Housing Wire

APRIL 16, 2025

Pre-qualify your leads Honing your pre-qualification process will save you time and energy by ensuring youre focusing on potential clients who are ready, willing and able to buy or sell soon. Pre-market your listings Sell your listings faster, possibly even before they hit the market, by pre-marketing them.

Closing

Toronto Realty Blog

FEBRUARY 20, 2025

Case in point: some of these guys had never heard of the “occupancy period” that exists in the world of new condominium development. In order to build a condominium in Ontario, the developer will pre-sell units, that don’t yet exist, and when a certain threshold is met (ie. Like what ? Absolutely not.

Development

Housing Wire

JUNE 9, 2025

to neighborhood guides or buyer tips) and suggest one external link to a trusted resource (like a mortgage calculator). For the best results, upload a writing sample you’d like ChatGPT to emulate, and ask it to scour the internet to find and summarize insightful real estate and mortgage news for your audience.

Branding

Redfin

JULY 18, 2025

This isn’t just about what a lender will approve – it’s about what fits comfortably within your financial life. While 20% down can help you avoid mortgage insurance, many buyers put down less – especially with FHA or conventional loans. Monthly payments Think beyond the mortgage itself.

Pre-approval

Marco Santarelli

JANUARY 26, 2025

As we step into the week of January 27 to February 2, 2025, the mortgage rates are predicted to remain stable. Mortgage Predictions for Week of Jan. 2, 2025: Rates Expected to Hold Steady Key Takeaways Mortgage rates are projected to stay steady this upcoming week. Mortgage Predictions for Week of Jan. 27 – Feb.

Mortgages

Marco Santarelli

JANUARY 22, 2025

It's a development of a property that was initially purchased by former Manalapan mayor and developer Stewart Satter for $27.5 This problem needs to be addressed through a combination of policy and more housing developments, if the state's housing market is going to be sustainable.

New Construction

The Living Room

MAY 2, 2025

Securing Financial Backing: Early engagement with a lender to understand your mortgage options and get pre-approved is crucial. Prepare by reviewing all documents and understanding the financial nuances of your mortgage. Financial Preparation for Home Buying: Budgeting for a home extends beyond the down payment.

Earnest money deposit

The Mortgage Report

JUNE 10, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford? Start here How can home buyers best leverage down payment assistance (DPA) programs?

FHA 203k rehab loan

Marco Santarelli

FEBRUARY 28, 2025

Here's my take on how this might impact buyers and sellers in San Diego: For Buyers: Be Prepared: Get pre-approved for a mortgage, have your finances in order, and be ready to make a competitive offer. This will require a collaborative effort from policymakers, developers, and community members.

Marketing

The Mortgage Report

JUNE 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Julianelle shared his thoughts and insights in a Q&A with The Mortgage Reports.

FHA 203k rehab loan

BAM Media

AUGUST 6, 2025

Comfort, not speed or convenience, was the top predictor of whether buyers would work with the same agent again Most buyers don’t walk away from a home purchase remembering your pre-approval timelines or market absorption rates. 50% cited securing a mortgage. 54% of buyers said finding a home was the most stressful part.

Agents

Redfin

MARCH 4, 2025

All mortgages place a lien on the property in the event that a lender needs to take ownership of the home. If the auction accepts financing, make sure you have a pre-approval ready. Government-owned properties Some mortgages are government-backed, like VA loans and FHA loans. What is foreclosure?

Pre-approval

Redfin

JULY 30, 2025

In this article: Understanding if you’re ready to buy a home Budgeting for your first home Finding the right mortgage Navigating the homebuying process What comes next? You haven’t held a mortgage in three years. Job security: Stable employment and income are key indicators for lenders when qualifying for a mortgage.

Pre-approval

The Close

NOVEMBER 12, 2024

Check out zoning laws, future developments, and what the locals say. Owning some land is appealing since it’s usually low-maintenance and cheaper than those fancy developed properties. Hands-off investment: If you buy and hold the land without developing it, there’s not much to do but visit it occasionally.

Land

Redfin

MARCH 5, 2025

Maintaining a low debt-to-income ratio and a strong credit score can also enhance your eligibility for favorable mortgage terms. A mortgage pre-approval can give you a clearer picture of your financial standing and help you secure a deal faster. The 28/36 rule is a common mortgage budgeting guideline.

Debt-to-income ratio

Redfin

JULY 7, 2025

Here’s where to start: Get pre-approved for a mortgage. Walkability , future development plans, and safety ratings can also impact your decision and home value. What to do before you start house hunting Before touring homes, make sure you’re financially and mentally prepared to buy. Chose the right neighborhood.

Pre-approval

Rochester Real Estate

NOVEMBER 5, 2015

The first step to buying a house in New York is to assess your financial readiness and get pre-approved for a mortgage. Improvements Can Influence Values Additionally, watch for upcoming developments or infrastructure projects impacting property values. (585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P.

Purchase and sale agreement

Rochester Real Estate

NOVEMBER 5, 2015

Factors such as earnest money deposits, loan approvals, and real estate agent involvement should be considered. How to manage and prioritize multiple offers Developing a systematic approach to managing and prioritizing multiple offers is essential. (585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P.

Earnest money deposit

Marco Santarelli

JUNE 15, 2025

While a slight dip in mortgage rates to 6.84% offers a glimmer of hope, many other factors contribute to the complexity of the situation. The Great Mortgage Rate Rollercoaster Mortgage rates are like the weather – constantly changing. The ups and downs of mortgage rates are heavily influenced by inflation. No, not yet.

Marketing

Lighter Side of Real Estate

MARCH 5, 2025

High prices and sticker shock – Mortgage rates and home prices remain historically high, with Januarys average 30-year fixed mortgage rate hitting 6.96%. Leaves less room for buyers to feel they overpaid and develop cold feet. Though rates have dipped slightly, affordability remains a major concern.

Purchase and sale agreement

Lab Coat Agents

MARCH 10, 2025

This can add hundreds or even thousands of dollars to a buyers monthly payment, making mortgage selection an integral part of the home-buying process for the 90% of Americans who will purchase a home with a mortgage. Moxie Mortgage has access to over 250 wholesale lenders.

As-is

Redfin

JULY 31, 2025

Between finding the right mortgage and deciding what you want in a home, there’s a lot to consider. In this article: Planning and preparing financially Finding the right mortgage House hunting Making the deal What comes next? They cover topics like budgeting, building credit, mortgage options, house hunting, and closing.

Purchase and sale agreement

Marco Santarelli

MAY 12, 2025

Mortgage Rate Mayhem: Remember those super-low mortgage rates during the pandemic? A crash is a rapid, steep, and often unexpected drop in prices, usually across the board, driven by panic and severe economic issues (like the subprime mortgage crisis). My advice: Get pre-approved for a mortgage so you know your budget.

Marketing

Norada Real Estate

JUNE 7, 2025

As of June 7, 2025, the national average for a 30-year fixed mortgage rate has climbed to 7.04%. This news likely brings a wave of concern for anyone looking to buy a home or refinance their existing mortgage. As I've learned over the years, when these Treasury yields go up, mortgage rates often follow suit. on Friday alone.

Mortgages

Redfin

JULY 16, 2025

Pre-designed: Perfect for indecisive folks, the finishes, layouts, and other touches of a spec home are already picked out for you. If you’re planning to buy with a mortgage, decide which type is best for you and get pre-approved. Redfin Real Estate breaks it down for you in two lists.

Pre-approval

Rochester Real Estate

NOVEMBER 5, 2015

The scarcity created by delaying showings can develop a sense of urgency among buyers, increasing the likelihood of receiving competitive offers and even initiating bidding wars. (585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P. The strategy can drive up the sale price by generating increased interest in the property.

MLS

Rochester Real Estate

NOVEMBER 5, 2015

What To Expect From Your Listing Agent Why For Sale By Owners (FSBOs) Fail Blog Featured Articles Home Buying Home Selling LOCAL Rochester NY Articles What Are The Best Mortgage Options for Self Employed Borrowers? Top Mortgage Products For Self Employed Borrowers What Are The Best Mortgage Programs For Self Employed Home Buyers?

Mortgages

Rochester Real Estate

NOVEMBER 5, 2015

Rochester first time home buyers, there are many first time home buyer options and mortgages available to YOU! Directly below is a short video that briefly discusses some of the fantastic Rochester NY first time home buyer programs and mortgage products! The qualifying ratios are strict in comparison to other mortgage programs.

Closing costs

AAOA

MAY 22, 2025

Step 2: Get Pre-Approved or Prepare to Raise Capital Before you make offers, get your finances in order. DSCR (Debt Service Coverage Ratio) (can the income cover the mortgage comfortably?) The more deals you look at, the faster your instincts develop. Talk to lenders. Understand what size loan you can qualify for.

Due diligence

Redfin

MARCH 5, 2025

Maintaining a low debt-to-income ratio and a strong credit score can also enhance your eligibility for favorable mortgage terms. A mortgage pre-approval can give you a clearer picture of your financial standing and help you secure a deal faster. The 28/36 rule is a common mortgage budgeting guideline.

Debt-to-income ratio

Marco Santarelli

APRIL 3, 2025

As of April 3, 2025, mortgage rates have dipped slightly to around 6.40% , influenced by recent economic events, including tariff announcements from the White House. This decline is relevant for both new mortgage borrowers and those considering refinancing their existing loans.

Mortgages

Marco Santarelli

MAY 9, 2025

As of May 9, 2025, mortgage rates have increased slightly, with the average rate for a 30-year fixed mortgage sitting at approximately 6.80%. Such developments can influence mortgage rates as they are often tied to the yields on government bonds, especially the 10-year Treasury yield.

Mortgages

Marco Santarelli

MAY 9, 2025

As of May 9, 2025, mortgage rates have increased slightly, with the average rate for a 30-year fixed mortgage sitting at approximately 6.80%. Such developments can influence mortgage rates as they are often tied to the yields on government bonds, especially the 10-year Treasury yield.

Mortgages

The Mortgage Report

JUNE 18, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Start here How will mortgage rates react to the Fed news? How Much Home Can I Afford?

FHA 203k rehab loan

Redfin

FEBRUARY 25, 2025

If buying a home feels impossible, consider one of these cities As house prices rise and mortgage rates settle into a new normal , affordability is becoming a top priority for many people deciding where to live. You can pair this with our Mortgage Calculator to get a complete picture of what your monthly housing payments could be.

Sales

Housing Wire

SEPTEMBER 6, 2023

The Consumer Financial Protection Bureau (CFPB) last week made a quiet change to its guidance related to the Real Estate Settlement and Procedures Act (RESPA), affirming that mortgage originators who partner with U.S. The change was confirmed through a LinkedIn post by HUD Deputy Assistant Secretary for Housing Counseling David Berenbaum. “The

Pre-approval

Housing Wire

DECEMBER 6, 2022

million in its seed round to build a mortgage-as-a-service platform for fintechs, banks and retail banks. The built-in underwriting logic aims to deliver quick and accurate decisions to borrowers with maximum affordability approvals and automated tasking. Startup Pylon raised $8.5

Pre-approval