Housing Wire

NOVEMBER 9, 2021

This was very critical to not only the housing market but also the health of the U.S. As you can see below, when you lend to the capacity to own the debt, you should never see a rise in foreclosures or bankruptcies unless a job loss recession happens on a massive scale. This content is exclusively for HW+ members.

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Bankruptcy Mortgages Lending Loans 481

Housing Wire

JANUARY 25, 2023

This article is part of our 2022 – 2023 Housing Market Update series. After the series wraps, join us on February 6 for the HW+ Virtual 2023 Housing Market Update. economy has remained resilient, backed by a very strong labor market, sky-high job openings and low unemployment. The overall U.S.

Marketing 414

Marketing Mortgages Loans As-is 414

Housing Wire

MARCH 16, 2022

On Wednesday the Federal Reserve hiked interest rates 0.25%, which has forced me to raise my second recession red flag on this historic economic recovery and expansion. The first Fed rate hike isn’t going to take us into a recession, it just raises the second of the six flags we would need to go into a recession.

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Mortgages Staging Branding As-is 430

Housing Wire

AUGUST 17, 2022

Articles about rates, housing inventory and inflation were among our most popular, including: Purchase mortgage rates fall same week as Fed rate hike New home sales make it clear, housing is in a recession The nation’s housing market is on a correction course.

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Housing Wire

MARCH 26, 2023

The financial and housing markets are still trying to sort out the banking crisis and whether we have seen the last Fed rate hike in this cycle. These events led to lower mortgage rates and increased purchase application data last week, but decreased housing inventory. In a regular market, they would be closer to 5.25%.

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Housing Wire

SEPTEMBER 13, 2021

An often-forgotten turn of luck for the American economy is that the housing market entered a period of the best housing demographics ever recorded in history the same year that COVID grabbed hold of us. As I always stress every time I can, housing broke out before COVID-19 hit us. Become a member today. Already a member?

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Housing Wire

APRIL 3, 2023

Last week was relatively calm for the housing market after the fiasco of the banking crisis. Housing demand grew and inventory levels fell again while mortgage rates rose. The banking crisis has stressed the mortgage backed securities market , pushing rates higher than usual. Mortgage rates rose to 6.57%.

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Marketing Banks Mortgages Sales 474

Housing Wire

JUNE 7, 2022

HW Media’s audience is very interested in understanding the macroeconomic factors affecting housing. Top-performing articles over the last month include: 5 predictions for the second half of the 2022 housing market , by Selma Hepp, deputy chief economist at CoreLogic.

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Housing Wire

FEBRUARY 4, 2024

Weekly housing inventory data One substantial positive story for 2024 is that we have more housing inventory year over year. I am a very pro-housing supply person and will feel much better about the housing market when we return to pre-COVID-19 levels for total active listings.

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Mortgages Staging As-is Marketing 496

Housing Wire

JUNE 14, 2021

economy is leading the world out of the recession. When I wrote the America Is Back economic model on April 7, 2020, the bond market was already signaling that the economy and housing would be ok. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis. Become a member today. Already a member?

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Housing Wire

SEPTEMBER 21, 2022

Before the pandemic, the historical average of annualized house price growth was approximately 4%. Yet, pandemic-era dynamics exacerbated an already large housing demand and supply imbalance, fueling record-breaking annual house price growth, peaking at nearly 21%. The tailwinds. The headwinds.

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Housing Wire

APRIL 12, 2023

I believe the Federal Reserve won’t pivot until the labor market breaks. The Federal Reserve has said time and time again they want the labor market to break, and they will only be satisfied once the unemployment rate goes much higher than it is today. As I am writing this article, it’s trading at 3.42%.

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Housing Wire

AUGUST 12, 2022

HW Media: What is your current favorite HW+ article and why? Tom O’Donoghue: One of the trends I’ve seen lately, sadly, is that many reverse reps are just “checking out” and waiting for the real estate market to come back or for principal limits to increase. HW Media : What are 2-3 trends that you’re closely following?

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Housing Wire

DECEMBER 28, 2020

From this stronghold I have been able to see past the chaos and view the economy and the future of the housing market through the lens of my core economic principles. entered into a period of the best demographics for housing ever recorded. In an article published on Dec. million, my number for an outperforming market.

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Housing Wire

MAY 9, 2022

wasn’t in a second housing bubble. To persuade people of this, probably one of the most important articles I have ever written in my life was in 2019, titled: Housing Bubble 2019? This was my best attempt to convince the housing bubble boys that what they believed in is more fabrication than reality before the years 2020-2024.

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Short sale Mortgages Equity Sales 527

Housing Wire

DECEMBER 8, 2021

My biggest concern for housing in the years 2020-2024 was that if the demographic push in demand picks up and total home sales get over 6. 2 million , we could be at risk of housing inventory falling to such low levels that I would have to categorize this housing market as unhealthy. 2020 and 2021 easily each have over 6.2

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Bankruptcy Loans Sales Short sale 514

Housing Wire

AUGUST 4, 2023

Mortgage rates are finally headed lower after a crazy week of jobs data showing that the economy isn’t going into recession. Traditionally, those without a high school education tend to have the highest unemployment rates in any recession. As I write this article, the 10-year yield is currently at 4.04%.

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Mortgages Staging As-is Closing 328

Housing Wire

APRIL 25, 2023

This article is part of our ongoing 2023 Housing Market Forecast series. After this series wraps, join us on May 30 for the next Housing Market Update Event. As broader economic events have taken center stage since last summer, the market has grown increasingly volatile. In March 2023, it was just 2.2

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Short sale Staging Mortgages Banks 346

Housing Wire

MAY 4, 2022

This article is part of our housing market economic update series. At the end of this series, you can join us on May 10 for a Housing Market Update webinar. Annual house price growth hit a record high in 2021, over 17%, and growth remains in the double digits thus far in 2022.

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Debt-to-income ratio Equity Pre-approval Finance 337

Housing Wire

DECEMBER 10, 2021

Below, Mettle answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article? Josh Mettle: “ Pending home sales shock 2021 housing crash bears ,” by Logan Mohtashami – this article sums up what I’ve been saying for many years, supply & demand are king!

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Loans Loan Officer Mortgages Lending 337

Housing Wire

MARCH 31, 2022

Are we headed to a housing bubble? The Dallas Fed on Thursday published an article titled: Real-Time Market Monitoring Finds Signs Of a Brewing U.S. Housing Bubble. The online reaction was immediate — housing must be about to crash. For the housing bubble 2.0 I disagree with this conclusion. Let me explain.

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Bankruptcy Lending Mortgages Title 520

Housing Wire

APRIL 17, 2023

Local housing markets is a HousingWire magazine feature spotlighting housing trends across the country. Austin, Texas In 2021, Austin had one of the hottest housing markets in the country. For agents and sellers looking to succeed in Austin’s current market, Redding says pricing is key. “We

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Marketing Agents As-is Industrial 347

Housing Wire

NOVEMBER 18, 2022

On a positive note, however, the days on the market are no longer a teenager anymore: that metric grew from 18 days to 21 days. I cheer because the savagely unhealthy housing market theme I talked about back in February of this year was the same premise of the housing reset talking point the Federal Reserve uses.

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Days on market Marketing Sales Mortgages 464

Housing Wire

JUNE 30, 2022

Below, Huskey answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? Budge Huskey: No specific article but generally zone in on those by Logan Mohtashami. Budge Huskey: The Great Recession. HousingWire: What has been your biggest learning opportunity?

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Industrial Development As-is Closing 370

Housing Wire

DECEMBER 28, 2022

This article is part of our 2022-23 Housing Market Forecast series. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the top predictions for this year, along with a roundtable discussion on how these insights apply to your business.

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Marketing Equity Mortgages Short sale 486

Housing Wire

MARCH 10, 2023

What a week this has been for the housing market , from the fireworks of Fed Chair Jay Powell’s Congressional testimony to an attempt to break over a critical line on the 10-year yield. So, assume that we had no COVID-19 and job growth continued, with no recession. Let’s look at each of these, one at a time.

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Housing Wire

MARCH 28, 2022

Due to this reality, I have downgraded the housing market from unhealthy housing to a savagely unhealthy housing market. Housing construction will be impacted if the monthly supply for new homes breaks above 6.5 My article today on HousingWire will be going over that in more detail.

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Marketing Construction Equity Mortgages 310

Marco Santarelli

SEPTEMBER 16, 2023

If you're looking to buy a house, you might be wondering if you should buy a house or wait for a recession. It’s essential to weigh the pros and cons of buying a house now versus waiting for a recession. Recession buyers will need a high credit score, strong finances, and stable income.

Debt-to-income ratio 98

Debt-to-income ratio Loans Mortgages Short sale 98

Housing Wire

NOVEMBER 9, 2022

But I need to explain why this level has more in common with 2014 housing data than the credit stress markets of 2005-2008, and why you should care. Understanding this data line and what it is trying to tell you will be more valuable than erroneously thinking the market is crashing and we’ll see a wave of foreclosures.

Mortgages 472

Mortgages Sales As-is Marketing 472

Housing Wire

DECEMBER 27, 2021

This article is part of our HousingWire 2022 forecast series. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for next year, along with a roundtable discussion on how these insights apply to your business. in July, a 2.3% drop year over year.

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Mortgages Equity Construction Closing 333

Housing Wire

MARCH 14, 2023

To even have something remotely close to 1970s inflation, you need a massive housing boom. We have had a crazy three days in the bond market. The banking collapse drove money into the bond market, taking the 10-year yield down to my critical level o f 3.42% intraday, only to bounce back higher right after that.

Mortgages 359

Mortgages Banks Commercial Loans 359

Housing Wire

JULY 2, 2023

Housing inventory finally broke under 2022 levels last week. We have often discussed that the housing market dynamics changed starting Nov. We have often discussed that the housing market dynamics changed starting Nov. As you can see in the chart below, 2023 inventory growth is very slow compared to 2022.

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Marketing Mortgages As-is Sales 452

Housing Wire

MARCH 25, 2022

Creating a large following on Instagram , he offers updates on the housing market, tips on the home-buying process and so much more. Below, Dhingra answers questions about the housing industry: HousingWire: What were some of your biggest takeaways from last year’s HW Annual event? To become an HW+ member, click here.

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Technology Industrial Mortgages Lending 330

Calculated Risk Real Estate

MARCH 11, 2024

From housing economist Tom Lawler: Below tables showing rent trends at three publicly traded companies owning large numbers of multifamily units – MAA, Equity Residential (EQR), and Avalon Bay Communities (AVB). Second, the Fed’s actions caught the Treasury market by surprise, triggering a sharp decline in long-term bond prices.

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Housing Wire

MARCH 15, 2022

HW+ Member: With all of the money coming out of Rubles and a crazy equity market. Logan Mohtashami: The 10-year yield is at 1.92% right now, it’s staying very firm, even with all the drama in the markets. housing market. HousingWire: Can you give us an update on how Ukraine is impacting the market right now?

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Sales As-is Equity Mortgages 372

Housing Wire

NOVEMBER 26, 2021

Regarding the 10-year yield and mortgage rates, this is where the conversation gets interesting for housing. I recently wrote an article about why rates have been hard to get to 4%; the trend is your friend, son! Two things I’m keeping an eye on that haven’t happened concern the financial markets and the 10-year yield.

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Mortgages As-is Equity Sales 529

Lighter Side of Real Estate

JANUARY 18, 2023

So this realtor.com article probably sounds like promising news when the headline claims that rent prices are finally falling in some areas. However, the article actually says that economists are predicting rental prices to keep increasing in the coming year. In fact, rents went up during the last recession between 2007 and 2011.

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Fixed-rate mortgage Equity Mortgages Loans 102