Housing Wire

MAY 21, 2025

The housing industry is shaped by shifting consumer expectations, rapid technological advancement, and a turbulent economic landscape. As mortgage and real estate leaders work to navigate whats next, the perspective of those whove helped shape the industry is more important than ever.

Industrial 370

Industrial Lending Branding Agents 370

Housing Wire

MAY 2, 2025

The reverse mortgage industrys premier trade association held its first event of 2025 this past week. What does get noticed is the number of loans we do the size of the industry. And if reverse mortgages are underutilized, reverse for purchase is so underutilized, its almost criminal. But a lot of it goes unnoticed.

Mortgages 423

Mortgages Industrial Land Equity 423

Housing Wire

MAY 29, 2025

The answer lies in a remote corner of the mortgage industry: subservicing. This business which involves handling mortgage payments, borrower communication and escrow administration on behalf of lenders has undergone consolidation. Meanwhile, MSR player Bayview Asset Managemen t is in M&A talks with Guild Mortgage.

Mortgages 352

Mortgages Loans Banks Industrial 352

Housing Wire

APRIL 29, 2025

Kicking off the first 2025 event held by the National Reverse Mortgage Lenders Association (NRMLA) Tuesday morning in Irvine, Calif., the associations co-chairs offered an update on the industrys advocacy efforts. These meetings include with Rep. French Hill (R-Ark.), the chairman of the House Financial Services Committee, and Rep.

Industrial 340

Industrial Development Mortgages Equity 340

Housing Wire

JANUARY 3, 2025

Reverse mortgage professionals made more inroads into the forward mortgage industry in 2024. This happened through dedicated conversations, partnerships between reverse and forward mortgage companies, and expanded activities in reverse that stemmed from acquisitions and expansions of existing divisions.

Mortgages 397

Mortgages Lending Loan Officer Loans 397

Housing Wire

OCTOBER 18, 2024

Provident, run by the Pica family, is known in the industry for its conservative approach and sports a better-than-average delinquency rate in its servicing portfolio, so it’s perhaps not a huge surprise it would exit such a choppy space. Messages left with Provident were not immediately returned on Friday.

Mortgages 520

Mortgages Marketing Lending Finance 520

Housing Wire

OCTOBER 28, 2024

The Mortgage Industry Standards Maintenance Organization (MISMO)’s dedicated reverse mortgage development work group is targeting January 2025 as the release window for reverse mortgage standards it is helping to develop. But now, there is more specific work on language, he explained.

Mortgages 417

Mortgages Lending Industrial Title 417

Housing Wire

MAY 13, 2025

Lets be real: the real estate industry is changing. This article explores the key traits, strategies, and mindset shifts required to succeed in evolving real estate and mortgage landscapes. Homeowners are stuck Many homeowners hesitate to sell due to the low mortgage rates they secured in previous years.

Industrial 337

Industrial Mortgages Technology Equity 337

Housing Wire

JANUARY 8, 2025

California -based direct lender AmeriTrust Mortgage announced a new addition to its leadership team. The company welcomed veteran mortgage executive Jett Farrington this week as its new chief operating officer. Schoep told HousingWire that Farrington has a proven track record of leadership, expansion and mortgage industry expertise.

Mortgages 384

Mortgages Loans Industrial Banks 384

Housing Wire

APRIL 22, 2025

Today’s mortgage lending environment is shifting rapidly. However, one mortgage company is in a prime position to transform the market and deliver value to mortgage professionals. However, one mortgage company is in a prime position to transform the market and deliver value to mortgage professionals.

Lending 364

Lending Loans Mortgages Technology 364

Housing Wire

OCTOBER 31, 2024

Reverse mortgage industry leader Finance of America (FOA) announced updates on Thursday to the interest rate for HomeSafe Second, its proprietary second-lien reverse mortgage product. It will also be available in four new states, bringing the total to 10 with more planned for 2025.

Mortgages 407

Mortgages Equity Loan Officer Loans 407

Housing Wire

DECEMBER 23, 2024

Over the past year, members of the reverse mortgage industry have been making a more concerted effort to connect with their counterparts in the forward mortgage space. And some reverse-only companies have aimed to establish firmer ties with the much larger forward mortgage industry.

Lending 381

Lending Mortgages Industrial Finance 381

Housing Wire

JUNE 4, 2025

Ryan Young, founder and CEO of Fello.ai , recently shared how AI is transforming mortgage professionals ability to connect with clients. He emphasizes that embracing automation today is key to thriving in an industry that is evolving faster than ever. This shift is creating a critical divide in the industry.

Industrial 264

Industrial Mortgages Loan Officer Loans 264

Housing Wire

NOVEMBER 18, 2024

In preparation for widespread credit scoring changes , leading credit-score and data analytics company VantageScore has launched a Mortgage Resource Center to support lenders transitioning to the VantageScore 4.0 by a number of industry players. now or risk losing access to key mortgage GSEs.” credit model.

Mortgages 394

Mortgages Principal Banks Loans 394

Housing Wire

DECEMBER 4, 2024

The Federal Housing Administration (FHA) announced last week that the Home Equity Conversion Mortgage ( HECM ) limit for 2025 will be $1,209,750. The recently announced increase to the HECM limit is exciting news for reverse mortgage borrowers,” she told RMD in a statement.

Mortgages 384

Mortgages Equity Lending Loans 384

Housing Wire

OCTOBER 24, 2024

Fast-growing mortgage servicing platform Valon has secured $100 million in a Series C funding round, the company announced this week. It is utilizing a cross-selling strategy that offers additional products to its existing customers in an evolving mortgage landscape.

Mortgages 421

Mortgages Technology Equity Industrial 421

Housing Wire

NOVEMBER 13, 2024

In a new episode of “The Loan Officer Podcast,” host Dustin Owen chats with John Cornish of Iowa-based Key Mortgage Group about his path into the industry, tips for scaling a mortgage lending business and how to avoid stagnation as a loan originator. Cornish started his career in mortgage banking at Wells Fargo in Iowa in 2003.

Mortgages 370

Mortgages Sales Loan Officer Lending 370

Housing Wire

NOVEMBER 21, 2024

Tim Nelson, a longtime reverse mortgage industry professional and reverse department manager at VIP Mortgage in Scottsdale, Arizona , spent 20 years in the home lending arena before shifting his focus entirely to reverse. Nelson is now a reverse mortgage borrower in addition to being an industry professional.

Mortgages 369

Mortgages Loan Officer Equity Lending 369

Housing Wire

DECEMBER 30, 2024

While 2024 was rife with challenges for the mortgage industry broadly across forward and reverse a new year brings a new mindset. Some challenges remain, with mortgage rates being chief among them. I see more collaboration with different business units, for both the wider industry and within Guild, as well.

Mortgages 383

Mortgages Technology Loan Officer Industrial 383

Housing Wire

JUNE 11, 2025

This week at The Gathering by HousingWire , reverse mortgages took center stage on Tuesday as HW Media CEO Clayton Collins welcomed two leading industry executives to the stage. Dan Ventura, the president of reverse mortgage lending at Fairway Independent Mortgage Corp. ,

Mortgages 349

Mortgages Debt-to-income ratio Lending Staging 349

Housing Wire

OCTOBER 17, 2024

HousingWire real estate reporter Jeff Andrews sat down with Umansky to talk about his brokerage, agent recruiting efforts, how the industry is changing in the wake of the NAR commission lawsuit settlement — and even a little fashion. It’s really out of pure love and wanting to give back to an industry that we love.

Industrial 431

Industrial Brokerage Branding Agents 431

Housing Wire

OCTOBER 18, 2024

Indiana-based lender Ruoff Mortgage is making a move designed to help more homeowners get into new homes with ease. Ruoff Mortgage is teaming up with fintech company Calque to offer two “buy before you sell“ programs to customers. The Trade-In Mortgage — Calque’s most popular program — functions similar to a vehicle trade-in.

Purchase and sale agreement 421

Purchase and sale agreement Mortgages Equity Finance 421

Housing Wire

OCTOBER 25, 2024

A future glimpse into how mortgages will be created in 2035 can be found in an woodsy office park in Athens, Georgia. Lapin said FormFree operates within an open banking framework, a relative rarity in the mortgage industry. The mortgage sector will be affected.

Banks 431

Banks Mortgages Lending Industrial 431

Housing Wire

JUNE 13, 2025

Welcome back to Tech Pulse — a new weekly series rounding up the latest in technology , including tools, integrations and trends impacting mortgage and real estate. As debate swirls over job loss and security risks, Bressler urged the industry to embrace AI or risk falling behind, likening resistance to ignoring the internet in the ’90s.

Industrial 252

Industrial MLS Loan Officer Lending 252

Housing Wire

OCTOBER 23, 2024

Even as artificial intelligence (AI) becomes more prominent in the mortgage industry, most millennial and Generation Z homebuyers are hesitant to rely solely on a fully automated application process to get a loan, according to a new study.

Mortgages 431

Mortgages Loan Officer Loans Technology 431

Housing Wire

DECEMBER 20, 2024

At the beginning of 2024, mortgage technology company LoanPASS was announced as a technology partner for reverse mortgage lender Smartfi Home Loans. Getting the hang of reverse Mitchell is a 25-year veteran of the mortgage technology space, primarily working for LOS companies.

Mortgages 384

Mortgages Technology Principal Industrial 384

Housing Wire

JANUARY 24, 2025

There were a total of 298 consumer complaints submitted to the Consumer Financial Protection Bureau (CFPB) in 2024 that were related to the reverse mortgage industry, according to a database maintained by the bureau. Among the nation’s top 10 reverse mortgage lenders, Onity Group Inc. The reverse share accounts for 1.4%

Mortgages 394

Mortgages Bankruptcy Short sale Loans 394

Housing Wire

APRIL 30, 2025

If the mortgage industry had a mantra at the start of last year, it was something like: Just survive to get to 2025. But now heres 2025, and its clear that mortgage rates arent falling the way wed hoped, and the market is going to take more time than we thought to find its new normal.

Mortgages 327

Mortgages Industrial Loans Technology 327

Housing Wire

NOVEMBER 19, 2024

The passage of the mortgage trigger lead bill as proposed in the U.S. Congress will face a challenge from a new plan expected to be released this week by representatives of the consumer reporting industry, HousingWire has learned. ” “The industry proposal does not address the underlying problem of telephone solicitations.

Mortgages 384

Mortgages Loans Industrial As-is 384

Housing Wire

JANUARY 2, 2025

Home Equity Conversion Mortgage (HECM) endorsements saw a healthy increase in October 2024. But after additional data about the month of October was released, one metric of reverse mortgage industry performance HECM case number assignments from the Federal Housing Administration (FHA) saw a surprising increase at that time.

Mortgages 393

Mortgages Equity Principal Loans 393

Housing Wire

OCTOBER 22, 2024

Guaranteed Rate Affinity announced a promotion on Tuesday as the joint venture company named 22-year industry veteran Mark Rawls as vice president of mortgage lending. Rawls’ prior experience spans several companies — including Movement Mortgage and WR Starkey Mortgage.

Lending 400

Lending Mortgages Loan Officer Development 400

Housing Wire

MARCH 27, 2025

Self-branded “financial fitness” platform FinLocker announced Wednesday that it will cover 100% of the verification costs for mortgage borrowers who use lenders’ FinLocker-powered apps. The company calls the move an “industry-first initiative.” ” . ”

Mortgages 328

Mortgages Loan Officer Technology Loans 328

Housing Wire

JUNE 3, 2025

While reverse mortgages in the U.S. But as the world keeps spinning, reverse mortgage players in other countries are making moves. in Canada , the second-largest reverse mortgage provider Toronto-based Equitable Bank is seeing notable growth, according to a recent earnings report. based lenders have taken notice.

Mortgages 417

Mortgages Equity Banks Lending 417

Housing Wire

MARCH 17, 2025

If mortgage rates don’t drop, we may see this sector facing supply issues and shrinking profit margins. To avoid a job loss recession, closely monitoring the homebuilding industry is essential. With rising mortgage rates, more supply and some pressure on profit margins, its challenging for housing permits to grow.

Mortgages 424

Mortgages Staging Development As-is 424

Housing Wire

DECEMBER 9, 2024

Although no person can truly predict mortgage rates for there are several factors involved; Industry forecasts predict interest rates will hover between 5.5% Get prepped early: Speak with a mortgage professional now to position yourself for success when the right home hits the market. A Mortgage Agency.

Mortgages 370

Mortgages FHA loan Closing costs Staging 370

Housing Wire

DECEMBER 18, 2024

Mortgage applications declined 0.7% 13, driven by slight decline in refinance activity, according to data released Wednesday by the Mortgage Bankers Association (MBA). The decline in applications broke a five-week streak of increases in mortgage demand. Adjustable-rate mortgage (ARM) activity remained steady at 5.3%

VA loan 377

VA loan Mortgages FHA loan Loans 377

Housing Wire

NOVEMBER 14, 2024

With several top 10 reverse mortgage lenders now active in some form within the U.S. In the case of FOA — the current industry leader — the earnings results were robust. While Ellington’s results were softer in comparison , company leaders remain bullish on profitability prospects for Longbridge and the wider industry.

Investor 369

Investor Mortgages Bankruptcy Equity 369