Housing Wire

NOVEMBER 18, 2022

This article , which I wrote in 2019, does show you the historical work in the past decade on the housing bubble talk. This could potentially put us in a horrible place with inventory, which it did, and prices accelerated beyond my five-year price-growth model in just two years. from September to a seasonally adjusted annual rate of 4.43

Days on market 464

Days on market Marketing Sales Mortgages 464

Keeping Current Matters

MARCH 9, 2021

Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. Articles talked about the “negative impact” it may have on the housing market. The bump-up in rate should not have surprised anyone. However, let’s put a 3.02% rate into perspective.

Mortgages 223

Mortgages Sales Closing As-is 223

Housing Wire

JULY 19, 2022

Adjusting to today’s market can be dizzying after the last few years of historically low interest rates and high refinance business. We interviewed more than 25 mortgage industry experts to gather the best insights, strategies, and recommendations to pivot and win in today’s market. Notable trends in a new era of sales.

Industrial 414

Industrial Mortgages Loan Officer Technology 414

BAM Media

MAY 14, 2024

It might sound backwards, but the more you try to appeal to as many subscribers as possible—by making your focus so broad it could apply to almost anyone—the more your open rate tends to sink into oblivion. If your email subscribers are deleting more of your emails than they read (let alone click through), your emails could be too general.

Pre-approval 111

Pre-approval VA loan Closing costs Loans 111

Housing Wire

DECEMBER 16, 2021

We’ve had the sharpest and yet also the shortest recession in history, record-low mortgage rates leading to record origination volumes, and record home prices as housing demand far outstripped supply. How will the Federal Reserve respond to economic developments in 2022, and what will be the impact on mortgage rates?

Mortgages 450

Mortgages Marketing Industrial Equity 450

Housing Wire

JULY 20, 2023

According to Altos Research , this week there are only 465,000 active listings. I’ll put you into my search widget and we’ll watch for something to pop up together.” First, many builders are buying down interest rates using their in-house financing. Builders are closing loans in the 4.5 range currently! Next, the house is new.

Equity 285

Equity MLS Construction Agents 285

Keeping Current Matters

NOVEMBER 23, 2021

The forbearance program is coming to an end and mortgage rates are beginning to rise. Even Rick Sharga, an Executive Vice President of the firm that issued the report referenced in the above article, says : “As expected, now that the moratorium has been over for three months, foreclosure activity continues to increase.

Mortgages 230

Mortgages Sales Marketing Loans 230

Toronto Realty Blog

AUGUST 14, 2023

When we hear “gambling,” we usually picture people standing at a roulette wheel in a casino, putting quarters into a slot machine, or filling out a betting slip at the horse track. TorontoRealtyBlog Earlier this year, there was a football game between the Kansas City Chiefs and the Philadelphia Eagles. Imagine that? Have a look.

Fixed-rate mortgage 71

Fixed-rate mortgage Banks Mortgages As-is 71

Lighter Side of Real Estate

AUGUST 31, 2023

When you put it that way, it doesn’t actually sound so difficult, does it?! Boomers Have Been a Big Part of the Listing Shortage… There are a lot of reasons why there aren’t enough listings on the market: Mortgage rates are higher than they’ve been in years. Many have remained in their homes to stay close to family.

Agents 96

Agents Branding Mortgages As-is 96

Toronto Realty Blog

JUNE 2, 2023

TorontoRealtyBlog Do you remember a twelve-month period where we talked about interest rates any more than we have since this time last year? I’ve been around for almost two decades and I’ve seen just about everything when it comes to interest rates. In July of 1980, the Bank of Canada overnight rate was 9.93%.

Banks 70

Banks As-is Marketing Mortgages 70

Toronto Realty Blog

JANUARY 11, 2024

Let me throw some skin in the game here: my mortgage comes due in November of 2024. Let me throw some skin in the game here: my mortgage comes due in November of 2024. It’s been at the back of my mind since the spring of 2022 when interest rates started increasing, but it’s not something that I think about every day.

Fixed-rate mortgage 73

Fixed-rate mortgage Banks Mortgages Construction 73

Lighter Side of Real Estate

JANUARY 12, 2022

Typically it’s buyers who are most concerned about rising mortgage interest rates, and for good reason. A small jump in rates will cost them a few more bucks per month for the same house than it would’ve if they hadn’t waited to make an offer and lock in a rate. To summarize the big news, rates went up 0.35% in a week.

Mortgages 91

Mortgages As-is Marketing 91

Broke Agent Media

MAY 13, 2023

In this week’s Hot Sheet recap, we review three of the biggest topics covered by host Byron Lazine. does not intervene and come to an agreement about the debt (which is unlikely), Zillow analysts would expect mortgage rates to increase to over 8%. decrease in 2023 Mortgage Stanley: -4% decrease in 2023 Moody’s: -4.4%

Loans 52

Loans Mortgages Banks Industrial 52

Realty Biz

MAY 13, 2022

The combination of rising home prices and rising mortgage rates is putting a damper on buyer demand. On March 16, the Fed raised the interest rate for the first time since 2018. By mid-April, 30-year mortgage rates had risen above 5% for the first time since 2011 (more than a decade).

Fixed-rate mortgage 77

Fixed-rate mortgage Marketing Mortgages Construction 77

The Close

NOVEMBER 3, 2023

out of 5 My Verdict As both a real estate agent and coach, I’ve seen my fair share of software designed to help agents stay connected with clients. While it’s still important to stay up to date with your clients’ lives, Homebot provides you (and your clients) with actionable advice. The Close Score 4.7 Pricing: 4.8 Features: 4.5

Agents 93

Agents Land Design As-is 93

The Close

DECEMBER 19, 2022

Put in the work and stay consistent, and we believe that you will find success. Stay top of mind by maintaining regular communication, even if that communication is automated. If you want to stay top of mind with your sphere of influence, Elevate will help you do it. Related Article. Related Articles.

Agents 105

Agents Investor Property Management Development 105

Lighter Side of Real Estate

JANUARY 10, 2024

About 25% of those surveyed said they devote a full week each month on budgeting, checking their bank account balance, and reviewing their credit card transactions. Using the above numbers as an example, if you refinanced your house with a $300,000 mortgage, you would free up about $60,000.

Equity 83

Equity Loans Finance Mortgages 83

The Close

FEBRUARY 20, 2024

Preparation and presentation: Sellers should focus on depersonalizing and decluttering their homes to appeal to a wide range of buyers. When supply exceeds demand, we see a buyer’s market. This phenomenon means there are fewer buyers than there are homes for sale. In this scenario, buyers have a bit of leverage.

Marketing 91

Marketing Debt-to-income ratio MLS Pre-approval 91

Housing Wire

JANUARY 5, 2023

The 2022 housing market was savagely unhealthy , with all-time lows in inventory leading to massive bidding wars and price spikes until the Fed put a screeching halt to all of it with rate hikes that resulted in the most significant one-year spike in mortgage rate history. So where does all that drama leave us for 2023?

Marketing 543

Marketing Mortgages Sales As-is 543

Realty Biz

AUGUST 10, 2022

If you have a little extra money, property prices in your area are low, and rent rates are profitable, now may be an exciting time to invest in real estate as a hedge against inflation and to generate additional monthly income. Although interest rates are low, qualifying for an investment mortgage still comes with stringent requirements.

Inspection 99

Inspection Investor Mortgages Branding 99

Toronto Realty Blog

SEPTEMBER 6, 2022

My wife and I both agreed, back in 2013, that a mere one week Honeymoon in the Bahamas would be too short, and that’s why we decided to stay for a full two weeks. On the seventh day, when everybody around us was looking sad, preparing to head home, we were absolutely elated to be staying! Mark my words.

Marketing 81

Marketing Banks Sales As-is 81

The Close

FEBRUARY 5, 2024

Agents are frantically trying to keep up with interest rate hikes, price changes, and dwindling listings. The race to stay ahead is real, and your challenge as a real estate professional is to learn how to adapt. In recent years, the real estate market has constantly changed. Let’s get started.

Agents 96

Agents Brokerage Probate sale Title 96

Realty Biz

SEPTEMBER 8, 2020

If you have a little extra money, property prices in your area are low, and rent rates are profitable, now may be the time to invest in real estate to generate additional monthly income. During these trying times of COVID-19, the real estate market has continued to flourish – in no small part due to historically low-interest rates.

Inspection 103

Inspection Mortgages Branding Residential 103

Broke Agent Media

JANUARY 6, 2023

Today, we’re excited to announce two new BAM shows, each designed to give real estate professionals the information needed to elevate their businesses and stay on top of the latest industry news and trends. . You’ve read their BAM articles and implemented their tactics. Knowledge Brokers Podcast. Watch Here. BAM Hot Sheet.

MLS 52

MLS Agents Design Industrial 52

Realty Biz

APRIL 8, 2021

Right now, taking advantage of low-interest rates to lower monthly payments is a good reason. Interest rates have been at historic lows for the past year but are now edging higher and expected to continue the upward trend. You’re not likely to see rates any lower in your lifetime than they are right now.

Closing costs 65

Closing costs Equity Loans Principal 65

The Close

APRIL 28, 2022

Disclaimer: All suggestions mentioned in this article are for informational purposes only. Born from the needs of mortgage buyers to compete with cash buyers, cash lenders will buy a home with cash then allow the buyer to refinance or purchase the property after closing. We are not offering legal advice. Here’s how it works.

Rent back 104

Rent back Closing costs Finance Agents 104

Toronto Realty Blog

JANUARY 17, 2022

And only three blog posts per week! If only it were 2011 when I posted four times per week, right? Well, the former is true, and we’re only two weeks into the year. Today, I want to talk about an inevitability that finally happened. Fair enough? Or hardly fair at all? Wait… … rewind.

Development 81

Development Banks Investor Finance 81

The Close

AUGUST 18, 2020

Now, add in a global pandemic that caused the lowest interest rates we’ve seen in our lifetimes, and the result is massive buyer demand mixed with overwhelmed contractors and lenders. In this article, I will teach you how to avoid some common pitfalls, increase your closing ratio, and bulletproof your pending transactions.

Inspection 89

Inspection Debt-to-income ratio Title Closing 89

Realty Biz

OCTOBER 4, 2020

A study by American Student Assistance found that 55% of student loan holders said their debt is causing them to put off homeownership. That’s discouraging when you consider the long streak we are experiencing for historically low-interest rates. The higher your DTI, the higher the mortgage interest rate that you’ll be charged.

Debt-to-income ratio 76

Debt-to-income ratio Loans VA loan FHA loan 76

Louisville Homes

JULY 23, 2022

Let this article serve as your guide. A place with a low crime rate will give your guests the peace of mind that they are secure. Ideally, it should also be furnished with all the necessary amenities and facilities that guests might need during their stay. Capitalization Rate (Cap Rate). Type of Property.

Pre-approval 94

Pre-approval Mortgages Agents As-is 94

Realty Biz

APRIL 8, 2022

Freddie Mac’s rule changes are effective for mortgages with settlement dates on or after February 28, 2022. Combined, Fannie and Freddie purchase or guarantee about 70% of all mortgages created in the United States. Right now, the early weeks are seeing many condo associations outright refuse to fill out and submit the loan addendum.

Finance 73

Finance Loans Construction Property Management 73

The Close

MARCH 10, 2022

This technique gets more efficient over time if you are consistent with it too—the more the neighbors hear about your success, the higher your return rate will be on each communication. Related Article. Related Article. Canva Absolute creative control to customize your postcards. Just Listed Real Estate Postcards.

Closing 98

Closing Agents Brokerage Marketing 98

Toronto Realty Blog

MAY 14, 2021

Real estate auctions, bidding wars, letters to sellers, “blind bidding,” the mortgage stress test, and interest rates are just a few of the topics that have been explored over and over. With respect to the author, the newspaper, and the individuals profiled in the article, this is nothing new. TorontoRealtyBlog.

Mortgages 52

Mortgages Marketing Banks Land 52

The Close

NOVEMBER 25, 2022

In this article, I will help you decide just that. military usually pays for a few weeks at a hotel for active-duty service members who are PCSing to a new location. military usually pays for a few weeks at a hotel for active-duty service members who are PCSing to a new location. But is it the right niche for you?

VA loan 74

VA loan Loans Loan Officer Finance 74

The Close

SEPTEMBER 2, 2020

In this article, I will give you tips on how to write emails that will generate consistent referrals and repeat business. One for each week of the year. 14 What is mortgage insurance? 32 Are all mortgage company interest rates the same? 33 Should I do a 15- or 30-year mortgage? 11 What is a back-up offer?

Purchase and sale agreement 124

Purchase and sale agreement Renovation VA loan Pre-approval 124

Housing Wire

NOVEMBER 16, 2020

With COVID infection rates exploding and hospitalization rates rising as we go into the cold winter months, the risk this poses to our recovering housing market is a question that should be addressed. In a previous article, I identified infection rates during the winter months as one of the economy’s high-risk variables.

Marketing 545

Marketing As-is Closing Mortgages 545

The Close

DECEMBER 12, 2022

LPMAMA (which stands for location, price, motivation, agent, mortgage, appointment) is a buyer’s agent sales framework that uses questions-based selling to efficiently move leads from first contact to first showing. Related Article. Buyer: Well, we would love to stay below $475,000, but I don’t know if that’s possible in Ridgewood. .

Staging 69

Staging Purchase and sale agreement Agents Finance 69