Housing Wire

DECEMBER 13, 2021

The defect category that needs some attention from mortgage lenders is income/employment, which made up 32% of all defects, the highest share since ACES began tracking defects by category. The second category in critical defects was loan documentation (12.5% The second category in critical defects was loan documentation (12.5%

Marketing 292

Marketing Loans Lending Mortgages 292

Housing Wire

AUGUST 16, 2023

Last week, treasury yields and mortgage rates remained elevated following the release of a strong CPI report in July. Increases in both FHA and VA purchase categories drove the application numbers up. For the week that ended August 11, mortgage applications fell 0.8% However, government purchase applications jumped 2.4% over the week.

Fixed-rate mortgage 338

Fixed-rate mortgage Mortgages Loans Investor 338

Housing Wire

SEPTEMBER 11, 2023

While credit cards and auto loans aren’t directly related to mortgages , they comprise segments within the three main consumer debt categories. Conventional wisdom would dictate that the third category, mortgages, will follow if two of the three are negatively impacted.

Technology 373

Technology Loans Design Sales 373

Housing Wire

SEPTEMBER 6, 2023

Fidelity recorded the largest market share at 29%, followed by First American at 26%, Old Republic at 16% and Stewart at 11%. The 168% RAC score meets Fitch’s guidelines for the “A” rating category and the organization said it remains in support of the outstanding ratings.

Title 318

Title Industrial Commercial Mortgages 318

Housing Wire

MARCH 18, 2024

A national syndicated columnist has taken a closer look at the reverse mortgage product category after reviewing data from the Consumer Financial Protection Bureau (CFPB) about the industry’s advertising practices , and she says that the product can have utility for older Americans as long as a prospective borrower properly understands it.

Mortgages 320

Mortgages Equity Industrial Branding 320

Housing Wire

SEPTEMBER 13, 2023

Unsurprisingly, housing is NAR’s most lobbied category over the last 25 years, according to OpenSecrets. Over the last decade, the bills most most cited in the association’s disclosures are as follows: Taxes, finance, insurance, and consumer product safety round out the top five.

Industrial 363

Industrial Finance Closing As-is 363

Housing Wire

SEPTEMBER 16, 2021

The delinquency rate should follow that downward path closely. Although delinquency rates decreased across categories in the second quarter, as shown in Exhibit 2, the biggest decline was for loans that were 90+ days past due. With respect to the remaining categories in Exhibit 6, more than 11% of borrowers exited into a modification.

Mortgages 478

Mortgages Loans VA loan Investor 478

Housing Wire

MAY 23, 2022

Solutions can be found in three categories that might appear distinct but are in fact fundamentally connected: Category 1: Supply innovation Category 2: Government policy innovation Category 3: Paradigm-change innovation. This requires political will and clear follow-through. So, what can be done?

Equity 327

Equity Finance Development As-is 327

Housing Wire

APRIL 7, 2021

San Jose ranked first in both the “credit score” and “down payment” categories, pushing it to the top spot overall. LendingTree, ranked San Jose as just 17th in the “shopping around” category, important because generally it indicates prepared, educated buyers.

Marketing 431

Marketing Lending Mortgages Closing 431

Housing Wire

OCTOBER 19, 2023

There are several categories of events. You can use these for door-knocking, lead follow-up, open house giveaways, and at the closing table. Send a video email offering an updated market analysis and follow up with phone contact. Here’s a monthly guide to party and event ideas to keep your pipeline flowing all year.

Agents 408

Agents VA loan Closing Loans 408

Housing Wire

FEBRUARY 6, 2024

The three main categories of fraud impacting victims were seller impersonation fraud , fraudsters impersonating the title agency and tricking buyers to wire their down payment to a fraudulent account, and fraudsters impersonating lenders and sending title companies fraudulent mortgage payoff instructions.

Title 375

Title Closing Industrial Agents 375

Housing Wire

OCTOBER 24, 2023

We have been the category leader in buyer nurture for many years now and we have been widely viewed by our customers as the best way to keep clients in an ecosystem that they have visibility and control over, but that was mainly around buyers. It was a long time coming,” Andrew Flachner , RealScout’s co-founder and president, said. “We

Agents 301

Agents Branding Brokerage As-is 301

Housing Wire

FEBRUARY 24, 2023

The FHFA defined new activity as: 1) An activity (meaning—a business line, business practice, offering or service that the Enterprise provides to the market either on a standalone basis or as part of a business line, business practice, offering or service); 2) An enhancement, alteration, or modification to an activity that is described by one or more (..)

Investor 348

Investor Finance Industrial Marketing 348

Housing Wire

MAY 12, 2021

Within those categories, each city was scored on a scale of 1 (the top score) to 179 (the lowest score) based on sales per agent, annual median wage for real-estate agents, housing-market health index, and more. A recent WalletHub study of 179 U.S. Similarly, Washington D.C. Homes in New York spend the most amount of time on the market.

Agents 388

Agents Sales Marketing 388

Housing Wire

MAY 24, 2021

The data analytics giant reported the vast majority of those in this serious delinquency category are in some form of forbearance, putting the end of Q3 and beginning of Q4 as an inflection point in terms of understanding how things may shake out in a post-forbearance world. million homeowners that are 90 days past due ?

Loans 432

Loans Staging Mortgages As-is 432

Housing Wire

AUGUST 17, 2023

The mortgage industry is still rightsizing following nearly two years of historically low rates. CrossCountry Mortgage , the country’s 11th-largest lender per HMDA, ranked 3,020 with an average three-year growth of 172%. Rank Company Growth (3-yr Avg.) 5000 – 2023

Mortgages 359

Mortgages Loan Officer Fixed-rate mortgage Loans 359

Housing Wire

NOVEMBER 8, 2023

Some may require you to activate specific spending categories, so pay attention to bonus offers, and sign up to maximize your rewards. Boost your retirement savings rate The end of the year is an excellent time to increase your retirement savings rate for the following year.

Commercial 417

Commercial Mortgages Residential Brokerage 417

Housing Wire

JULY 22, 2022

I have found that people can be grouped into 1 of 2 categories. HousingWire: What are 2-3 trends that you’re closely following? Omar Ennabe: The obvious trends I follow would be the ones related to our business, such as housing trends, home values and interest rates. Omar Ennabe: To look inward.

Technology 325

Technology Investor Mortgages As-is 325

Eye on Housing

MARCH 28, 2023

Consumer confidence rose slightly following two months of declines thanks to the optimism in the short-term outlook. Even though confidence rose in March, consumers are planning to spend less on highly discretionary categories such as concerts and dining.

95

95

Housing Wire

MAY 15, 2023

mortgage market faced a new “ refinance boom” when mortgage rates declined by nearly 200 basis points between November 2018 and November 2020, following the Federal Reserve rate cuts that were made to remedy the economic impacts of the Covid-19 pandemic.

Equity 320

Equity Loans Mortgages Banks 320

Housing Wire

FEBRUARY 14, 2023

It also follows an exceptional strong January jobs report and rising consumer confidence, which propped up consumer demand.” Other categories that contributed to the monthly increase included motor vehicle insurance (1.4%), recreation (0.5%), apparel (0.8%) and household furnishings and operations index (0.3%).

MLS 341

MLS Equity Mortgages Design 341

Housing Wire

JUNE 16, 2021

To make sure you’re maximizing your HW+ membership, check out the following benefits that come with your membership. We’re not here to tell you who we think is better, but to try to give you the most robust, accurate and thoughtful assessment of the products, companies and categories in the space. To view HousingStack, click here. .

Industrial 373

Industrial Development Closing As-is 373

Housing Wire

NOVEMBER 6, 2020

According to that letter, “Wells Fargo admitted to entering certain customers into forbearance without their consent, identifying four categories of customers who were affected. The post Wells Fargo halts proactive COVID-19 forbearance plan following multiple lawsuits appeared first on HousingWire.

Bankruptcy 257

Bankruptcy Banks Equity Loans 257

HomeLight

JANUARY 24, 2024

But the living expenses you’ll pay for typically include the following categories: Housing (mortgage/rent) Energy (utility costs) Food (groceries) Transportation (vehicle or transit systems) Healthcare (doctors, hospitals, dentists, etc.) A cost of living index will typically break down and score each basic expense by category.

Home sale contingency 101

Home sale contingency Equity As-is Mortgages 101

Broke Agent Media

MARCH 30, 2023

By selecting the best five products per category and evaluating end-to-end solutions, this is the most comprehensive and useful technology list available in the industry. Top of the funnel tech tools make up the majority of the list with 5 categories and 18 subcategories, as outlined below.

Technology 98

Technology Brokerage Agents Design 98

Housing Wire

FEBRUARY 13, 2024

After being promoted to the role of president following the FOA acquisition of former industry-leading lender American Advisors Group (AAG), Sieffert sat down with HousingWire President Diego Sanchez for a “ Ten Minute Talk ” to go deeper into her new role.

Finance 316

Finance Equity Industrial Mortgages 316

HomeLight

MARCH 21, 2024

Its scores are calculated using a patented system that evaluates hundreds of walking routes to nearby amenities.

Home sale contingency 102

Home sale contingency Equity Sales Marketing 102

Real Trends

AUGUST 29, 2023

Small teams had highest increase in net margin Teams in every size category saw an increase in Gross Margin (GM), with teams having annualized revenue between $300,000 and $550,000 seeing the largest increase in GM from 72.5% In every size category, these costs as a percentage of GCI declined in a material way. of GCI to 49.3%

Brokerage 92

Brokerage As-is Sales Agents 92

HomeLight

FEBRUARY 22, 2024

But the core living expenses you’ll pay for typically include the following categories: Housing (rent/mortgage) Energy (utilities) Food (groceries) Transportation (vehicles or transit systems) Healthcare (doctors, hospitals, etc.) A cost of living index will typically break down and score each basic expense by category.

Home sale contingency 100

Home sale contingency Equity As-is Mortgages 100

Realty Biz

OCTOBER 18, 2023

The Different Categories of Water Mitigation Water mitigation is divided into three categories, and these categories determine the processes used and which industry regulations to follow. Category 1 is the most common in residences and refers to clean water mitigation, where clean water typically comes from broken pipes.

Inspection 79

Inspection Staging Residential Industrial 79

Housing Wire

JULY 10, 2023

KBW sees “limited needle-moving acquisition alternatives” for ICE in the mortgage category beyond Black Knight. If the merger goes through, it would be the second recent major mortgage deal for ICE, and would follow the acquisition of Ellie Mae from Thoma Bravo for $11 billion in 2020.

Mortgages 212

Mortgages Loans Closing Sales 212

HomeLight

FEBRUARY 28, 2024

But the living expenses you’ll pay for typically include the following categories: Housing (mortgage/rent) Energy (utility costs) Food (groceries) Transportation (vehicle or transit systems) Healthcare (doctors, hospitals, dentists, etc.) A cost of living index will typically break down and score each basic expense by category.

Home sale contingency 97

Home sale contingency Equity As-is Mortgages 97

Housing Wire

MAY 23, 2023

For the most part, it’s the $3 million and under category. So it opens up a whole new avenue for people who fall within that category. Cohen: I’ve been in the business for 36 years, and it helps obviously knowing people and constantly following through. It’s a two-sided market here.

Mortgages 314

Mortgages Marketing Loans Banks 314

HomeLight

FEBRUARY 14, 2024

But the core living expenses you’ll pay for typically include the following categories: Housing (rent/mortgage) Energy (utilities) Food (groceries) Transportation (vehicles or transit systems) Healthcare (doctors, hospitals, etc.) A cost of living index will typically break down and score each basic expense by category.

Home sale contingency 95

Home sale contingency Equity As-is Mortgages 95

Housing Wire

JUNE 10, 2022

An interesting category is foreign investors. . “At China was followed by Taiwan, at $3.9 “Recently we commented on the potential for various investor market segments to increase their holdings of MBS as the Federal Reserve winds down its portfolio,” according to a recent report from mortgage-data analytics firm Recursion. “An

Investor 461

Investor Mortgages Residential As-is 461

HomeLight

JANUARY 22, 2024

But the core living expenses you’ll pay for typically include the following categories: Housing (rent/mortgage) Energy (utilities) Food (groceries) Transportation (vehicles or transit systems) Healthcare (doctors, hospitals, etc.) A cost of living index will typically break down and score each basic expense by category.

Home sale contingency 102

Home sale contingency Equity As-is Mortgages 102

Housing Wire

FEBRUARY 20, 2024

The impact of the pandemic and an unprecedented refinance boom followed in short order by the highest interest rates seen in decades cannot be overstated. Most forecasts have indicated 2024 will show an increase in origination numbers, although most of that will be of the purchase category.

Loan Officer 359

Loan Officer Lending Technology Loans 359