Toronto Realty Blog

OCTOBER 19, 2022

Should Prospective Tenants Be “Approved” Before Viewing Properties? Here’s an example: I don’t know how any tenants can be “pre-approved” without it being discriminatory in some way. In effect, this “pre-approval” process is a time saver and that’s what makes it popular.

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Housing Wire

JANUARY 26, 2022

Efficiencies will be needed to catch issues in title workflows pre-closing, to help reduce post-close and trailing document costs and inefficiencies. The cost to manage these reviews, compliance and agent approvals is bound to increase over time, alongside demand for technology to help manage such. “We

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Housing Wire

NOVEMBER 20, 2023

In order to survive, buyer agents will need to show this value to buyers and be willing to have clients pay a set fee or a pre-negotiated percentage of the sale price to secure the business. What concerns me here is the potential for infighting in the industry over price competition.

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Housing Wire

DECEMBER 6, 2022

Headquartered and founded by Trent Hedge and Marco Monteiro earlier this year, the firm’s unified stack offers a white-labeled interface that can pre-fill loan applications in addition to instantly verifying income, assets and pulling credit, according to its website. .

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Realty Biz

OCTOBER 9, 2023

AI chat tools are revolutionizing the real estate industry by providing a more efficient and personalized experience for consumers and businesses. For example, a homebuyer could ask the chat tool, "What is the pre-approval process?" Overall, AI chat tools offer a number of benefits for the real estate industry.

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Housing Wire

APRIL 8, 2021

According to industry experts, there is more to a home offer than just the price you are willing to pay. Get pre-approved to show you mean business: Consider obtaining a pre-approval for a mortgage from a lender by the time you reach the offer stage, as this document can play a key role in the negotiation process.

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Housing Wire

JANUARY 31, 2023

Even if I write seven pre-approvals a day, when there is one house and there’s 20 people that want to buy the same house, we still can’t do a lot of deals,” Marquis said. Connie Kim : We’ve seen a lot of optimism for the mortgage industry, mainly due to rates on a declining trend.

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Housing Wire

DECEMBER 7, 2023

While the conservatorship has allowed for the mortgage market to be restored to its pre-crisis state and strengthened these two government-sponsored entities (GSEs), there are significant downsides to maintaining the status quo indefinitely. This has also subjected homeowners and lenders to the whiplash of periodic policy changes.

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Housing Wire

JULY 3, 2023

billion in Q1 2022 (which was roughly in line with industry peers). The target client base for PrimeLending is first-time homebuyers, as the entire industry is struggling to overcome the lock-in effect. billion, a 54% decline from $3.76 Production dropped about 15.2% from the fourth quarter of 2022’s $2.04 Nearly 92% of U.S.

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Housing Wire

NOVEMBER 2, 2021

KSCORE is a fully-digital real estate training program that will offer state approved pre-licensing courses, as well as continuing education opportunities for existing agents. One of the brokerage’s biggest goals for the new program is to use it to address the lack of diversity in the real estate industry.

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Housing Wire

JUNE 25, 2021

Get Pre-Approved. Being pre-approved means a lender has agreed to let you borrow money for the home. To get pre-approved, a lender will take a good look at your finances. You should also consider having a pre-approval letter, which provides the specific mortgage amount you can afford based on your finances.

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Housing Wire

FEBRUARY 1, 2021

The great promise of short sales and other distressed pre-foreclosure sales as a foreclosure alternative is most fully realized in a competitive and transparent online auction marketplace, according to recent data from the Auction.com Market Validation Program (MVP) for pre-foreclosure sales. Pre-Foreclosure Potential.

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Toronto Realty Blog

SEPTEMBER 19, 2022

I have been perhaps the harshest critic of the pre-construction condominium industry in Ontario over the past two decades. Some of you, reading this, have made money in pre-construction. I think I grew so disenfranchised with writing about the perils of pre-con that I finally stopped. I have no doubt about that.

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Housing Wire

APRIL 13, 2023

From pre-closing through post-closing, ICE Mortgage Technology offers electronic services that save time and money compared to traditional methods of managing documents and communication. After county review and approval, documents are quickly stamped and recorded for public record.

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Housing Wire

NOVEMBER 18, 2022

homeowners and industry stakeholders,” Sprecher said. The transaction is pending customer regulatory approval and is expected to close in the first half of 2023, according to Katia Gonzalez, senior analyst of investor relations at ICE. “Our merger will afford significant benefits to U.S. billion, down from $2.9

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Title Pre-approval Investor Mortgages 393

Realty Biz

SEPTEMBER 15, 2023

Guaranteed Rate, a fintech provider of mortgage lending and digital financial services, has announced its latest offering, 5 Minute Approval. With the new program, the fintech industry frontrunner maintains its commitment to providing the quickest loan process in the nation. Certain restrictions may apply.

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Housing Wire

FEBRUARY 21, 2023

The industry is buzzing with conversations around appraisal modernization — for good reason. It also holds great promise in attracting a new generation of bright, talented appraisers who may have otherwise not given the mortgage valuations industry a second look. Technology makes this possible as it builds new efficiencies.

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Housing Wire

JANUARY 26, 2022

The home lending industry has a massive opportunity to digitalize to create efficiencies and to deliver a simpler end-to-end user experience that would benefit both borrowers and servicers. Currently, the fintech’s product portfolio includes conventional 15- and- 30-year fixed rate loans but the lender does not offer FHA or VA loans.

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Housing Wire

JANUARY 29, 2024

You’ll need to complete a 120-hour approved course and sit the state licensing exam to become a real estate agent in Utah. Final Exam: In order to fulfill your approved 120 hours of Utah real estate exam prelicensing education, you must take and pass the course final exam. Ready to launch your real estate career in Utah?

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Housing Wire

JUNE 16, 2022

Consequently (it) will shrink the buyer pool,” Yun said, adding: “Sales could fall even further with some inventory sitting on the market for more than a month like in the pre-pandemic days.”. mortgage industry to fund $4.1 What remains clear for industry observers is that higher mortgage rates will cool down the housing market.

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Housing Wire

OCTOBER 9, 2023

Here are some of the IDFPR-approved, prelicensing course formats: Online. For approval before you take the exam, the state also requires that you mail a photocopy of your current Illinois attorney registration pocket card certificate to PSI at the address provided on the form.

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Housing Wire

FEBRUARY 10, 2022

The ‘housing super app,’ according to investor slides filed with the Securities and Exchange Commission, will provide mortgage pre-approval, “immersive shopping,” facilitate in-person touring, and home financing. This is a really fun and entertaining industry, real estate,” the CEO said. billion in revenue.

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Housing Wire

FEBRUARY 18, 2022

Brenan has more than four decades of experience in the appraisal industry, previously serving in leadership roles at The Appraisal Foundation and the State of California Bureau of Real Estate Appraisers. Below, Brenan answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article?

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Housing Wire

AUGUST 4, 2022

The acquisition is slated to close in 2023, subject to customary closing conditions and regulatory approvals. Once finalized, the acquisition of RoundPoint is expected to provide Two Harbors with annual annual pre-tax earnings of about $20 million, according to Two Harbors.

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Housing Wire

OCTOBER 5, 2021

Across the board in all industries, customer experience is fading as we get busier and spend less time face to face, but it is critical to building trust. With the Financial Services Cloud industry data model, users can accelerate innovations leveraging automation, workflows, triggers, journeys and approvals.

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RIS Media

SEPTEMBER 2, 2020

For real estate professionals looking to gain a competitive edge as the industry continues to change and evolve, it is more important than ever to adapt to increasing cultural diversity in order to meet the needs of today’s clientele. The post The Changing Face of the Real Estate Industry appeared first on RISMedia.

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Housing Wire

JANUARY 11, 2024

Getting licensed in California The California Department of Real Estate (DRE) requires all students to complete an approved course of study totaling 135 class hours. After the DRE approves your exam application, you’re ready to schedule your licensing exam. You’re ready to complete it and submit it to the DRE for approval.

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Housing Wire

FEBRUARY 14, 2024

If you’re new to real estate, you must complete a state-approved course and pass your state’s licensing exam. See our list in this article ) Aceable Agent courses are designed by teachers, writers, engineers and industry experts. Are you interested in pursuing or advancing a real estate career? Available in 14 states.

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Housing Wire

FEBRUARY 11, 2022

Just before a customer buys a container of pre-made Borscht, they see Naumovych’s business cards and flyers that lay neatly near the checkout area. Meanwhile, others worry that they will soon wash out of the industry. The pastor of the Ukrainian church is currently looking to buy a house and I’m working on his pre approval.”.

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Housing Wire

AUGUST 17, 2020

There is much to celebrate regarding Ginnie Mae ’s recent announcement that it will begin accepting eNotes (or digital collateral) from its approved issuers. That certainly changes with Ginnie Mae’s digital collateral program, and as the industry has largely overcome the outside factors impacting adoption, eNote issuance has increased.

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Housing Wire

SEPTEMBER 2, 2021

It also allows sellers access to a network of pre-approved buyers to expedite the process. “After decades of stagnation in our industry, how we buy and sell homes is fundamentally changing,” said Drew Uher, Founder and CEO of HomeLight.

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Housing Wire

SEPTEMBER 22, 2022

Mortgage rates, now around 6.5%, are cooling down the housing market and triggering mass layoffs in the mortgage and real estate industries. Will Savage, a loan originator at PMC Mortgage , sees many pre-approved clients having to get reapproved for a mortgage based on the rate increases.

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Mortgages Loan Officer Pre-approval Fixed-rate mortgage 411

Lighter Side of Real Estate

JANUARY 24, 2024

Unless you come into a windfall of money, most people need to get a mortgage in order to buy a home, so getting a mortgage pre-approval to find out how much a lender will allow you to spend is the first step. The process can be both exciting and perhaps a bit intimidating for some people. than you thought you could afford.

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RISMedia

SEPTEMBER 22, 2023

Depending on market conditions and individual circumstances, getting approved typically takes 21 to 45 days. It is essential to start the process early, gather the necessary documents, compare mortgage lenders, and obtain pre-approval.

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Housing Wire

JANUARY 14, 2021

Consumers can also use Own Up to determine loan approval status and for how much, as well as the ability to compare lenders and pre-qualified loan offers, the company said. Own Up, founded in 2015, claims that customers who used the service in 2020 would save more than $100 million in interest payments over the lifespan of their loans.

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Realty Biz

FEBRUARY 21, 2023

Listing Alert ( [link] ), a real estate mobile solution for agents that communicates pre-market listings within a brokerage, today announced the company has joined the RE/MAX Approved Supplier program. The RE/MAX Approved Supplier Program provides a list of vetted organizations providing business services to agents. and Canada.

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Housing Wire

NOVEMBER 8, 2021

A lot of the rules have relaxed over the past several years, but people always tend to remember the negative things so that is what has spread throughout the industry.”. We work hard to get our buyer approved at the lowest rate and if they have credit problems we will put them in touch with the right people to get their credit restored.

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