Housing Wire

MARCH 26, 2023

The financial and housing markets are still trying to sort out the banking crisis and whether we have seen the last Fed rate hike in this cycle. These events led to lower mortgage rates and increased purchase application data last week, but decreased housing inventory. In a regular market, they would be closer to 5.25%.

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Mortgages Marketing Banks Closing 441

Housing Wire

AUGUST 4, 2023

Mortgage rates are finally headed lower after a crazy week of jobs data showing that the economy isn’t going into recession. From BLS : Total nonfarm payroll employment rose by 187,000 in July, and the unemployment rate changed little at 3.5 As you can see in the chart below, the job growth rate is slowing, as it should.

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Housing Wire

MARCH 16, 2022

On Wednesday the Federal Reserve hiked interest rates 0.25%, which has forced me to raise my second recession red flag on this historic economic recovery and expansion. Job gains have been strong in recent months, and the unemployment rate has declined substantially. The implications for the U.S.

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Mortgages Staging Branding As-is 441

Housing Wire

DECEMBER 29, 2021

economic recovery was a false story and that we were about to embark on a second housing bubble crash due to forbearance. The housing market didn’t crash at all, in fact, more Americans bought homes with mortgages in 2021 than in 2020. mortgage rates, so on the mortgage rate side of the equation, it’s never been better.

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Marketing Equity Construction Bankruptcy 531

Toronto Realty Blog

DECEMBER 12, 2023

Today, I came into this blog post with a goal: Only register a 5 out of 10 on the Cynicism Meter. Some of you have absolutely no idea what the “Canadian Mortgage Charter” is, and others know, and don’t care. This basically tells us all we need to know, right at the start: Is The Canadian Mortgage Charter a law?

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Toronto Realty Blog

AUGUST 14, 2023

When we hear “gambling,” we usually picture people standing at a roulette wheel in a casino, putting quarters into a slot machine, or filling out a betting slip at the horse track. To others, it’s a well-thought-out, researched, directed, strategic deployment of capital. Imagine that? Some people, it seems, do not.

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Fixed-rate mortgage Banks Mortgages As-is 71

Housing Wire

JANUARY 5, 2023

The 2022 housing market was savagely unhealthy , with all-time lows in inventory leading to massive bidding wars and price spikes until the Fed put a screeching halt to all of it with rate hikes that resulted in the most significant one-year spike in mortgage rate history. So where does all that drama leave us for 2023?

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Marketing Mortgages Sales As-is 543

Realty Biz

APRIL 8, 2021

Right now, taking advantage of low-interest rates to lower monthly payments is a good reason. Interest rates have been at historic lows for the past year but are now edging higher and expected to continue the upward trend. You’re not likely to see rates any lower in your lifetime than they are right now.

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Closing costs Equity Loans Principal 65

Toronto Realty Blog

APRIL 18, 2022

March 21st, 2006, Twitter CEO Jack Dorsey sent out this Tweet: Somewhat unspectacular, wouldn’t you say? But nearly fourteen years later, in December of 2020, Jack Dorsey created a Non-Fungible Token (NFT) out of this Tweet, which was his first ever on the platform. Read the article HERE. TorontoRealtyBlog. 30,744 USD.

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Fixed-rate mortgage Mortgages Purchase and sale agreement MLS 91

Housing Wire

JANUARY 2, 2023

This is why I’ve created the Housing Market Tracker — a weekly analysis of purchase apps, housing inventory and mortgage rates that will be published every Monday. In a normal market, we wouldn’t need to be concerned about weekly data so much, but we aren’t living in normal times. Purchase application data.

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Marketing Mortgages Sales As-is 450

Toronto Realty Blog

NOVEMBER 20, 2023

” Okay, but we talk about this all the time. Then again, in order to examine the respective roles of the private sector and the public sector in providing affordable housing, shouldn’t we first define “affordable housing?” Again, I would ask: who defines “excess?” What about 15%?

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Housing Wire

JUNE 18, 2023

Mortgage rates were near 7% last week but purchase applications were still able to pull out an 8% week-to-week gain. Mortgage rates hardly budged last week, even with the Federal Reserve ‘s announcement it was pausing rate hikes and CPI inflation reports. We cannot break over 4.6

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Marketing Mortgages Banks Sales 481

Housing Wire

MARCH 12, 2024

The CPI report came out Tuesday, and the headline number showed a 12-month inflation of 3.2%. So, what should we take away from this number, seeing that market participants are still worried about 1970s inflation and some don’t want to see any rate cuts this year? The running average of CPI going back to 1914 has been 3.3%.

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Mortgages Investor As-is Marketing 498

Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

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Mortgages Sales As-is Marketing 543

Marco Santarelli

SEPTEMBER 6, 2020

Some passive income ideas—like investing in stocks or renting out a property—may take some work to get up and running, but they could eventually earn you money while you sleep. What is so fascinating about it? Passive income is money that is usually (but not always) received regularly without any or only little effort.

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Lending Loans Investor Branding 135

Toronto Realty Blog

DECEMBER 14, 2020

So for those newer readers, here’s what lays ahead… I do not write TRB over the December holidays, and although you might feel it’s a welcome break for me, I’m really, really not good without my routine. This past weekend, I got “into it” with a guy in my fantasy football pool about taxes.

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Purchase and sale agreement As-is Debt-to-income ratio Marketing 113

Marco Santarelli

JANUARY 2, 2021

Everything starts with how you think about money, wealth, and success. They think differently about money, wealth, themselves, other people, and life. Not just out loud, but in your head too. So many people do not obtain financial freedom because they do not have one thing: the right mindset. So, which mindset do you have?

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Housing Wire

MAY 26, 2022

As the 10-year yield broke above 1.94% and mortgage rates rose, we saw the impact on housing data. Since the summer of 2020, this has been my main talking point on what can cool down housing ; it’s a 10-year yield above 1.94% , meaning rates above 4%. Currently, home sales are falling like when rates rise.

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Construction Bankruptcy Sales House Flipping 517

HomeLight

AUGUST 16, 2021

You won’t get much value out of the group if you’re not a podcast listener.) And yes, then it was extended again in some areas. ?. Enjoying this episode? Be sure to follow The Walkthrough to get future episodes delivered automatically: Apple Podcasts/iTunes | Spotify | Stitcher | YouTube. Links and Show Notes.

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Marketing Short sale Bankruptcy Banks 75

Toronto Realty Blog

JANUARY 6, 2022

I mean, “Burning Questions” again? The break is over, folks! I mean, with the city freaking out and shutting down again, and all of us supposed to be huddled indoors until we’re told it’s safe to go out again, I can’t imagine you all had anything but a relaxing holiday!

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Fixed-rate mortgage Banks Mortgages As-is 98

Toronto Realty Blog

JANUARY 9, 2023

Looking back on it, I suppose I didn’t “need” to write a thousand words or more about my holiday break in Thursday’s blog post, thereby extending the length of the blog and only allowing us to examine two of the ten discussion points for 2023. You know we’re going to hear about this all year.

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Land Development Pre-approval Banks 83

Toronto Realty Blog

JANUARY 5, 2023

So, how was your holiday break? I’m clearly about to unleash a verbal torrent of unsolicited information about my holiday break, so it’s only fair that we hear about yours in the comments section below. TorontoRealtyBlog. No, seriously. Tell us !

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Banks Mortgages Bankruptcy As-is 80

The Close

MAY 15, 2023

Everyone talking about residential real estate is saying the same thing: We’ve never seen anything like this. Not even the wild ’70s inflation, the astronomical interest rates of the ’80s, or the housing crash of the aughts have prepared us for the current market. They (and you) are not alone. There is nothing for sale.

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Marketing Agents Mortgages Loans 105

HomeLight

JANUARY 19, 2023

DISCLAIMER: This article is meant for educational purposes only and is not intended to be financial or legal advice. If you are considering flipping houses in Georgia, HomeLight always encourages you to reach out to an advisor regarding your own situation. Whether you’re interested in flipping the occasional house as a (hopefully!)

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HomeLight

JUNE 9, 2023

DISCLAIMER: This article is meant for educational purposes only and is not intended to be construed as financial, tax, or legal advice. HomeLight always encourages you to reach out to an advisor regarding your own situation. It’s up to your buyer to figure out a way to pay for your house, right? Step one: Talk to an expert!

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Finance Earnest money deposit Lending Loans 86

The Close

SEPTEMBER 8, 2022

Statistics in this article: Real Estate Agent Statistics. Those numbers may be leveling off, marking a return to a normal expansion rate. Related Article. Four out of five agents were certain they will remain in the real estate industry for at least two more years. Looking for a Realtor? Southern Market Migration.

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Equity Agents Brokerage Closing 139

HomeLight

FEBRUARY 24, 2023

DISCLAIMER: This article is meant for educational purposes only and is not intended to be financial or legal advice. If you are considering flipping houses in Ohio, HomeLight always encourages you to reach out to an advisor regarding your own situation. Ohio home prices are up 10.2% Ohio home prices are up 10.2%

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House Flipping Renovation Finance Agents 98

Toronto Realty Blog

DECEMBER 19, 2023

This is likely more subjective than the top five blog posts , but then again, we run into many of the same themes over and over. 3) The Market Shift 2) “Fixing” The Housing Market 1) Inflation & Interest Rates I can’t imagine that we won’t overlap with at least one of those themes this year. ” Nah.

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Pre-approval Construction Development Agents 82

HomeLight

NOVEMBER 17, 2021

Applying for a mortgage and saving up for a down payment can feel intimidating at best, impossible at worst. While finding an experienced real estate agent is key to your purchase process, your best bet for gathering the most accurate, up-to-date information on homebuyer programs is always to start by talking to a mortgage professional.

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FHA loan Mortgages Loans Debt-to-income ratio 93

The Close

AUGUST 8, 2023

But before we get into my training guide , let’s talk about what inside sales agents can do for your real estate business and why you might want to hire one. The person in the “calling leads” position can truly take you to the next level, but you have to take time and be diligent about following the steps I have outlined below.

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As-is Agents Industrial Design 52

HomeLight

NOVEMBER 23, 2022

Individual program details can change — please visit a provider’s website for the most current information on rate packages, fees, service areas, and more. You may be thinking about whether to use a real estate agent to sell your Arizona home or go the FSBO (for sale by owner) route and use an Arizona flat fee MLS company. Get Started.

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HomeLight

FEBRUARY 24, 2023

DISCLAIMER: This article is meant for educational purposes only and is not intended to be financial or legal advice. If you are considering flipping houses in Florida, HomeLight always encourages you to reach out to an advisor regarding your own situation The prospect of flipping houses in the Sunshine State looks, well, sunny.

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House Flipping Renovation Investor Finance 96

HomeLight

MARCH 4, 2021

After all, you have to live somewhere, and owning a home means putting money back into your own pocket — instead of a landlord’s — with each monthly mortgage payment. While some of the investment types we’re about to get into can fall under more than one category, we’re focusing here on residential real estate investing. Crowdfunding.

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Marco Santarelli

JULY 6, 2022

In this article, our focus will be on the Manhattan real estate market trends in 2022. Manhattan and New York City are synonymous for all intents and purposes. More than 1.6 million people live in Manhattan. Manhattan is the most densely populated part of New York City’s five Burroughs, and it is the heart of the city.

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Marketing Sales Renovation As-is 98

Marco Santarelli

AUGUST 10, 2020

We will discuss the latest Austin real estate market trends & prices and find out how they can affect the investors and homebuyers in the latter half of 2020. As sellers backed out amid growing uncertainly and health crises, the Greater Austin area continued to feel the stark effects of this crisis. to $325,200.

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Marketing Residential Investor Sales 141

Marco Santarelli

AUGUST 5, 2020

Low mortgage rates, population growth, and an increase in buyer interest are further driving the demand for available housing. Record low mortgage rates are providing opportunities for buyers to lock-in low monthly mortgage payments for future years. houisng markets for the foreseeable future.

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Boom Town

DECEMBER 18, 2018

In August 2018, the YoY increase in median home price dropped below 6% for the first time of the year, and rate-of-increase decelerated for the 5th month in a row. In 2017, 16 out of the top 45 markets saw double-digit price gains and that number reduced to 5 out of the 45 markets this year. But it is shifting.

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