Housing Wire

OCTOBER 31, 2024

Certainty is used by mortgage lenders and valuation providers, and ClearValue’s partnership with Restb.ai Restb.ai’s technology will be compatible with broker price opinions, appraisals, inspections and forms. “By is designed to allow an AI-powered system to analyze photos of a property for identification and verification purposes.

Technology

Housing Wire

JULY 28, 2025

That’s according to the Mortgage Bankers Association (MBA)’s 2025 Home Equity Lending Study. Automated valuations and decisioning, integrations with mortgage platforms, and accessible self-service options are a few ways lenders intend to increase efficiency and reduce costs.” 31, 2024, analyzed $24.8 billion in 2023.

Equity

Housing Wire

FEBRUARY 28, 2025

With less competition, some buyers are backing out during the inspection period, hoping for a better deal. High mortgage rates and Home Prices : The average 30-year fixed mortgage rate hit 6.96% in January, an eight-month high. Many are opting to wait out market instability before committing to a purchase. Las Vegas 17.9%

Sales

Housing Wire

NOVEMBER 4, 2024

Mortgage butterflies As confident and comfortable as I was in the home search process and the paperwork involved in signing on with an agent, I was not feeling great about the mortgage preapproval and application process. But in another stroke of luck, I have a cousin who is a loan officer at Guild Mortgage.

Purchase and sale agreement

Housing Wire

OCTOBER 30, 2024

But public filings analyzed by Inside Mortgage Finance revealed that seller repurchases rose to $430 million in the second quarter of 2024 — a 29% increase from the previous quarter. Mittal spoke to HousingWire this week during the Mortgage Bankers Association (MBA)’s Annual Conference and Expo in Denver. points,” Mittal said. “In

Debt-to-income ratio

Keeping Current Matters

JULY 14, 2025

Tip #1: Get Pre-Approved First Rocket Mortgage says this is one of the most common mistakes first-time buyers make. Tip #3: Don’t Skip the Inspection When you find the right home, it’s easy to get caught up in the excitement. But skipping the inspection just to make your offer look stronger is a gamble that could cost you.

Pre-approval

Housing Wire

APRIL 18, 2025

If no rate protection is available, buyers should ensure they still qualify for their mortgage in case of a rate increase. Third-party inspections Although city and county inspectors verify code compliance, hiring an independent home inspector can provide additional peace of mind.

Purchase and sale agreement

Housing Wire

FEBRUARY 19, 2025

Secure a mortgage pre-approval As a rule of thumb, its best to have your clients obtain a mortgage pre-approval prior to setting up any searches and conducting property tours. Clarify key steps like inspections, appraisals, and the importance of meeting deadlines and any impacts of missing them.

Closing

Housing Wire

MAY 14, 2025

Mortgage loan originator (MLO) or mortgage broker License or education required: Yes Average national salary: ~$60,000 to ~87,000 Job description: A loan originator, or loan officer, plays an essential role in the process of purchasing property. Similar to an MLO, a mortgage broker finds financing for buyers.

Property Management

Inman

JUNE 17, 2025

The new policy was signed into law by Governor Maura Healey during the first week in June and is included in the state's larger Affordable Homes Act. The law will apply to sales after Oct. 15, 2025.

Inspection

Housing Wire

MARCH 19, 2025

And what happens if you can’t afford the home insurance is kind of a slippery slope, because if you’re buying a house and you can’t afford home insurance, then you might not be able to get a mortgage, which means you might not be able to go through with the actual purchase.

Inspection

Housing Wire

DECEMBER 6, 2024

How about that pest control service you used for your clients termite inspection? Its the best place to find average mortgage rates. Show how much youre in the know by being the one sharing local community events and information. Is a new restaurant coming to town? Be the first to let everyone in your network know about it.

Pre-approval

BAM Media

JULY 24, 2025

Some are backing out during the inspection period when a better home hits the market or when they find a flaw they don’t want to fix. Even with a slight dip in mortgage payments, costs remain near all-time highs. Negotiate during inspections rather than reject requests outright. They’re feeling the financial strain.

Sales

Rochester Real Estate

NOVEMBER 5, 2015

What To Expect From Your Listing Agent Why For Sale By Owners (FSBOs) Fail Blog Featured Articles Home Buying Home Selling LOCAL Rochester NY Articles Should I Waive My Home Inspection When Buying A House? Should I Have A Home Inspection When Buying A House Buying a home is a significant investment and one you want to be happy with.

Inspection

Housing Wire

AUGUST 5, 2025

Understanding foreclosure leads Foreclosure leads are homeowners who are behind on their mortgage and at risk of losing their property. When a homeowner defaults on their mortgage, a public notice is usually given like a Notice of Default (NOD), Lis Pendens or Notice of Sale, depending on your state. That’s where you come in.

Banks

Rochester Real Estate

NOVEMBER 5, 2015

The Top 5 Types Of Home Inspections Buyers Should Consider If you are considering buying a home, it is essential for buyers to understand the importance of a home inspection. A property inspection is conducted by a licensed professional home inspector. (585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P.

Inspection

Rochester Real Estate

NOVEMBER 5, 2015

What To Expect From Your Listing Agent Why For Sale By Owners (FSBOs) Fail Blog Featured Articles Home Buying Home Selling LOCAL Rochester NY Articles What Should a Buyer Look For at a Home Inspection? There are numerous reasons to have an inspection. (585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P.

Inspection

Keeping Current Matters

JUNE 12, 2025

It Was Priced Too High Today, homebuyers are feeling the squeeze of higher mortgage rates, so even a slightly overpriced home will get overlooked. You Weren’t Willing To Negotiate In this market, sellers who aren’t open to negotiating on things like closing costs, inspection repairs, or other concessions are often left behind.

Staging

Lighter Side of Real Estate

DECEMBER 23, 2024

From inspections and appraisals to paperwork and deadlines, youll need to work (and play nice!) But once they do the home inspection, they sometimes conveniently forget thats what they agreed to and send along a long list of things for the seller to fix. GIF from Will Ferrell GIFs Closing day is not the one and only deadline.

Inspection

BAM Media

DECEMBER 19, 2024

With home prices expected to rise, mortgage rates still in flux, and buyers and sellers split on key market dynamics, next year is shaping up to be anything but predictable. Forty-two percent of them say mortgage rates could delay their plans, while 41% worried they might not qualify for a mortgage, regardless of the rates.

Marketing

Marco Santarelli

DECEMBER 22, 2024

Mortgage refinance rates hold significant importance for homeowners who aim to lower their monthly payments or leverage their home equity for new financial opportunities. Understanding mortgage refinance rates is not just a matter of numbers; it is about aligning your financial goals with the best available options.

Mortgages

HomeLight

NOVEMBER 8, 2024

Avoiding foreclosure: You’re behind on mortgage payments, and selling the house can help avoid a potential foreclosure. The buyer already has the funds available to purchase your home, completely avoiding the traditional mortgage process and streamlining the transaction.

Inspection

Redfin

JULY 18, 2025

That’s where a home inspection contingency comes into play. Whether you’re a first-time homebuyer or have quite the portfolio, in this Redfin Real Estate article, we’re covering all things inspection contingency to ensure you’re getting what you expect. What is an inspection contingency?

Inspection contingency

Housing Wire

JUNE 9, 2025

to neighborhood guides or buyer tips) and suggest one external link to a trusted resource (like a mortgage calculator). For the best results, upload a writing sample you’d like ChatGPT to emulate, and ask it to scour the internet to find and summarize insightful real estate and mortgage news for your audience.

Branding

The Close

NOVEMBER 7, 2024

You also want to add overhead expenses like filing your business entity, advertising costs, real estate commissions and finder’s fees, taxes, and mortgage principal and interest. Cash on hand lets you move quickly without worrying about loan or mortgage interest charges. Hire a home inspector and get a thorough inspection report.

Hard money loan

HomeLight

OCTOBER 31, 2024

Avoiding foreclosure: You’ve fallen behind on mortgage payments, and selling the house can prevent a potential foreclosure. The process of a cash offer in Syracuse You may be wondering how an all-cash transaction works in Syracuse and how it circumvents the traditional mortgage process.

Inspection

Housing Wire

NOVEMBER 1, 2024

That can include being a housing market expert and advising clients on the best times to list or buy a home; having referrals handy for inspections, repairs, staging and photography; understanding the mortgage origination process; and more.

Agents

Windemere Selling

MARCH 3, 2025

Youll have time to ensure the facts are correct and be able to dispute mistakes before your mortgage lender checks your credit. 5 Get a Home Inspection Buying a home is emotionally chargedwhich can make it difficult for buyers to see the house for what it truly is. Why all three?

Pre-approval

HomeLight

OCTOBER 10, 2024

Financial shift: Financial changes can make a mortgage tough to manage, and a fast sale can offer relief from monthly payments. The process of a cash offer in Worcester, MA Selling your Worcester house for cash is a streamlined process, cutting out the need for a mortgage and the delays that come with it.

Sales

Redfin

JULY 28, 2025

You can sell a house as-is without an inspection, and a lot of sellers do when they’re hoping for a quicker sale. While encouraging buyers to waive an inspection contingency can save time and money upfront, it could come with some trade-offs: like fewer offers or legal repercussions if you’re not honest with buyers.

Inspection

HomeLight

OCTOBER 31, 2024

Avoiding foreclosure: You’ve fallen behind on mortgage payments, and selling the house can help prevent an impending foreclosure. Louis provides an efficient route to selling your home while bypassing the traditional mortgage process. Louis home sales. Louis home.

Sales

HomeLight

NOVEMBER 27, 2024

Avoiding foreclosure: You’ve fallen behind on your mortgage payments, and selling the house can prevent an impending foreclosure. The buyer already has the required funds on hand to purchase your home, which eliminates the traditional mortgage process and simultaneously streamlines the transaction.

Sales

Redfin

JULY 18, 2025

This Redfin Real Estate article outlines practical steps every buyer should follow, from budgeting and touring homes to inspections and closing. While 20% down can help you avoid mortgage insurance, many buyers put down less – especially with FHA or conventional loans. Monthly payments Think beyond the mortgage itself.

Pre-approval

Redfin

JULY 18, 2025

Key takeaways A short sale happens when a homeowner sells for less than they owe on the mortgage. A short sale happens when a homeowner sells their home for less than what is owed on the mortgage. The process has to be authorized by the mortgage lender. For sellers , a short sale has to be approved in advance by the lender.

Short sale

HomeLight

OCTOBER 31, 2024

Avoiding foreclosure: You’re behind on mortgage payments, and selling the house can prevent an impending foreclosure. The process of a cash offer in Albuquerque An all-cash sale in Albuquerque provides a straightforward path to selling your home, bypassing the complexities of the traditional mortgage process.

Inspection

HomeLight

NOVEMBER 19, 2024

Avoiding foreclosure: You’re at risk of defaulting on your mortgage, and selling the house can prevent a potential foreclosure. The process of a cash offer in Bellevue In Bellevue, cash sales can offer a streamlined path to selling your home, bypassing the traditional mortgage process entirely.

Inspection

The Living Room

MAY 2, 2025

Securing Financial Backing: Early engagement with a lender to understand your mortgage options and get pre-approved is crucial. Prospective buyers should account for closing costs, inspections, and the ongoing maintenance associated with homeownership.

Earnest money deposit