Keller Williams

MAY 27, 2025

In partnership with Kaplan Real Estate Education, Keller Williams real estate training and scholarship program provides students with a state-approved, 100% digital pre-licensing curriculum, as well as the real-world know-how to launch a successful real estate career. Courses are self-paced, so you can work on your schedule.

Pre-approval

Marco Santarelli

MARCH 20, 2025

The tech industry drives a lot of demand here, and people with high-paying jobs are eager to invest in real estate. The demand here is driven by the same factors as San Jose: a strong tech industry and a limited supply of homes. San Jose, CA: Silicon Valley Speed Median Days on the Market: 22 days Median Home List Price: $1.3

Pre-approval

Marco Santarelli

FEBRUARY 28, 2025

Tech Industry Shifts: Changes in the tech industry, including remote work options and companies relocating, are impacting San Francisco's housing market. This is due to several factors: High Cost of Living: San Francisco's exorbitant cost of living is driving some residents to seek more affordable alternatives.

Marketing

The Mortgage Report

JULY 11, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? To gain insights and (hopefully) make matters easier, The Mortgage Reports spoke with industry experts to help guide borrowers in 2025’s third quarter. How Much Home Can I Afford?

FHA 203k rehab loan

The Close

NOVEMBER 12, 2024

This article breaks down seven steps to help you learn how to buy land—covering everything from the pros and cons to financing and closing the sale. Carrying costs: Land has costs without revenue, like property taxes and debt service if financed. Industrial: Warehouses for storage, discount wholesale stores, lumber yards, or factories.

Land

The Mortgage Report

JUNE 9, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Based in Denver, he has over 25 years of experience in the real estate and finance industries. But beyond finances, I think mindset matters. Yes, prices rose about 3.4%

FHA 203k rehab loan

Marco Santarelli

MAY 27, 2025

Washington: With a thriving tech industry and strong employment, Washington State offers a stable environment for mortgage lending. Get Pre-Approved: Getting pre-approved for a mortgage gives you a better idea of how much you can afford and strengthens your negotiating position.

Mortgages

BAM Media

JUNE 24, 2025

If the MLS says “Include pre-approval and buyer financials,” don’t just send over an agreement with nothing attached. That means everything, from agency disclosures to financing contingencies, needs to be accurate, thorough, and professionally presented. For industry news, edutainment, and humor, sign up for the BAM newsletter.

Agents

Redfin

JULY 2, 2025

Same industry, similar role If you switched to a new job in the same field, especially with a pay increase, most lenders won’t see it as a problem. Probationary period If your new job has a probationary or trial period, lenders may wait until it’s over before approving your mortgage. Maintain or improve your credit score.

Pre-approval

Rochester Real Estate

NOVEMBER 5, 2015

Are your finances ready to buy a home, or will you be better off renting for a few more years? A pre-approval letter must be included, and proof of funds can also help in a seller’s market. Final Loan Approval Before you close on the home, avoid making any changes to your finances that could undermine your approval.

Purchase and sale agreement

Rochester Real Estate

NOVEMBER 5, 2015

Having a good credit score will help you get a lower interest rate on a mortgage, access to better financing options, and avoid being denied altogether. A bad score could lower your chances of being approved for a mortgage or result in a higher interest rate on your approved loan. It is a nice goal to remember.

Pre-approval

The Mortgage Report

JULY 1, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Personal finance expert and senior contributor at Save My Cent, Andrew Gosselin , says this news shouldn’t come as a shock to anyone. How Much Home Can I Afford?

Loans

Norada Real Estate

JUNE 20, 2025

Broadly speaking, industry experts predict that even if mortgage rates stabilize or slightly dip over the coming months, the fluctuations may not offer significant reprieve for those anxious to secure lower payments. The Treasury Yield: The 10-year treasury yield has a direct impact on the mortgage industry.

Mortgages

Marco Santarelli

MARCH 22, 2025

million existing-home sales is actually more in line with other industry experts. Here's my advice for buyers: Get Pre-Approved: Knowing how much you can afford is crucial. This is why it's crucial to focus on solutions that address affordability, such as increasing housing supply and exploring alternative financing options.

Sales

BAM Media

MARCH 5, 2025

If the seller needs a quick close, line up financing to accommodate. When a lender personally calls the listing agent to vouch for a buyers financial strength, it provides a level of certainty that no pre-approval letter can match. For industry news, edutainment and humor, sign up for the BAM newsletter.

Earnest money deposit

Redfin

JULY 8, 2025

This means the lender is taking one final peek to ensure that: You haven’t taken on any new debts , such as opening a new credit card or financing a car, which could affect your debt-to-income ratio. Your credit score hasn’t dropped significantly due to missed payments or increased balances, which could impact your loan terms or approval.

Debt-to-income ratio

Marco Santarelli

FEBRUARY 17, 2025

New Construction Lag: The construction industry is struggling to keep pace with the demand, as Zillows chief economist Skylar Olsen pointed out. Have your financing in order, and be ready to make a strong offer. Tips for Buyers in a Hot Market: Get Pre-Approved: Knowing exactly how much you can afford is crucial.

Marketing

Marco Santarelli

APRIL 24, 2025

State Regulations: Each state has its own set of regulations governing the mortgage industry. Get Pre-Approved: Getting pre-approved for a mortgage gives you a clear idea of how much you can borrow and strengthens your negotiating power.

Mortgages

Marco Santarelli

JUNE 17, 2025

Get Pre-Approved: Getting pre-approved for a mortgage shows sellers that you're a serious buyer and know how much you can borrow. These typically have lower initial interest rates than fixed-rate mortgages, but the rate can change over time. Negotiate Fees: Don't be afraid to negotiate lender fees.

Mortgages

BAM Media

MAY 19, 2025

The Funding Strategy : How to talk financing and pre-approval so buyers instantly see the advantage of working with you. For industry news, edutainment, and humor, sign up for the best newsletter on the planet for real estate agents. The Follow-Up Strategy : Create raving fans by staying top of mind, even after closing.

Pre-approval

BAM Media

MARCH 6, 2025

Every fear on this list has a solutionwhether its creative financing, smarter pricing strategies, or working with an agent (like you) who can cut through the noise and bring clarity to the process. For industry news, edutainment, and humor, sign up for the best newsletter on the planet for real estate agents. The good news?

Agents

HomeLight

JULY 29, 2025

Consider a pre-listing inspection While it might seem unnecessary for an as-is sale, a pre-listing inspection can help identify issues early and support an accurate price. There are a lot of agents in the industry who follow the path that ignorance is bliss. An as-is sale likely has a smaller buyer pool from the start.

As-is

Marco Santarelli

FEBRUARY 23, 2025

Get pre-approved for a mortgage. As someone who's been in the real estate industry for a significant amount of time, I've learned that timing the market perfectly is nearly impossible. Can you comfortably afford a down payment, closing costs, and ongoing mortgage payments, even if rates tick up slightly?

Mortgages

Marco Santarelli

JUNE 5, 2025

State Regulations: State-specific laws and regulations governing the mortgage industry can also play a role in determining interest rates. Get pre-approved. Average Loan Size: The average loan size in a state can also influence rates. Larger loans may come with slightly different rates than smaller ones.

Mortgages

HomeLight

APRIL 11, 2025

Because cash buyers already have the funds available, theres no need to wait on mortgage approvals or inspections. No financing roadblocks: Cash offers mean you wont need to fret about a buyers mortgage potentially failing. After reviewing your homes condition and the market value, a buyer will make an offer.

Inspection

Marco Santarelli

FEBRUARY 8, 2025

The January jobs report also breaks down job growth by industry sector. The real estate industry has been facing headwinds due to higher interest rates and affordability challenges. A low unemployment rate generally indicates a strong labor market, which can fuel consumer spending and economic growth. Real Estate: Rose by 3,600 jobs.

Mortgages

Housing Wire

MAY 7, 2025

Its also important to connect with people on a personal level and build relationships with others in the industry. Competition is fierce Source: Pinterest Memes for financing a home One of the most important networking you can do as a real estate agent is to land a few solid relationships with mortgage lenders. Listen Linda 50.

Marketing

Redfin

FEBRUARY 25, 2025

Neighborhoods like Lawrenceville and the Strip District have transformed from industrial corridors to hip hangouts packed with restaurants, breweries, and galleries. Cincinnati has begun evolving beyond its industrial roots , embracing growth and modernization. In recent years, Pittsburghs affordability has been dropping.

Sales

Housing Wire

FEBRUARY 9, 2022

While the real estate industry has witnessed the introduction of a number of spectacular and innovative developments in recent years, we still (sometimes unfairly) get tagged as “old fashioned” or “conservative.” and get a pre-approval for a mortgage from the comfort of your own laptop. That’s just the beginning.

Industrial

Housing Wire

NOVEMBER 20, 2023

In order to survive, buyer agents will need to show this value to buyers and be willing to have clients pay a set fee or a pre-negotiated percentage of the sale price to secure the business. An originator can usually get a buyer into that home for less than $20,000 through a mixture of seller concessions and strategic financing.

Pre-approval

RIS Media

SEPTEMBER 1, 2023

An essential part of the home-buying process is getting pre-approved for a mortgage. When your lender has checked your finances, they will issue a pre-approval letter. A common question among buyers is how long it takes to… The post How Do Mortgage Pre-approvals Work?

Pre-approval

Housing Wire

JANUARY 31, 2023

Even if I write seven pre-approvals a day, when there is one house and there’s 20 people that want to buy the same house, we still can’t do a lot of deals,” Marquis said. Connie Kim : We’ve seen a lot of optimism for the mortgage industry, mainly due to rates on a declining trend. They won’t accept that offer.

Loans

Housing Wire

JUNE 3, 2024

The core skills of Roof AI revolve around functions such as searching for properties, finding an agent and starting the mortgage financing process. “We For specific questions such as ‘What’s the difference between pre-approval and a prequalification?’, Michel Moubarak, vice president of growth at Roof AI, told HousingWire.

Technology

Housing Wire

DECEMBER 7, 2023

While the conservatorship has allowed for the mortgage market to be restored to its pre-crisis state and strengthened these two government-sponsored entities (GSEs), there are significant downsides to maintaining the status quo indefinitely. This has also subjected homeowners and lenders to the whiplash of periodic policy changes.

Pre-approval

Housing Wire

JULY 4, 2024

Current market challenges The real estate market is currently characterized by a complex interplay of factors: Interest Rate Volatility: Fluctuating interest rates have made it difficult for potential buyers to predict the cost of financing a home. However, this doesn’t mean the dream is out of reach.

Pre-qualification

Housing Wire

JANUARY 14, 2021

The Boston-based company functions as an adviser and marketplace for customers looking for mortgage financing. Consumers can also use Own Up to determine loan approval status and for how much, as well as the ability to compare lenders and pre-qualified loan offers, the company said.

Pre-approval

Housing Wire

SEPTEMBER 26, 2023

Verification solutions today are costly, provide limited coverage for lenders, and are often targeted to a subset of industries or employment types. Blend Income pre-populates a consumer’s loan application with income and employment information derived from the consumer’s direct deposit history.

Pre-approval