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Housing Wire
OCTOBER 24, 2024
But only about 17,000 delinquent loans completed the foreclosure process in the second quarter of 2024, almost one-third of the nearly 45,000 that completed the foreclosure process in Q1 2020. Often, the best available option for staying in the home is through a loan modification or some other type of repayment plan with the bank.
Housing Wire
MARCH 30, 2025
However, the data references Freddie Mac ‘s Serious Delinquency levels on multifamily loans. These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. But as we can see in the chart below, the data clearly identifies these as multifamily loans.
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Housing Wire
JUNE 30, 2025
This situation differs from the years following the housing bubble crash, when nearly 15 million loans were under stress, and many late-cycle homebuyers had little to no equity. Down payment and loan-to-value data are very different As shown in the chart below, the loan-to-value ratio for American households is very low.
Housing Wire
MAY 13, 2025
Credit data in general doesnt look great when accounting for credit card debt, auto loans, and student loan debt all have had an increase in their percentage on 90-day lates. In contrast, the current state of housing credit appears to be much healthier when compared to credit cards, auto loans and student loan debt.
Housing Wire
NOVEMBER 26, 2024
From streamlining title verification to enabling collaborative loan processing and automating key title production tasks, these leaders are helping shape a faster, smarter, and more efficient housing market. Historically, these processes involved multiple manual steps and handoffs, resulting in delays and higher costs.
Housing Wire
JUNE 13, 2025
Kind Lending , a national wholesale mortgage lender and his second brainchild, is built on lean operations and a focus on efficiency — a contrast with his first company, Stearns Lending, which filed for Chapter 11 bankruptcy in 2019. These lenders recorded an average net production income of $882 per loan (20 basis points).
Housing Wire
JULY 2, 2025
In response, originators are weighing the potential hurdles for offering crypto-backed loans. The FHFA ‘s directive provides few details on how Fannie and Freddie will integrate crypto into risk models, underwrite loans or price collateral. Phil Crescenzo, the Southeast division vice president for Nation One Mortgage Corp.
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