The Mortgage Report

JULY 10, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Can You Refinance a Home Equity Loan Without Refinancing Your Mortgage? Check your best options to tap home equity. How Much Home Can I Afford?

Equity

HomeLight

OCTOBER 24, 2024

As a real estate agent, you may encounter sellers who want a quick cash offer and are hesitant to hire a Realtor. Address the “I don’t want to pay an agent” objection One of the biggest hesitations sellers have is paying agent commissions. In contrast, homes sold through an agent had a median sale price of $405,000.

Pre-approval

The Mortgage Report

JULY 8, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? What Are the Different Types of Home Equity Loans and Which Is Best? Cash-out refinancing combines equity access with the chance to lower your mortgage rate.

Equity

The Mortgage Report

JULY 7, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Avoid using home equity loans for depreciating expenses or without a clear repayment plan and return on investment. Check your best options to tap home equity. Start here 1.

Equity

The Mortgage Report

JUNE 9, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? She's a DePaul alum, licensed real estate agent, and NAR member who traded Chicago winters for Phoenix sunshine. How Much Home Can I Afford?

FHA 203k rehab loan

BAM Media

MARCH 10, 2025

The deal is expected to close in the second or third quarter of 2025, pending shareholder and regulatory approvals. Glenn Kelman CEO , Redfin Rocket expects over $200 million in run-rate synergies by 2027, which includes saving $140 million in costs and boosting revenue by $60 million by linking Redfins agents with Rockets mortgage services.

Pre-approval

The Mortgage Report

JULY 11, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Yes, rates are high, but if you have the right agent or professional, they can help guide you. Making that mortgage payment versus paying rent builds equity.

FHA 203k rehab loan

Lab Coat Agents

MAY 15, 2025

As a real estate agent, housing inventory is the lifeblood of your businessIts how you find seller clients and deals for buyer clients. home listings are well below where they were pre-pandemic. With few listings available, competition is fierce, forcing agents to be proactive and creative to stay ahead. However, active U.S.

Pre-approval

The Mortgage Report

JUNE 10, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? It’s really important that the borrower asks questions to understand the specific terms and works with a trusted lender or real estate agent who explains that process to them.

FHA 203k rehab loan

Redfin

JUNE 13, 2025

Step 3: Research second-time homebuyer programs and loans Step 4: Work with an experienced agent Step 5: Make a strong offer as a second-time homebuyer Step 6: Plan your transition Second-time homebuyer FAQs Is it harder to buy a house the second time? Communicate closely with your real estate agent to align timelines and contingencies.

Debt-to-income ratio

The Mortgage Report

JUNE 9, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Inventory is creeping up , and while we’re not back to pre-pandemic levels, we’re starting to see more balance between buyers and sellers in some metros. How Much Home Can I Afford?

FHA 203k rehab loan

The Mortgage Report

JULY 14, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? This is essentially starting from scratch in terms of mortgage approval. Requires Lender Approval? How Much Home Can I Afford? We’ll explain that more in a bit.

FHA 203k rehab loan

Toronto Realty Blog

JULY 21, 2025

Real estate agents alike will relate to the negotiation “tactic” whereby a listing agent, flexing on behalf of the seller, will say something like, “We’re in no rush to sell, and in fact, we don’t even need to sell. But my question is this: Should a Plan-B be forged along with a Plan-A?

Marketing

The Mortgage Report

JUNE 17, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? She's a DePaul alum, licensed real estate agent, and NAR member who traded Chicago winters for Phoenix sunshine. How Much Home Can I Afford?

FHA 203k rehab loan

Marco Santarelli

APRIL 23, 2025

Building Equity: The longer you wait, the longer you delay building equity in a home. Equity is the difference between what your home is worth and what you owe on your mortgage. As you pay down your mortgage and your home's value increases, your equity grows. This can be a permanent or temporary solution.

Mortgages

The Mortgage Report

JULY 2, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? She's a DePaul alum, licensed real estate agent, and NAR member who traded Chicago winters for Phoenix sunshine. How Much Home Can I Afford?

FHA 203k rehab loan

Redfin

JULY 23, 2025

Pre-foreclosure: The home is at risk of foreclosure, but you may still be able to sell it. This is known as a pre-foreclosure sale. You can use the proceeds to pay off the mortgage and potentially walk away with equity. List the home with a real estate agent or FSBO. Pay off the mortgage balance and any closing fees.

Pre-approval

BAM Media

APRIL 3, 2025

But since Mohtashami cant be everywhere at once, every agent should be prepared to do their part to fight the rampant misinformation online, as well as one client at a time. So, it shouldnt surprise anyone that Mohtashamis top advice for real estate agents is this: Learn how to talk to your clients with data. Most decline.

Bankruptcy

Redfin

MARCH 4, 2025

These properties are often priced below market value, making them attractive to buyers looking for a good deal or hoping to build equity quickly. If the auction accepts financing, make sure you have a pre-approval ready. Youll need to coordinate with your real estate agent in order to tour these properties.

Pre-approval

The Living Room

MAY 2, 2025

Securing Financial Backing: Early engagement with a lender to understand your mortgage options and get pre-approved is crucial. Look for professionals experienced in navigating competitive bids and adept at leveraging their network to uncover off-market opportunities.

Earnest money deposit

The Mortgage Report

JULY 24, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Work with a trusted real estate agent and talk to a local lender early. How Much Home Can I Afford?

FHA 203k rehab loan

The Mortgage Report

JUNE 13, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? FHA loans offer flexible guidelines and accept various income sources, including disability benefits, making it easier to get approved. You can get approved with as little as 3.5%

FHA loan

The Mortgage Report

JUNE 24, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? And while annual home price growth has slowed considerably, home prices this spring have held up, and gains have mostly mirrored trends seen pre-pandemic.

FHA 203k rehab loan

The Mortgage Report

JUNE 12, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Easier loan approval — disability income counts toward qualification. Disability compensation counts as income — improving your chances of loan approval.

VA loan

Redfin

JULY 30, 2025

This way, you’ll have a chance to build equity. The longer you own your home, the more equity you’ll build, leading to greater financial return when you decide to sell your home. >> Speak with a real estate agent to help determine if you’re in a good position to begin the homebuying process. >>See:

Pre-approval

The Mortgage Report

JULY 21, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? By Jamie Johnson Reviewed By Aleksandra Kadzielawski July 21, 2025 - 3 min read Key Takeaways A release of liability removes one person from the mortgage, but only with lender approval.

FHA 203k rehab loan

The Mortgage Report

JULY 1, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? You’ll also have less equity in the home upfront, which could impact your need to sell or refinance the home in the future,” Erickson continues. Collaborate with the right agent.

Loans

Redfin

JULY 31, 2025

If you’re unsure where to start, check with HUD-approved counseling agencies, non-profit organizations, and local housing authorities to find available courses. Along with your trusted real estate agent, it’s helpful to bring a friend or family member. It’s best to connect with at least a few agents before selecting one.

Purchase and sale agreement

Redfin

MARCH 4, 2025

Of course, you may need specific paperwork depending on your situation or local laws in your area, so be sure to consult with your real estate agent or attorney during the home selling process. As a seller, a pre-listing home inspection can help you identify defects in your home before you put it on the market.

Purchase and sale agreement

The Mortgage Report

JUNE 16, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? By Peter Warden Reviewed By Aleksandra Kadzielawski June 16, 2025 - 4 min read Key Takeaways Having full equity can make it easier to get a HELOC. How Much Home Can I Afford?

FHA 203k rehab loan

The Mortgage Report

JULY 15, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? This is not something lenders offer often, and it still requires full mortgage approval and financial checks. How Much Home Can I Afford?

FHA 203k rehab loan

The Mortgage Report

JULY 22, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Even if the lender approves the assumption, the co-borrower may still need to agree in writing. How Much Home Can I Afford?

FHA 203k rehab loan

The Close

NOVEMBER 12, 2024

Hire a pro: Think about getting a real estate agent or a land assessor in your corner. Inexpensive entry: Vacant land can be affordable to buy, and if you wait for it to appreciate, you can build equity. Not all real estate agents have experience with land sales, so it’s important to find one who specializes in that area.

Land

Redfin

APRIL 11, 2025

Real estate agents often see these houses as something that young professionals can afford within their first few years of working. In the past, many homeowners stayed in their starter homes for around three to seven years building equity. >> See more: How to Calculate Home Equity But starter homes have their limitations.

Marketing

The Mortgage Report

JUNE 23, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? She's a DePaul alum, licensed real estate agent, and NAR member who traded Chicago winters for Phoenix sunshine. How Much Home Can I Afford?

FHA 203k rehab loan

Marco Santarelli

MARCH 22, 2025

For months, I've been closely watching the market, speaking with local agents, and analyzing trends. Here's my advice for buyers: Get Pre-Approved: Knowing how much you can afford is crucial. While the market might not be as hot as it was a few years ago, it's still a good time to sell, especially if you've built up equity.

Sales

HomeLight

NOVEMBER 15, 2024

This is an emotional process, and there’s a lot going on,” says Renee Hillman , a top-rated Raleigh area real estate agent who has been helping families with inherited homes for more than 25 years. Review any existing estate plans “So much with estates is about pre-planning on inherited property,” Hillman says.

Pre-approval