Housing Wire

JUNE 9, 2025

Florida-based Gradient Mortgage Capital , a wholesale mortgage banking platform, launched Monday with the intent to serve mortgage bankers and brokers across the country with debt-service-coverage ratio ( DSCR ) and small-balance commercial real estate loans. ”

Mortgages

Housing Wire

JANUARY 14, 2025

Open bank and trust accounts Next, you’ll need to set up all the necessary business banking accounts and Trust accounts. Having too much input from others in this stage can muddy the waters and can make your core values seem unclear. This detail can come later. Choose 10 core values you adhere to.

Brokerage

Housing Wire

MARCH 25, 2025

Some define a loan officer as someone who is registered with the Nationwide Multistate Licensing System (NMLS); however, an NMLS licensee could be an assistant or a bank employee such as a teller. That’s not the right focal point: It’s time to shift from focusing on the size of the LO population to how productive its members are.

Loan Officer

Housing Wire

MAY 14, 2025

As many cant afford to pay for a home in full, they need to work with a bank to finance a propertythats where a mortgage loan originator (MLO) comes in. Appraisers can be self-employed or employed by banks, government agencies or appraisal companies. Interested in learning more? so you can make the home look spectacular.

Property Management

Housing Wire

JUNE 10, 2025

Longbridge CEO Chris Mayer made the announcement from the stage on Tuesday at The Gathering by HousingWire. It’s doing so with the launch of a new home equity line of credit ( HELOC ) option specifically for customers ages 62 and older. So retirees can live more comfortably, not more cautiously.”

Equity

BAM Media

OCTOBER 22, 2024

Four days later, he was on the Real RISE stage in Vegas to launch Real Wallet and to announce enhancements to Leo, Real’s AI-powered 24/7 concierge, and the 2025 launch of Leo for Clients. Pritesh Damani Chief Technology Officer of Real Real agents also have access to banking services through Real Wallet: Real agents based in the U.S.

Brokerage

RIS Media

FEBRUARY 11, 2025

Taking center stage, inflation, bank regulations, the housing crisis and the Consumer Financial Protection Bureau (CFPB) were key topics as Federal Reserve Chair Jerome Powell testified before the Senate Committee on Banking, Housing and Urban Affairs.

Banks

Housing Wire

FEBRUARY 19, 2025

This typically includes: Recent pay stubs Last two years tax returns Recent bank statements Proof of any additional income or assets Discuss the budget Once you have the mortgage pre-approval, have an open conversation about your client’s financial situation. Set the stage: Educate your clients on the market This is your time to shine!

Closing

Housing Wire

MAY 19, 2025

We make it easy to get answers to scenario questions, offer ongoing education through regular webinars, and support everything with a technology platform that brings transparency and consistency as loans move through each stage before purchase. HW: Can you speak about the onboarding program you offer on your training platform?

Lending

Housing Wire

JULY 8, 2025

AWS alerts us to early-stage threats and collaborates with us on quarterly security reviews. In 2024 alone, multiple prominent non-bank lenders faced ransomware and data breach incidents that compromised the personal information of millions of customers. But picking a cloud provider isn’t enough—we’ve built a true partnership.

Technology

Windemere Selling

MARCH 3, 2025

Because, if the scores differ, the bank will typically use the lowest one. Its also critical that you stage your home to generate maximum buyer interest. Youll have time to ensure the facts are correct and be able to dispute mistakes before your mortgage lender checks your credit. Why all three?

Pre-approval

The Close

NOVEMBER 25, 2024

This is considered the early stages of a home going into foreclosure. During this stage, the lender sends a Notice of Default to the homeowner, letting them know that legal action is being taken toward foreclosure. What Is a Preforeclosure Property?

Hard money loan

The Close

DECEMBER 18, 2024

Without further ado, check out these fabulous courses for every stage of your real estate investing career. Baselane is a new banking platform built specifically for independent landlords. It offers free banking, free rent collection, and free bookkeeping and reporting tools from one simple-to-use platform. Duration: 18.5

Commercial

Redfin

MARCH 14, 2025

These conditions might include: Additional documentation (proof of income, tax returns, bank statements) A satisfactory home appraisal A final credit check Debt-to-income ratio verification A clear title report 2. At this stage: The home appraisal is complete. Bank statements. All financial documentation is verified.

Debt-to-income ratio

HomeLight

OCTOBER 29, 2024

Requesting a cash offer for your home can eliminate many of the typical steps involved in the home-selling process, including appraisals, repairs, staging, and negotiations. The process is straightforward: the buyer will first evaluate your home’s current condition and market value, and then present a fixed cash offer.

Sales

Redfin

NOVEMBER 27, 2024

Bank Stadium tours Nicollet Mall for shopping and dining Target Field for a Minnesota Twins game Hennepin Avenue Theatre District A day in the life of a Saint Paulite Saint Paul offers a quieter, community-focused lifestyle with plenty of charm and history. Football fans rally behind the Minnesota Vikings at U.S. Thomas teams.

Banks

BAM Media

JULY 30, 2025

BAM Key Details: Following Tuesday’s markup meeting, the Senate Banking Committee advanced the bipartisan ROAD to Housing Act of 2025, the first housing package in over a decade to earn support from both parties. The bill includes proposals from every committee member and incorporates elements from Up for Growth Action’s legislative agenda.

Banks

Rochester Real Estate

NOVEMBER 5, 2015

Let’s take a look at how to rent an apartment and the stages you have to go through. You will need some valid identification, recent bank statements and pay stubs, social security card, and referral letters if you have them. But, when you are renting an apartment , there are a few things you need to know about beforehand.

Staging

Redfin

MARCH 4, 2025

Key takeaways A foreclosed home means the buyer can no longer make payments and the bank has taken the house. There are several types of foreclosure sales – auctions, bank-owned properties, government-owned properties, preforeclosures, and short sales. The bank or lender typically wont sell a home directly to you, the buyer.

Pre-approval

BAM Media

NOVEMBER 4, 2024

Homeowner Advice: Give insight into DIY upgrades, how to stage for a quick sale and top features buyers are looking for. Aim for at least 10 content ideas per theme—this will be your content bank. Market Insights: Showcase what’s happening locally, predictions for the upcoming month/quarter or top neighborhoods for investment.

Staging

HomeLight

MARCH 24, 2025

When youve reached the foreclosure stage, the bank has taken the house from you because youve defaulted on your mortgage. When your house eventually sells, the bank is the one selling it you are no longer involved. They arent the same, though. In that scenario, your lender cuts their losses and will move to evict you.

Short sale

The Close

MAY 5, 2025

The best real estate bank should do more than just process transactions it should support your investment strategy with smart tools, transparent lending options, and banking features that make your day-to-day operations easier. Thats why I put together this guide of the best banks for real estate investors in 2025. to 8 p.m.

Banks

HomeLight

APRIL 30, 2025

Now, its closer to 61 days, according to data from the Federal Reserve Bank of St. If possible, consider staging even just rearranging furniture and adding a few decorative touches to help buyers visualize themselves living in the space. Statewide, homes are moving faster than they were earlier in the year.

Sales

Calculated Risk Real Estate

JUNE 4, 2025

Here is some data on REOs through Q1 2025 … This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q1 FDIC Quarterly Banking Profile released last week. By stage, the 30-day delinquency rate increased 11 basis points to 2.14 percent.

Equity

Redfin

JUNE 17, 2025

What you need to know about closing day Oftentimes, the settlement stage and closing day happen at the same time. During this stage, there’s a lot of paperwork involved. A cashier’s check will need to be deposited and cleared before the funds can be delivered, and a bank may end up holding your deposit for up to seven days.

Closing

Rochester Real Estate

NOVEMBER 5, 2015

These documents typically include recent tax returns, pay stubs, and bank statements to verify your income, employment status, and creditworthiness. Steering through the complexities of mortgage approval sets the stage for a deeper exploration into the critical facets of property ownership.

Purchase and sale agreement

HomeLight

OCTOBER 25, 2024

Platforms like HomeLight’s Simple Sale connect Dayton homeowners with trusted cash buyers in their area, simplifying the selling process by cutting out many of the traditional time-consuming steps, such as staging, showings, and negotiations. With Simple Sale, you’re in the driver’s seat.

Sales

Rochester Real Estate

NOVEMBER 5, 2015

For most people, this means going through a bank and getting a mortgage, but to do so, you need to understand that the bank isn’t going to give money to just anyone. How does it factor into a bank’s decision? Banks take calculated risks with their clients when they offer to finance their home via a mortgage.

Banks

Redfin

DECEMBER 2, 2024

Jacksonville: Logistics and healthcare leading the way Jacksonville’s economy is centered on logistics, healthcare, and banking, with major employers such as CSX Corporation, Mayo Clinic, and Bank of America driving job growth. offering a balanced job market with opportunities in both white-collar and blue-collar industries.

Banks

AAOA

MAY 12, 2025

To do this, you should review your pay stubs, tax documents, and bank statements. Bank Statements Landlords can also ask for tenants recent bank statements, typically from the last two to three months. You can analyze peoples pay stubs, tax forms, and bank statements to confirm that theyre in a good place, financially.

Banks

AAOA

JULY 17, 2025

Get Rent-Ready Without Breaking the Bank Think of turnovers as an investment in future rent—not just an expense on the balance sheet. This guide will walk you through smart, cost-effective turnover tactics tailored for Columbus landlords who want maximum value without the fluff. Screen Your Tenant Today!

Property Management

Rochester Real Estate

NOVEMBER 5, 2015

Did you know that home staging can help increase the chances of selling your home? Also, it doesn’t have to break the bank! There are many cheap home staging tips that you can follow in order to improve the chances of your home selling for top dollar. Share your tricks below, we’d love to hear!

Staging

Easy Agent Pro

MARCH 9, 2025

They create a cohesive strategy to maximize ROI without breaking the bank. To maximize your ROI, you need a coordinated strategy that leverages multiple channels to reach your audience at every stage of the buyers journey. The Importance of Multi-Channel Marketing for Real Estate PPC is just one piece of the puzzle.

Branding

Rochester Real Estate

NOVEMBER 5, 2015

When flipping your first house, you should always be thinking about the best budget friendly home improvement projects that can increase the value without breaking the bank. Once you hit the construction stage, even if you have construction experience and are capable of doing the work by yourself, don’t.

House Flipping

Redfin

JULY 9, 2025

Don’t just default to your current bank. At this stage, the lender will also request an appraisal to confirm the property’s value before moving forward. It not only keeps you realistic about your options, but it also signals to sellers that you’re a qualified and serious buyer. >>Read: How to Prepare for a Home Appraisal 15.

Pre-approval

Redfin

JULY 3, 2025

In this article: Decide whether to sell now Hire a listing agent Set a selling price Pick a listing date Get a pre-sale inspection Declutter, clean, and stage List your home Show your home Review and negotiate Accept an offer Prepare for the final walkthrough Closing day What happens now? FAQs on the selling timeline 1.

Inspection

Calculated Risk Real Estate

MARCH 14, 2025

Here is some data on REOs through Q4 2024 … This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q4 FDIC Quarterly Banking Profile released this week. By stage, the 30-day delinquency rate decreased 9 basis points to 2.03 percent.

Equity