Housing Wire

MARCH 12, 2025

Reverse mortgage leader Finance of America (FOA) recorded a quarter-over-quarter loss in the fourth quarter of 2024, but still notched a full-year profit. at the close of the market on March 11 to $17.89 But by the markets close that evening, the share price rose to $21.75. at the opening bell on March 12.

Finance 389

Finance Equity Mortgages Closing 389

Housing Wire

MAY 7, 2025

In beating its estimates for funded loan volume and by posting a profit in the first quarter of 2025, reverse mortgage lender Finance of America (FOA) saw its volume improve by nearly one-third compared to numbers from Q4 2024. Finance of America is setting the standard for how our industry communicates the role of reverse mortgages.

Finance 352

Finance Branding Industrial Mortgages 352

Housing Wire

JUNE 2, 2025

HousingWires Marketing Leaders award celebrates the most creative and influential marketing minds of the housing economy. By combining data, technology, and creative strategy, theyre transforming how the industry communicates, competes and grows. This year 55 honorees were selected. Congratulations to this year’s winners.

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Marketing HR Branding Brokerage 384

Housing Wire

MARCH 19, 2025

remodeling industry reached $600 billion in value following the COVID-19 pandemic. But industry fragmentation, inflation and a shortage of skilled trade labor jeopardize the ability of the industry to fully meet demand, according to a new report by the Harvard Joint Center for Housing Studies (JCHS).

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Industrial Residential Construction Finance 329

Housing Wire

MAY 13, 2025

Lets be real: the real estate industry is changing. Yes, they want great service, excellent marketing, negotiating a great price and sound guidance on the transaction.However, what they NEED is a lot more than that. Understanding todays market challenges 1. The days of surviving on transactions alone are gone.

Industrial 360

Industrial Mortgages Technology Equity 360

Housing Wire

MARCH 5, 2025

DALLAS, Texas HousingWire is proud to announce the 2025 Finance Leaders , recognizing 40 of the most impactful finance executives in the mortgage and real estate industries. This years honorees represent the top talent in corporate finance, ensuring their companies remain competitive in a dynamic housing market.

Finance 278

Finance Industrial Marketing Mortgages 278

Housing Wire

JULY 19, 2024

“A national secondary market for construction financing could allow lenders, like state housing finance agencies and banks, to provide the investment capital needed to get multifamily housing projects built and keys in families’ hands.” This could make the overall cost to entry — which is already low — more digestible.

Construction 483

Construction Finance Development Marketing 483

Housing Wire

MARCH 21, 2025

housing market remains challenging for prospective buyers as concerns over mortgage rates , home prices and affordability persist in 2025. Many first-time homebuyers are stretching their finances to the limit. I believe the concerns for the market at this point are dramatically related to geographics.

Debt-to-income ratio 335

Debt-to-income ratio Loan Officer Marketing Loans 335

Housing Wire

APRIL 10, 2025

Volatility is becoming the new norm in today’s commercial real estate market. To help investors survive uncertain times, professionals must understand market trends and develop a game plan for success. His words contain valuable knowledge that investors need to thrive in this market. A change is needed.

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Investor Commercial Finance Technology 461

Housing Wire

APRIL 3, 2025

Top-five reverse mortgage lender Finance of America (FOA) has enlisted creative advertising agency David&Goliath (D&G) to serve as its new creative agency of record (AOR), following a competitive process including several other candidate agencies.

Marketing 300

Marketing Branding Equity Finance 300

Housing Wire

MARCH 31, 2025

Rocket Companies is buying Mr. Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. Rocket also has arguably the strongest recapture game in the industry, and a deal like this would give it a distinct advantage over all other competitors.

Finance 461

Finance Title Mortgages Equity 461

Housing Wire

JUNE 13, 2025

While these borrowers may follow a less traditional route, they play an essential role in the diversity and strength of the housing market. Indeed, it bears highlighting that the Non-QM market is increasingly critical to helping specific segments of the population who do not fit the conventional “box” achieve the American Dream.

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Due diligence Lending Investor Loans 439

Housing Wire

MARCH 14, 2025

Our mortgage industry is experiencing a fundamental shift. As market conditions evolve, homebuyers demand more than just rate quotes and loan approvalsthey seek guidance, financial literacy, and a trusted partner in wealth-building. Heres how the mortgage industry is changing and what loan officers must do to thrive.

Mortgages 363

Mortgages Loan Officer Marketing Loans 363

Housing Wire

APRIL 22, 2025

As it aims to appeal to potential clients who may be taking a closer look at tapping into home equity , reverse mortgage lender Finance of America (FOA) has debuted a new marketing campaign in concert with its new creative agency to illustrate the lifestyle impacts of its products. Well let the market tell us where to go from there.

Equity 356

Equity Marketing Finance Mortgages 356

Housing Wire

OCTOBER 21, 2024

The construction activity is likely to place the housing industry and its financing partners on a “collision course” with insurers, the outlet said. This is the most among all states, according to an analysis by climate-modeling firm First Street Foundation on behalf of the The Wall Street Journal.

Construction 494

Construction Development Finance Mortgages 494

Housing Wire

FEBRUARY 3, 2025

The company’s newest National Housing Market Outlook shows that buyers are gravitating toward government-backed loans in their search for affordability. Together, FHA and VA loans represented 34% of the market, up from less than 30% in 2022 and the highest share since late 2020.

Debt-to-income ratio 425

Debt-to-income ratio Loans VA loan FHA loan 425

Housing Wire

APRIL 3, 2025

In mortgage finance and real estate , the only constant is change. Add to this the constantly shifting demographics of homebuyers, particularly as younger generations enter the market with different preferences and expectations and its clear that leadership in our industry isn’t for the faint-hearted.

Mortgages 370

Mortgages Technology Industrial Finance 370

Housing Wire

MARCH 27, 2025

The company calls the move an “industry-first initiative.” “By covering these expenses, we’re creating a rising tide that lifts all boats consumers get more affordable mortgages, lenders reduce expenses and close loans faster, and our industry takes another step toward truly digital mortgages. ” .

Mortgages 384

Mortgages Loan Officer Technology Loans 384

Housing Wire

MAY 28, 2025

However, this rapid population growth comes with challenges for the single-family rental market. Remote work flexibility, retiree relocation, and an influx of younger families seeking affordable living have all contributed to Floridas rental market surge. Floridas demographic trends are also shifting.

Marketing 345

Marketing Investor Development Land 345

Housing Wire

AUGUST 30, 2024

As a salve, a vocal minority of activists say that “simply” allowing the financing of buyer-agent commissions into mortgages will resolve all concerns. As an economist focused on the real estate market for years, I’m wary of ideas that sound too good to be true. This claim is misguided, oversimplifying a more complicated reality.

Finance 440

Finance Agents FHA loan Loans 440

Housing Wire

MAY 20, 2025

The government-sponsored enterprises (GSEs) have been under the conservatorship of the federal government since the 2008 financial crisis, and for some time now many in the mortgage industry have thought this should end. If privatizing the GSEs reduces liquidity, it could also damage the housing market. Treasury securities.

Investor 456

Investor Mortgages Residential Finance 456

Housing Wire

NOVEMBER 18, 2024

by a number of industry players. The initiative comes as the mortgage industry prepares for mandatory adoption of VantageScore 4.0 by October 2025, as required by the Federal Housing Finance Agency (FHFA). These include the U.S. “If you are a lender, you need to be implementing VantageScore 4.0 In 2024, VantageScore 4.0

Mortgages 410

Mortgages Principal Banks Loans 410

Housing Wire

JANUARY 3, 2025

In response to drastic economic changes and environmental concerns, industries are quickly realizing the benefits of investing in sustainable practices that can positively impact their business operations. Over the next several decades, this will require our industry to invest in the development of truly recyclable building materials.

Development 427

Development Construction Finance Investor 427

Housing Wire

OCTOBER 18, 2024

“We have partnered with Calque to provide better options to those customers, including the ability to close immediately on a new home before putting their current home on the market.” Together, we’re changing the way people think about home financing by offering solutions that work for real people in real markets.”

Purchase and sale agreement 440

Purchase and sale agreement Mortgages Equity Finance 440

Housing Wire

MARCH 14, 2025

Stats are the fuel to the fire of the real estate market and will make you exude confidence in conversations with potential clientsmaking them feel confident in hiring you to represent them. Before we give you the real estate industry statistics, we want to provide a little more food for thought about what you can do with them.

Marketing 360

Marketing Commercial Agents Property Management 360

Housing Wire

MAY 14, 2025

One of the nations leading reverse mortgage lenders, Finance of America (FOA), posted strong first-quarter 2025 earnings results. Drilling down deeper into the marketing and product landscape for the company, FOA President Kristen Sieffert called the first quarter a pivotal moment as the company implements its operational and brand strategy.

Finance 322

Finance Branding Renovation Loans 322

Housing Wire

JULY 19, 2024

Late last month, Ginnie Mae released a term sheet for one of the most anticipated new developments for the reverse mortgage industry — a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as “ HMBS 2.0.” I think, as a whole, the industry is reacting pretty favorably to this.

Development 451

Development Industrial Mortgages Fixed-rate mortgage 451

Housing Wire

MARCH 20, 2025

The home-flipping industry saw investors shy away even more in 2024 amid the extended period of languishing profits. Conversely, a handful of smaller markets saw an uptick in flipping activity. Flips purchased with financing accounted for 36.2% The top market for FHA buyer activity was Merced, California, where 38.3%

FHA loan 347

FHA loan Investor Finance Renovation 347

Housing Wire

OCTOBER 31, 2024

Reverse mortgage industry leader Finance of America (FOA) announced updates on Thursday to the interest rate for HomeSafe Second, its proprietary second-lien reverse mortgage product. FOA President Kristen Sieffert said the product allows the company to address gaps in the existing HELOC and traditional home equity loan market.

Mortgages 426

Mortgages Equity Loan Officer Loans 426

Housing Wire

MARCH 20, 2025

Hill is a veteran finance leader in the real estate industry. He currently serves as vice president of international finance and corporate financial planning and analysis at eXp Realty. Beyond the real estate industry, Hill previously served as a financial analyst for The Walt Disney Co.

Finance 360

Finance Industrial Agents As-is 360

Housing Wire

JANUARY 21, 2025

Nominations for HousingWires 2025 Finance Leaders Award are open now through January 31, 2025. Click here to nominate a Finance Leader. to discuss the trends shaping the housing industry in 2025. Charlotte Simonelli: Weve found many use cases where we can leverage generative AI in finance.

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Finance Technology Industrial Development 369

Housing Wire

MAY 22, 2025

billion asset management firm that specializes in securitized products and asset-backed finance. LibreMax adds an important, diversified source of capital as we continue to scale into new markets and activate strategic and wholesale partnerships,” Ed Messman , Legacy’s chief investment officer, said in a statement.

Principal 345

Principal Residential Lending Technology 345

Housing Wire

JANUARY 23, 2025

The Federal Housing Finance Agency had previously estimated that the pilot could save consumers between $500 and $1,500 per transaction. According to the release, Nigrinis and Zywicki analyzed how much widespread use of automated title risk assessments would lower consumer costs, promote greater transparency and increase industry competition.

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Title Land Loans Closing costs 461

Housing Wire

OCTOBER 25, 2024

Lapin said FormFree operates within an open banking framework, a relative rarity in the mortgage industry. This new model, powered by artificial intelligence, blockchain, and open banking, aims to give consumers greater ownership and control over their data, potentially reshaping industries. The mortgage sector will be affected.

Banks 451

Banks Mortgages Lending Industrial 451

Housing Wire

NOVEMBER 14, 2024

stock market, companies like Finance of America (FOA) and Ellington Financial — the parent of reverse lender Longbridge Financial — have recently released their third-quarter 2024 earnings results. In the case of FOA — the current industry leader — the earnings results were robust.

Investor 370

Investor Mortgages Bankruptcy Equity 370

Housing Wire

DECEMBER 23, 2024

Over the past year, members of the reverse mortgage industry have been making a more concerted effort to connect with their counterparts in the forward mortgage space. And some reverse-only companies have aimed to establish firmer ties with the much larger forward mortgage industry.

Lending 392

Lending Mortgages Industrial Finance 392

Housing Wire

NOVEMBER 4, 2024

As real estate practitioners adjust to the practice changes that took effect in August, and the industry waits for final approval of the NAR settlement from the court in November, questions continue about seller offers of compensation. These are the questions that advocates who want to upend the real estate industry further cannot answer.

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Debt-to-income ratio Agents VA loan MLS 316