Housing Wire

JANUARY 8, 2025

The platform’s new offerings include loans underwritten by bank statements and CPA-prepared profit-and-loss statements, as well as debt-service-coverage ratio (DSCR) loans for real estate investors that complement CoreVest s direct lending capabilities.

Equity

Housing Wire

MAY 15, 2025

Seller financing spans residential, commercial and land transactions, with residential making up 63% of all deals over the past three years, Note Investor reported. Theyve got $500,000 in the bank, they make $200,000 a year, they got their stuff together. Today, Leahy sees a similar affordability crisis. on its own.

Finance

Housing Wire

MARCH 28, 2025

The bill introduces a new section called Consumer Privacy in Mortgage Applications to the Idaho Residential Mortgage Practices Act. Idaho joins several other states in governing the use of residential mortgage trigger leads over the years. Texas was the most recent to address the issue.

Mortgages

Housing Wire

JANUARY 3, 2025

These green building benefits associated with modular construction do not come with the dreaded green cost premium even though recent research shows that developers are willing to pay an average 10% more on construction costs if it allows their business to shift towards a more circular and sustainable business model.

Development

Housing Wire

JULY 3, 2025

He holds a degree in agricultural business management from North Carolina State University and began his real estate career in 2010 with a focus on farm, land, residential and commercial sales throughout the region. Ahoskie is part of North Carolina’s Inner Banks region — known for its natural inlets and quiet outdoor lifestyle.

Land

Housing Wire

JUNE 18, 2025

The latest issuance consists of 1,039 residential mortgages, with an average credit score of 750 and a loan-to-value ratio of 70. It joined BMO Capital Markets , Deutsche Bank Securities , Goldman Sachs , Morgan Stanley , Nomura and Wells Fargo as bookrunners. In total, the company has issued 23 deals with $7.7

Closing

Housing Wire

DECEMBER 3, 2024

Visentini recently served as the investment bank’s head of firm strategy for execution and innovation. The graduate of Boston College then moved to Morgan Stanley, where he held multiple managing director roles in several departments — including investment banking, capital and firm strategy.

Banks

Housing Wire

DECEMBER 30, 2024

In the 16 years since the peak of the Global Financial Crisis, the structured products industry has transformed from a market dominated by large banks to one with space for new players. Historically, life insurance companies shied away from investing in residential mortgages. Non-QM market share grew from less than 3% of U.S.

Banks

Housing Wire

APRIL 11, 2025

Independent mortgage banks ( IMBs ) already report similar information through the Nationwide Multistate Licensing System and Registry (NMLS). The regulation was the target of criticism from the mortgage industry. The main criticism from mortgage trade groups centered on what they characterized as the rules redundancy.

Industrial

Housing Wire

JULY 22, 2025

Seattle-based HomeStreet Bank has agreed to sell its $794 million Ginnie Mae loan servicing portfolio to an undisclosed “experienced” buyer, the company announced in a regulatory filing. the bank’s parent company, prepares to merge with Mechanics Bank in an all-stock business combination announced in March.

Banks

Housing Wire

FEBRUARY 4, 2025

In June 2024, it completed the $70 million acquisition of Great Ajax , transitioning the business from a legacy residential loan platform to a vehicle focused on commercial real estate. It has made a slew of acquisitions in the credit and mortgage servicing sectors over the past two years. ”

Commercial

Housing Wire

MAY 14, 2025

Real estate agent License or education required: Yes Average national salary: ~$86,000 Job description: The fundamental duties of a real estate agent are to assist individuals with buying, selling and renting residential and/or commercial properties. Is scrolling homes on Zillow a favorite pastime of yours? Do you watch every HGTV show?

Property Management

Housing Wire

JANUARY 30, 2025

For us, whether they’re aging in place , buying new construction or just buying a residential property, there’s an opportunity that we’re seeing, and it is growing from the inspection industry’s perspective. They have quality concerns, specifically with how they’re built today, he said.

Inspection

Housing Wire

AUGUST 4, 2025

The investment will help accelerate the joint securitization program between A&D and Imperial Fund Asset Management , enabling the issuance of up to $5 billion in non-agency residential mortgage-backed securities (RMBS). Earlier this year, A&D acquired the wholesale division of Flagstar Bank from Mr. Cooper Group.

Mortgages

Housing Wire

JANUARY 7, 2025

18, when the central bank cut benchmark rates by 25 bps to a range of 4.25% to 4.5%. . 18, when the central bank cut benchmark rates by 25 bps to a range of 4.25% to 4.5%. . “The 10-year yield is currently close to my peak forecast of 4.70%. ” Mortgage rates have continued to rise since the Federal Reserve meeting on Dec.

Mortgages

Housing Wire

JUNE 10, 2025

Legacy, one of the few private lenders focused on Residential Transition Loans (RTL) for both business-purpose real estate investors and consumers, is offering flexible financing for homebuyers and homeowners to help them move quickly in the housing market. The Bellevue, Wash. .

Finance

Housing Wire

MARCH 11, 2025

For those who think being an independent landlord is easy, congratulations youre wrong. The challenges mount from the jump. Finding the best tenant is an uphill battle for some landlords. Then, they often face dissatisfied tenants, pesky maintenance issues, and tenants who cant or wont pay their rent on time and in full.

Property Management

Housing Wire

NOVEMBER 25, 2024

Freedom Mortgage is the best example of a mortgage bank/servicer that’s executed its recapture strategy better than any other servicer. Actively managed residential whole-loan and MSR portfolios can recapture and refinance these borrowers into better loans, giving them new money to pay off car loans and student loans.

Loans

Housing Wire

FEBRUARY 28, 2025

million in residential mortgage-backed securities ( RMBS ), calling it another milestone in the companys commitment to expanding financing solutions for borrowers with diverse income streams. Florida-based non-QM lender A&D Mortgage on Friday announced an offering of $458.9

Mortgages

Real Estate News

JULY 18, 2025

Thinking big about residential real estate success requires a big-picture perspective. Coby Hakalir July 18, 2025 6 mins Key points: Nearly 6 in 10 aspiring homeowners ages 18-44 think now is a bad time to enter the market, according to the 2025 NextGen Homebuyer Report. The views expressed in this column are solely those of the author.

Loan Officer

The Close

NOVEMBER 7, 2024

Investing in real estate may seem as simple as buying a property and collecting money, but it is far more complicated than that. Don’t stop reading, though. I said it was complicated, not impossible! This beginner’s guide will help you understand how to invest in real estate successfully, one step at a time.

Hard money loan

Toronto Realty Blog

NOVEMBER 11, 2024

I have never really understood where people get the idea that homes in Toronto routinely sell for pennies on the dollar, or that banks want to “unload” homes once they foreclose. Banks do foreclose on homes. If only such a thing existed here in Toronto, especially in the way you want it to. This voice is always male.

Sales

The Close

NOVEMBER 26, 2024

Buying multiple rental properties requires the same steps as buying one—you’re still going to research the best spots and figure out how to manage your place effectively. However, you’re doing it on a larger scale, so you’ll need to be more organized and proficient to maximize your ROI.

Finance

The Close

NOVEMBER 25, 2024

Simply put, it’s a residential building with more than one unit designed to house multiple families. Looking for your next big investment? You’re on the right page! Buying multifamily real estate is a smart way to build cash flow and a solid investment portfolio in a single transaction. What Is Multifamily Property?

Purchase and sale agreement

The Close

DECEMBER 18, 2024

Baselane is a new banking platform built specifically for independent landlords. Have you noticed how real estate investing always gets more challenging with new laws, rules, and regulations? So, education is crucial for your success before you drop money down on properties. out of 5 Pricing & Structure: Cost: $64.99 Duration: 5.5

Commercial

The Close

NOVEMBER 12, 2024

If you’re looking to sell individual residential lots or create a subdivision, you’ll want to find land in a residential area that’s properly zoned (we’ll talk about zoning soon). Let’s get into it! Step 1: Prepare Before Purchasing Land When you’re thinking about buying land, getting prepped is essential.

Land

Calculated Risk Real Estate

JUNE 4, 2025

Here is some data on REOs through Q1 2025 … This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q1 FDIC Quarterly Banking Profile released last week. With substantial equity, and low mortgage rates (mostly at a fixed rates), few homeowners will have financial difficulties.

Equity

Calculated Risk Real Estate

MARCH 14, 2025

Quarter-over-quarter, the total number of mortgage residential properties with negative equity increased by 9.3% of all mortgage properties … Negative equity peaked at 26% of mortgaged residential properties in Q4 2009 based on CoreLogic equity data analysis. Nationwide, borrower equity increased by $281.9 billion, or 1.7%

Equity

The Close

MAY 14, 2025

Housing values tend to be steady compared to nationwide cooling patterns, and rental demand remains robust due to the continued influx of new residents. In the coming years, the metroplex is expected to grow consistently, underpinned by infrastructure developments and housing growth. Sold.com 3.

Investor

The Close

MARCH 12, 2025

Buildium is a property management software with an integrated accounting system. It is ranked as our best tenant screening software, earning a 5 out of 5 rating. Buildium reviews and our analysis found that it is best for landlords looking for a single system to connect multiple areas of operations. Expert score 4.3 Features 4.6 Ease of use 5.0

Property Management

AAOA

MARCH 24, 2025

A multifamily unit refers to any property with more than one residential unit. Investing in multifamily properties is an excellent way to grow your portfolio and generate steady passive income. By focusing on a few simple steps, the process becomes much more approachable for first-time investors. What is Multifamily Investing?

Property Management

BAM Media

JANUARY 14, 2025

Application for Reassessment of Property Damaged or Destroyed by Misfortune or Calamity Mortgage Assistance Banks like JP Morgan Chase and Bank of America are offering to ease mortgage repayment conditions for L.A. County residents impacted by the fires. The local hotel associations list of hotels in and around L.A.

Banks

Toronto Realty Blog

FEBRUARY 20, 2025

I don’t know of another place on the planet where we sell, build, and transfer residential real estate like this! 80%), one of the major banks will finance the project and give the go-ahead to begin construction. 80%), one of the major banks will finance the project and give the go-ahead to begin construction. Like what

Development

Marco Santarelli

APRIL 27, 2025

Why Cash is King, Yesterday, Today, and Tomorrow Before we get specifically into 2025, let's chat about the timeless superpowers that come with buying property using your own money, no bank involved. Now, imagine you have the resources to just walk in, pick your spot, and pay for it right there and then, without needing a loan.

Finance

Rochester Real Estate

NOVEMBER 5, 2015

Should I Go With A Mortgage Broker Or A Bank? A common question Realtors get from buyers and home owners looking to refinance is “should I go with a mortgage broker or a bank?” They cover the differences between mortgage brokers and banks, the pros and cons of each one and just as importantly, how to find a good lender.

Finance

The Close

JULY 28, 2025

To save you time from doing the research yourself, I’ve looked at more than a dozen different lenders and selected the following as my top picks based on things like the rates and terms offered, company reputation, and funding speed. As a testament to this, it has a 4.8-star star rating on Trustpilot with over 500 reviews.

Pre-qualification

Redfin

AUGUST 5, 2025

Construction loans fund building residential (stick-built) homes, from land purchase to the finished product. Research local banks and credit unions to determine whether they offer jumbo construction loans. What is a jumbo construction loan? Your DTI is the relationship between the debt you owe and the income you bring in every month.

Construction