Housing Wire

JUNE 17, 2022

This week’s HW+ member spotlight features Amanda Hill, head of mortgage solutions at Reggora. Below, Hill answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? Amanda Hill: There will be a lot of eyes on rising mortgage rates and inventory of available homes for sale.

Lending 382

Lending Finance Technology Mortgages 382

Housing Wire

NOVEMBER 26, 2021

During this Thanksgiving week, we went from higher yields and the first Fed rate hike storyline to a big drop in bond yields and scary headlines on a new COVID variant, Omicron. In this type of economic environment is it even possible for mortgage rates to get to 4% and can the Federal Reserve really hike rates in an aggressive fashion?

Mortgages 537

Mortgages As-is Equity Sales 537

Housing Wire

MAY 3, 2022

In this HW+ Slack Q&A, HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. So not much action there, but the year over year 4-week moving average trend has been lower for sure. The last time we had 5% mortgage rates was in 2018.

Marketing 417

Marketing Mortgages Sales As-is 417

Housing Wire

JANUARY 27, 2022

I retired in 2020 from the mortgage business after 24 years, so I understand how some people who were floating their rate lock might not feel this way. I am a bond market guy because, to the core, I am an economics person first, so my discussions are more about the 10-year yield and the economic cycle versus mortgage-backed securities.

Mortgages 407

Mortgages As-is Closing Marketing 407

Housing Wire

MARCH 15, 2022

In this HW+ Slack Q&A , Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, whether or not he has updates to his 2022 forecast and more. Thus nullifying any mortgage yield declines? Short term yields are rising because the Fed is still in rate hike mode. housing market.

Sales 446

Sales As-is Equity Mortgages 446

Toronto Realty Blog

APRIL 29, 2024

My mortgage is up for renewal in November of 2024. I closed on my current home in August of 2018 and at the time I had a variable rate. But the funny thing about variable versus fixed rates is that they can fluctuate and the gap between them can expand or contract. Where In The World Are Those Rate Cuts?

Fixed-rate mortgage 84

Fixed-rate mortgage Banks Lending Mortgages 84

Housing Wire

MAY 31, 2022

Gal and other company representatives did not return messages for this article. After a few years of brokerages going public, a list that includes Compass , Offerpad , Opendoor , and Redfin , real estate companies are now keeping matters private. One is people dislike where the economy is headed. “I Let’s keep this private.

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Brokerage Investor Technology Industrial 383

Realty Biz

FEBRUARY 14, 2023

Experts predict that buyers will have more leverage in 2023, and they also predict a turnaround of the entire market as we head into 2024. You may have questions such as: Will mortgage rates continue to increase? Mortgage rates have been steadily dropping since December, making housing more accessible for some people.

Marketing 101

Marketing Mortgages New Construction As-is 101

Toronto Realty Blog

NOVEMBER 10, 2023

I don’t have statistics on this (chime in if you’re in the mortgage field), but I would guess that an overwhelming majority of borrowers in Canada elect to take a 25-year amortization period. At a rate of, say, 4.99%, your monthly payment would be $1,386.50.

Mortgages 77

Mortgages Principal Banks Loans 77

Housing Wire

MARCH 21, 2024

Unless mortgage rates go lower, that’s what we should expect, because that’s what happened last year. When mortgage rates headed lower at the end of 2022 into 2023, we had 12 weeks of positive weekly purchase application data. from January to a seasonally adjusted annual rate of 4.38

Sales 492

Sales Mortgages Days on market Investor 492

Realty Biz

MARCH 13, 2024

While rising prices and mortgage rates present challenges, it’s still possible to find your dream home with the right strategy. This article explores the key factors home buyers need to know about the Maryland housing market this year. Consider keeping your finance contingency for your protection.

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Pre-approval Marketing Inspection Closing costs 91

Realty Biz

JUNE 9, 2021

One area to keep a close eye on is whether the current surge of inflation will also bring a surge in mortgage interest rates. There is a very good reason to watch this metric because the rate of inflation traditionally remains below the rate for a 30-year mortgage. That is not the case today.

Mortgages 120

Mortgages Fixed-rate mortgage Banks Lending 120

Toronto Realty Blog

JANUARY 11, 2024

Let me throw some skin in the game here: my mortgage comes due in November of 2024. It’s been at the back of my mind since the spring of 2022 when interest rates started increasing, but it’s not something that I think about every day. I’m on a 2.59% fixed-rate mortgage. Is it on my mind?

Fixed-rate mortgage 73

Fixed-rate mortgage Banks Mortgages Construction 73

Lighter Side of Real Estate

APRIL 20, 2022

With mortgage rates rising, low inventory, and intense buyer competition, you may be wondering if it makes sense to wait and see if the market shifts in your favor before buying. So let’s look take a look at both sides of the coin for 3 things you might be thinking about to help you decide: Interest rates are getting high.

Marketing 101

Marketing As-is Mortgages Agents 101

Housing Wire

JANUARY 2, 2023

This is why I’ve created the Housing Market Tracker — a weekly analysis of purchase apps, housing inventory and mortgage rates that will be published every Monday. Then those rates fell 1.25% , which changed the demand data, only to rise again in a short timeframe. The 10-year yield shows where mortgage rates will go.

Marketing 454

Marketing Mortgages Sales As-is 454

Toronto Realty Blog

JUNE 2, 2023

TorontoRealtyBlog Do you remember a twelve-month period where we talked about interest rates any more than we have since this time last year? I’ve been around for almost two decades and I’ve seen just about everything when it comes to interest rates. In July of 1980, the Bank of Canada overnight rate was 9.93%.

Banks 70

Banks As-is Marketing Mortgages 70

Toronto Realty Blog

DECEMBER 3, 2021

Did you read this article in the Globe & Mail last month? Should I Stretch To Do The Same – Or Keep Renting ?” I had a few TRB readers email me the above article and ask for my opinion. ASSUMPTIONS: We are assuming after-tax investment return rates, for apples to apples vs tax-free primary residence value growth.

Mortgages 95

Mortgages As-is Equity Finance 95

The Residential Specialist

NOVEMBER 10, 2020

Undoubtedly, 2020 will be the year that turned many (if not all) industries on their heads. In other words, the appetite for property in both markets is strong among buyers—which makes it a challenge for supply to keep up with demand. These historically low rates are helping buyers and sellers. Photo: iStock.com/Marco_Piunti.

Agents 98

Agents Marketing As-is Equity 98

Toronto Realty Blog

SEPTEMBER 6, 2022

On the seventh day, when everybody around us was looking sad, preparing to head home, we were absolutely elated to be staying! Then, I pulled the SI-joint in my lower back right before the long weekend and had to hobble around the house and the office for five days. To leave now would be way too soon! It just couldn’t.

Marketing 81

Marketing Banks Sales As-is 81

Realty Biz

JANUARY 4, 2021

Back in March of this year, the real estate market looked to be headed into a steep decline as COVID-19 began to spread. What keeps being kicked down the road is the delinquent rent issue but there is hope this will be resolved without evicting tenants or forcing landlords into foreclosure. Stay With Real Estate Basics in 2021.

Property Management 111

Property Management Investor Residential Mortgages 111

Toronto Realty Blog

APRIL 18, 2024

“Weak Condo Market In Downtown Toronto Leads To Dip In Rental Rates, Increased Vacancy” Globe & Mail February 7th, 2024 That headline definitely jives with what I saw and felt over the past three months, and you’ll see this shortly in the Q1 rental stats. s (CMHC) rental market report. Belleville, eh?

Marketing 67

Marketing As-is Mortgages Sales 67

Housing Wire

JUNE 18, 2023

Mortgage rates were near 7% last week but purchase applications were still able to pull out an 8% week-to-week gain. Mortgage rates hardly budged last week, even with the Federal Reserve ‘s announcement it was pausing rate hikes and CPI inflation reports. We cannot break over 4.6 6% for a year.

Marketing 487

Marketing Mortgages Banks Sales 487

HomeLight

JULY 26, 2021

DISCLAIMER: This article is meant for educational purposes only and is not intended to be construed as financial, tax, or legal advice. There’s a glass of bubbly in your hand, and the lyrics to “Mo Money Mo Problems” are running through your head as you debate where to channel your extra disposable income.

Equity 103

Equity Principal Mortgages Loans 103

Kyle Handy

MAY 8, 2023

As a real estate agent, have you ever found yourself scratching your head, wondering how much commission you should be making? With ever-changing market conditions and fierce competition, keeping up with the latest commission standards can feel like an uphill battle. Negotiating better rates with your broker.

Purchase and sale agreement 87

Purchase and sale agreement Closing costs Commercial Due diligence 87

Broke Agent Media

MAY 1, 2023

Some are fed up because their offers keep getting beaten by cash buyers. Let’s say you’ve got a long list of buyers, and you’re wondering how you’re going to keep in touch with all of them. And one of the core principles every agent should have right now is ‘Stay positive, and keep everyone moving forward.

Marketing 52

Marketing Agents As-is MLS 52

Toronto Realty Blog

JANUARY 17, 2022

If I can pat myself on the back for two predictions that I made (repeatedly…) last December, it’s that the market would be chaotic in January, and that the government would look to “tackle” some perceived problem in the mortgage and/or housing markets as an attempt to show they’re acting on housing. Fair enough?

Development 81

Development Banks Investor Finance 81

Redfin

MAY 5, 2023

Check out this article to learn more about the pros and cons of living in Texas. However, due to the recent hike in mortgage rates, the market has experienced a slight decline, with median sale prices dropping by 2.5% With a cost of living 7% lower than Dallas, it’s easy to see why people are drawn to the city.

Purchase and sale agreement 65

Purchase and sale agreement Pre-approval Seller disclosure Earnest money deposit 65

Toronto Realty Blog

NOVEMBER 18, 2022

” And while I recognize that the people who choose to see the negatives and turn everything on its head will now say, “David, are you telling us what girls need? This past week, multiple articles ran in mainstream media about the idea of taxing homes valued at $1,000,000 or more.

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As-is Investor Property Management Title 82

Toronto Realty Blog

FEBRUARY 24, 2021

The entire world consists of people who want to pay off their mortgage, either those who work every day with the goal in mind, or those who dream of doing so in that hypothetical, ‘what would you do if you won the lottery’ type of way. TorontoRealtyBlog. We partner with the lenders who allow us to live where we do.

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Mortgages Fixed-rate mortgage Finance Equity 90

The Close

AUGUST 17, 2022

After the emails, we’ll give you eight expert tips for boosting your email and response rates. If you’re busy on Sunday, let’s keep in touch on LinkedIn. I don’t share any listings there, but I occasionally write articles about real estate that might come in handy someday. Download All 9 Open House Follow-Up Emails.

Title 98

Title Marketing Agents As-is 98

Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

Mortgages 544

Mortgages Sales As-is Construction 544

Housing Wire

SEPTEMBER 19, 2023

One of the challenges in discussing what the mortgage industry needs to do next is figuring out what’s actually coming next. In August, when interest rates topped 7% for the first time in 22 years, there was a rash of articles featuring leading industry economists predicting what interest rates would do for the rest of the year and into 2024.

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Marketing Lending Technology Title 406

Redfin

AUGUST 3, 2023

Check out this article to learn more about the pros and cons of living in Georgia. Rising mortgage rates have played a significant role in deterring some buyers from entering the market. Here are five of the most popular cities in Georgia to give you a head start. #1: What’s it like to live in Georgia?

Purchase and sale agreement 59

Purchase and sale agreement Pre-approval Debt-to-income ratio Loans 59

Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. In time, markets always find balance and balance is a good thing. Obviously, my home-price growth model got smashed!

Marketing 395

Marketing Lending Short sale Equity 395

Housing Wire

NOVEMBER 23, 2022

From Census: New Home Sales Sales of new single-family houses in October 2022 were at a seasonally adjusted annual rate of 632,000, according to estimates released jointly today by the U.S. percent)* above the revised September rate of 588,000, but is 5.8 In theory, the sales levels are lower than the data will show.

Sales 462

Sales Construction New Construction Mortgages 462

HomeLight

JULY 31, 2021

Trying to decide where to start, and which areas to prioritize, makes your head spin. Thankfully, with a great real estate agent by your side, you can keep your to-do list short, your plan laser-focused, and your negotiations decisive to make a quick sale and get on with the business of relocating. Concentrate on curb appeal.

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Days on market Agents Sales Renovation 98

HomeLight

JUNE 22, 2023

All of these things are stressful and confusing, but you’d be surprised by how many people struggle with the mortgage process. And they need answers to their mortgage questions. As a first-time homebuyer, you’re likely among the 85% of buyers who will apply for a home mortgage instead of paying cash.

Debt-to-income ratio 90

Debt-to-income ratio Mortgages FHA loan Loans 90