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This is how non-QM is critically helping achieve the American Dream

Housing Wire

The non-QM space has long provided a valuable path for foreign nationals and global investors to purchase property in the United States. Even more importantly, non-QM serves international investors and domestic borrowers with unconventional portfolios. The lower mortgage rate forecast offsets the softer economic outlook for home sales.

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Incenter acquires due diligence firm Edgemac

Housing Wire

Incenter is adding a third-party due diligence review firm to its umbrella of companies. Edgemac , which Incenter acquired at the end of last year, does due diligencing for mostly non-QM and jumbo loans, as well as private label reverse mortgages that could eventually be securitized.

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2025 will be a year of Non-QM player diversification

Housing Wire

New relationships are forming between insurers seeking long-term debt investments and managers specializing in origination, securitization, and sale of mortgage -backed securities. A more rigid regulatory framework created by Dodd-Frank and other post-GFC era legislation put investors at ease.

Banks 392
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Risk to reward: Mortgage Connect Risk Solutions continues to set the standard after 40 years

Housing Wire

At the vanguard stands Mortgage Connect Risk Solutions (MCRS), formerly Adfitech, a leader in risk management, quality control , third-party reviews, and due diligence, known for protecting mortgage lenders and investors from the risks inherent in mortgage lending. million loans and reviewing over 300 million documents.

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Loan buybacks haven’t disappeared, but they are trending down

Housing Wire

The report defines a critical defect as one that “would result in the loan being uninsurable or ineligible for sale.” Repurchases have been a hot topic for lenders, and to some degree, the agencies and investors have gotten a bad rap in these discussions,” said Nick Volpe , executive vice president of ACES Quality Management. “

Loans 440
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4 Real Estate Investment Strategies For New Investors

Marco Santarelli

What are the best ways for beginner investors to get started in real estate? 4 Real Estate Investment Strategies for New Investors 1. Essentially, the wholesaler acts as a middleman and earns a profit from the contract sale without ever actually owning the property. There is more than one way to invest in real estate.

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What is portfolio cleansing?

Housing Wire

This shift is happening because of the increased willingness of private investors to invest in servicing and the government sponsored enterprises’ focus on reducing their footprint. Some of these risks include: Minimum due diligence on a new loan population incurred from the previous servicer “Pre-existing” conditions (e.g.