Housing Wire

JULY 19, 2022

We interviewed more than 25 mortgage industry experts to gather the best insights, strategies, and recommendations to pivot and win in today’s market. Despite its volatility, it is clear that digital currencies are the future and not a fad. We partnered with HousingWire to release a few excerpts from the report.

Industrial 405

Industrial Mortgages Loan Officer Technology 405

Housing Wire

FEBRUARY 16, 2021

Writing about digital mortgage in 2021, I am reminded of a cartoon in the New Yorker, in which two cavemen were starting a fire and one said “Stop saying everything is ‘unprecedented.’” I can set filters for my partner search on Bumble, so why can’t I filter results for a mortgage broker? 1 Personalization. 2 Digital adoption.

Mortgages 533

Mortgages Banks Loan Officer Technology 533

Housing Wire

MARCH 1, 2023

Change in uninsured losses As of late, however, the uninsured losses are being absorbed by other stakeholders in the housing finance system, including mortgage lenders, mortgage servicers, private mortgage insurers, government agencies, capital markets investors, and the government-sponsored enterprises.

Industrial 369

Industrial Banks Loans Design 369

Housing Wire

DECEMBER 22, 2021

Below, Banosian answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article? Specifically, I like to read the articles by Lead Analyst Logan Mohtashami. And finally, we use our digital mortgage app at Guaranteed Rate, which helps us stay on top of loans even when we are on the go.

Loans 345

Loans Equity Technology Industrial 345

Housing Wire

APRIL 22, 2022

This week’s HW+ member spotlight features Matthew Blanchard, producing sales manager at Academy Mortgage Corporation. Blanchard previously worked art Loan Depot before joining in growing Academy Mortgage Corporation. It’s a great couple of days to pull the blinders off and listen, learn, and then be ready for the future.

Industrial 370

Industrial Equity Land Mortgages 370

Housing Wire

DECEMBER 27, 2021

This article is part of our HousingWire 2022 forecast series. It didn’t take long for mortgage servicers to realize they had a historic challenge on their hands. Marina Walsh, the vice president of industry analysis for the Mortgage Bankers Association , is optimistic about the post-forbearance landscape.

Mortgages 373

Mortgages Equity Construction Closing 373

Housing Wire

APRIL 10, 2023

HousingWire recently spoke with Dustin Gray, CEO of Milestones Labs , about the importance of the borrower relationship and how Milestones Labs helps mortgage providers build lasting relationships with their borrowers. What seeds can I plant now that will grow in the near future? This is where Milestones fits in.

Technology 414

Technology Equity Lending Loan Officer 414

Housing Wire

DECEMBER 3, 2021

This week’s HW+ member spotlight features Reina Ramos, senior vice president, mortgage market leader at City National Bank of Florida. Below, Ramos answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article and why? There was so much information to absorb and retain.

Due diligence 384

Due diligence Loan Officer Banks Industrial 384

Housing Wire

JUNE 10, 2022

Below, Esser answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? His articles are always my favorite. His recent article, “Purchase apps are at 2009 level: where’s the inventory?” His recent article, “Purchase apps are at 2009 level: where’s the inventory?”

Construction 384

Construction Closing New Construction Agents 384

Housing Wire

NOVEMBER 19, 2021

The Consumer Financial Protection Bureau (CFPB) is launching a voluntary review of its mortgage data collection — a key tool in bringing redlining cases — to assess its effectiveness in detecting discrimination. The operational and compliance costs of the HMDA rule for financial institutions is also an area of interest.

Lending 338

Lending Loans Mortgages Banks 338

Housing Wire

NOVEMBER 29, 2021

Who is crazy enough to write an American economic recovery model on April 7, 2020, and try to explain to people why housing isn’t going to crash due to demographics, good credit profiles and low mortgage rates? Whatever the future brings for the U.S. Home sales had a big gap from trending sales to where total sales closed in 2020.

Sales 530

Sales Investor Title Mortgages 530

Housing Wire

MARCH 4, 2022

Simkoff founded Doma more than five years ago with a vision to change the future of real estate transactions. Simkoff and his team have recently been honored as a HousingWire 2022 TECH100 Mortgage Winner. HousingWire: What has been your biggest learning opportunity? Max Simkoff: Keep going. Getting there was an uphill battle, though.

Title 369

Title Technology Closing Industrial 369

Housing Wire

NOVEMBER 25, 2020

This article originally appeared in FinLedger , HousingWire’s sister-publication focused on Fintech. They’ve built Canopy on a cloud native platform with the goal of facilitating easier transactions and providing better data at a lower cost. That’s why it has to be done over and over again.”.

Due diligence 482

Due diligence Residential Industrial Investor 482

Housing Wire

JUNE 10, 2022

What is the “American Dream?” The phrase is attributed to writer James Truslow Adams in the 1930s, who described it in part as an aspiration that “life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement.”. A crisis of affordability. Americans feel the same way.

Mortgages 374

Mortgages Equity Industrial As-is 374

Keeping Current Matters

NOVEMBER 12, 2020

While today’s historically low mortgage rates are expected to remain low, they won’t be this low for much longer. In a recent article , Bankrate explained: “If you’re looking to buy a home… expect mortgage rates to remain low into 2021. In the second half of this year, the housing market surged with activity. Here’s why.

Marketing 281

Marketing Mortgages Sales As-is 281

Housing Wire

JULY 20, 2023

Builders are closing loans in the 4.5 Buy first, close and then list the previous home Don’t assume your clients won’t or can’t utilize this option. They might use a bridge loan to borrow their equity, close on the next home and then sell the old one. Nationwide, inventory is at all-time lows. range currently!

Equity 283

Equity MLS Construction Agents 283

Housing Wire

OCTOBER 31, 2022

From the WSJ article: “ U.S. From the WSJ article: “ U.S. One of the unsung heroes of the most prolonged economic and job expansion ever recorded in history was the passing of the 2005 Bankruptcy Reform Act and the 2010 qualified mortgage rule under Dodd-Frank. The question is: how many more rate hikes are left?

Bankruptcy 517

Bankruptcy Lending Equity Mortgages 517

Housing Wire

MARCH 1, 2022

In January I received a text message from Dave Savage, CEO of Mortgage Coach. News just broke that private equity investor LLR Partners announced strategic investments in two mortgage technology companies — Mortgage Coach and Sales Boomerang ( click here for article ). Hey Clayton …” and a link. In 2016 LLR led a $26.5

Technology 355

Technology Brokerage Lending Mortgages 355

Housing Wire

MARCH 13, 2023

Tsai works with both homebuyers and tenants and while he says his business is typically split 50/50 between buyers and tenants, he has noticed a shift as mortgage rates have risen over the past six months. Local housing markets is a HousingWire magazine feature spotlighting housing trends across the country.

Marketing 362

Marketing Agents Land Mortgages 362

Housing Wire

FEBRUARY 8, 2024

Practically speaking, your future clients will be skimming for information that reveals your knowledge about their neighborhood or zip code, and whether you’ve worked with the type of property they are buying or selling. After all, prospective clients are trusting you with one of their biggest financial decisions.

Agents 399

Agents Construction Design Branding 399

Housing Wire

APRIL 8, 2022

Below, Lapin answers questions about the housing industry: HousingWire : What is your current favorite HW+ article and why? This week’s HW+ member spotlight features Eric Lapin, who was recently appointed chief strategy officer at FormFree. I appreciate companies with the boldness and fortitude to drive the industry forward.

Lending 356

Lending Banks Technology Loans 356

Realty Biz

FEBRUARY 19, 2024

Buying land represents a pivotal investment in one's future. Can you imagine buying a lot only to discover it has crept too close to the neighboring lot line? This step is vital to avoid future legal and financial problems. I aim to provide practical advice on making informed decisions throughout the land-buying journey.

Land 126

Land Due diligence Title search Finance 126

Realty Biz

JUNE 9, 2021

One area to keep a close eye on is whether the current surge of inflation will also bring a surge in mortgage interest rates. There is a very good reason to watch this metric because the rate of inflation traditionally remains below the rate for a 30-year mortgage. Today, inflation is higher than mortgage interest rates.

Mortgages 120

Mortgages Fixed-rate mortgage Banks Lending 120

Realty Biz

SEPTEMBER 7, 2023

The article discussed at length how to know. The article discussed at length how to know. Future Needs and Plans Think about your long-term plans and how they might affect your housing requirements. Are you considering buying a larger home but unsure if it's the right decision? I custom-built the house.

Staging 121

Staging Closing costs Mortgages Renovation 121

Lighter Side of Real Estate

AUGUST 31, 2023

Unfortunately, it isn’t that easy because unless you have a crystal ball, it’s almost impossible to predict who might sell their house in the near future. Boomers Have Been a Big Part of the Listing Shortage… There are a lot of reasons why there aren’t enough listings on the market: Mortgage rates are higher than they’ve been in years.

Agents 94

Agents Branding Mortgages As-is 94

Lighter Side of Real Estate

DECEMBER 13, 2023

mortgage rates will come down. However, when The Federal Reserve raises or lowers rates, it doesn’t directly impact mortgages. Mortgages are tied to the 10-year Treasury yield. But to say that what the Fed decides doesn’t affect mortgage rates isn’t true. But mortgage applications are still 17% lower than a year ago.

Mortgages 87

Mortgages Branding Banks As-is 87

Housing Wire

OCTOBER 13, 2020

In this article, we explore what makes change in and out of subservicing so intimidating — but why, in the end, you’ll be happy you did. In this article, we explore what makes change in and out of subservicing so intimidating — but why, in the end, you’ll be happy you did. The superior product won the day. We know change is hard.

Development 384

Development As-is Branding Banks 384

GeekEstate

JUNE 29, 2022

The 30-year fixed mortgage rate is approaching 6% , no doubt catching the immediate attention of both the millions of US homeowners with mortgages and aspiring homeowners alike. For industry vets, it’s no surprise—the mortgage industry is a cyclical one. But the frenetic pace unearthed something broken in the mortgage industry.

Mortgages 114

Mortgages Technology Industrial Loans 114

Realty Biz

JANUARY 19, 2023

This article will help you understand the advantages and disadvantages of buying a house in cash so you can make the best decision for your situation. Buying a house in cash means that you don’t have to take out a loan or use a mortgage to purchase a home. What is Buying a House in Cash?

Loans 89

Loans Loan Officer Finance Closing costs 89

RIS Media

MAY 18, 2021

All mortgages require a monthly payment. When you refinance a mortgage, existing escrow accounts are usually closed and a new one is opened specific to the new loan. When you refinance a mortgage, existing escrow accounts are usually closed and a new one is opened specific to the new loan. Using Old Escrow Funds.

Loans 104

Loans Principal Closing costs Closing 104

Point2Homes

MARCH 17, 2021

One of the trickiest issues to address early on is ‘how much mortgage can I afford?’ ’ Without knowing your numbers, you run the risk of overspending and struggling to pay your mortgage payments in the future. When applying for a mortgage, lenders will be interested in several things.

Mortgages 98

Mortgages Closing costs Loans Renovation 98

CT Homes

JANUARY 11, 2024

This article aims to guide you through these choices, particularly highlighting the benefits of selling to cash buyers if you decide to sell the property. This article aims to guide you through these choices, particularly highlighting the benefits of selling to cash buyers if you decide to sell the property. What Are Your Options?

Closing 55

Closing Inspection Staging Mortgages 55

Lighter Side of Real Estate

MARCH 22, 2022

In fact, many stay in their homes to remain close to their families, and an active part of their lives. And none of it is really the point of this article…. Mortgage rates are still historically low, but are on the rise, causing buyers to try even harder to make a purchase sooner than later. This is all obviously good news.

Construction 107

Construction Industrial Closing Marketing 107

Realty Biz

MAY 13, 2022

The combination of rising home prices and rising mortgage rates is putting a damper on buyer demand. Freddie Mac says that house prices rose 5% for the first quarter of this year and the National Association of Realtors (NAR) says prices on closed sales are up 6%. could afford a $225,000 mortgage at 2.8%.

Fixed-rate mortgage 77

Fixed-rate mortgage Marketing Mortgages Construction 77

Lighter Side of Real Estate

JULY 26, 2023

How Long Does It Take To Close on a House? According to this Rocket Mortgage article , it typically takes 30-45 days to close on a house. A closing that takes 60 days wouldn’t even be that out of the ordinary for an agent to see. Besides, the majority of buyers need to obtain a mortgage.

Title 83

Title Closing Inspection Title search 83

Realty Biz

JANUARY 3, 2023

Anybody who’s thinking about buying a home might be interested in knowing the average mortgage rate. As of January 2023 , the average mortgage rate sits right around 6.59%. With mortgage interest rates rocketing upwards, many potential home-buyers are looking for advice on what to do. Continue reading to learn more.

Mortgages 97

Mortgages VA loan Loans FHA loan 97

The Close

JUNE 22, 2023

Related Articles 7 Critical Parts of Every Real Estate Investment Business Plan How Smart Investors Decipher & Respond to Real Estate Market Cycles 9 Skills Agents Need to Work With Investors & Close 50-100 Deals a Year Is Right Now Really a Good Time to Invest in Real Estate? But first, let’s get a handle on the basics.

Investor 116

Investor Debt-to-income ratio New Construction Construction 116