Redfin

JUNE 13, 2025

Try to avoid overlapping mortgage payments or being stuck without a home. As of early June 2025, the average 30-year fixed mortgage rate is around 6.8–6.9% Real estate brokerages like Redfin make it easy to browse listings, get real-time updates, and schedule tours. Removes the pressure of carrying two mortgages at once.

Debt-to-income ratio

Inman

JULY 30, 2025

We've all been new at some point in our real estate careers. Annette DeCicco shares ways to spot an inexperienced agent if you're the more seasoned pro in a transaction, and mistakes to avoid if you're a newbie.

Agents

Toronto Realty Blog

NOVEMBER 4, 2024

Sure, there will be more demand in the spring of 2025 when interest rates are even lower, and you’ve heard me question why people are waiting until next year, when they can purchase today, close on a variable rate mortgage, and experience lower payments in a few short months. Regardless, we have demand in this market.

Sales

Redfin

JULY 9, 2025

Research your new location and get pre-approved for a mortgage. Get pre-approved with a mortgage lender Before house hunting, getting pre-approved for a mortgage is a great way to both understand how much you can afford and show that you are a serious buyer.

Pre-approval

Rochester Real Estate

NOVEMBER 5, 2015

What To Expect From Your Listing Agent Why For Sale By Owners (FSBOs) Fail Blog Featured Articles Home Buying Home Selling LOCAL Rochester NY Articles What Are The Best Mortgage Options for Self Employed Borrowers? Top Mortgage Products For Self Employed Borrowers What Are The Best Mortgage Programs For Self Employed Home Buyers?

Mortgages

The Close

NOVEMBER 12, 2024

After you’ve purchased your land (aside from any mortgage payments), the main ongoing cost is just the annual property taxes. Real estate agents: Real estate brokerages and their agents have access to the most significant number of properties for sale, including raw land.

Land

Housing Wire

MARCH 27, 2024

With its supercharged growth over the past two years, it is no surprise that The Real Brokerage topped the 2024 RealTrends 500 Top Movers list for both transaction side count and sales volume. But for Real, which runs a virtual brokerage model with revenue sharing for its agents, the goal is to get better, not necessarily bigger.

Brokerage

Housing Wire

JANUARY 26, 2022

Tomo , a fintech mortgage startup run by former Zillow executives, is expanding its presence, announcing this week that it will now serve borrowers in Florida, Connecticut and Colorado. And they’re looking to capitalize on higher home prices and the market for jumbo mortgages. Presented by: Mr. Cooper. the fintech company said.

Mortgages

Housing Wire

APRIL 4, 2022

million for the mortgage lending operation in its quest to provide customers “a one-stop shop” where they can buy, sell, rent and finance a home, according to a news release from the company. Before the acquisition of Bay Equity was completed, Redfin laid off 121 staffers in its mortgage division. Presented by: 1000watt.

Closing

Housing Wire

JUNE 3, 2024

Roof AI , an artificial intelligence -powered sales assistant that helps real estate and mortgage companies generate revenue across their business units, announced the integration of OpenAI ’s technology into its system, significantly boosting its capabilities. Michel Moubarak, vice president of growth at Roof AI, told HousingWire.

Technology

Housing Wire

JULY 16, 2021

Seventy million dollars in seed funding is a colossal investment for an unproven tech startup, even one that promises to fully disrupt a relatively low-margin, traditional industry like mortgage lending. But this is no ordinary mortgage startup. For starters, it does not originate mortgage refinancings.

Lending

Housing Wire

AUGUST 7, 2020

In today’s low-rate environment, wholesale mortgage lending continues to grow, making up more than 20% market share. Three independent wholesale brokers discuss how they found success in the wholesale channel during a HousingWire webinar on Thursday titled: ”Taking the Mortgage Boom to the Next Level.”.

Mortgages

Housing Wire

JANUARY 14, 2021

A $12 million funding round will enable digital mortgage marketplace company Own Up to expand nationally, company officials said Wednesday. Own Up, which loosely resembles a mortgage brokerage, will expand to 15 new states in 2021, including California.

Pre-approval

Housing Wire

JUNE 24, 2021

After years of aggregating behavioral data from homebuyers and homesellers at the largest real estate brokerages in the country, Buyside is proud to announce the launch of their expansion into core & ancillary services by focusing on the homeowner.

Pre-approval

Housing Wire

JUNE 16, 2022

The Federal Reserve ’s 75 basis point interest rate hike – its largest since 1994 – proves the central bank is laser-focused on slowing inflation, but loan officers and housing economists don’t expect mortgage rates to come down until consumer prices fall. The sharp decline in mortgage rates during the COVID-19 pandemic fueled the U.S.

Marketing

Housing Wire

JULY 4, 2024

This article explores these issues and underscores the role of real estate and mortgage professionals in guiding clients through these turbulent times. The role of real estate and mortgage professionals In times like these, the role of real estate agents , brokerage owners and lenders becomes even more critical.

Pre-qualification

Housing Wire

MAY 10, 2023

You may have heard the good news: In recent weeks, several mortgage and real estate brokerage execs have exclaimed that we may have already reached the bottom of the market. For prospective home buyers and sellers, that could mean a gradual decline in mortgage rates , which would unlock inventory and—dare I say—sales activity.

Loan Officer

HomeLight

OCTOBER 27, 2020

When you’re getting ready to start looking for homes, you’re probably dreaming about more space, a big backyard, or a garage, rather than low mortgage interest rates. Do you know the difference between pre approval vs pre qualified when it comes to mortgage loans? Retirement or brokerage account statements.

Pre-approval

Realtor.com

JANUARY 16, 2023

. “While you do not ‘need’ a pre-approval letter from your lender in order for your offer to be accepted, I highly recommend all of my buyers present it,” says Denise Shur , a Realtor® with 1:1 Realty in San Jose, CA. ” What is mortgage pre-approval? To me, it’s that important.”

Mortgage pre-approval letter

Housing Wire

APRIL 22, 2024

My name is (your name), and I’m a licensed real estate professional with (your brokerage). For letters, use the template below: Dear (first name), I’m (your name), a real estate professional with (brokerage). Dear (first name), I’m (your name), a local real estate professional with (brokerage). Great news!

Brokerage

Housing Wire

AUGUST 29, 2022

In 2021, United Wholesale Mortgage (UWM) CEO Mat Ishbia set a three-year goal to make UWM the No. Ishbia, who started running his father’s mortgage firm in 2013 and has since grown it into the country’s No. 2 lender, isn’t satisfied with second place, behind Rocket Mortgage. “I 1 lender in the country.

Loan Officer

Housing Wire

DECEMBER 7, 2023

After completing an approved course of study, you’ll be able to sit the state real estate exam. Colibri Real Estate is a state-approved real estate education provider with over 132 instructors experienced in Massachusetts real estate sales and teaching best practices.

HR

Housing Wire

JANUARY 29, 2024

You’ll need to complete a 120-hour approved course and sit the state licensing exam to become a real estate agent in Utah. Final Exam: In order to fulfill your approved 120 hours of Utah real estate exam prelicensing education, you must take and pass the course final exam. Ready to launch your real estate career in Utah?

Pre-approval

RIS Media

AUGUST 19, 2021

That has been a constant for real estate professional Sheresa DaCosta throughout her two-year partnership with Rocket Mortgage. While she’s been a longstanding partner with the company as an agent, DaCosta recently enlisted Rocket Mortgage to help her close on a home as a homebuyer herself.

Pre-approval

HomeLight

AUGUST 16, 2021

The mortgage loan process is pretty messy! Follow the list, and you’ll save yourself a lot of headaches and make the mortgage loan process a lot smoother. Businesses have expenses, which eat into how much you take home and have available to spend on a mortgage. Source: (Mangostar / ShutterStock). Loan application.

Loans

HomeLight

NOVEMBER 16, 2021

Less-than-stellar credit history can create an obstacle to getting a mortgage , making the whole process even more daunting. Through the Home Partners program, prospective rent-to-own homebuyers start by filling out a pre-qualification application. If approved, they move to submit a full application. Home Partners.

Purchase and sale agreement

Realty Biz

MARCH 14, 2021

Most recently, the company announced that it would further back its pre-approved customers by making an all cash offer on the home they’re interested in, so they can bid for it free of any financing, appraisal or home sale contingencies.

Pre-approval

HomeLight

OCTOBER 4, 2021

The typical home buying process goes something like this: You save up your cash , get preapproved for a mortgage , and put an offer on a house that fits your budget. Find a brokerage with a rent-to-own program. Find a brokerage with a rent-to-own program. Updated October 4, 2021. Table of Contents. What is a rent-to-own home?

Purchase and sale agreement

Redfin

AUGUST 13, 2020

Clearing your way to get approved for a home loan will ensure that you are ready to act when that dream home appears on the housing market. Most mortgage lenders advise starting the pre-approval process for a home loan 6 to 8 months ahead of when you expect to begin looking for a house. . Step 1: Know your credit score.

Pre-approval

The Close

FEBRUARY 14, 2024

No more constant showings and feedback, ongoing HOA dues, or the worry of repairs (not to mention balancing a mortgage payment). Navigating the Selling Process Myth #8: Getting Pre-approved Should Happen After Finding Your Perfect Home House hunting can be exhausting. Then interest starts to taper off. “And you know what?

Pre-approval

HomeLight

SEPTEMBER 20, 2022

More recently, however, the hot market of 2021-2022 saw homeowners with mortgages increase the equity in their homes by 27.8% Real Estate Agent at Coldwell Banker Residential Brokerage. That’s because even if the homeowner has approved the offer, “the lender can come back six months later and say, ‘No, we will not accept this price.’

Short sale

Realty Biz

AUGUST 19, 2022

Find a Real Estate Pre-licensing Course. Real estate agents work under brokerages to rent, sell, and buy houses or other properties. In some states, agents get pre-licensing training courses at a state-approved school. To get a real estate broker license, they must take pre-licensing courses.

Pre-approval

Real Trends

JUNE 8, 2023

New York-based digital mortgage lender and real estate company Better.com has decided to partner with outside agents as referral partners, resulting in the mass layoff of agents at subsidiary Better Real Estate LLC , a person familiar with the decision told HousingWire. mortgage originators in the first quarter of 2023.

Agents

HomeLight

MAY 10, 2022

In a nutshell, Redfin is a real estate brokerage as well as an iBuyer (instant home buyer) that purchases homes directly from sellers in select states. Brokerage status? Has brokerage licenses but does not hire agents. Operates as a technology-driven brokerage. Redfin Estimate. Hosts for-sale listings? on its site.

Brokerage

Redfin

AUGUST 21, 2020

During your search, you may also find houses for sale by the owner (FSBO) or many more listed with a real estate brokerage. First, you’ll need a lender’s pre-approval for a mortgage to know the price range you can afford on a house. a copy of your pre-approval letter from your lender .

Pre-approval

Afford Anything

AUGUST 4, 2020

Natasha has $3,300 per month to either invest or use toward an early mortgage payoff. An anonymous caller and military member, “Molly,” wants to know if she should move money from a USAA brokerage to Vanguard to pay less in fees. We’re debt-free aside from our mortgage. Which option should she choose? 12 percent.

Mortgages

HomeLight

AUGUST 16, 2021

First-time homebuyer loans can help make it easier on first-time homebuyers , offering access to special mortgage programs with low down payments. Note that for government-backed first-time home-buyer loans such as FHA or USDA, it’s not just the buyer that must qualify, but the home, too — so check the requirements for your specific mortgage.

Loans