Housing Wire

FEBRUARY 9, 2022

While the real estate industry has witnessed the introduction of a number of spectacular and innovative developments in recent years, we still (sometimes unfairly) get tagged as “old fashioned” or “conservative.” Thanks to a number of fairly recent advancements, it’s getting a lot easier to buy or sell a home.

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Industrial Purchase and sale agreement Pre-approval Banks 397

Housing Wire

MARCH 23, 2022

In fact, those in this age group are thinking less about mortgage interest rates and more about accessing the value in their homes in order to improve their retirement lifestyle. Both programs can also be used as a home financing solution that allows older clients to purchase a new home that will better fit their lifestyle.

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Mortgages Equity Finance Technology 384

HomeLight

MAY 8, 2024

Whether you’ve got a fixer-upper or recently inherited a relative’s home, sometimes you may just want to skip repairs, get a fair cash offer for your property, and move on. Let’s take a closer look at how to sell a house in Louisiana, your options for getting a cash offer, and what you can expect from the process.

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As-is Inspection Finance Residential 88

Housing Wire

JUNE 7, 2022

Few other industries must deal with the level of complexity of home finance. For example, a loan processor may use a modern LOS to order a flood certification, title report, AUS decision or data verifications, but once the order has been placed, what if the data doesn’t arrive? The companies that run the highest risk.

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Lending Mortgages HR Title 380

Housing Wire

DECEMBER 7, 2021

To submit your company, go here. Therefore borrowers want to seek lenders where they can get appraisals done in a timely and predictable manner. If there’s anything that lenders and borrowers have learned from the current purchase market it’s that speed and efficiency are key to a smooth closing.

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Marketing Technology Loans Closing 479

Housing Wire

JUNE 24, 2021

The mortgage industry is about to get rough and lenders should be prepared to sharpen all aspects of the marketing and sales operations process in order to survive. If you have that in a nice organized format that you can tap into, then you can really get kicked off on leveraging behavioral data. Watch the full session below.

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Mortgages Finance Industrial Sales 208

Housing Wire

DECEMBER 7, 2023

You’ll want to choose a program that gives you flexibility to fit your schedule and timeline for getting licensed in MA, while preparing you to pass the state exam on your first try, and successfully launch your new career. Let’s review our findings! out of 5 stars Rating: 5 out of 5.

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HR Pre-approval Brokerage Commercial 409

HomeLight

DECEMBER 12, 2023

When you’re buying a home, there are many moving parts that can feel out of your control. Perhaps the biggest gear that needs to turn in your favor is the mortgage loan. A mortgage contingency protects you in such situations, ensuring that you’re not left holding an empty bag if the financing falls through.

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Earnest money deposit Mortgages Purchase and sale agreement Finance 100

Realty Biz

FEBRUARY 19, 2024

However, the process involves intricate steps, from understanding zoning laws to securing financing and conducting due diligence. Each stage demands careful consideration to avoid common pitfalls and ensure the land meets your long-term objectives. This ensures your land use aligns with your goals.

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Land Due diligence Title search Finance 126

RIS Media

FEBRUARY 21, 2024

Getting your finances in order should be at the top of your list of priorities. The start of a new year is an ideal time to look at the big picture, see where you stand financially and figure out what you need to change to reach your goals. Many people make New Year’s resolutions.

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Finance 52

Keeping Current Matters

DECEMBER 14, 2021

In other words, your dream of homeownership has far-reaching impacts. If you’re about to be the first person in your family to buy a home, let that motivate you throughout the process. As you begin your journey, here are three helpful tips to make that dream come true. Do Your Research and Know What You Can Afford.

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Pre-approval Lending Equity Banks 252

Realty Biz

MARCH 13, 2024

While rising prices and mortgage rates present challenges, it’s still possible to find your dream home with the right strategy. Getting Pre-Approved For A Mortgage In a seller’s market like Maryland, getting pre-approved for a mortgage loan should be one of the first steps for hopeful buyers.

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Pre-approval Marketing Inspection Closing costs 91

HomeLight

SEPTEMBER 21, 2023

So, you’ve accepted an offer on your home sale. Maybe you’ve made it through the settlement and you’re still awaiting closing day , or perhaps you’re still negotiating with your buyer. Either way, you probably have one very important question on your mind: when does a seller get paid after closing on a home sale?

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Closing Due diligence Inspection Title 107

HomeLight

MARCH 14, 2024

Lucie, Florida, facing the need to sell your house quickly, whether due to an unexpected life event, financial hardship, or pending divorce, you might be considering “We Buy Houses” companies. Selling to a “We Buy Houses” company also allows you to sidestep the hurdles of traditional home selling, like appraisal issues and financing delays.

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Investor Closing Finance Sales 85

Realty Biz

DECEMBER 8, 2022

Most people need to get help from a lender to buy a home, and applying for a loan can be difficult at times. Getting a mortgage in the current conditions, where interest rates have risen quickly, hasn't made the situation any easier. We will look at the process of getting a mortgage for the first time. How to Get a Mortgage.

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Loans Debt-to-income ratio Due diligence Title search 132

Realty Biz

MARCH 21, 2024

If you’re struggling financially and unable to pay your bills, you may have considered filing for bankruptcy. Filing for bankruptcy gives you a fresh start, but it stays on your credit report for up to 10 years — resulting in consequences for years to come. For example, the bank could foreclose on your home if you don’t pay.

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Bankruptcy Equity Loans Principal 102

Realty Biz

SEPTEMBER 5, 2023

One crucial aspect of this process is ensuring that your finances secure a mortgage and make the dream of homeownership a reality. We will delve into essential strategies to improve your finances, focusing on utilizing tools like Credit Karma or Credit Sesame to prepare yourself for purchasing a house.

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Debt-to-income ratio Pre-approval Finance Bankruptcy 92

Broke Agent Media

MARCH 27, 2023

Do you want to maximize your earnings while minimizing your tax bill? It’s not too late to get your finances in order. Join Formations founder Shahar Plinner and BAM co-founder Byron Lazine to learn tips to make the most of your 2022 taxes. Sign up today!

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Finance Agents Industrial 98

Realty Biz

OCTOBER 25, 2021

If you don’t have enough money to buy a new property then financing is a great solution. Financing can provide the support you need to buy the house you want. Financing in the form of mortgage refinancing can reduce your expenses and help you pay off your mortgage faster. Your down payment should be sufficient.

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Debt-to-income ratio Mortgages Closing costs Equity 109

Realty Biz

MARCH 30, 2023

Regardless, there are many things that first-time home buyers aren't aware of when it comes to getting a mortgage. Assess Your Finances As you might assume, a good place to begin is by assessing your finances. To get the best rate for your situation, be sure to look closely at each type of mortgage.

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Mortgages Pre-approval Pre-qualification Due diligence 102

HomeLight

JUNE 16, 2023

But the reality of buying a house at auction typically means you’ll need lots of money in the bank (like, enough to purchase the thing outright), and that can be enough to bring your foreclosure auction dreams crashing back down to earth. With these caveats in mind, here are ways to finance a cash purchase at auction.

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Hard money loan Equity Finance Loans 78

HomeLight

DECEMBER 31, 2023

Are you considering selling your home “as is” in Arizona? Whether you’ve got a fixer-upper or recently inherited a relative’s home, sometimes the goal is to skip repairs, get a fair offer, and move on. Why sell your home “as is”? The property needs work. The owners don’t want to do anything with it,” he says.

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As-is Inspection Finance Loans 84

Lighter Side of Real Estate

SEPTEMBER 12, 2023

If you’ve been searching for a house for any amount of time, you’re probably well aware of how important it is to get a mortgage pre-approval before you even start looking at houses, or at least as early on in the process as possible. When Should You Update Your Pre-approval? your dream home. Pre-approvals aren’t good forever.

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Pre-approval Debt-to-income ratio Mortgages Marketing 96

HomeLight

JANUARY 22, 2024

Whether you’ve got a fixer-upper or recently inherited a relative’s home, sometimes the goal is to skip repairs, get a fair offer, and move on. It’s the] same as, accounts are low but equity is high, and they want to just sell it as-is to get access to their equity,” he adds. Looking to sell a house “as is” in Virginia?

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As-is Inspection Equity Renovation 90

HomeLight

JUNE 30, 2023

If you need assistance navigating the use of a bridge loan in Florida, HomeLight encourages you to reach out to your own advisor. If you are selling your home in Florida but also looking to purchase a new one, the timing of both transactions can feel impossible to plan perfectly. Get Started What is a bridge loan, in simple words?

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Equity Loans Closing costs Finance 87

Lighter Side of Real Estate

SEPTEMBER 23, 2021

The road to homeownership is paved with plenty of opportunities for mistakes—many of which could cost you your mortgage and tank your home purchase. Increasing the balances on your credit cards can impact your debt-to-income ratio, which plays a major role in determining whether you’re approved for a mortgage—and, if so, how much.

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Debt-to-income ratio Pre-approval Mortgages Finance 115

HomeLight

SEPTEMBER 21, 2022

If you’re getting ready for your next move but are curious about hanging on to your current home to generate rental income, here’s how to buy a second home and rent the first. Of course, it means you can’t count on using your equity in your current home to help purchase your second. Connect with a Top Agent.

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Debt-to-income ratio Loans Equity Loan Officer 102

Realtor.com

JANUARY 16, 2023

However, if you want your offer to be taken seriously and to stand out from any competing bids, this little piece of paperwork can really give you the edge. Pre-approval requires an underwriter to scrutinize your documentation and approve the income and assets for a loan.” BrianAJackson/iStock The short answer is no.

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Mortgage pre-approval letter Pre-approval Pre-qualification Mortgages 98

Realty Biz

MARCH 3, 2023

This way, you can start settling into your new spot with comfort, happiness, and peace of mind. Perform A Deep Cleaning Before you start living in your new place full-time, you’ll want to conduct a complete deep cleaning. Hire experienced professional cleaners, who will clean your entire property for a flat fee. Congratulations!

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Due diligence Branding Finance Inspection 75

Realty Biz

FEBRUARY 15, 2023

In doing so, you'll have more money to spend in different ways, and you can even improve your lifestyle in the process. This is because paying in cash may force you to restrict your spending and only get what you originally planned on getting, with no additional items.

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Banks Finance Loans As-is 111

Realtor.com

JULY 13, 2021

They’re making sky-high offers and writing heartfelt letters to sellers about why they should get the house. But mold can be a serious problem that gets worse over time, and it can be incredibly expensive to remediate.”. Bottom line: Waiving an additional mold inspection could be disastrous for your physical and financial health.

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Inspection Finance Lending Brokerage 136

The Close

FEBRUARY 14, 2024

Setting the Right Expectations Myth #1: Going With the First Buyer Is Rarely the Best Choice After navigating hundreds of real estate deals, I can confidently say that your first offer is nearly always the best. You can help your seller by offering perspective—flip the situation and help your seller imagine themselves in the buyer’s shoes.

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Pre-approval Earnest money deposit MLS Renovation 98

Real Trends

MARCH 8, 2023

Agents, stop letting your deals die. Use this guide to get your transactions back to the closing table and don’t give up. What do you do when your buyer’s financing is denied? Whether it’s your buyer or the buyer on your listing, there are solutions you can turn to.

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Debt-to-income ratio Finance Backup offer Agents 94

Realty Biz

NOVEMBER 14, 2020

Depending on the market where you live, your mortgage may be lower than rent. Combine that with the fact that as a homeowner you are building equity, and increasing your net worth, and you realize buying a home can be a great choice. Get your finances in order before taking the plunge into homeownership.

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Debt-to-income ratio Inspection Loans Finance 104

Realty Biz

AUGUST 28, 2023

Interest rates on all lending across the US have become increasingly expensive, and that means financing a home loan is now potentially much more costly than it has been in quite literally decades. This is bad news for new home buyers, as it will make it more expensive to finance a home. You may qualify for a smaller loan.

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Pre-approval Fixed-rate mortgage Lending Loans 91

Realty Biz

MARCH 27, 2022

Do you want to increase your odds of getting an offer accepted on a home? With more competition from buyers, the seller has more options, and you will need to do more to get the house you want. Getting a house under contract is challenging, with bidding wars becoming the norm and not the exception. Make a Strong Bid.

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Purchase and sale agreement Earnest money deposit Seller concession Finance 116

Realty Biz

SEPTEMBER 24, 2022

Without adequate planning, you could find yourself in a home that doesn’t work for you and your family. Consider Your Needs. How big do you want your driveway to be? Write it all down and organize your wants and needs by priority. Get Your Finances in Order. Think of Your Existing Home.

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Finance Inspection Development As-is 73