Housing Wire

NOVEMBER 18, 2024

Department of Housing and Urban Development (HUD) on Monday announced a proposal to shift its Title I home loan programs to the use of the Uniform Residential Loan Application (URLA) that would more closely align them with broader industry standards.

Title

Housing Wire

DECEMBER 12, 2024

It was July of 2020 and the interest rates had just dropped below 3%, every Title & Escrow company was slammed! Every title company wanted a great piece of the current refi market and most would do about anything to obtain it.The problem; almost all were late to the party and not prepared.

Title

Housing Wire

JULY 18, 2025

Blend, Doma expand partnership with title solution integration Blend and Doma have expanded their partnership to bring Doma’s AI-powered instant title decisioning to Blend’s digital lending platform. While NAF’s internal systems were not compromised, the lender has cut ties with the vendor and launched an investigation.

Title

Housing Wire

MARCH 10, 2025

As a result, professionals in the title and foreclosure industries must evolve to keep up with upcoming trends. However, long-standing challenges still persist within foreclosure firms, title and escrow companies, and title insurance underwriters. What drew you to the title search industry? It is a people driven industry.

Title search

Housing Wire

JUNE 24, 2025

And with all title professionals vying for scarcer deals, it’s easy to feel like you’re doing all the right things—delivering great service, meeting deadlines, solving problems—only to be passed over on referrals. Here are four strategies that title professionals are using right now to attract new business. The good news?

Title

Housing Wire

AUGUST 5, 2025

Title Analysis – Touchless Lending Tavant’s AI-powered Title Analysis solution identifies title risks, extracts relevant data, and provides lender-ready recommendations—streamlining the closing process and reducing repurchase risk. 3 Reduces manual review time, helping lenders close loans faster and safer. . #2

Title

Housing Wire

APRIL 22, 2025

Purchase loans are now outpacing refinances, and interest rates are reaching the stratosphere. In this executive interview, NEO Home Loans President Ryan Grant discusses the company’s partnership with Better Mortgage , which is aimed at combining technological innovation and local market knowledge. Now they dont have to.

Lending

Housing Wire

NOVEMBER 26, 2024

From streamlining title verification to enabling collaborative loan processing and automating key title production tasks, these leaders are helping shape a faster, smarter, and more efficient housing market. We call this process VOT or Verification of Title.

Title

Housing Wire

JUNE 25, 2025

Beeline Title Holdings , a subsidiary of Beeline Holdings Inc. , The company described the deal as a milestone in merging decentralized finance with traditional title and escrow operations. Another subsidiary, Beeline Loans Inc. Another subsidiary, Beeline Loans Inc.

Title

Housing Wire

JULY 22, 2025

Clients will have access to “competitive rates and diverse loan products” in a “seamless integration,” he added. Elliman Capital will provide agents with direct access to mortgage professionals, enabling them to refer clients, track loan progress and receive real-time updates from property search to closing.

Mortgages

Housing Wire

APRIL 18, 2025

But his first big test came in the mid-1980s during the savings and loan crisis a time when the mortgage market dried up and title companies were hit hard. Title companies have to start thinking of themselves as partners in the clients process. WFG operates its own title plants and offices in seven Western states.

Title

Housing Wire

JUNE 20, 2025

Inside UWM’s tech evolution: How LEO and Mia are shaping the future of mortgage lending United Wholesale Mortgage (UWM) is redefining mortgage tech with LEO, its Loan Estimate Optimizer, and Mia, a generative AI voice assistant for brokers.

Lending

Housing Wire

JUNE 25, 2025

as its new vice president of broker relations for mortgage and title services, marking his return to the firm after several years at Compass. He also contributed to development of the company’s mortgage and title initiatives in the region, and he implemented process improvements tied to sales capture rates.

Title

Housing Wire

JANUARY 8, 2025

Mortgage and title clients are undergoing a significant transformation with the shift from Encompass Software Development Kit (SDK) to Encompass Partner Connect (EPC). However, for many lenders and title agents, the path to compliance can be a bit too much to handle while running a business and dodging compliance risks.

Technology

Housing Wire

MAY 6, 2025

totaled $2,403 last year, or about 0.72% of the loan amount, according to a new report from LodeStar Software Solutions. of the loan amount nearly three times the national average. recorded the highest average closing cost of $6,773, albeit with a lower percentage of the average loan amount (1.19%). Washington, D.C.

Closing costs

Housing Wire

JANUARY 20, 2025

of loans processed in Q4 2024 had issues that lead to wire fraud risks. Adams and his team recently encountered a spoof website for a real title company, something he finds greatly concerning. It was a direct replica of the actual title companys website. Cybercrime losses rose to a record high of $12.8

Title

Housing Wire

APRIL 28, 2025

billion deal to acquire digital real estate brokerage firm Redfin , industry observers are still trying to understand the future of one key asset: Bay Equity Home Loans. As of April 22, the platform had 272 sponsored loan officers across 90 branches, according to the Nationwide Multistate Licensing System (NMLS).

Loan Officer

Housing Wire

MARCH 27, 2025

” FinLocker indicated that future initiatives will target other high-cost areas like title expenses. For example, lenders will have lower origination costs and faster loan decision-making through direct-sourced data, while borrowers will benefit through reduced closing costs. This direct-source verification covers 85% of the U.S.

Mortgages

Housing Wire

JUNE 26, 2025

Title and closing need to stop being an afterthought, because we’re offering a true, market -differentiating asset. HW: The integration of Rocket Close with Rocket Pro is geared towards simplifying the loan process for broker partners and their clients. eClose availability is based on loan type as well as state and county eligibility.

Closing

Housing Wire

MAY 8, 2025

Real executives attributed much of the companys financial growth to a combined 50% annual growth rate in its ancillary services sector which includes mortgage , title and Real Wallet. One Real Title generated $1.03 The company now has 97 loan officers, half of whom are also licensed real estate agents who originate loans.

Technology

Housing Wire

MARCH 31, 2025

Rocket said the the transaction is expected to generate $100 million in additional pre-tax revenue from higher recapture rates and attaching its title, closing and appraisal services to Mr. Coopers existing originations. Cooper, will be president and CEO of Rocket Mortgage, reporting to Krishna.

Finance

Housing Wire

JANUARY 24, 2025

A group of 2,769 West Virginian borrowers claimed in the lawsuit, which was originally filed on July 23, 2012, that Rocket Mortgage (known then as Quicken Loans ) and its insurance arm, Amrock (formerly Title Source ), were unfairly influencing home appraisal values. However, a 2021 Supreme Court decision, TransUnion LLC v.

Mortgages

Housing Wire

OCTOBER 23, 2024

On Wednesday, UWM unveiled a new cash-out refinance product —dubbed Cash-Out 90—that allows borrowers to refinance with a loan-to-value ratio of up to 89.99% without requiring mortgage insurance (MI). Loan amounts, however, cannot exceed conforming limits. They still aim to be profitable, and we think they will remain profitable.

Equity

Housing Wire

MARCH 10, 2025

We want a customer to be able to check her phone to find out what she can afford, see which homes are just right for her, schedule a tour with a local, expert Redfin agent, and get pre-qualified for a loan, all in a matter of minutes.

Purchase and sale agreement

Housing Wire

FEBRUARY 3, 2025

It is easy to become blinded by the end goal of increasing loan volume and quality origination talent. A buyer wants the right to use those names and marks with superior title from the rest of the world. The current environment of mergers and acquisitions (M&A) is evolving. Patent & Trademark Office.

Due diligence

Housing Wire

MARCH 3, 2025

This years honorees represent the top talent in corporate finance, ensuring their companies remain competitive in a dynamic housing market. Take a look at the full list of this year’s honorees below.

Finance

Housing Wire

JANUARY 17, 2025

for all of the agencys Title II forward mortgage programs. This includes a minimum requirement to the number of payments made; borrower attestation that a loan modification is affordable; and successful completion of a three-month trial payment plan. The ML also makes changes to FHAs home disposition options.

Mortgages

Housing Wire

JULY 1, 2025

Take a look below to see the full list of winners and click through their profiles to read more about their impressive accomplishments. Congratulations to this year’s honorees!

Title

Housing Wire

JANUARY 17, 2025

Alongside Diamond, four co-conspirators two loan originators, an employee of Diamond’s and a title agency owner previously pleaded guilty and admitted their roles in the fraud, and are awaiting sentencing, according to the DOJ’s announcement.

Mortgages

Housing Wire

MARCH 21, 2025

.’ In a presentation for investors , Rocket outlined how its acquisition of Redfin will help the company create a more seamless and affordable way for consumers to transact real estate, showing how it will take consumers from the home search phase all the way through title and closing. But Zillow has that recognizable consumer brand.

Loan Officer

Housing Wire

APRIL 8, 2025

Fairway now enables HECM borrowers to e-sign most loan documents before closing, making the process more efficient, convenient and borrower-friendly, the company said. Fairway Independent Mortgage Corp. Sciandra added that his hope is that Fairways approach to embracing such technology is something that can be adopted industry-wide.

Closing

Housing Wire

OCTOBER 28, 2024

Contributing to the conversation Morales told RMD that MISMO’s work is moving at a steady pace and features contributions from multiple company types — including loan origination system (LOS) providers, the National Reverse Mortgage Lenders Association (NRMLA) and multiple lenders.

Mortgages

Housing Wire

AUGUST 1, 2025

First American Title launches AI tool for agents First American Title has launched AgentNet Assist, a generative AI tool that gives title agents instant access to underwriting and compliance guidance.

Mortgages

Housing Wire

MAY 15, 2025

United Wholesale Mortgage (UWM) is rolling out new artificial intelligence (AI)-powered tools designed to help brokers analyze competitors loan estimates and assist borrowers online. The loan estimate optimizer, dubbed LEO, identifies gaps and opportunities line by line, enabling brokers to offer better deals to borrowers.

Loan Officer

Housing Wire

JUNE 10, 2025

1 loan originator in the country by volume for at least five years, was announced as the new president of Rate Mortgage. Over his 20-year career, Banosian has closed more than 40,000 loans totaling $9 billion in funded volume. ” Buckling down Banosian acknowledged that the new title comes with new challenges.

Title

Housing Wire

DECEMBER 17, 2024

has honored a longtime professional in its ranks with a lifetime achievement award, in recognition of his 40-year career in the mortgage banking, real estate , homebuilding and title insurance industries. The reverse mortgage division of Fairway Independent Mortgage Corp.

Lending

Housing Wire

NOVEMBER 29, 2024

The HECM limit is unique when compared to FHA limits that govern Title II forward mortgage lending programs. The annual loan limit review just keeps pace with what is happening in home values nationwide.” But the difference will not be pronounced, he added. HECM borrowers must pay a 2% upfront MIP on the MCA, which can exceed $20,000.

Mortgages