Housing Wire

MARCH 24, 2025

26 in Dallas, provided valuable insights into the forces shaping the mortgage and housing markets in 2025. With economists, analysts and industry leaders in the room, discussions revolved around key economic indicators, inventory shifts, technology advancements and what lenders should be doing right now to prepare for the next cycle.

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Technology Loan Officer Loans Banks 368

Housing Wire

APRIL 8, 2025

That focus on technology is what Poleg says will propel the firm’s growth. That, says Poleg, is to double down on technology. The next couple of years will be about building a meaningful competitive advantage for our agents through technology. A new competitor comes into the market and agents start to shift.

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Brokerage Banks Technology Title 284

Housing Wire

JUNE 26, 2024

Customer engagement platform Total Expert is launching a marketplace this week for financial institutions to build their marketing technology stack. Customers, including banks, lenders and insurance companies, will have access to data and action systems under “one roof.” That is not our model,” Welu said.

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Technology Marketing Banks Mortgages 386

Housing Wire

DECEMBER 18, 2024

On Wednesdy Citi launched mortgage.com, a new platform that creates a brand-endorsed, consumer-focused channel to leverage Citi’s brand authority and encourage mortgage or refinance applications for the bank. The company has an aggressive marketing goal to reach the No. Market share and brand authority Why launch this site now?

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Marketing Lending Branding Banks 400

Housing Wire

APRIL 28, 2025

During last week’s earnings call, PennyMac Financial Services chairman and CEO David Spector said during a Q&A with investors and analysts that the company’s goals include continued growth in its broker direct channel and 10% market share by the end of 2026 a goal of more than 100% growth over the next 18 months.

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Marketing Principal Loans Mortgages 392

Housing Wire

JUNE 8, 2025

Real estate brokerages have faced their fair share of challenges over the past year — from legal threats and business practice changes, to a slow housing market and the breakneck pace of technological development. You can’t take growth and cash it in at the bank if there is no profit there,” the president of Local Realty said. “I

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Brokerage Technology Agents Banks 453

Housing Wire

NOVEMBER 21, 2024

Industries like retail, banking, transportation and food service have undergone massive digital transformation in recent years by leveraging new technologies to enhance consumer experience. Gen Z renters in particular expect digital-first experiences, and have emerged as a powerful consumer base within the rental market.

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Property Management Technology Banks Construction 370

Housing Wire

JANUARY 13, 2025

He will then collaborate with Xome’s leadership team to focus on market share and new revenue opportunities going forward. Cooper, our team realized exponential growth and greater financial strength, and I am confident that Xome will unlock new avenues for growth and bolster its market position under Chris leadership.”

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Banks Title Technology Industrial 370

Housing Wire

OCTOBER 10, 2024

Ongoing supply and affordability challenges in the housing market have frustrated many homeowners who have looked to trade up or relocate for various reasons. The market for renovation projects is a lucrative one for homebuilders and contractors. In response, some consumers have turned to renovation projects to meet their needs.

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Renovation Equity Lending Banks 455

Housing Wire

DECEMBER 16, 2024

In an evolving mortgage market, mergers and acquisitions could give mortgage company owners opportunities to achieve growth and avoid challenges. In the first episode , Hanson explains how an owner can decide on selling a mortgage company to avoid potential market challenges in the future. Hanson: The reality is there will be change.

Loan Officer 369

Loan Officer Technology Loans Banks 369

Housing Wire

MAY 29, 2025

What happens when competitors pursue scale in a static yet strategically important market? Indeed, the total residential subservicing market declined to $3.96 Mihir Bhatia, a Bank of America analyst who covers mortgage companies, said he expects the trend to continue. trillion as of Dec. 31, 2024, down from $3.99

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Mortgages Loans Banks Industrial 393

Housing Wire

JANUARY 8, 2025

Real estate investment trust Redwood has expanded its home equity platform, Aspire, to include alternative loan products amid affordability challenges in the housing market, the company announced Tuesday. At HousingWire s Mortgage Rates Center on Wednesday, the 30-year fixed rate averaged 7.11%, clouding the housing market outlook for 2025.

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Equity Loans Lending Residential 413

Housing Wire

DECEMBER 5, 2023

When individual mortgages are originated by lenders like banks or credit unions , they may bundle groups of these mortgages together into financial vehicles called mortgage-backed securities (MBS) that are then sold to investors on a secondary market. This ensures their bundle retains its credit rating and market value.

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Technology Mortgages Loans Lending 436

Housing Wire

JANUARY 22, 2024

He has more than 25 years of mortgage technology and enterprise software experience with his latest stint being chief product officer at Accela , a government tech provider. Prior to Accela, Coggiola spent 12 years leading product and technology initiatives at ICE Mortgage Technology , which was then Ellie Mae Inc.

Technology 425

Technology Mortgages Loan Officer Loans 425

Housing Wire

MARCH 20, 2024

Ally Home , the residential mortgage lending arm of Ally Bank , is offering a $5,000 grant for eligible homebuyers in the select markets of Charlotte, Detroit and Philadelphia, the company announced on Tuesday. Ally is considering expanding the program to more markets in the future. “By

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Banks Closing costs Lending Equity 436

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. Western Alliance Bank transformed this model over a decade ago.

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Banks Lending Finance Mortgages 413

Housing Wire

JANUARY 22, 2025

Online real estate marketplace Auction.com announced Wednesday that it is launching SmartSale, a technology-powered option to foreclosure that lets distressed homeowners list and sell their property. Auction.com has long been a leading platform for bank-owned (REO) and foreclosure sales to real estate investors and others seeking a discount.

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Proof of funds Equity Technology Banks 370

Housing Wire

MAY 20, 2025

But Toohig, who spoke Tuesday during the Mortgage Bankers Association (MBA)’s Secondary and Capital Market Conference in New York City, was also highlighting the opportunity for loan officers to originate more HELOCs and other second-lien mortgages. But according to panelist Julian Grey of ICE Mortgage Technology, theres $17.6

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Equity Loan Officer Banks Loans 338

Housing Wire

OCTOBER 5, 2023

HousingWire Editor in Chief Sarah Wheeler sat down with Adam Carmel , founder and CEO at Polly , to talk about the ways technology should be delivering ROI for lenders. Sarah Wheeler: The cost to originate a mortgage is higher than ever, while companies have invested more in technology than ever before. What is the disconnect there?

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Technology Lending Mortgages Industrial 425

Housing Wire

OCTOBER 31, 2023

HousingWire recently spoke to Sandra Madigan, EVP of product strategy – servicing technology at ICE Mortgage Technology , about improving the home buying and ownership experience with technology and how the industry can do so thoughtfully. What do you think the disconnect is there, and do you see this changing in the future?

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Technology Loan Officer Loans Banks 436

Housing Wire

APRIL 22, 2025

However, one mortgage company is in a prime position to transform the market and deliver value to mortgage professionals. In this executive interview, NEO Home Loans President Ryan Grant discusses the company’s partnership with Better Mortgage , which is aimed at combining technological innovation and local market knowledge.

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Lending Loans Mortgages Technology 369

Housing Wire

JULY 8, 2024

In the ever-evolving landscape of mortgage banking, executives face the critical challenge of leading their teams through turbulent times. The narrative gap Mortgage banking executives are tasked with bridging a significant narrative gap. Consistency builds trust and keeps everyone aligned, reducing uncertainty and speculation.

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Banks Mortgages Industrial Technology 413

Housing Wire

JANUARY 28, 2025

. … The trend over the last few years of banking financing retreating from this sector , I think it opened up a lot more opportunities for BPL lenders to be the at the forefront of the funding solution to residential developers and investment. I think [about] five years ago, banks were still extremely active in the sector.

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Residential Lending Finance Banks 364

Housing Wire

MARCH 6, 2025

The stagnant housing market has brokerages across the country on their knees, but The Real Brokerage isnt waiting for market conditions to improve to grow its business. Real credited its technology offerings and business model for the explosive growth in agents. Instead, its continuing to add agents at an explosive rate.

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Brokerage Agents Loan Officer Technology 370

Housing Wire

FEBRUARY 4, 2025

In addition, we expect to evaluate opportunities relating to digital infrastructure, including opportunities at the convergence of infrastructure and technology. We intend to target companies in the financial services and real estate sectors where our management has extensive investment and operational experience, the SEC filing reads.

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Commercial Residential Loans Banks 385

Housing Wire

FEBRUARY 3, 2025

Now in its 13th year, the Tech100 program serves as a trusted resource for housing professionals, providing a definitive list of the industrys top technology providers. These companies are at the forefront of solving the biggest challenges mortgage professionals face every day. Check out the full list of this years honorees below.

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Mortgages Title Lending Loans 399

Housing Wire

FEBRUARY 27, 2025

How can today’s mortgage lending market be summed up in one word? ” The post-pandemic market was a utopia for aspiring homebuyers and mortgage brokers in the market, and some probably still reminisce about those times today. First, consider the evolving employment market. Acra Lending has done precisely that.

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Lending Technology Loans Mortgages 295

Housing Wire

JUNE 10, 2025

The company’s new “HELOC For Seniors” touts “fast approval and funding in as little as five business days, providing a streamlined path to access home equity powered by innovative technology” through a partnership with Figure. So retirees can live more comfortably, not more cautiously.”

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Equity Principal Development Technology 410

Housing Wire

FEBRUARY 8, 2024

The company is aiming to bring more reverse mortgage technology solutions to potential partners already in the industry and those that have yet to enter it. And so for me, I feel like it’s an opportunity to kind of open the door via technology, to how and what is happening in the reverse space. Morales: No.

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Banks Mortgages Technology Branding 413

Housing Wire

JULY 31, 2023

Flagstar Bank , a top-25 U.S. Flagstar made news in recent months, expanding its footprint and further diversifying its business model with the completion of the merger with New York Community Bancorp (NYCB) and the acquisition of certain financially and strategically complementary parts of Signature Bank.

Banks 370

Banks Mortgages Commercial Lending 370

Housing Wire

OCTOBER 5, 2023

AI and data-led fintech company Pagaya Technologies named Sanjiv Das as president. He has also held senior roles at Morgan Stanley , American Express and Bank of America. In January 2023, Pagaya acquired proptech Darwin Homes to capitalize on the rental market. We’re excited to welcome Sanjiv as President of Pagaya.

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Technology Loans Lending Residential 413

Housing Wire

SEPTEMBER 5, 2023

I sat down with Tim Bowler, president of ICE Mortgage Technology, a business unit of ICE, to talk about the company’s mortgage automation strategy — and what keeps him up at night. SW: ICE Mortgage Technology is known for its focus on automation. Sarah Wheeler: ICE’s acquisition of Black Knight just closed today.

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Technology Mortgages Loans Industrial 400

Housing Wire

APRIL 14, 2022

A seasoned retail and commercial banking salesman in Fort Wayne, Indiana, the 39-year-old Woodward joined Interfirst Mortgage as a loan officer in October 2020 after a recommendation from an old college friend. Profitability may resemble the market in 2018 , when around one-third of nonbank lenders failed to turn a profit.

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Mortgages Marketing Lending Loans 524

Housing Wire

JANUARY 3, 2025

As a result, modular construction has become the most effective solution for addressing developers needs for sustainability and business integrity, while avoiding costly premiums that decelerate value for housing investors and buyers within todays tight lending market.

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Development Construction Finance Investor 413

Housing Wire

DECEMBER 4, 2024

She joins the company’s leadership team to further its presence and performance in the Washington market. Rate executive Rich Kamien praised Lindsay for delivering consistently in an unpredictable market. “She has steadily demonstrated her ability to deliver consistent rates even in the most volatile market conditions.

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Lending Mortgages Loan Officer Loans 386

Housing Wire

NOVEMBER 18, 2024

Department of Veterans Affairs (VA) and the Federal Home Loan Banks (FHLBs) in New York, Chicago and San Francisco. Lenders also gain access to CreditGauge, Inclusion360, RiskRatio and MarketGain to evaluate consumer health, highlight underserved consumers, evaluate default levels and survey market opportunities. These include the U.S.

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Mortgages Principal Banks Loans 400

Housing Wire

APRIL 24, 2025

His financial acumen, market insight, and collaborative approach have already made a meaningful impact on our organization. He began his career in investment banking at Bank of America and Moelis & Co. He has more than 15 years of experience in capital markets, financial strategy and investor engagement.

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Brokerage Investor Banks Finance 335