Opinion: To redress racial bias in mortgage underwriting, scrap the credit score
Housing Wire
APRIL 5, 2024
The report, released back in December, noted that Navy Federal Credit Union approved more than 75% of white borrowers who applied for a new conventional home purchase mortgage in 2022 vs. less than 50% of black borrowers. To paraphrase Mark Twain, history may not repeat itself, but it does rhyme. cities — looms in the background.
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