Here are the 2021 HW Finance Leaders

Housing Wire

HousingWire’s Finance Leader award recognizes outstanding performers in the finance space. Those rates resulted in record-setting volume for real estate and mortgage companies, and a whole new set of challenges for their finance leaders. Executive Director, Capital Markets.

Structured Finance Association backs transition to SOFR

Housing Wire

With LIBOR slated to be phased out at the end of 2021 , industry trade group Structured Finance Association sent a letter this week to New York Gov. The ARRC’s proposal has strong market support and outlines a roadmap to an orderly transition. money market.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

OJO Labs acquires personal finance platform Digs

Housing Wire

OJO Labs announced its first foray into fintech on Thursday with its acquisition of Digs, a personal finance platform. With this acquisition, OJO Labs hopes to help homebuyers and homeowners navigate financial responsibilities like saving for a down payment, securing the right lender, building equity and saving for renovations. The post OJO Labs acquires personal finance platform Digs appeared first on HousingWire.

RoyaleLife CEO Robert Bull Warns of the Dangers of Early Equity Release

Realty Biz

Equity release may seem like a good strategy in the short term, but the CEO of the UK’s largest provider of bungalow living for the over 45’s warns that the practice is, for many people, not the ideal financial strategy. What Is Equity Release? The Disadvantages of Equity Release Plans.

MBA Study Finds Home Equity Lending Growth Hindered by Alternative Products and COVID-19

RIS Media

Home equity loan debt outstanding and borrower utilization rates declined in 2019, and mortgage lenders anticipate originations to fall again this year before increasing modestly in 2021. – Home equity loan debt outstanding dropped 7.6

Ask Brian: What Should I Do When Selling My Home with Little Equity?

Realty Biz

What are my options when I have little or no equity? Gil, the better term for what you are referring to is “under-equitied” meaning having less than 20% home equity. One way investors buy underwater houses is “Subject to Existing Financing.”

CoreLogic Enters Agreement to Be Acquired by Private Equity Firms Stone Point Capital and Insight Partners

RIS Media

The transaction will be financed through a combination of committed equity financing provided by funds managed by Stone Point Capital and Insight Partners, as well as committed debt financing provided by J.P.

How Tapping Home Equity Can Pay the Taxes on a Roth IRA Conversion

Realtor.com

Yet the effects of new legislation and persistent market volatility make a Roth IRA conversion worth considering, and paying for it doesn’t have to break the bank. Alternatively, tapping into your home equity can provide the means to pay the taxes.

Refinance loans spur 14-year high in lending activity

Inman

The dollar amount of loans distributed during the fourth quarter of 2020 was also the highest quarterly amount distributed since at least 2000.

Nonbanks are seizing a “generational opportunity” to go public. But who will actually reap the rewards?

Housing Wire

members of the Federal Reserve’ s Federal Open Market Committee discussed hiking interest rates. billion public offering, citing adverse market conditions and poor valuations for other newly public fintech companies. On Nov.

Equity 276

Private mortgage insurance industry boomed in 2020

Housing Wire

Private mortgage insurance helped over 2 million low downpayment borrowers secure mortgage financing in 2020, a 53% increase from 2019, according to data from the government sponsored entities. housing market, as well as the need to increase access to affordable mortgage options.”

FHFA extends forbearance policies for up to 15 months

Housing Wire

Borrowers with mortgages backed by Fannie Mae and Freddie Mac may be eligible for an additional forbearance extension of up to three months, the Federal Housing Finance Agency announced Tuesday.

Equity 425

Is a Housing Market Crash Possible in 2021?

RIS Media

With the real estate market experiencing surging prices, scant inventories and a backlog of new home construction, many consumers are wondering if what’s gone up must come back down—in other words, are we headed for another housing market crash? Housing Market Crash.

Equity 104

#320: Ask Paula – Thinking about Money from First Principles

Afford Anything

One is about the tax efficiencies of ETFs vs. mutual funds, while the other is about Ginny Mae funds and whether there are bond funds that have an inverse relationship with equities. Having a portfolio that drops in equities and bonds at the same time doesn’t sound appealing.

FHFA to review exec compensation at Fannie & Freddie

Housing Wire

For the first time in nearly a decade, the Federal Housing Finance Agency (FHFA) is taking a look at how its compensation measures up for executives at Fannie Mae and Freddie Mac. Unlike many of the firms they are compared to, executives do not receive any equity-based compensation.

Equity 303

FHFA issues Final Capital Rule for Fannie Mae, Freddie Mac

Housing Wire

The Federal Housing Finance Agency (FHFA) released its Final Capital Rule Wednesday for mortgage giants Fannie Mae and Freddie Mac as it continues to work toward ending conservatorship.

Equity 351

Cash-out refinancing hits highest level since 2008

Realty Biz

Economists say they’re not concerned by the trend though, as the housing market is still going strong and home prices are rising. A cash-out refinancing makes it possible for homeowners to swap the equity in their homes for a lump sum of cash.

Banks 66

FHFA announces 2021 plans to serve underserved areas

Housing Wire

The Federal Housing Finance Agency published the 2021 plans for Fannie Mae and Freddie Mac to serve the most vulnerable communities through their Duty to Serve plans.

Loans 248

What Is an Interest-Only Mortgage? An Affordable Home Loan, at Least at First

Realtor.com

However, the rate adjusts after a specified initial period—usually three, five, seven, or 10 years—based on market indexes. But unlike a conventional ARM, borrowers don’t build any equity in their home with an interest-only mortgage. “I Finance home equity mortgage interest mortgages

Fannie Mae celebrates Single-Family Green MBS milestone

Housing Wire

Fannie Mae’s Single-Family Green MBS transactions are part of our broader ESG efforts,” Arthur Johnson, vice president, single family markets at Fannie Mae, said. Fannie partnered with several lenders on the single-family initiative, including the mortgage finance arms of builders D.R.

FHFA extends multifamily forbearance through June 30

Housing Wire

Multifamily property owners who are struggling to make mortgage payments due to the coronavirus pandemic now have a reprieve through the end of June for mortgages backed by Fannie Mae and Freddie Mac , the Federal Housing Finance Agency announced on Friday.

Equity 299

Title insurers wrote nearly $20 billion in premiums in 2020

Housing Wire

ALTA officials “do not expect the same level of refinance activity” this year, even though the residential purchase market appears to be holding steady as the calendar approaches May, according to Diane Tomb, ALTA chief executive. of the market. Title insurers wrote $19.2

Title 290

Will Removal of FHFA Adverse Market Refi Fee Lead to Consumer Savings?

RIS Media

The Federal Housing Finance Agency (FHFA) just gave homeowners and lenders a savings opportunity by eliminating the Adverse Market Refinance Fee. The post Will Removal of FHFA Adverse Market Refi Fee Lead to Consumer Savings?

Loans 90

Dallas Real Estate Market 2020 Overview

Norada Real Estate

The Dallas housing market has recovered from the impact of the Coronavirus pandemic. There's about a 2.7-months supply of homes for sale in Dallas County, which is well below what’s considered to be a balanced real estate market. Dallas Housing Market Prices And Trends 2020.

Austin Real Estate Market & Investment Overview 2020

Norada Real Estate

We will discuss the latest Austin real estate market trends & prices and find out how they can affect the investors and homebuyers in the latter half of 2020. The complete “AUSTIN HOUSING MARKET REPORT” is given below. . Austin Housing Market Prices, Trends & News 2020.

What Is the #1 Financial Benefit of Homeownership?

Keeping Current Matters

This ‘wealth’ is built, in large part, through the creation of equity…Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.”. increase in total homeowner equity.

Equity 224

FHFA’s Strategic Plan prepares Fannie and Freddie to leave conservatorship

Housing Wire

The Federal Housing Finance Agency (FHFA) released its strategic plan for fiscal years 2021 – 2024 on Tuesday, which aimed to establish new goals for its sanctioned duties, including a responsible ending to the conservatorship of Fannie Mae and Freddie Mac. Such high leverage, over the long term, would hinder FHFA’s ability to achieve the objective under Strategic Goal 2 that calls for ensuring the regulated entities ‘appropriately respond to market events and downturns,’” the report said.

3 Reasons We’re Definitely Not in a Housing Bubble

Keeping Current Matters

Here are three reasons why this market is totally different. The price of any market item is determined by supply and demand. The normal months’ supply of inventory for the market is about 6 months. Anything above that defines a buyers’ market, indicating prices will soften.

Equity 270

San Antonio Real Estate Market & Investment Overview 2020

Norada Real Estate

Let’s take a look at the current state of the San Antonio real estate market amid the coronavirus pandemic. Before this pandemic hit the nation, even though the San Antonio housing market had cooled off a bit, the home values were expected to climb but at a slower pace in 2020.

Your House-Pesky Expense Or Silent Wealth Builder?

The Living Room

Get a HELOC, a home equity line of credit is a great way to finance fixing up your home, adding to it’s value. Aryne + Dulcinea Education Sellers HELOC home equity home maintenance portland real estate selling your home

Seller’s vs. Buyer’s Market: A Seller’s Guide to Decoding Market Conditions

HomeLight

From cocktail parties to backyard barbecues, it seems like everyone around you is talking about how hot the real estate market is. So does that mean you’re in a buyer’s market or a seller’s market? Like stock prices, the real estate market fluctuates.

Industry gives mixed reviews of FHFA’s Final Capital Rule

Housing Wire

The mortgage industry is responding with mixed reviews to the Federal Housing Finance Agency ‘s Final Capital Rule for mortgage giants Fannie Mae and Freddie Mac, which it released on Wednesday. QIS reports have been critical to properly calibrating other major capital rules undertaken by the banking agencies and should be a part of this process, given the impact on the $11 trillion housing finance market,” Broeksmit continued.

NMHC: January Apartment Market Conditions Show Mixed Results

RIS Media

Apartment market conditions showed mixed results in the National Multifamily Housing Council’s (NMHC) Quarterly Survey of Apartment Market Conditions for January 2021, as the industry continues to grapple with the ongoing COVID-19 pandemic. While the Sales Volume (53) and Equity Financing (58) indexes both came in above the breakeven level (50), the index for Market Tightness (43) indicated continued weakness and the Debt Financing index (49) showed little change.

Should You Sell Your House for Cash? What to Know About Cash Offers

Redfin

There are numerous reasons why you may be thinking about selling your home, whether it’s because you’re moving to a new city, downsizing to a condo, or wanting to tap into your home’s equity. Featured Post Selling a Home Finance Home Seller Tips iBuyer

Presenting HousingWire’s 2021 Women of Influence

Housing Wire

More than just breaking records in the housing finance space, the HousingWire 2021 Women of Influence are shattering glass ceilings and leaving a legacy for years to come. VP, Marketing. Finance of America Reverse. EVP, Chief Marketing and Communications Officer.

Title 300