Housing Wire

AUGUST 17, 2022

United Wholesale Mortgage (UWM) this week launched temporary rate buydowns, a product that allows borrowers to receive lower mortgage rates at the beginning of their loan terms by using seller concessions as part of the payment. It comes at a time in which the housing market favors buyers and seller concessions become more frequent.

Seller concession 407

Seller concession Mortgages Fixed-rate mortgage Loans 407

Housing Wire

FEBRUARY 7, 2023

CMS is going heavy on a rarely used mortgage product to solve this market problem. The product, known as an assumable mortgage, is not new. It essentially allows qualified buyers with a government loan to purchase a home by assuming responsibility for the sellers’ mortgage terms, including the current balance and interest rate.

FHA loan 378

FHA loan Mortgages Loan Officer VA loan 378

Housing Wire

APRIL 3, 2023

Those borrowers are eligible to receive an additional 0.5% Rocket, which was displaced as America’s largest mortgage lender by rival United Wholesale Mortgage in the third quarter of 2022, is working to incentivize home sellers, too. lender paid credit if they use Rocket Mortgage’s verified approval or RateShield letter.

Closing costs 393

Closing costs Closing Agents Mortgages 393

Housing Wire

JULY 19, 2021

Using Xome’s Xpert Seller Program, servicers can help borrowers determine the best marketing strategy list and sell their homes. HousingWire recently spoke with Joe Cutrona, SVP, Auction Exchange & Asset Management at Xome, about Xpert Seller and how it benefits both servicers and borrowers.

MLS 399

MLS Equity Closing costs Sales 399

Housing Wire

AUGUST 28, 2020

Home Reserve , launched in May, enables Opendoor to list sellers’ homes while purchasing and reserving their next home with all-cash offers. Hanging your license with Opendoor Brokerage as an independent contractor means you are eligible for a consistent, steady stream of highly motivated seller & buyer clients,” the job post reads.

Brokerage 535

Brokerage Staging Banks Agents 535

Housing Wire

FEBRUARY 15, 2024

Eligibility for DPA programs is determined by multiple factors, including household income and credit scores. Another national DPA provider, Arrive Home , offers a repayable product that comes with a 10-year term and a fixed interest rate that is 2% higher than the rate for the first mortgage.

FHA loan 445

FHA loan Loans Closing costs Loan Officer 445

Housing Wire

APRIL 24, 2024

Vetted by HousingWire | Our editors independently review the products we recommend. Top Producer website subscribers are eligible for discount pricing on IDX solutions from iHomeFinder and IDX Broker. When you buy through our links, we may earn a commission. All the packages listed can be customized.

MLS 346

MLS Branding Land Agents 346

Housing Wire

APRIL 30, 2021

There’s mortgage point of sale software, product price eligibility, CRM and LOs. RateLock streamlines the management of the entire conduit process including products, pricing, adjustments, sellers, locks, announcements, confirms, notifications and funding schedules. “Right now, the mortgage ecosystem is fractured.

Due diligence 304

Due diligence Mortgages Technology Loans 304

RIS Media

APRIL 18, 2022

This quarter Ribbon expanded its buy box of eligible houses to range $150,000-$1 million, and expanded the eligible home age to 1960, according to the company. Ribbon also introduced options for seller possession, which provides compelling flexibility for sellers in multiple offer situations. “The

Loan Officer 95

Loan Officer Agents Staging Equity 95

Housing Wire

FEBRUARY 10, 2023

Literally, we’re right back to being a seller’s market again.” I’m guessing your production pivoted toward purchase mortgages, but what does the number look like for 2022? So the ones that are eligible for those are absolutely taking advantage. We’ve been advising them how to use it with the sellers.

Marketing 365

Marketing Loan Officer Loans Mortgages 365

Housing Wire

NOVEMBER 2, 2023

Using analytics, it identifies potential sellers and prompts them to explore their home’s value on HousingNow.com, where leads must provide information to view listings. zBuyer stands out as a real estate lead generation service because of its unique approach, targeting potential home sellers interested in cash offers.

Agents 381

Agents Branding Brokerage Marketing 381

GeekEstate

FEBRUARY 23, 2024

By combining carbon-sequestering mass-timber products together with our SmartCassette, the result will be the production of over 50,000 housing modules per year within four years. PathHouse : A modular housing solution that uses Design for Manufacturing and Assembly (DfMA) techniques to address the nation’s housing problem.

Construction 67

Construction Finance Land Design 67

Housing Wire

DECEMBER 7, 2023

Vetted by HousingWire | Our editors independently review the products we recommend. Covers reciprocal application process, relevant laws & regulations Base Non-Credit NH Reciprocity: For anyone licensed in MA seeking NH reciprocity eligibility. If you’ve already started your course, you are not eligible for a refund.

HR 361

HR Pre-approval Brokerage Commercial 361

Marco Santarelli

APRIL 24, 2024

In a competitive market, a buyer with a pre-approved mortgage is often seen as more attractive by sellers. A qualified mortgage lender can introduce you to a variety of loan products that might suit your specific needs. It demonstrates to sellers that you're a serious contender with the financial backing to secure the home.

Pre-approval 52

Pre-approval Mortgages FHA loan Fixed-rate mortgage 52

Housing Wire

JANUARY 2, 2024

Vetted by HousingWire | Our editors independently review the products we recommend. You’ll get 20+ “how to” videos to help you understand the fundamentals of the job, buyer and seller checklists, action plans and other helpful resources. When you buy through our links, we may earn a commission.

HR 356

HR Development Agents As-is 356

RIS Media

FEBRUARY 4, 2022

These notable benchmarks were fueled by a tsunami of market activity as buyers and sellers scrambled to reshape their homelives. “We Those who are eligible may also be rewarded with exclusive incentives through our We Do It All, Guaranteed! Healthy Support. Weichert has been an industry leader for more than 50 years.

Residential 98

Residential Brokerage Technology Closing costs 98

Realty Biz

MARCH 16, 2023

Now as an ERA Powered ® company, its affiliated agents will be able to utilize the ERA brand’s robust business-building tools, as well as leverage the most up-to-date marketing programs to connect buyers and sellers. According to realtor.com ® , the median home list price in Aspen, Colorado, is $1,400,000.

Brokerage 85

Brokerage Branding Technology Agents 85

RIS Media

JULY 12, 2021

Whether driving between showings or meeting with prospective sellers, REALTORS® are always on the go. Members receive 15% additional impressions on newly purchased and renewing campaigns, which can be combined with other eligible discounts. Pumping Up Productivity. The REALTOR Benefits®. Speeding Up Transactions.

Technology 98

Technology Design Land Industrial 98

HomeLight

MAY 26, 2021

She says that through combining state programs and with the seller paying closing costs, she had one buyer who “only had to bring $3,500 to the table.”. You will also need to obtain a Certificate of Eligibility or “COE” from Veterans Affairs, and don’t forget about the funding fee! Can you get the seller to help with closing costs?

Debt-to-income ratio 100

Debt-to-income ratio Closing costs VA loan Loans 100

Realty Biz

JUNE 2, 2022

Agents will gain a competitive edge from the ERA network’s wide array of resources to support increased productivity and client acquisitions, including the brand’s proven learning and training platform, Team ERA University. According to the National Association of REALTORS ® , the median listing price in Southington, Conn.,

Technology 84

Technology Branding Agents Residential 84

Housing Wire

JANUARY 2, 2024

Vetted by HousingWire | Our editors independently review the products we recommend. Pass Guarantee or Refund Policy: For web-based courses and classes, Kaplan’s students are eligible for a full tuition refund within 30 days of purchase, but only if the class has not been completed. Features Course Formats: Self-paced online.

HR 377

HR Agents As-is Development 377

Broke Agent Media

JANUARY 12, 2023

a Consumer Product Safety commissioner, ignited a gas stove controversy by suggesting the CPSC should ban gas stoves. a US Consumer Product Safety commissioner, said gas stoves posed a “hidden hazard” and floated the possibility of the agency banning them. You know, it applies to new products. Richard Trumka Jr.

Development 98

Development Industrial Construction Investor 98

HomeLight

MARCH 2, 2023

San Diego Black Homebuyers Program : Funded through The San Diego Foundation and the Local Initiatives Support Corporation (LISC), this grant program offers eligible African-American homebuyers up to $40,000 to use toward their down payment and/or closing costs. It’s known for its peach production, vineyards, and farming.

Closing 102

Closing Earnest money deposit Sales Inspection 102

HomeLight

AUGUST 31, 2021

While it’s safe to say that each of the thousands of programs has its own rules for who is eligible, here are the typical requirements: Just first-time buyers. For one thing, you may be required to disclose to a seller that you’re using down payment assistance. Eligible participants are creditworthy low- to moderate-income borrowers.

FHA loan 93

FHA loan Loans Debt-to-income ratio Banks 93

Housing Wire

JANUARY 29, 2024

You’ll get 20+ “how to” videos to help you understand the fundamentals of the job, buyer and seller checklists, action plans and other helpful resources. When it comes to the education required to get your real estate license in Utah, prelicensing courses in this product guide start at $399 and range up to about $1,000.

Pre-approval 358

Pre-approval Agents As-is Industrial 358

Realty Biz

AUGUST 30, 2021

This will be a positive change for eligibility because only consistent rent payments will be considered. Namely, lower lumber prices and sellers recognizing their window of opportunity can’t last forever. The risky news is that the run-up in lumber prices was mostly due to limited production during COVID-19 in both the US and Canada.

Banks 77

Banks Loans Commercial Mortgages 77

Real Trends

MAY 2, 2023

This ruling allows a third party, also known as a relocation management company, to facilitate the sale of a property to relieve the seller (employee/transferee) from being taxed on the reimbursement of the commission amount from their employer. Or worse, they go online and start clicking around on real estate websites.

Agents 101

Agents Brokerage Sales As-is 101

HomeLight

JULY 31, 2020

The seller makes decisions based on the terms of your offer, including contingencies. Including a sales contingency is not impossible, but it negates the attractiveness of an all-cash offer to a seller. This can be an important point for sellers who are in a hurry to move. Pro #2: Less hassle and fees. Pro #4: Possible savings.

Purchase and sale agreement 98

Purchase and sale agreement Inspection contingency Proof of funds Finance 98

Realty Biz

FEBRUARY 26, 2021

The company works with homebuyers and their agents to provide sellers a guaranteed sale through an all-cash offer regardless of where the buyer is in the mortgage process. We do so by up-leveling mortgage-eligible consumers into a novel, new all-cash consumer product with a guaranteed close to provide the strongest offer in real estate.

Investor 83

Investor Mortgages Finance Industrial 83

Realty Biz

SEPTEMBER 30, 2023

How a low credit score affects your mortgage Your credit score plays a crucial role in determining your eligibility for a mortgage and the terms you are offered. This will give you a better idea of the loan amount you can qualify for and demonstrate to sellers that you are a serious buyer.

Finance 98

Finance Debt-to-income ratio FHA loan Mortgages 98

RIS Media

MAY 9, 2021

– Focuses directly on new agents’ productivity. – Build skills, including listing presentation strategies, handling price reductions, hosting open houses and working with buyers and sellers. . – Provides a companion program to existing new-agent onboarding efforts. 14 Weeks to Success. .

Agents 97

Agents Development Branding Industrial 97

Housing Wire

MARCH 25, 2021

The company started as mortgage loan trading exchange and last year launched a product pricing and eligibility engine for loan originators. Carmel also said this round will assist in future product developments including expansion of its recently released analytics feature.

Loans 384

Loans Investor Technology Mortgages 384

HomeLight

AUGUST 31, 2021

The 203(k) loan is one of the best products in real estate when it’s used as an effective tool,” says Eric Forney , an Indianapolis real estate agent who sells his clients’ listings an average of 41% faster than the typical agent in his market. I love the product in that regard.”. Who is eligible for a 203(k) loan?

Loans 92

Loans FHA loan Pre-approval Finance 92

HomeLight

MARCH 21, 2022

A seller who needs to relocate all of a sudden or whose home requires serious TLC may be weighing the possibility of contacting a house buying company. Some sellers may opt to work with a company that buys houses because their home needs a lot of work before they could consider listing it. Why sell to a house buying company?

Closing costs 101

Closing costs Home sale contingency Investor Closing 101

HomeLight

AUGUST 16, 2021

If you’ve filed for Chapter 7 or 11 bankruptcy, you’ll need to observe a three- to four-year waiting period before being eligible to secure a mortgage. Foreclosures result in a seven-year waiting period before you are eligible for a new mortgage. It will be signed by the seller and sent to the county or city recorder after closing.

Loans 104

Loans Mortgages Bankruptcy Purchase and sale agreement 104

Realtor.com

MAY 4, 2021

In a recent blog post , he outlined how changes to the capital gains tax could make it a “carrot” to lure sellers into the market, while at the same time benefiting first-time buyers. To be eligible, a household cannot have owned or purchased a home within the past three years.

Investor 65

Investor Marketing Construction Finance 65

HomeLight

DECEMBER 7, 2021

We include what we call the seller highlights. We include what we call the seller highlights. Being an island, it’s not uncommon for gas and other products to cost more because of the expense of bringing them to the island. Bryn Kaufman. Real Estate Agent. “The Source: (Zane Persaud / Unsplash).

MLS 82

MLS Inspection Due diligence Land 82