Housing Wire

DECEMBER 19, 2024

There’s a reason why eXp Realty regards itself as the “the most agent-centric brokerage on the planet.” ” This week, the company embodied that mindset with yet another major affiliation that expands its agent network. Caldwell is the latest in a trend of new agents and leaders to join eXp’s network.

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Brokerage Banks Agents Sales 381

Housing Wire

DECEMBER 17, 2024

On Friday, the firm and some of its subsidiaries and agents were accused of violating the federal Racketeer Influenced and Corrupt Organizations (RICO) Act and the Lanham Act. Despite having long ago settled the commission lawsuits , legal challenges continue to mount for real estate industry giant Anywhere.

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Earnest money deposit Purchase and sale agreement Title Banks 381

Housing Wire

MARCH 7, 2025

Hochul is seeking to mandate specialized training for bank tellers and other banking professionals in New York to identify and stop instances of elder financial abuse before they take place, according to a report from Newsday. Older Americans are often targets of financial scams by bad actors, and New York Gov.

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Banks Finance Technology As-is 359

Housing Wire

MARCH 24, 2025

Nearly three-quarters of Hispanic and Black sellers reported that their agent recommended using a private listing network, compared to only 24% of white sellers. Additionally, Zillow survey data shows that Hispanic and Black home sellers are more frequently advised to list their property off the MLS.

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MLS Sales New Construction Construction 485

Housing Wire

JUNE 8, 2025

Despite these threats, no one felt that real estate brokerages or agents would be going anywhere any time soon. “I I think the real estate agent remains at the center of the transaction,” Dwiggins, the co-CEO of NextHome , said. “So Despite this, Dwiggins does feel that the role of the agent in the transaction will evolve long term.

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Brokerage Technology Agents Banks 408

Housing Wire

OCTOBER 18, 2024

This could result in the local community banks and credit unions providing the financing, likely with maximum loan-to-value ratios of 80% or less.” ” Some agents believe the condo market choppiness in Florida isn’t all bad news.

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Mortgages Marketing Lending Finance 520

Housing Wire

OCTOBER 24, 2024

On Thursday, his office announced a settlement with Universal Title over allegedly engaging in kickbacks with real estate agents through joint ventures in the Washington, D.C., Department of Insurance, Securities and Banking (DISB).” or divest real estate agents from their ownership interests in the spin-off companies.

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Title Investor Agents Banks 430

Housing Wire

JUNE 28, 2023

United Wholesale Mortgage (UWM) announced this week that it has added four bank statement loan offerings for self-employed borrowers. To qualify for loans of up to $3 million with up to 90% loan-to-value (LTV), self-employed borrowers can now provide bank statements to verify income rather than tax returns, W2s or pay stubs.

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Banks Loans Lending Mortgages 370

Housing Wire

JANUARY 13, 2025

The University of Florida alum also has chairman and executive leadership experience with companies like Tax Guard , Capital Bank , Ally Financial , Fifth Third Bank and Bank of America. This came after the company acquired Flagstar Bank assets in July. trillion at the end of the third quarter.

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Banks Title Technology Industrial 364

Housing Wire

JANUARY 14, 2025

If your dream is to own your own brokerage and manage a team of top-performing agents, leading your team to success means much more than hanging a new license on your wall. A note about terminology In some states, an entry-level real estate salesperson is called a broker instead of an agent. The terms used vary by state. Get a meeting.

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Brokerage Branding Agents Industrial 366

Housing Wire

MAY 21, 2025

“Our technology eliminates the tedious ‘stare and compare’ work of analyzing bank statements while enhancing fraud detection and ensuring consistency across underwriting decisions,” said Paul Gigliotti , chief growth officer at Prudent AI. That’s a considerable amount of paper to go through.

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Mortgages Loan Officer Banks Loans 307

Housing Wire

APRIL 21, 2025

A majority of agents believe 2025 is going to be a great year for the housing market, with 85% saying they have an optimistic outlook , and 70% believing the market will be more stable, according to a new survey from Clever Real Estate. That will likely make it a busy year for real estate agents.

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Agents Construction As-is Banks 354

Housing Wire

JANUARY 22, 2025

Auction.com has long been a leading platform for bank-owned (REO) and foreclosure sales to real estate investors and others seeking a discount. For those who are struggling to repay their mortgages, the process aims to help them avoid foreclosure and retain their home equity.

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Proof of funds Equity Technology Banks 370

Housing Wire

DECEMBER 17, 2024

has honored a longtime professional in its ranks with a lifetime achievement award, in recognition of his 40-year career in the mortgage banking, real estate , homebuilding and title insurance industries. The reverse mortgage division of Fairway Independent Mortgage Corp.

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Lending Title Mortgages Banks 384

Housing Wire

SEPTEMBER 23, 2024

Nicole Reed Real Estate & Associates is joining Real, bringing an eight-agent team that serves not only Richmond but the Virginia markets of Fredericksburg, Charlottesville and Hampton Roads, in addition to Atlanta. Real has been on a tear lately in adding agents. Today, Real has more than 16,000 agents.

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Brokerage Agents Finance Technology 421

Housing Wire

JANUARY 15, 2025

Under the new law, if a deed or mortgage is filed with the clerk of a superior court for recording by a self-filer i.e., a person who is not an insurance agent, attorney, bank or credit union agent, mortgage lender or servicer, land surveyor or public official it must be submitted via electronic filing.

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Title Title search Land Banks 382

Housing Wire

SEPTEMBER 30, 2024

The landmark antitrust lawsuit settlement agreed to by the National Association of Realtors (NAR) in March has put the practices of real estate agents in the spotlight for both regulators and clients alike. Now, with agent commissions starting to decline, agents naturally want to convey the value of their services to buyers and sellers.

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Agents MLS Finance Sales 466

Housing Wire

NOVEMBER 7, 2024

Not long ago, homeowners insurance was a minor concern for most homebuyers, real estate agents and mortgage originators. Impacts to mortgage credit Banks, insurers and regulators have long acknowledged that climate risks could threaten mortgage borrowers’ creditworthiness. Insurance Services , in March.

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Design Mortgages Lending As-is 458

Housing Wire

APRIL 18, 2025

These findings reflect a lack of appropriate controls by closing agents and lenders to identify and fix issues, the report stated. As part of these audits, Fannie Mae required lenders to confirm their procedures for conducting transaction-specific reviews of closing agents , title insurers and relevant documentation at the time of closing.

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Title Closing Commercial Loans 336

Housing Wire

SEPTEMBER 6, 2024

Real estate agents largely felt prepared to tackle the business practice changes outlined in the National Association of Realtors’ (NAR) commission lawsuit settlement agreement , according to the recently published Stephens Summer 2024 Real Estate Agent Survey.

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Agents Brokerage Industrial MLS 418

Housing Wire

SEPTEMBER 27, 2024

In a recent episode of “The Loan Officer Podcast,” host Dustin Owen and guest John Coleman explore key tips that all aspiring real estate agents should know when navigating mortgage financing for a potential client. A final point urges agents to not rush mortgage preapprovals before moving forward in the process.

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Finance Agents Mortgages Loan Officer 414

Housing Wire

SEPTEMBER 14, 2024

A full 96% of Hispanic households have a transactional account or checking account with a bank or financial services provider Over a million Hispanic households have a net worth over $1 million and a growing share are considered high income. The enthusiasm in that standing-room only session underlined that these agents are ready.

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Agents Banks Mortgages As-is 421

Housing Wire

JANUARY 19, 2022

The Financial Crimes Enforcement Network , or FinCEN, is floating a proposed anti-money laundering rule that could impose reporting mandates on a broad swath of professionals in the residential real estate market, including real estate agents, brokers, attorneys, title insurance companies and settlement agents.

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Agents Title Residential Finance 441

Housing Wire

NOVEMBER 4, 2024

31, 2023, and has since reshaped the business practices for real estate brokerages and agents across the country. Finding an agent Like 43% of homebuyers , I began my search online, as I worked to get a sense for what the inventory in my preferred areas and in my price range looked like. Funny you should ask.

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Purchase and sale agreement Inspection contingency Title Inspection 410

Housing Wire

JANUARY 11, 2023

If a consumer’s bank account number, for example, comes into an employee’s email, and that email is not deleted, what happens if that employee is allowed to take that laptop home? Or if it’s accidentally left in a parked car in a large parking lot or forgotten and left behind in a public place? Not a one-time, all-hands email from management.

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Title Agents Technology Banks 409

Housing Wire

DECEMBER 11, 2023

When affordability meets fair housing Recently, during a coaching session with an agent, that agent shared how a recent seller, Bob, sold his home of 20 years and made so much money on the sale that he was able to purchase a retirement home in Savannah, Georgia, and have plenty of money left over for a nice retirement nest egg.

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Lending Agents Banks Loans 450

Housing Wire

MARCH 14, 2024

Like the Department of Justice , the Federal Reserve has decided to weigh in on the real estate agent commission debate. Similar to the arguments made by the plaintiffs and their attorneys in the commission lawsuits, the authors of the paper argue that despite technological advances, agents still take a “high percentage commission.”

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Agents Banks Technology Sales 429

Housing Wire

AUGUST 19, 2024

But even though O’Koniewski and her agents have spent months preparing for these changes, she said the date did not come without a sense of trepidation. “I Not that individual agents might be struggling or running into things, but I haven’t seen or heard any horror stories or anything awful yet.” I know quite a few agents it hurt.

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Purchase and sale agreement Agents MLS Seller concession 450

Housing Wire

AUGUST 28, 2024

We literally had to feed our kids by going to food banks. But there was no anxiety inside the Kay Bailey Hutchison Convention Center, the cavernous venue hosting the summit that feels almost cramped due to the hundreds of real estate agents at the event. When that flip went bad, we had no money and we were up to our eyeballs in debt.

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Agents Brokerage Staging Banks 432

Housing Wire

JANUARY 14, 2022

That’s standard for Rochester, a city on the banks of Lake Ontario that quickly grew after the American Revolution and gave birth to Eastman Kodak and Xerox , but whose population has tumbled from around 350,000 in the mid-20th century to just over 200,000 today. It left us breathless. In addition, the sale-to-list price ratio was 106.3%

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Agents Inspection Marketing Equity 421

Housing Wire

MARCH 4, 2025

The bill passed the Alabama House of Representatives in mid-February and is currently on the calendar of the state Senates banking and insurance committee for further review. We havent noticed too much of a change in operating procedure, at least with the agents at our firm, said Ellison, the qualifying broker at ARC Realty.

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Brokerage Agents As-is Banks 324

Housing Wire

APRIL 24, 2025

The number of agents at Real has more than doubled from roughly 12,000 to more than 27,000 expanding the firm’s reach across North America. He began his career in investment banking at Bank of America and Moelis & Co. Real has reached an exciting inflection point, Jani said in a statement.

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Brokerage Investor Banks Finance 284

Housing Wire

JANUARY 20, 2025

It lowers the playing field, Matt ONeill , a retired Secret Service agent and the co-founder of 5OH Consulting , said. According to ONeill, part of the challenge is that as of right now, 314b is voluntary, so many banks have made the decision to not actively participate.

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Title Technology Industrial Banks 383

Housing Wire

FEBRUARY 18, 2025

HousingWire s Reverse Mortgage Daily (RMD) had a chance to meet up with Medina Cicak, Heartland Bank s chief commercial officer in Australia , and Keira Billot, the New Zealand -based general manager of retail and reverse mortgages. In New Zealand, there are only two main providers of reverse mortgages, both are banks, they said.

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Banks Commercial Mortgages Industrial 226

Housing Wire

SEPTEMBER 10, 2024

To help you find the best real estate website builder for your needs, our team of agents, brokers, and tech experts researched and ranked the best real estate website builders for 2024. Instead of learning to code or wrestling with WordPress, you can get your website up and running in an afternoon.

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Brokerage Agents Branding Land 417

Housing Wire

SEPTEMBER 11, 2023

Cliffco Mortgage Bankers is among the rare independent mortgage banks doing more business than last year. The New York-based independent bank exceeded its 2022 production volume of $400 million in August, but the end goal is far more ambitious: The company is aiming to produce between $3 billion to $5 billion in origination volume annually.

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Loan Officer Agents Technology Loans 397

Housing Wire

AUGUST 13, 2024

Talk of a potential recession and the impending business practice changes were the overarching themes of the opening session of Keller Williams’ 2024 Mega Agent Camp Tuesday morning. In order to support these relationships, Keller said agents need to buckle down on education and stay on top of economic trends and information. “As

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Agents Purchase and sale agreement Marketing Banks 324