Maximum Exposure Real Estate

DECEMBER 19, 2022

Disclosure in Real Estate: What to Disclose When Selling a House You may not know about a seller’s disclosure when you have never sold a house before. Did you know that real estate disclosure laws vary from state to state? What a seller has to disclose in one state might be completely different than in […].

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Mandrona Group

APRIL 26, 2024

Strap in as we embark on an enlightening journey into the importance of Form 17 Seller Disclosure Statements. Read More

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Maximum Exposure Real Estate

AUGUST 8, 2023

What to Know About Seller’s Property Disclosure Statements Seller’s disclosures are essential legal documents that provide buyers with information about potential issues or defects in a property. In most states, these disclosures are required to ensure transparency and protect buyers and sellers.

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Maximum Exposure Real Estate

JUNE 27, 2023

Disclosure in Real Estate: What to Disclose When Selling a House You may not know about a seller’s disclosure when you have never sold a house. Did you know that real estate disclosure laws vary from state to state?

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RIS Media

MARCH 18, 2024

NAR has admitted no wrongdoing, but rather than face more claims that it enacted rules to… The post ‘Conspicuous’ Disclosures and 0.25% Opt-Ins: 5 Biggest Takeaways From the NAR Settlement appeared first on RISMedia.

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Housing Wire

OCTOBER 6, 2020

Lenders can use the Title & Closing Solution to collaborate directly with their settlement agent on fees for the closing disclosure, enabling lender partners to finalize the closing disclosure earlier in the process and get it to their borrowers sooner. To learn more about the CoreLogic Title & Solution Solution, visit [link].

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Maximum Exposure Real Estate

NOVEMBER 21, 2023

When selling a home, a seller’s property disclosure is among the forms you’ll be expected to sign when working with a real estate broker. Depending on where you live, the paperwork may be called a seller’s disclosure statement, property transfer disclosure statement, or statement of property condition.

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RIS Media

AUGUST 23, 2023

In the world of real estate, the seller’s disclosure is a linchpin of transparency intended to guide informed decision-making for potential buyers. This pivotal document is also referred to as the “sellers disclosure,” “sellers disclosures,” or “sellers disclosure form.”

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McKissock

MAY 19, 2023

In the case of new construction (Example 1), without a disclosure, a lender client could make a loan on a property that they believe is a large new house, only to find later that it is a vacant lot. USPAP requires Beverly to make her disclosure clear and conspicuous. Beverly can provide further explanation if she wishes to.

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RIS Media

MAY 10, 2022

SkySlope, a real estate transaction software company, has launched Breeze, a streamlined application that aims to make disclosure forms easy for agents and sellers to complete, the company states. Streamlined disclosure preparation equipped with MLS data sync. Breeze features. For more information, visit [link].

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Housing Wire

SEPTEMBER 28, 2023

Assembly Bill A1967 “requires disclosure of information concerning flood insurance on property condition disclosure statements [and] relates to liability with respect to property disclosures,” according to the bill’s official description on the New York State Assembly website.

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The Residential Specialist

FEBRUARY 26, 2021

Agents need to know and plan for what’s required of them with regard to natural disaster disclosures. Disclosure do’s and don’ts. As such, the level of disclosure will vary depending upon the facts and circumstances.”. You really only have to put on the seller’s disclosure what you know to be factual,” she explains. “If

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RIS Media

SEPTEMBER 20, 2021

As more and more climate change-fueled extreme weather events—from historic hurricanes to unexpected summer downpours—affect homes, one issue anyone selling or buying a home needs to be aware of is disclosure. ALABAMA — GRADE: F. ” ARKANSAS — GRADE: F. ” In Jehly v. CONNECTICUT — GRADE: D.

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The Mortgage Report

JULY 18, 2022

The Closing Disclosure is one of the final documents in the mortgage process. Learn what to expect on your CD and why it's important.

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Realtor.com

NOVEMBER 8, 2022

iStock A closing disclosure is a form outlining the terms and costs of your mortgage—and one of the most important pieces of paperwork to check before you close on a home. But your closing disclosure is the real deal, which is all the more reason to scrutinize it carefully. Closing disclosure vs. settlement statement?

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The Mortgage Report

FEBRUARY 24, 2021

Some closing costs can increase on the Closing Disclosure (CD) but others can't. Here's how to use the CD to get the deal you were promised.

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Hank Miller Team

MAY 9, 2023

The seller’s disclosure allows for the seller to remove and replace fixtures with advanced notice to the buyer. The seller’s disclosure is a key part of the contract and it’s critical to review and understand. Georgia dedicates an entire page of the seller's disclosure to fixtures and what transfers with a home.

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Hank Miller Team

SEPTEMBER 14, 2022

Well what's old is new; let's get ready for the return of verbal (mostly) combat regarding seller's disclosures. Can the seller change the disclosure after contract? "it depends" Issues with the seller's disclosure tend to be the most common thing buyers and sellers lock horns over. Standard real estate answer."it

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Redfin

MARCH 14, 2022

One of these critical documents is called a seller’s disclosure. . A seller’s disclosure, also known as a property disclosure, is a document that sellers are legally required to provide buyers. Why is a seller’s disclosure important? A seller’s disclosure is a legal document protecting both the seller and the buyer.

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Realty Biz

DECEMBER 2, 2020

Non-Disclosure Agreement (NDA) business concept. This is when real estate disclosures come into the picture. This is when real estate disclosures come into the picture. Real Estate Disclosure and Its Importance. Property disclosure agreements protect homebuyers from these kinds of fraud.

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HomeLight

OCTOBER 30, 2020

This is the exact type of unfair scenario that seller disclosures are supposed to protect you from as a homebuyer. Generally, seller disclosures provide the buyer with information on any known material defects with the property that could impact its value or inhabitability. These disclosures usually must be made upfront and in writing.

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Housing Wire

OCTOBER 11, 2023

The CoreLogic presentation at HousingWire Annual is timely with the anticipated release of the Securities and Exchange Commission ’s climate-disclosure rule. Started in March 2022, the SEC proposal seeks to amend disclosure law to better account for climate risk among public companies.

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RIS Media

NOVEMBER 4, 2020

When you purchase a new home, you should receive a Closing Disclosure form detailing the terms of the mortgage shortly before the closing date. Information Included on the Closing Disclosure Form. The Closing Disclosure will be broken down into several sections. How to Figure Out if the Closing Disclosure Is Accurate.

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Housing Wire

SEPTEMBER 13, 2023

NAR’s website lists its top priorities for 2023 as: NAR’s disclosures this year cite 36 bills, according to OpenSecrets. Over the last decade, the bills most most cited in the association’s disclosures are as follows:

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Housing Wire

MARCH 12, 2024

The Blueprint Builder features more than 60 third-party integrations, allowing lending teams to connect with other pieces of their workflow, from credit and verifications to pricing and disclosures.

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Housing Wire

MARCH 5, 2024

The company defines a cybersecurity incident as any unauthorized access, disclosure, alteration, transfer or destruction of confidential personal information “that may impact the Issuer’s ability to meet its obligations under the terms of the Guaranty Agreement.”

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McKissock

MAY 18, 2021

Here, we explain four key disclosures and disclaimers to consider including in a hybrid appraisal report. Scope of work disclosure. Significant assistance disclosure. The post 4 Key Disclosures and Disclaimers for Hybrid Appraisal Reports appeared first on McKissock Learning.

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Housing Wire

JANUARY 31, 2024

Age information is collected at the time of origination, but only for Home Mortgage Disclosure Act (HMDA) purposes. Seniors, even those of advanced age, are legally required to face the same qualification requirements as any other mortgage applicants. “I

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Housing Wire

FEBRUARY 28, 2024

The Newrez Home Rewards program is currently available in 40 states for buy-side credits that allow consumer rebates on the closing disclosure, Newrez said in an emailed response to HousingWire. Unlike other offerings, there is no limit on the home sales price.

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Enertiv

MAY 1, 2023

This is the final part of our series on the SEC’s new climate disclosure rules and their expected effects on commercial real estate. Commercial real estate was shocked by a number of the SEC’s draft rules around climate disclosure. You can read part one on material risk here and part two on carbon accounting here.

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Enertiv

APRIL 17, 2023

Going forward, The SEC's climate disclosure rules will require companies to disclose any material physical risks related to climate change in their public filings. Why should we care? Obviously, publicly-traded REITs need to pay close attention to the rules and regulations of the SEC. Broadly, risk is made up of probability and damage.

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Housing Wire

APRIL 18, 2022

As I’ll explain, there is rigorous regulation of our industry and federal disclosure requirements for all fees associated with obtaining a mortgage. Fee disclosure is robust. Under TRID, all fees charged by title and settlement companies must be disclosed to the consumer on both the Loan Estimate and Closing Disclosure.

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Housing Wire

OCTOBER 10, 2023

The Consumer Financial Protection Bureau (CFPB) on Tuesday filed a lawsuit against Freedom Mortgage Corporation for allegedly violating the Home Mortgage Disclosure Act (HMDA) and a 2019 consent order by submitting legally required mortgage loan data that “was riddled with errors.”

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Enertiv

APRIL 24, 2023

This is part two of a three part series on the SEC’s new climate disclosure rules and their expected effects on commercial real estate. As of this writing, the SEC has not yet released the finalized rules on the new climate disclosure framework. You can read part one on material risk here.

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Housing Wire

DECEMBER 14, 2022

The Jaro AssignIQ score can reduce incorrect fee disclosures by 80% when integrated into the disclosure process. #3. Jaro has proven effective in reducing turn times by 30% within 2 months of being implemented. #2. Jaro is the only true end-to-end valuation platform on the market that serves every party in the valuation process.

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Housing Wire

JUNE 30, 2021

The CFPB also identified “widespread errors” in lenders’ data disclosures. Financial institutions flubbed the credit scoring, rate spread and debt-to-income data fields on their home mortgage disclosure act. Those institutions will have to correct and resubmit their disclosures.

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Housing Wire

JULY 13, 2022

The Securities and Exchange Commission has begun the process of developing mandated disclosure regimes for funds that consider ESG factors in their marketing material. Other ideas include more disclosure to investors around borrowers who received down payment assistance or are below a certain Area Median Income (AMI).

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