Housing Wire

NOVEMBER 1, 2024

This course covers real estate law, contracts, finance and ethics. For example, a designated broker is someone who owns a real estate firm and oversees business activities, such as hiring and managing other brokers, agents and office staff. Broker-in-charge or Principal broker : These roles most closely align with designated brokers.

Agents 421

Agents Brokerage Purchase and sale agreement Commercial 421

Housing Wire

APRIL 1, 2025

Name Job Title Company Name Aaron Heidorn Director of Software Engineering & Infrastructure Cloudvirga Aaron Smith Director, Sales CubiCasa Adrian Provost Chief Executive Officer Realty ONE Group Terminus Ana LeBlanc Human Resources Director InterLinc Mortgage Annie Lemon Producing Branch Manager Gold Star Mortgage Financial Anthony Russo Diamond (..)

Lending 278

Lending Technology Title Development 278

Housing Wire

JULY 31, 2024

The partners will conduct the “design, engineering, materials research, development, planning, and analysis” that is required for 3D printing of “high-quality, affordable, energy-efficient, and sustainable housing for communities in sub-arctic regions of Alaska,” HUD explained. and Fairbanks Materials Inc. and Fairbanks Materials Inc.

Construction 431

Construction Technology Principal Development 431

Housing Wire

JULY 19, 2024

The new term sheet details several differences from the current HMBS program, including a reduction in the HMBS pool size to 95% of the loan’s total unpaid principal balance (UPB). Financing counterparties and balance-sheet participants can be more constructive on growth, putting capital where it’s necessary to grow the business.”

Development 430

Development Industrial Mortgages Fixed-rate mortgage 430

Housing Wire

SEPTEMBER 10, 2022

This agency’s most recent credit risk transfer (CRT) offering, STACR 2022-DNA6, involves a $1.165 billion note backed by a reference loan pool of 112,865 residential mortgages with an outstanding principal balance of $35.6 billion, according to a presale report by Kroll Bond Rating Agency (KBRA). billion for the $12.2

Principal 421

Principal Loans Investor Residential 421

Housing Wire

NOVEMBER 3, 2023

The CDFI certification is a designation given by the Treasury Department CDFI Fund to specialized organizations that provide financial services to low-income communities and people who lack financing. At least 60% of a lender’s financing must target low- and moderate-income borrowers or customers in underserved communities.

Lending 410

Lending Principal Finance Loans 410

Housing Wire

JUNE 16, 2022

Fannie Mae and Freddie Mac plan to charge a new 50 basis-point fee for certain structured-finance offerings that use co-mingled agency securities as the underlying collateral. . The fee will apply to securities issued through structured-finance offerings known as Supers, and separately, real estate investment conduits (REMICs).

Finance 384

Finance Principal Design Mortgages 384

Housing Wire

JULY 10, 2024

Credit rating agency Fitch announced this week that its long-term issuer default rating (IDR) for Finance of America , the reverse mortgage industry’s leading lender, has been downgraded from “CCC+” to “C” following the announcement of a debt restructuring plan that staves off maturity risk beyond 2025.

Principal 419

Principal Finance Mortgages Equity 419

Housing Wire

APRIL 24, 2024

Take a look below to see this year’s list of honorees. Congratulations to the 2024 Rising Stars! Name Job Title Company Name A.T.

Principal 432

Principal Due diligence Lending Title 432

Housing Wire

SEPTEMBER 22, 2022

The new credit risk transfer (CRT) offering, STACR 2022-DNA7, outlined in a presale report by Kroll Bond Rating Agency , involves a $616 million note offering backed by a reference loan pool of 69,144 residential mortgages with an outstanding principal balance of $19.9 The initial STARC deal of this year, STACR 2022-DNA1, was a $1.4

Principal 370

Principal Loans Investor Residential 370

Housing Wire

SEPTEMBER 17, 2024

Industry-leading reverse mortgage lender Finance of America (FOA) on Tuesday announced updates and new details for a previously announced exchange offer , which would swap current investor bonds due in 2025 with new bonds due one to four years later. The company also unveiled a series of new TV spots with former AAG spokesman Tom Selleck.

Commercial 398

Commercial Finance Branding Principal 398

Housing Wire

JULY 26, 2023

HUD will aim to support researchers as local communities, counties and states seek to find new solutions to housing shortages according to Solomon Greene, principal deputy assistant secretary for policy development and research at HUD. Interested parties can apply through the U.S. government’s online grants portal.

Residential 370

Residential Principal Development Finance 370

Housing Wire

NOVEMBER 7, 2023

VA loans offer a 100% financing option for qualifying military service members and veterans, and don’t require mortgage insurance. These clients are typically low on funds, which is why they need this type of financing. It would be a disaster for FHA and VA homebuyers,” Evan Potter, branch production manager at Revolution Mortgage.

VA loan 458

VA loan Agents Seller concession FHA loan 458

Housing Wire

MARCH 15, 2024

So why aren’t more commercial real estate (CRE) entities – investors , principals, banks, law firms or developers – seeking the same? A significant opportunity To be sure, there are title agencies eager to partner with CRE principals and funds. Market conditions have certainly trended downward for residential or commercial real estate.

Commercial 421

Commercial Brokerage Due diligence Title 421

Housing Wire

JUNE 6, 2024

A private planning firm in California is launching a new tool to help local governments there prepare for a pending law designed to spur more construction of accessory dwelling units (ADUs). The prefabricated units, which span 361 square feet, are designed to reduce construction costs and minimize environmental impacts.

Construction 449

Construction Principal Design Equity 449

Housing Wire

APRIL 15, 2024

down payment through a [FHA] loan (principal/interest only) in January 2021, the monthly payment on a median home would have been $1,363.00 Utilizing a 3.5% at the market interest rate of 2.82%,” Gov. Lombardo said in his letter. Today, that same median home would be $2,808.00 A record 1.7

FHA loan 431

FHA loan Land Principal Development 431

Housing Wire

MARCH 7, 2024

Finance of America Companies (FOA), parent of leading reverse mortgage lender Finance of America Reverse (FAR), narrowed its quarterly loss to $20 million and posted an overall improvement in its earnings to $164.7 million in fourth-quarter 2023.

Mortgages 418

Mortgages Marketing Equity Finance 418

Housing Wire

JULY 3, 2024

The New York Stock Exchange (NYSE) on Wednesday announced that the warrants of Finance of America , traded under the ticker symbol “FOA.WS,” will be delisted from the exchange. The class A common shares traded under the “FOA” ticker symbol, however, will continue to be traded.

Principal 324

Principal Finance Equity Mortgages 324

Housing Wire

MARCH 3, 2022

. “Whether it is a natural disaster, a job loss, or an illness, forbearance is wildly effective,” John Lawrence, executive vice president of the Texas-based servicer Selene Finance , said last week during the Mortgage Bankers Association (MBA) Servicing Conference in Orlando. So, it may start to come down.

Principal 370

Principal Loans Lending Finance 370

Housing Wire

JUNE 13, 2022

CIRT 2022-6 involves a covered loan pool composed of 63,000 single-family mortgages with a total unpaid principal balance of about $19.3 The agency pays monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools. billion — based on a tally of the announced CIRT deals.

Fixed-rate mortgage 384

Fixed-rate mortgage Loans Principal Mortgages 384

Housing Wire

AUGUST 21, 2023

In the same filing, RE/MAX announced that it had let go of Adam Grosshans, the firm’s principal accounting officer, as part of the reorganization. She was also appointed as RE/MAX’s new principal accounting officer.

Principal 370

Principal Technology Agents Design 370

Housing Wire

MARCH 1, 2023

Change in uninsured losses As of late, however, the uninsured losses are being absorbed by other stakeholders in the housing finance system, including mortgage lenders, mortgage servicers, private mortgage insurers, government agencies, capital markets investors, and the government-sponsored enterprises.

Industrial 384

Industrial Banks Loans Design 384

Housing Wire

AUGUST 2, 2021

More than just breaking records in the housing finance space, the HousingWire 2021 Women of Influence are shattering glass ceilings and leaving a legacy for years to come. Finance of America Reverse. Head of Product and Design. Principal and Chair, Financial Instituions Regulatory Practice Group. SVP, US & Canada.

Title 397

Title Lending Finance Technology 397

Housing Wire

MAY 27, 2022

“Creditors who use complex algorithms — including artificial intelligence or machine learning technologies — to engage in credit decisions must still provide a notice that discloses the specific, principal reasons for taking adverse actions,” CFPB said in a news release. There is no exception,” it added. Presented by: Mortgage Coach.

Lending 421

Lending Principal Technology Mortgages 421

Housing Wire

DECEMBER 13, 2024

is designed to enable the acquisition of loans from an HMBS pool above the existing 98% maximum claim amount (MCA) requirement. As the white paper explains, FHA-insured forward mortgages require servicer advances of monthly scheduled principal and interest. These solutions include new securitization programs like HMBS 2.0

Bankruptcy 368

Bankruptcy Loans Investor Banks 368

Housing Wire

JANUARY 8, 2021

Department of Housing and Urban Development and as the principal executive vice president of Ginnie Mae. So it’s really designed to support the integrity and appeal of all the eMortgages and reduces and eliminates the burden on providers for individual assessment certification and approval.

Technology 458

Technology Development Industrial Principal 458

Housing Wire

MARCH 23, 2022

We expect it to be a challenging [mortgage] market from a volume perspective due to interest rates and credit spreads,” said David Pelka, head of RMBS business and a principal at CarVal. The loans may include interest-only , 40-year terms or other creative financing features often designed to lower monthly payments.

Bankruptcy 384

Bankruptcy Banks Loans Residential 384

Housing Wire

JULY 11, 2024

” Under the settlement terms, within six months, the foundation will establish the “Pathways to Success Scholarship Fund,” designed for aspiring appraisers to attend the Practical Applications of Real Estate Appraisal (PAREA) program, which is a way to fulfill their required experience.

Principal 403

Principal Development Equity Industrial 403

Housing Wire

SEPTEMBER 14, 2023

That record provides pool-level aggregate information about the extent of loans and unpaid principal balance (UPB) dollars that are in low- and moderate-income areas, with a chart illustrating the percentage of loans, percentage of UPB of ESG-flagged pools and/or loans and totals of the total portfolio over the last 12 months.

Principal 408

Principal Investor Loans New Construction 408

Housing Wire

APRIL 27, 2023

The growth of EarnUp follows a surge in interest from companies seeking smart programs designed to help employees achieve a more well-rounded financial picture. The company says it processed more than 50 million payment transactions worth $43 billion in total as of Q1 2023.

Technology 381

Technology Lending Principal Loans 381

Housing Wire

APRIL 11, 2024

The move, which will effectively allow local and federal authorities to share control of the organization, is designed to “restore public confidence in and accountability over” IHA, according to HUD. While all parties will work together, HUD retains ultimate authority over IHA’s recovery,” the announcement of the CEA stated.

Principal 421

Principal Development Design As-is 421

Housing Wire

AUGUST 1, 2023

Our asset management strategy is designed to make these yields available to institutional investors while continuing to grow our customer base and operational scale,” Marshall said. “We continue to see significant volumes of MSRs trading in the marketplace with attractive yields.

Principal 370

Principal Investor Mortgages Closing 370

HomeLight

AUGUST 28, 2024

Whether targeting a rehab project in Over-the-Rhine or looking at commercial spaces downtown, finding the right financing is key. In Cincinnati, hard money loans offer a unique and flexible way to finance real estate investments. Cincinnati’s real estate market offers plenty of opportunities for investors.

Finance 116

Finance Hard money loan Home sale contingency Loans 116

Housing Wire

JULY 30, 2024

Enter the commission sharing websites — websites specifically designed for agents and brokers to quickly and easily find out if the seller of a property is offering to cover the buyer’s broker fees. We also aren’t getting data from the MLS, which is prohibited in the settlement— it is user generated content.”

MLS 432

MLS Technology Agents Design 432

Housing Wire

MARCH 27, 2023

The deals, which include over $31 billion in single-family mortgage loans, are designed to reduce risk to taxpayers by increasing the role of private capital in the mortgage market. These are the second and third CIRT deals of 2023. billion.

Loans 375

Loans Principal Mortgages Design 375

Housing Wire

DECEMBER 20, 2021

Wilen’s case illustrates how some Americans have a lot to lose if policies designed to help mortgage borrowers don’t break right. The money can be used for mortgage payment assistance or mortgage principal or interest rate reductions. He is afraid of losing his home. Up to the task? billion at its peak in February 2021.

Pre-approval 396

Pre-approval Loans Mortgages Principal 396

Housing Wire

SEPTEMBER 10, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. When something is seamlessly designed into the experience, you’re more likely to use it,” he said. Patrick Conroy, principal at Washington, D.C.-based

Title 317

Title Branding Principal Loans 317