Housing Wire

OCTOBER 15, 2021

For this week’s HW+ member spotlight, we feature Tim Anderson, president of the eMortgage Division at Evolve Mortgage Services. Below, Anderson answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article? HousingWire: When have you felt success in your job?

Mortgages 360

Mortgages Industrial Investor Closing 360

Housing Wire

SEPTEMBER 10, 2021

Currently, one in five, or roughly 20%, of consumers work with an independent mortgage broker. And as things return back to normal, we’re now looking forward to the next chapter and what is to come in the industry. Rates will continue to fluctuate — that’s simply the nature of the mortgage business. The market will normalize.

Mortgages 368

Mortgages Loans Technology Industrial 368

Housing Wire

DECEMBER 30, 2021

This article is part of our HousingWire 2022 forecast series. Mortgage rates will steadily rise, possibly to 3.3% That bodes well for those engaged in trading whole loans and mortgage-servicing rights (MSRs), both of which are bought and sold in the secondary market. “As The economy is steadily recovering, and in?ation

Marketing 442

Marketing Loans Mortgages Investor 442

Housing Wire

AUGUST 13, 2021

In February 2019, we wrote an article predicting this seismic shift, detailing how mortgage lenders could and should prepare to not only survive the shift but thrive in the future digital age. They don’t think, “I’m going to fill out a digital mortgage application or I’m going online to do my mortgage application.”

Loan Officer 442

Loan Officer Technology Loans Mortgages 442

Housing Wire

APRIL 14, 2023

This article is part of our 2023 Housing Market Forecast series. Since October of 2022, the share of buyers who are purchasing their home without a mortgage has been more than one quarter of the market. While spring of 2022 saw a similar share of all-cash homebuyers, one needs to look back to 2014 before seeing similar shares.

Investor 424

Investor Equity New Construction Mortgages 424

Housing Wire

OCTOBER 9, 2023

A mortgage lender isn’t the first place most people would turn to for yoga, meditation or personal wellness. What if he could help other people find personal fulfillment and reduce stress while providing something of value that might lead them to work with Guaranteed Rate in the future? He knew he needed to make changes. “I

Mortgages 414

Mortgages Loan Officer Loans Technology 414

Housing Wire

JANUARY 25, 2023

This article is part of our 2022 – 2023 Housing Market Update series. Long-term mortgage rates responded by rising from 3.25% in early 2022 to over 7.25% in October 2022, more than doubling. economy has remained resilient, backed by a very strong labor market, sky-high job openings and low unemployment. They eased below 6.5%

Marketing 424

Marketing Mortgages Loans As-is 424

Housing Wire

DECEMBER 2, 2022

HW Media: What is your current favorite HW+ article and why? Jeff Thompson: My favorite benefit from HousingWire are the articles from Logan Mohtashami. I appreciate his insight and his passion for the real estate and mortgage business. We like to look at our future ten years out. My work ethic is because of him.

Development 370

Development Agents As-is Mortgages 370

Housing Wire

APRIL 22, 2022

This week’s HW+ member spotlight features Matthew Blanchard, producing sales manager at Academy Mortgage Corporation. Blanchard previously worked art Loan Depot before joining in growing Academy Mortgage Corporation. HW Annual pulls you back and provides a bird’s eye view of all that’s happening in the industry.

Industrial 370

Industrial Equity Land Mortgages 370

Housing Wire

DECEMBER 16, 2022

This article is part of our Housing 2022-23 forecast series. The last year has been a completely split housing market — one that started with the lowest inventory NAR has recorded dating back to 1999 and one with low mortgage rates. Due to the recent rise in mortgage rates, homeowners may just stay put.

VA loan 471

VA loan Staging Equity Investor 471

Housing Wire

SEPTEMBER 21, 2022

Buyers and sellers alike have now anchored their expectation of “normal” to sub-3% mortgage rates, multiple-offer bidding wars, and double-digit annual price growth. So, if this time it’s different, what are the forces that will drive the housing market forward or hold it back? The tailwinds.

Equity 450

Equity Mortgages Lending Marketing 450

Housing Wire

JULY 2, 2023

Mortgage rates rose last week after the better-than-anticipated jobless claims data but even with higher rates, we also had a third week of positive purchase application data. Housing inventory finally broke under 2022 levels last week. We have often discussed that the housing market dynamics changed starting Nov.

Marketing 450

Marketing Mortgages As-is Sales 450

Housing Wire

FEBRUARY 16, 2021

Writing about digital mortgage in 2021, I am reminded of a cartoon in the New Yorker, in which two cavemen were starting a fire and one said “Stop saying everything is ‘unprecedented.’” The digital experience has changed forever, and no one is turning back. The digital experience has changed forever, and no one is turning back.

Mortgages 531

Mortgages Banks Loan Officer Technology 531

Housing Wire

NOVEMBER 29, 2021

Who is crazy enough to write an American economic recovery model on April 7, 2020, and try to explain to people why housing isn’t going to crash due to demographics, good credit profiles and low mortgage rates? Whatever the future brings for the U.S. Whatever the future brings for the U.S. in October. in October.

Sales 527

Sales Investor Title Mortgages 527

Housing Wire

SEPTEMBER 30, 2021

We’ve been transitioning to a new White House administration, transitioning away from a refinance market and cautiously transitioning back to meeting in person. These are the executives who have become leaders in their respective fields within housing and mortgage finance. Brena Nath HW+ Managing Editor. Become a member today.

Finance 370

Finance Mortgages Industrial Marketing 370

Housing Wire

APRIL 10, 2023

HousingWire recently spoke with Dustin Gray, CEO of Milestones Labs , about the importance of the borrower relationship and how Milestones Labs helps mortgage providers build lasting relationships with their borrowers. What seeds can I plant now that will grow in the near future? This is where Milestones fits in.

Technology 414

Technology Equity Lending Loan Officer 414

Housing Wire

MAY 23, 2023

A look back: The early 2023 housing slowdown Bidding behavior on the Auction.com platform provides one of the best barometers of the retail housing market because the success and livelihood of these bidders depends heavily on them accurately anticipating what the retail market will look like in the next six months.

Marketing 424

Marketing Sales Mortgages As-is 424

Housing Wire

DECEMBER 27, 2021

This article is part of our HousingWire 2022 forecast series. It didn’t take long for mortgage servicers to realize they had a historic challenge on their hands. Marina Walsh, the vice president of industry analysis for the Mortgage Bankers Association , is optimistic about the post-forbearance landscape.

Mortgages 413

Mortgages Equity Construction Closing 413

Housing Wire

OCTOBER 31, 2022

From the WSJ article: “ U.S. From the WSJ article: “ U.S. One of the unsung heroes of the most prolonged economic and job expansion ever recorded in history was the passing of the 2005 Bankruptcy Reform Act and the 2010 qualified mortgage rule under Dodd-Frank. The question is: how many more rate hikes are left?

Bankruptcy 513

Bankruptcy Lending Equity Mortgages 513

Housing Wire

MAY 24, 2021

The ability to look past the now and develop strategies that poise an organization for future success is key to any leadership position in almost any business. It’s true for the mortgage industry and especially the long-term strategies we’ve developed to react to the current low-rate environment brought on by a global pandemic.

Industrial 234

Industrial Mortgages Banks Lending 234

Housing Wire

NOVEMBER 19, 2021

The Consumer Financial Protection Bureau (CFPB) is launching a voluntary review of its mortgage data collection — a key tool in bringing redlining cases — to assess its effectiveness in detecting discrimination. The operational and compliance costs of the HMDA rule for financial institutions is also an area of interest.

Lending 381

Lending Loans Mortgages Banks 381

Housing Wire

MARCH 13, 2023

This seasonal trend came back last year and then we had even more people mov-ing back who had left at the onset of the COVID-19 pandemic. Things finally slowed down in November and I expect them to pick back up in the spring. It is still kind of a weird market, but it is going back to a little bit more normal.”

Marketing 370

Marketing Agents Land Mortgages 370

Housing Wire

NOVEMBER 25, 2020

This article originally appeared in FinLedger , HousingWire’s sister-publication focused on Fintech. You can’t go back to the point in time when the due diligence was done, so how do you reverify that over the next 30 years? You’ve just automated a black box — no one can see it except the original due diligence provider.

Due diligence 477

Due diligence Residential Industrial Investor 477

Housing Wire

MAY 31, 2022

The San Francisco company was now “backed by the top three technology initial public offering underwriters,” Side announced at the time , and the money raise “sets the stage for a future IPO.”. Gal and other company representatives did not return messages for this article. Last June, Guy Gal was staring ahead at Wall Street.

Brokerage 382

Brokerage Investor Technology Industrial 382

Housing Wire

JUNE 10, 2022

What is the “American Dream?” The phrase is attributed to writer James Truslow Adams in the 1930s, who described it in part as an aspiration that “life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement.”. A crisis of affordability. Americans feel the same way.

Mortgages 393

Mortgages Equity Industrial As-is 393

Housing Wire

FEBRUARY 2, 2021

This is to say, I don’t expect that we will continue to bake our own bread and make time for afternoon walks once all businesses and commerce are back to full steam. This is to say, I don’t expect that we will continue to bake our own bread and make time for afternoon walks once all businesses and commerce are back to full steam.

Marketing 419

Marketing As-is Mortgages Banks 419

Housing Wire

MARCH 1, 2022

In January I received a text message from Dave Savage, CEO of Mortgage Coach. News just broke that private equity investor LLR Partners announced strategic investments in two mortgage technology companies — Mortgage Coach and Sales Boomerang ( click here for article ). Hey Clayton …” and a link. In 2016 LLR led a $26.5

Technology 382

Technology Brokerage Lending Mortgages 382

Keeping Current Matters

APRIL 1, 2021

One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. Basically, the index determines how easy it is to get a mortgage.

Lending 234

Lending Loans Mortgages Title 234

Housing Wire

JULY 20, 2023

With record-low inventory nationwide, real estate agents seem to be hearing the same thing day in and day out: “I’d list my home, but where would I move?” For most agents, that’s the end of the conversation, ending the possibility of taking a new listing as well as facilitating the buyer side. Nationwide, inventory is at all-time lows.

Equity 285

Equity MLS Construction Agents 285

Housing Wire

FEBRUARY 8, 2024

Practically speaking, your future clients will be skimming for information that reveals your knowledge about their neighborhood or zip code, and whether you’ve worked with the type of property they are buying or selling. After all, prospective clients are trusting you with one of their biggest financial decisions.

Agents 404

Agents Construction Design Branding 404

Realty Biz

SEPTEMBER 7, 2023

The article discussed at length how to know. The article discussed at length how to know. Future Needs and Plans Think about your long-term plans and how they might affect your housing requirements. Future Needs and Plans Think about your long-term plans and how they might affect your housing requirements.

Staging 121

Staging Closing costs Mortgages Renovation 121

Lighter Side of Real Estate

DECEMBER 13, 2023

mortgage rates will come down. However, when The Federal Reserve raises or lowers rates, it doesn’t directly impact mortgages. Mortgages are tied to the 10-year Treasury yield. But to say that what the Fed decides doesn’t affect mortgage rates isn’t true. But mortgage applications are still 17% lower than a year ago.

Mortgages 89

Mortgages Branding Banks As-is 89

Housing Wire

OCTOBER 13, 2020

However, as smartphones increased in popularity, and more and more people began to experience their near-infinite potential, there was no going back. In this article, we explore what makes change in and out of subservicing so intimidating — but why, in the end, you’ll be happy you did. The superior product won the day.

Development 393

Development As-is Branding Banks 393

Realty Biz

MARCH 2, 2023

Look at Short Sales or Foreclosures When the owner fails to pay their mortgage, the lender can take back the property and evict the occupants. Look at Short Sales or Foreclosures When the owner fails to pay their mortgage, the lender can take back the property and evict the occupants.

Sales 120

Sales MLS Short sale Banks 120

GeekEstate

JUNE 29, 2022

The 30-year fixed mortgage rate is approaching 6% , no doubt catching the immediate attention of both the millions of US homeowners with mortgages and aspiring homeowners alike. For industry vets, it’s no surprise—the mortgage industry is a cyclical one. But the frenetic pace unearthed something broken in the mortgage industry.

Mortgages 114

Mortgages Technology Industrial Loans 114

Broke Agent Media

APRIL 1, 2023

Source: Fortune A recent Lance Lambert article breaks down housing market affordability, along with mortgage rate predictions from nine experts. The predictions for year-end mortgage rates varied significantly, with a range of 5.25% to 7.4%. Ever feel like you’re drowning in a sea of real estate news and data?

Pre-approval 52

Pre-approval Lending Agents Industrial 52

The Close

JUNE 22, 2023

Related Articles 7 Critical Parts of Every Real Estate Investment Business Plan How Smart Investors Decipher & Respond to Real Estate Market Cycles 9 Skills Agents Need to Work With Investors & Close 50-100 Deals a Year Is Right Now Really a Good Time to Invest in Real Estate? But first, let’s get a handle on the basics.

Investor 116

Investor Debt-to-income ratio New Construction Construction 116