Housing Wire

JANUARY 30, 2025

New construction The reverse mortgage industry has, for a while, aimed to communicate the potential benefits of the Home Equity Conversion Mortgage ( HECM ) for Purchase program as a mechanism for securing a new home by using a reverse mortgage. Some feel like homes arent built like they used to be.

Inspection

Housing Wire

MAY 16, 2025

The analysis is based on Redfins national data, including home sales closed by Redfin agents, partner-agent referrals, and transactions involving Redfin-owned Bay Equity Home Loans. Kastner said many of the lower commissions shes observed are tied to new-construction homes located outside Seattles core. In Portland, Ore.,

Agents

Housing Wire

APRIL 7, 2025

ICE also noted that Florida homeowners face some unique challenges, including hurricanes, rising property insurance costs, insurability challenges, slowing migration and new construction, all of which have combined to lower home prices in most major Florida markets.

FHA loan

Redfin

JULY 9, 2025

The decision between new construction and an existing home can be a difficult one for both first-time buyers and seasoned property owners alike. Key takeaways New construction homes pros include modern design, energy efficiency, lower maintenance, and customizable options. What is a new construction home?

New Construction

Housing Wire

FEBRUARY 13, 2025

San Francisco-based private lender Kiavi announced on Thursday that it has secured $300 million in capital after another securitization of its residential transition loans (RTLs). The deal leaves room for reinvestment via a two-year window, allowing investors to reuse principal payoffs to purchase newlyoriginated loans.

Land

Housing Wire

FEBRUARY 10, 2025

billion in loans, which the company said marked a 46% year-over-year increase. In July 2024, Kiavi announced its closing of a $350 million securitization of residential transition loans (RTLs), bringing its six-month volume of issuances to nearly $1 billion. In 2024, Kiavi reportedly originated a record $6.5

Lending

Housing Wire

AUGUST 6, 2025

In building out this plan, Zillow has expanded into mortgage, through Zillow Home Loans , and has grown its presence in rentals. Wacksman added that other Zillow Group offerings — including Follow Up Boss and Zillow Home Loans — showed signs of strong adoption in these enhanced markets.

Agents

BAM Media

DECEMBER 11, 2024

From rising inventory to government-backed loans, theyre proving that resilience and innovation can fuel growth even in uncertain times. Inventory Recovery and New Construction Lead the Way Housing inventory is rebounding, with November 2024 marking the highest number of homes for sale since December 2019.

New Construction

Housing Wire

DECEMBER 6, 2024

Evergreen topics might include: how to prepare to list your house, everything your client needs to know about VA loans; or which home improvements yield the best financial return in a home sale. Youll want some evergreen content you can pull from for your real estate newsletters.

Pre-approval

AAOA

MAY 26, 2025

Real estate typically requires a significant upfront investment, but what if you could buy new construction rental properties with little to no money down? Leveraging Builder Incentives to Reduce Costs One of the most significant advantages of buying new construction investment properties is the incentives builders offer investors.

New Construction

Marco Santarelli

OCTOBER 19, 2024

A significant drop to an average of 6.18% in September made it more inviting for potential homeowners to consider building or purchasing new homes ( Freddie Mac ). This shift has prompted builders to ramp up their construction efforts, especially in the Northeast, where we observed a 77.4% annual increase in new constructions.

Construction

The Close

APRIL 3, 2025

When you need to finance a house flip, you need a loan that offers a repayment term that fits your project timeline, can close quickly, and, of course, doesnt have unrealistic eligibility requirements. Unlike most types of fix and flip loans, it has no application fee, doesnt require an appraisal, and doesnt require income verification.

Loans

The Close

MAY 20, 2025

An investment property loan is any type of financing you use to buy or refinance a property that generates income, like a rental property (single-family home or a multifamily property) or a commercial property. million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5%

Loans

Marco Santarelli

JULY 19, 2025

The Undervalued Asset: New Construction Built for Investors This is where the real opportunity lies for 2025 – new construction built with an investor’s mindset. Why New Construction is Key: Durability and Low Maintenance: Properties are being built with materials and techniques designed to last.

Marketing

Marco Santarelli

JANUARY 7, 2025

You may want to get pre-approved for a loan and consider working with an experienced agent who understands the local market dynamics. New Construction : The number of new building permits in an area is a critical element in estimating future growth of the home market.

Marketing

Marco Santarelli

JANUARY 20, 2025

These so-called subprime loans were ticking time bombs. The problem was not that prices were high, the problem was that it was built on sand , on risky loans , and a vast oversupply. Borrowers now face more rigorous scrutiny, which makes our housing loans far more secure and less prone to mass defaults.

Marketing

HomeLight

APRIL 18, 2025

In a seller-paid mortgage rate buydown, you offer to cover some of the buyers loan costs to lower their interest rate. Permanent buydowns, where a lower interest rate is secured for the entire loan term, are more commonly associated with offers from builders and lenders. Youre competing against new construction.

New Construction

Redfin

AUGUST 5, 2025

While many first-time homebuyers consider a starter home, you may be wondering if buying a new construction home is a better choice. In this Redfin article, we’ll outline the new construction process, including the pros and cons of buying a new build, and financing options. Here’s the step-by-step process.

Pre-qualification

Calculated Risk Real Estate

APRIL 3, 2025

Florida’s homeowners face some unique challenges: Back-to-back hurricanes, combined with rising property insurance costs, insurability challenges, slowing migration and new construction have combined to lower home prices in most major Florida markets. 6%), Austin, Texas (-5.6%), and Denver (-3.9%).

Mortgages

AAOA

AUGUST 4, 2025

You drive past new construction on the way to work, overhear parents talking about school quality at the grocery store, and know whether downtown traffic is steadily increasing or tailing off. Scan the new construction pipeline. Is new construction absorbing as predicted? Ask tough questions.

Marketing

The Mortgage Report

JUNE 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan

Marco Santarelli

JANUARY 1, 2025

However, as inventory begins to accumulate, particularly in areas where new construction is ramping up, the disparity between supply and demand could shift, prompting older models of price growth to falter. The preceding years saw an extraordinary spike in home prices linked to an inventory crunch that limited options for buyers.

Mortgages

Redfin

FEBRUARY 24, 2025

Financing and closing costs: If you’re financing the land purchase or construction, anticipate paying 2% to 5% of the loan amount in closing costs. While new construction may cost more upfront, it can provide modern warranties, energy efficiency, and long-term value. is $419,200.

Debt-to-income ratio

Marco Santarelli

APRIL 13, 2025

The Construction Conundrum and Infrastructure Inadequacy New construction was once seen as the solution to Florida's housing woes. A cocktail of factors: labor shortages, rising material costs, and regulatory delays are all conspiring to slow down construction. Build more homes, and prices will stabilize, right?

Marketing

Redfin

APRIL 23, 2025

High rates, high prices, and high stakes Mortgage rates are stubbornly high, hovering around 7% for a 30-year fixed loan. Markets in the South, where new construction and investor activity have been more robust, are seeing a surge in listings. Thats a far cry from the ultra-low rates seen during the pandemic housing boom.

Marketing

Redfin

AUGUST 5, 2025

What is a USDA loan and how does it work? A USDA loan is a mortgage loan that helps low- to moderate-income families purchase a home in an eligible rural area. The loan is backed by the USDA, which allows lenders to offer lower interest rates and require no down payment. Multiple USDA loan programs are available.

Sales

AAOA

JULY 14, 2025

Investor Insight: As construction slows and demand holds firm, expect upward pressure on rents and declining vacancies, both critical factors for long-term returns. Get a Free Multifamily Loan Quote Access Non-Recourse, 10+ Year Fixed, 30-Year Amortization GET A FREE QUOTE 3.

Investor

BAM Media

APRIL 3, 2025

Its also worth noting that the new administrations tariff policy could drive up home values by raising the cost of building materials for new construction and home repairs and renovations. #3: People who cannot realistically afford a home are far less likely to be approved for a loan. The nested equity is $38 trillion.

Bankruptcy

The Close

JULY 28, 2025

You see, portfolio lenders retain loans in-house so they don’t have to worry about third-party requirements. All of that makes sense, as browsing through Kiavi’s catalog of loan products, I also got the sense that it would be quite simple to get funding.

Pre-qualification

Housing Wire

NOVEMBER 21, 2024

As existing-home sales dwindle due to high mortgage rates and the lock-in effect, buyers continue turning to new construction options. And Mortgage Bankers Association (MBA) data shows a shifting attitude as mortgage applications for new homes surged in October. Department of Agriculture (USDA) loans at 0.4%.

Mortgages

Marco Santarelli

JULY 18, 2025

For a $400,000 loan, dropping from 7.06% to 6.82% could shave off about $60-$70 a month, which adds up! If New York's job growth slows down, so too might housing demand. New Construction: The report shows new listings are up, but a big part of solving the inventory crunch long-term is new construction.

Marketing

Marco Santarelli

JUNE 8, 2025

While rates in June 2025, hovering in the upper 6% range for a 30-year fixed loan, are still higher than the rock-bottom rates we saw a few years ago, the fact that they dipped for the first time in a month is noteworthy. Factors like recent construction trends play a significant role in the availability of homes in different areas.

Marketing

Marco Santarelli

JUNE 27, 2025

Refinance Opportunity : Average refinance rates for a 30-year fixed loan have climbed slightly to 7.12% , but are lower compared to prior weeks. Below are the estimated monthly payments for different loan amounts based on the current rates. Such estimates illustrate how larger loans significantly impact budget planning.

Mortgages

Marco Santarelli

FEBRUARY 21, 2025

Fannie Mae highlights some key regional trends: Sun Belt vs. Northeast/Midwest: The Sun Belt, which has seen a lot of new construction, has more homes for sale compared to the Northeast and Midwest, where inventory remains tight. What's happening in one city or state can be very different from another.

Mortgages

Norada Real Estate

JULY 5, 2025

Government Loans: FHA and VA loans are seeing slight variances, with FHA 30-year fixed rates at 6.45% and VA rates at 6.31%. Government Loan Programs Government-backed loans, like FHA and VA loans, also see varying rates. Conversely, the VA loans report an increase of 0.04%, now at 6.31%.

VA loan

Redfin

AUGUST 5, 2025

They’re often cheaper than new construction homes Model homes are meant to be a reflection of what other properties will look like in a given development. You run the risk of ending up with worse or more unfair loan terms than you would have if you’d gone through a separate third-party lender. When do model homes go on sale?

Purchase and sale agreement

AAOA

APRIL 15, 2025

Building New: Pros: Custom design for efficiency, modern amenities, and a turnkey approach to property management. Cons: Longer timelines, higher upfront costs, and inherent uncertainties of new construction. Learn more about Alans REI loan services at QuantumFunding.co.

Residential