMBER 30, 2023

They can help you navigate the mortgage process and identify suitable options based on your financial situation and provide you with a pre-approval. Tougher loan approval: Lenders may be hesitant to approve a mortgage application from someone with a low credit score. This adds an additional cost to your monthly payments.

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Finance Debt-to-income ratio FHA loan Mortgages 97

RIS Media

JUNE 30, 2021

Buyside’s new features will enable homeowners currently receiving a Home Valuation Report to see a personalized Home Equity Dashboard. “According to the National Association of REALTORS® over 69% of buyers have a home to sell, so really homeowners represent the earliest buyer.

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McKissock

AUGUST 7, 2022

It didn’t help that the Federal Reserve was not strictly regulating the bank’s loan screening and approval process. Therefore, the banks approved mortgages to customers without regard for their ability to repay the loan. This crash didn’t just affect the real estate industry.

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Pre-approval Bankruptcy Banks Loans 91

RIS Media

SEPTEMBER 21, 2020

The homebuying process is already complex, so understanding certain words and terms in the real estate industry will help you get ahead of the game for when you’re ready to start buying. percent of the yearly loan amount, can be canceled in certain circumstances when the borrower reaches 20 percent equity.

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Redfin

JULY 11, 2023

Once the borrower’s equity reaches 20%, PMI can be canceled. Technological advancements have greatly simplified the document submission process for borrowers in the mortgage industry,” shares Ron Haddad Lending Team. How does the mortgage pre-approval process work?

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Pre-approval Mortgages Pre-qualification Debt-to-income ratio 59

Housing Wire

FEBRUARY 8, 2022

Bill Bymel, managing director at Spurs Capital , an investment manager specializing in distressed mortgages, said that about 15% of the overall portfolio during the pandemic contained non-communicative borrowers, up 50% compared to the same pool of borrowers pre-COVID. Some are especially haunted by the Great Recession between 2008 and 2011.

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Loans Pre-approval Mortgages Principal 345

RIS Media

JUNE 2, 2021

” With the expansion, John L Scott can answer for the consumer: “How much equity do I have?” ” “Where can I get pre-approved for my next home?” . “Now it’s time to have our affiliated partners experience the same success.” ” “What can I do with the sale proceeds?”

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Pre-approval Lending Loan Officer Equity 98

RIS Media

DECEMBER 14, 2020

May: The number of buyers increased to pre-COVID seasonal levels, but sellers lagged creating a virtually sold out situation. Mid-June: The number of sellers increased to pre-COVID seasonal levels. Additional major events in 2020 to consider: – The inflection point in society to further support diversity, equity and inclusion.

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Sales Pre-approval Equity Marketing 98

HomeLight

AUGUST 31, 2021

The exact steps vary from state to state, but let’s take a general look : Pre-foreclosure: As the name implies, a pre-foreclosure isn’t in foreclosure yet, but it’s on the way there. Usually, a home goes into pre-foreclosure after several consecutive months of missed mortgage payments, and the lender issues a notice of default.

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Pre-approval Short sale Banks Finance 92

Real Trends

DECEMBER 27, 2022

Before a mortgage is approved, lenders will have a property appraisal. On the buyer’s side, if a property’s appraised value is lower than the contract’s value, the mortgage may be declined; the mortgage may be approved if the buyer contributes cash up-front (to make up for the difference in value). Asynchronous appraisal.

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Sales Home sale contingency Pre-approval Inspection 60

Realty Biz

JUNE 3, 2022

The LGBTQ+ Real Estate Alliance , one of the nation’s leading LGBTQ+ trade organizations with more than 2,300 members, has kicked off the annual June Pride Month celebration and will host more than 25 events for the real estate industry and consumers. “A The virtual event is free with registration required.

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Pre-approval Lending Equity Branding 65

Real Trends

JULY 21, 2022

While these kinds of appreciation rates would be great for homeowners’ equity, it’s hard to believe that appreciation will continue at this record-setting pace. Lenders are rewriting mortgage pre-approvals, as they need to do every 90 days, and the rates are only climbing. more in 12 months.

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Marketing Pre-approval Equity Mortgages 85

RIS Media

MARCH 25, 2022

Real estate professionals are highly adaptable and the last two years of the COVID-19 pandemic have proven that our industry is resilient in the face of change,” said Sherry Chris, president & CEO, BHGRE. “As Get pre-approved. Further, the brokers observed that living with COVID-19 has worn down buyers. Tips for Sellers: .

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Pre-approval Inspection As-is Principal 98

Housing Wire

MARCH 6, 2023

With the industry cooling down slower than expected, LOs are having to work harder and get creative to overcome the double whammy of surging rates and a lack of inventory. “I’ve got several pre-approvals out there where people just can’t find what they want and the rates are throwing them off,” Monsoon said.

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Loan Officer Loans Pre-approval Mortgages 371

Windemere Buying

APRIL 11, 2022

Advocates of buying will contend that purchasing a home is an investment in equity, which can increase in value every year you live in the home, whereas if you rent a property, you’re essentially paying for someone else’s mortgage. Becoming a homeowner has its respective advantages. Ultimately, the right decision depends on your situation.

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Pre-approval Loan Officer Loans Property Management 52

Marco Santarelli

JULY 23, 2022

Mortgage approval rates today are lower than they were in the pre-crisis era, which suggests that borrowers are less likely to default on their loans. You stand a better chance of your application being approved if you've got good credit. This is true for any industry, including real estate or the housing market.

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Mortgages Marketing Lending Equity 52

Housing Wire

AUGUST 29, 2022

After two golden years in the mortgage market during the pandemic period, refis have dried up and the industry has since pivoted toward a purchase market. Kevin Barker, managing director at Piper Sandler , says UWM has access to liquidity via borrowing and selling MSRs, and the lender is not too levered with net debt to equity being 1.7

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Equity Loan Officer Loans Mortgages 409

Toronto Realty Blog

JUNE 20, 2022

It’s impossible to satisfy every individual, every industry, and every market segment and/or participant. He got his ducks in a row early in the year and had a mortgage pre-approval with a 5-year, fixed rate of 2.79%. In the meantime, his mortgage pre-approval expired! per month on a 25-year amortization.

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Principal Fixed-rate mortgage Pre-approval Mortgages 97

Housing Wire

SEPTEMBER 29, 2022

MAXEX is an Atlanta-based fintech company that is backed by leading private-equity and capital-markets investors, including J.P. Facilitating forward-trading agreements, which allow platform users to sell loan pools at a future date with pre-negotiated terms and pricing.’. Morgan Chase.

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Marketing Pre-approval Investor Bankruptcy 336

HomeLight

MAY 31, 2021

According to California real estate agent Mark Moskowitz , who has nearly 30 years of experience in the industry, buyers should be talking to their lenders about how to get the most out of every dollar — which leads us to question #2…. What is the best way to utilize my down payment money and maximize my buying power?

Mortgages 57

Mortgages Debt-to-income ratio Loans Closing costs 57

Toronto Realty Blog

FEBRUARY 27, 2023

Thank you for taking us back to that place that we all thought we had left for good: pre-construction. about the pre-construction condo industry just as soon as this blog was launched back in 2007. Pre-construction “experts.” I started blogging (ranting?) ” Yeah. Prices are $1,200 now.”

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Construction Pre-approval Purchase and sale agreement Development 71

HomeLight

JANUARY 3, 2023

However, be aware that if you get a pre-listing inspection, you will be required to share relevant findings with buyers and how you did or did not address them. Get a pre-listing appraisal. Alternatively, you could pay for a pre-listing appraisal. Step 9: Close the sale. However, the decision doesn’t always go according to plan.

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Purchase and sale agreement Inspection MLS Inspection contingency 93

Toronto Realty Blog

SEPTEMBER 23, 2022

Condominium cancellations were rampant in the pre-construction industry and people were starting to get pissed. From the article: On June 23, 2021, Green Urban advised all buyers that because it had not received the required approvals from the town of Tillsonburg or the County of Oxford, the contracts were being terminated.

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Construction Purchase and sale agreement Industrial Development 59

HomeLight

OCTOBER 9, 2023

4 expert tips before you shop for a home Tip 1: Start planning early Top Las Vegas agent Rebecca McKenna-Inman has more than 22 years of experience in the industry. If you are approved for up to $450,000, I recommend shopping for homes between $350,000 and $425,000,” says Wordelman. “In

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Pre-qualification Pre-approval Agents Loans 88

Toronto Realty Blog

DECEMBER 19, 2023

So without further adieu, here are the “Top Five Real Estate Stories Of 2023” as I see them: #5: Condos, Development, & Pre-Construction This “theme” or story has far-reaching implications; at least more so than what you might conclude simply from the title. Pre-Construction. Development.

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Pre-approval Construction Development Agents 83

RIS Media

OCTOBER 7, 2021

As one of the industry’s most iconic firms, William Raveis Real Estate’s (WRRE) origin story is a classic tale of entrepreneurial moxie. In today’s market, we see plenty of large private equity and public companies that are trying to find their way. MP: I take it you’re happy with your decision?

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Branding Equity Agents Pre-approval 106

Redfin

JULY 10, 2023

Building equity Firstly, homeownership provides long-term stability and the opportunity to build equity. Orlando is known for its tourism industry, but it also has a diverse economy with opportunities in healthcare, technology, education, and more. Let’s dive into some of the main advantages of buying in the current market.

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Pre-approval Finance Equity As-is 40

Rent, Buy & Sell

JANUARY 19, 2023

While every industry has its excitement in some way, shape or form, there’s nothing I’d rather do than work with my Dad and brother and continue to drive our goals of a family-owned real estate, mortgage and insurance powerhouse. In today’s market, we see plenty of large private equity and public companies that are trying to find their way.

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Equity Pre-approval Agents Branding 59

Redfin

JUNE 8, 2023

The mortgage industry has its own language, and in order to understand it, homebuyers need to learn different acronyms and jargon when shopping for a home loan. Get pre-approved and secure your dream home Work with a lender to find the right loan for the home you love. Get pre-approved What is PITI?

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Mortgages Principal Pre-approval Loans 50

Real Trends

FEBRUARY 27, 2023

Most people pay for their assisted care living costs by selling their home and cashing out the equity. Modify your pre- listing package to include contacts for estate sale specialists, pet rescue, moving and storage, etc. Stagers are also a fantastic source of pre-listing leads. 8. ’ 23.

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Marketing MLS Pre-approval Home sale contingency 94

HomeLight

AUGUST 30, 2021

This is the show where you learn what’s working right now from the best real estate agents and industry experts in the country. Shanan: They were so clueless, Matt, about our market, about our industry. .” This is a weekly podcast, new episodes come out every Monday morning. At HomeLight, we believe in real estate agents.

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