Housing Wire

SEPTEMBER 16, 2020

A well-qualified buyer these days can find a mortgage at historically low interest rates. But that’s not good enough for United Wholesale Mortgage CEO Mat Ishbia. So if the numbers work for them and they want the lowest rate , they can do that and the mortgage brokers can figure out what works for them and get that deal for them.

Mortgages 466

Mortgages Marketing Title Loans 466

Housing Wire

MAY 12, 2022

Worsening market conditions are only going to accelerate an already hyper-competitive mortgage lending industry that is still learning to adapt to post-pandemic homebuying behaviors. Customer-facing technologies, particularly loan origination and decisioning software, are now standard in mortgage lending’s tech stack.

Lending 330

Lending Marketing Pre-qualification Pre-approval 330

Housing Wire

FEBRUARY 22, 2024

HousingWire Editor in Chief Sarah Wheeler sat down with Jason Cave , former deputy director at the FHFA where he ran their FinTech Office, to talk about where mortgage tech is falling short, and what the government should do to help. SW: Looking at the mortgage space, what are some of the challenges when it comes to technology?

Technology 302

Technology Banks Mortgages As-is 302

Housing Wire

MAY 5, 2023

HFAs provide affordable homeownership options to low- and moderate-income borrowers through down payment and closing cost assistance, as well as reduced mortgage payments. Last month, Black Knight’s Optimal Blue released a product comparison feature in the company’s cloud-based Loansifter PPE engine for mortgage brokers.

Investor 351

Investor Finance MLS Closing costs 351

Housing Wire

OCTOBER 13, 2022

Now, thanks to United Wholesale Mortgage (UWM) CEO Mat Ishbia’s recent announcement that his company is hiring attorneys to review title and closing documents, AOLs and the risks associated with them, have been a hot topic at this year’s ALTA One conference. “The It is also the third-biggest source of claims in our industry right now.

Title 332

Title Closing costs Title search Closing 332

Housing Wire

JUNE 30, 2021

Data analytics giant CoreLogic announced on Wednesday the acquisition of closing cost data and tech provider ClosingCorp. The closing data company also utilized CoreLogic’s home price data to release its first national refinance closing cost report in 2021, so there’s quite a bit of familiarity between the two firms.

Closing 375

Closing Closing costs Investor Title 375

Housing Wire

OCTOBER 21, 2021

The resources help families with 80% or less of the area median income for down payments or closing costs, for example. The Federal Home Loan Bank System was created in 1932 by the Federal Home Loan Bank Act as a government-sponsored enterprise to support mortgage lending. In May, Sen. Catherine Cortez Masto (D-NV) and Rep.

Banks 355

Banks Loans Equity Finance 355

Housing Wire

OCTOBER 19, 2021

trillion in mortgage originations, according to the Mortgage Bankers Association (MBA), as interest rates plunged, and COVID-19 accelerated an ongoing exodus from cities to the suburbs. Last year saw a record-breaking $3.83 HousingWire: How has the shift from a refi to a purchase market changed the dynamics for lenders?

Closing costs 361

Closing costs Technology Lending Mortgages 361

Housing Wire

MAY 17, 2023

Rocket Mortgage ‘s top executives believe the mortgage market is near the bottom, which means a recovery may be on the horizon soon. So yes, we’re toward the bottom in that,” Bob Walters, CEO at Rocket Mortgage and president and COO at Rocket Companies , said. You may get a mortgage once every 10 years.

Marketing 337

Marketing Banks Mortgages Industrial 337

Housing Wire

NOVEMBER 13, 2020

Consumers are ready — and they’re waiting on mortgage to catch up. While mortgages make up the lion’s share of consumer debt — nearly 72% of it, according to the Fed — they’re among the rarest financial transactions in a consumer’s life. There’s no doubt that mortgage data is among the most valuable in the world.

Banks 490

Banks Loans Technology Mortgages 490

Marco Santarelli

APRIL 28, 2023

The Federal Housing Finance Agency (FHFA) recently announced changes to the loan-level price adjustments (LLPAs) for borrowers with conventional mortgages backed by Fannie Mae or Freddie Mac. The changes, which are set to take effect on May 1, 2023, will impact the pricing structure of mortgages for borrowers.

Mortgages 98

Mortgages Debt-to-income ratio Loans Finance 98

Housing Wire

MARCH 1, 2021

The closing process, that time between underwriting approval and the actual closing, is the mortgage industry’s not-so-secret Achilles’ heel. That’s not a knock on the good professionals who enact minor miracles choreographing the multi-faceted ballet that is a typical closing. Let’s admit it. More emotion.

Closing 250

Closing Marketing Title Title search 250

Redfin

JULY 11, 2023

In this comprehensive guide, by Redfin, we will delve into ten common questions about mortgages, offering valuable insights and expert answers. What is a mortgage? A mortgage is a loan specifically designed for purchasing a property, commonly a home. How does a mortgage work? What are the different types of mortgages?

Pre-approval 59

Pre-approval Mortgages Pre-qualification Debt-to-income ratio 59

Housing Wire

MAY 9, 2022

Closing costs for homeowners who jumped on the refi wave in 2021 increased at less than one-third the pace of closing costs for home purchases as homebuyers had to cope with a hot market that fueled higher home-sale prices and related settlement costs. How to avoid home closing delays in 2022.

Closing costs 362

Closing costs Closing Loans Title 362

RIS Media

FEBRUARY 4, 2022

notched the best year in its history, growing its footprint and garnering several accolades from prominent industry publications, the company reported. We have the most robust business platform in the industry, which allows our associates to do more business,” said Denise Smith, president of Real Estate Services for the Weichert Companies.

Residential 97

Residential Brokerage Technology Closing costs 97

GeekEstate

AUGUST 19, 2021

Consumers are trusting professionals in the industry to take care of them and the buying and selling of their largest assets, so we have to be prepared for deceit. This is only one story of many that has inspired us to make a change in the money transfer process in the real estate industry. Revolutionary Technology in Real Estate.

Earnest money deposit 113

Earnest money deposit Banks Technology Closing costs 113

Realty Biz

JUNE 4, 2021

Spruce was founded in 2016 and has developed a real estate transaction platform that helps mortgage lenders, real estate investors, iBuyers and other PropTech firms manage closing and title processes. The company had already grown pretty big prior to its latest round of funding. It does business in 48 U.S.

Title 66

Title Technology Investor Closing costs 66

Housing Wire

DECEMBER 19, 2022

Rocket Mortgage , once the largest mortgage originator in the country, capitalized on the all-time low mortgage rates during the pandemic years, racking up record profits through an enormous amount of refinances. Worse, Rocket lost its origination crown to its chief antagonist, United Wholesale Mortgage. trillion in 2022.

Mortgages 403

Mortgages Loans Finance Industrial 403

Real Trends

MAY 9, 2023

And yet, in today’s world of technology, instant gratification and misinformation, local MLS broker marketplaces and real estate professionals can be taken for granted. You understand and provide guidance on the financial aspects of the transaction, like mortgage rates, closing costs and appraisals.

MLS 94

MLS VA loan Equity Agents 94

Real Trends

MARCH 9, 2022

Despite strides made by technology to streamline the process of title searches, the title industry remains a people-centered industry. When a homebuyer refinances a mortgage, they are paying off the old loan and getting a new one. Some homeowners may be surprised to learn that they need a new policy when refinancing.

Title 107

Title Title search Land Closing 107

HomeLight

DECEMBER 30, 2022

They charge no fees, cover your closing costs, and schedule closing to accommodate your preferred timing. Closing costs: You pay no closing costs; AZ Home Buyers covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. stars on Google.

Purchase and sale agreement 88

Purchase and sale agreement Closing costs Closing Agents 88

Housing Wire

AUGUST 21, 2023

As a consequence, the number of real estate, mortgage and general housing tech firms to make the annual Inc. Also appearing in the top 200 list was CertifID , an Austin, Texas-based company that makes software to cut down on wire fraud in the real estate industry. The past year hasn’t been particularly good for tech or housing.

Equity 366

Equity Technology Investor Lending 366

HomeLight

APRIL 11, 2023

Best Cash Offer in Texas shares on its website that by using an in-house construction team, it is able to keep offers both fair and consistent throughout the transaction (some house-buying companies are known to drop the value of their offer last minute before closing). Individual investor fees may vary.

Purchase and sale agreement 79

Purchase and sale agreement Closing costs Closing Agents 79

HomeLight

APRIL 11, 2023

Closing costs: Sellers pay no closing costs; Express Homebuyers covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Closing costs: Sellers pay no closing costs; John Medina Buys Houses covers all costs.

Purchase and sale agreement 89

Purchase and sale agreement Closing costs Closing Sales 89

HomeLight

FEBRUARY 16, 2023

Perhaps you have a new job offer out of state and don’t want the stress of leaving a mortgage behind. Closing costs: Sellers pay no closing costs; We Buy Houses covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Individual investor fees may vary.

Purchase and sale agreement 87

Purchase and sale agreement Closing costs Closing Sales 87

HomeLight

APRIL 14, 2023

Closing costs: Sellers pay no closing costs; House Heroes charges no fees. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Closing costs: Sellers pay no closing costs; The Local House Buyers covers them. The company has a 4.2-star

Purchase and sale agreement 90

Purchase and sale agreement Closing costs Closing Sales 90

HomeLight

APRIL 11, 2023

Closing costs: Sellers pay no closing costs; Waco First Home Buyers covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Closing costs: Sellers pay no closing costs; Rudolph the Home Buyer covers them.

Purchase and sale agreement 87

Purchase and sale agreement Closing costs Closing Agents 87

HomeLight

DECEMBER 6, 2022

Closing costs: Sellers pay no closing costs; the Buyout Company covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Because of the rapidity of their offer and closing, they’re also a good choice for homeowners facing foreclosure or other financial woes.

Purchase and sale agreement 91

Purchase and sale agreement Closing costs Closing Sales 91

HomeLight

FEBRUARY 28, 2023

Once contacted, a buying manager will conduct in-depth research on your property to provide you with a cash offer for your home, eliminating the need to make repairs or deal with closing costs and commissions. The closing process can take two to four weeks, depending on urgency. Individual investor fees may vary.

Purchase and sale agreement 79

Purchase and sale agreement Closing costs Closing Sales 79

HomeLight

JANUARY 25, 2023

Closing costs: According to the company’s FAQ page, South Florida Cash Home Buyers says it will “often” pay closing costs. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Closing costs: You pay no closing costs; FL Cash Home Buyers covers them.

Purchase and sale agreement 83

Purchase and sale agreement Closing costs Closing Agents 83

HomeLight

JANUARY 19, 2023

Closing costs: Sellers pay no closing costs; We Buy Houses covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. They purchase homes in any condition and won’t charge any fees or closing costs. Individual investor fees may vary.

Purchase and sale agreement 81

Purchase and sale agreement Closing costs Closing Agents 81

HomeLight

JANUARY 6, 2023

We Buy Homes In Tucson charges no fees or commissions and schedules closing to accommodate your preferred timing. Closing costs: You pay no closing costs; We Buy Homes In Tucson covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. stars on Google.

Purchase and sale agreement 73

Purchase and sale agreement Closing costs Closing Agents 73

HomeLight

JANUARY 25, 2023

Closing costs: We Buy Houses World’s website doesn’t specify closing costs, but they do state that their service is free. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Closing costs: Sellers pay no closing costs; Bradenton Home Buyers covers them.

Purchase and sale agreement 83

Purchase and sale agreement Closing costs Closing Agents 83

HomeLight

FEBRUARY 17, 2023

Closing costs: Sellers pay no closing costs; Cash House Buyers Tampa covers them. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. They’re also committed to completing sales quickly, and can close sales in as little as one week. The company has 5.0

Purchase and sale agreement 79

Purchase and sale agreement Closing costs Closing Sales 79

HomeLight

JANUARY 11, 2023

Closing costs: Meridian Trust pays all customary closing costs, and there are no commissions. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. They guarantee an offer within 24 hours and have completed over 150 closings. Individual investor fees may vary.

Purchase and sale agreement 82

Purchase and sale agreement Closing costs Closing Sales 82

HomeLight

FEBRUARY 16, 2023

Closing costs: We Buy Houses advertises that sellers don’t have to pay real estate agent fees or commissions. Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. The company promises to make an all-cash offer within 24 hours and can close the deal in as few as seven days.

Purchase and sale agreement 85

Purchase and sale agreement Closing costs Closing Agents 85

GeekEstate

FEBRUARY 23, 2023

That number jumps to 47% for Gen Z, 46% for Millennials, 44% for households with children, and a whopping 69% for early technology adopters. A similarly unprofitable industry roams the skies. To really make this useful, you’d have to be able to pay down your mortgage or rent with points. billion, American’s is in the $19.5

Banks 62

Banks Brokerage Branding Closing 62