Housing Wire

JUNE 5, 2025

The combined technology now powers Afordals integrated features including affordability -based searches, preapproval calculators and AI-powered lead scoring. They can also determine their eligibility for government financing programs such FHA and VA loans, or other low- or zero-down payment loans.

VA loan 262

VA loan Mortgages Loan Officer Principal 262

Housing Wire

NOVEMBER 7, 2023

mortgage delinquencies — which include conventional, FHA and VA loans — are still near record lows of 3.37% per the MBA. equity in the American housing system. I think so because total U.S. housing value is now $44.5 trillion per Urban Institute , and total mortgages outstanding are $13.9 trillion per MBA.

Debt-to-income ratio 417

Debt-to-income ratio Mortgages VA loan Loans 417

Housing Wire

SEPTEMBER 22, 2023

For existing homeowners, that’s good news because it means equity accumulation. These loans are going to refinance, and the consumer will be in good shape, building equity to become a move-up buyer. Duncan: They have been investing in technology — primarily consumer-facing technologies to get business in the door.

FHA loan 460

FHA loan Bankruptcy Marketing Loans 460

Calculated Risk Real Estate

JULY 7, 2025

Pockets of vulnerability can be seen in rising negative equity, increased use of mortgage products that improve short-term affordability, and exposure to student loan debt. Softening home prices expand from the Sunbelt to Western states, driving increased negative equity.

Mortgages 52

Mortgages FHA loan Equity Loans 52

Real Trends

NOVEMBER 11, 2022

“With housing affordability at an all-time low and interest rates on the climb, it’s important that homeowners have alternative options to access their home equity without selling or taking on additional debt,” said Michael Gifford, CEO of Splitero , a financial technology company that helps homeowners access home equity. .

Finance 113

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Lab Coat Agents

MAY 1, 2024

VA loan assumptions offer a fantastic opportunity for your clients to save thousands on their mortgage in a rising interest rate environment. What is a VA Loan Assumption? What is a VA Loan Assumption? This can provide significant savings compared to taking out a new loan at prevailing market rates.

VA loan 52

VA loan Loans Debt-to-income ratio FHA loan 52

Real Trends

MAY 9, 2023

And yet, in today’s world of technology, instant gratification and misinformation, local MLS broker marketplaces and real estate professionals can be taken for granted. Advocate for local broker marketplaces Local MLS broker marketplaces create accessibility and ensure equity.

MLS 100

MLS VA loan Equity Agents 100

McKissock

FEBRUARY 13, 2023

Don’t miss this FREE update on VA appraisal topics on Wednesday, February 22nd from 11am-12pm ET. He was an independent fee appraiser on the VA panel for over 9 years prior to his current position. Sign up now. Before joining Veros, Jeff was the senior review appraiser for the Banc of California.

VA loan 85

VA loan Principal Development Title 85

Realty Biz

JULY 23, 2023

Government-backed and conventional mortgage options, as well as home equity for down payment assistance, are available. Recent changes and technological advancements are shaping the lending landscape. Understanding the available options can help navigate the loan process successfully.

Debt-to-income ratio 72

Debt-to-income ratio FHA loan Lending Loans 72

McKissock

FEBRUARY 13, 2023

Meet the presenters James Heaslet Serving as the Chief Appraiser for the Veterans Affairs (VA) Loan Guaranty Service since 2018, James is responsible for developing and overseeing policies and regulations for the VA Construction and Valuation department. View Pro-Series webinars.

VA loan 52

VA loan Principal Development Title 52

Redfin

JULY 11, 2023

Government-backed loans, such as FHA or VA loans, provide more flexible qualification criteria and specific benefits. PMI, or private mortgage insurance , is a type of insurance that protects the lender if the borrower defaults on the loan. Once the borrower’s equity reaches 20%, PMI can be canceled.

Pre-approval 59

Pre-approval Mortgages Pre-qualification Debt-to-income ratio 59

HomeLight

MARCH 13, 2023

Airbnb owners get tired of paying management fees and dealing with customer complaints and negative ratings, but they have too little equity to sell the traditional way. According to data from Ice Mortgage Technology, purchase loans take an average of 50 days to close.

Sales 98

Sales Investor Due diligence Renovation 98

Housing Wire

SEPTEMBER 12, 2023

If you look at NewRez and Mr. Cooper , you’ll see REIT/private equity-backed institutions that are originating assets for their own financial vehicles and attracting outside investment in the process. We have a number of examples in the market today.

Banks 403

Banks Mortgages Loans Investor 403

Lab Coat Agents

NOVEMBER 11, 2020

According to the National Association of Realtors “The average homeowner in a redlined neighborhood has earned 89 percent less equity, or $524,000 less, than their counterparts in a greenlined neighborhood since 1980. In 1944 the VA Home Loan was created to give GIs the opportunity to buy a home.

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Industrial As-is Agents Loans 98