Housing Wire

OCTOBER 25, 2024

Mortgage technology startup Novaprime is making its public debut with the launch of an AI-powered loan platform that it claims allows lenders to sell loans to investors in just days, instead of weeks, all with a high degree of accuracy. Loan details needing attention are routed to a professional for a better borrower experience.

Loans

Housing Wire

DECEMBER 17, 2024

The Consumer Financial Protection Bureau (CFPB) on Tuesday announced a final rule governing the Property Assessed Clean Energy ( PACE ) loan program. The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology.

Loans

Housing Wire

JANUARY 8, 2025

This change driven by ICE Mortgage Technologys updated standards promises enhanced efficiency, cost savings, and future-proof workflows. GridBase is a proven leader in title and lending technology, offering a seamless, coding-free solution that simplifies migration while enhancing operational workflows. Why should lenders act now?

Technology

Housing Wire

APRIL 18, 2025

But it also leads to questions about how much or how little technology tools can or should interact with the business. While some documents still legally require a so-called wet signature, incorporating more technology into these elements of the business is seen by others in the space as a positive step forward.

Technology

Housing Wire

OCTOBER 28, 2024

Mortgage technology company Gateless is offering its flagship automated underwriting platform to a new lender. The Loan Store — a wholesale lender based in Arizona — will now use the Gateless Smart Underwrite platform, according to a recent announcement.

Loans

Housing Wire

NOVEMBER 11, 2024

New York-based digital mortgage lender Better.com launched a streamline refinance loan product on Monday that aims to help military veterans and service members save money on long-term interest expenses and closing costs. Better is now offering the well-known Interest Rate Reduction Refinance Loan (IRRRL) through the U.S.

Closing costs

Housing Wire

JANUARY 8, 2025

Real estate investment trust Redwood has expanded its home equity platform, Aspire, to include alternative loan products amid affordability challenges in the housing market, the company announced Tuesday. Through Aspire, launched in September 2023, Redwood directly originates home equity investments (HEIs).

Equity

Housing Wire

MARCH 11, 2025

Federally registered broker and correspondent lender Milestone Mortgage Solutions has acquired Willow Home Loans and is looking to join the $1 billion origination club this year. “With this technology , we’re going to be able to flip the script. Willow will fold into Milestone as part of the deal. ”

Loans

Housing Wire

MARCH 10, 2025

Artificial intelligence (AI), predictive underwriting , and blockchain technology are becoming more common in todays real estate industry. Fortunately, information technology company Mortiles brings comprehensive solutions to the ever-changing title insurance, escrow and settlement arena. million into these technologies in 2024.

Title search

Housing Wire

APRIL 10, 2025

If it isn’t rising interest rates or shifting rental trends, then growing technology is the driving force that prompts investors to evolve. In this executive conversation, van der Reis explores his experience in CRE finance, technology, loan servicing , and risk management. A change is needed.

Investor

Housing Wire

MAY 19, 2025

HousingWire recently sat down with Erin Wester, Optimal Blues chief product officer and a 2024 HousingWire Women of Influence honoree, to discuss how lenders can simplify capital markets operations and improve profitability with the right technology partner. And technology when its done right can absolutely make that happen.

Technology

Housing Wire

MAY 9, 2025

The expense associated with originating mortgage loans has been escalating, with the current average cost approximating $11,600 per loan. In this article, we delve into its application to elucidate how intelligent automation can enhance efficiency and cost-effectiveness within the loan origination process.

Loan Officer

Housing Wire

OCTOBER 23, 2024

Even as artificial intelligence (AI) becomes more prominent in the mortgage industry, most millennial and Generation Z homebuyers are hesitant to rely solely on a fully automated application process to get a loan, according to a new study. About 58% of respondents still relied on loan officers to guide them through the process.

Mortgages

Housing Wire

JULY 31, 2025

HousingWire: Matt, we’ve spoken a few times recently about the work you’re doing in the customer acquisition space, and how ICE is helping lenders uncover new loan opportunities in today’s competitive market. Lenders often view borrowers differently depending on where they are in the loan journey. Can you tell us more about that?

Loans

Housing Wire

OCTOBER 28, 2024

Mortgage tech firm Ocrolus has introduced Inspect, a new solution within its artificial intelligence -driven mortgage document automation technology, which the company said will improve efficiency and scalability in loan origination.

Inspection

Housing Wire

DECEMBER 3, 2024

Potential homeowners should be able to handle this confusion in a world where technology and digital tools rule customer service. Zillow Home Loans — the platform’s affiliate mortgage lender — pushes the future of financing. Fortunately, home buying doesn’t have to remain confusing for new buyers.

Finance

Housing Wire

MARCH 27, 2025

“After 28 years in mortgage technology, I’ve been committed to one goal: helping more Americans achieve homeownership,” FinLocker CEO Henry Cason said in a statement. FinLocker also explained that it aims to offer a “competitive edge in a challenging market with a tangible cost” for loan officers.

Mortgages

Housing Wire

OCTOBER 15, 2024

From there, Collins dives deeper into Tomo’s past and mentions its focus on purchase loans versus refinances and other product types. Collins asks Schwartz to share how he balanced working with real estate agents and other referral partners by leveraging AI to develop the “ Costco loan origination method.“

Loans

Housing Wire

JUNE 2, 2025

homeowners tapped nearly $25 billion in home equity through second-lien mortgages during the first quarter of 2025 the largest volume for this period in 17 years, according to the ICE Mortgage Technology ‘s newest Mortgage Monitor report. That marks a 22% increase compared to the same quarter last year.

Equity

Housing Wire

JANUARY 20, 2025

We actually need to manufacture the loan as quickly, compliantly and secure as possible and nothing more. Snyder: There’s a lot of really good vendors out there that provide a solution within that tech that is either user-based or loan-based and it just keeps adding up. Is that something that you’re thinking about?

Technology

Housing Wire

NOVEMBER 13, 2024

The company also reported a funded loan volume of $1.035 billion for Q3 2024, up 42% year over year and up 8% quarter over quarter, with 71% of this volume attributed to purchase loans. million in cash, restricted cash, short-term investments and self-funded loans. The company posted an adjusted EBITDA loss of $38.7

Mortgages

Housing Wire

JULY 18, 2025

Welcome back to Tech Pulse — HousingWire ‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Realtor.com parent Move acquires Zenlist Realtor.com parent Move Inc.

Title

Housing Wire

MAY 8, 2025

Todays best loan officers operate differently and expect more. Things like AI, well-integrated technology, consumer expectations and the rise of a number of innovative new business models have turned the industry on its head, and for the better in many cases. Did I mention technology has also changed?

Loan Officer

Housing Wire

MARCH 24, 2025

With economists, analysts and industry leaders in the room, discussions revolved around key economic indicators, inventory shifts, technology advancements and what lenders should be doing right now to prepare for the next cycle. Heres Why We Attend Every Year At Dark Matter Technologies, we dont merely follow the industrywe help shape it.

Technology

Housing Wire

OCTOBER 28, 2024

Moreover, the older the loan, the more likely the borrower would refinance elsewhere. We recommend investing in three key aspects of your customer acquisition strategy to ensure you have the technology, people and operational workflows needed as rates change and volumes increase.

Loan Officer

Housing Wire

JUNE 18, 2025

The new tool, Class Valuation Analysis (CVA), offers licensed appraiser-led reviews of existing appraisal reports by incorporating automated valuation model (AVM) technology. “In CVA is structured to comply with the Uniform Standards of Professional Appraisal Practice and is intended for use across various stages of the loan life cycle.

Due diligence

Housing Wire

JULY 21, 2025

Mortgage technology company Mobility Market Intelligence (MMI) announced on Monday its launch of ChatMMI, which claims to be the industry’s first conversational artificial intelligence interface built specifically for lenders, recruiters and other mortgage professionals. The Bonzo guys started in the industry originating loans.

Loan Officer

Housing Wire

JANUARY 27, 2025

Integrated with ICEs industry-leading MSP loan servicing system , Servicing Digital provides homeowners with real-time access to detailed and personalized loan and property-related data anytime, anywhere. Thats why we built Servicing Digital to be so much more than a customer engagement platform.

Equity

Housing Wire

MAY 22, 2025

However, recent technological advances, especially in artificial intelligence (AI), are prompting many in the industry to reconsider this dividing wall. 4 reasons the house divided For decades, loan officers, underwriters and processors worked together to guide borrowers through the process of securing a mortgage.

Loan Officer

Housing Wire

JULY 21, 2025

At the same time, the premium borrowers once paid for non-QM loans is shrinking, and as more lenders enter the space and competition increases, rates should come down and align more closely with those seen in conventional mortgages. Roby Robertson is EVP of Origination Technology Strategy at LoanLogics.

Lending

Housing Wire

JUNE 19, 2025

Technology is accelerating change across the financial services industry, and United Wholesale Mortgage is at the forefront of mortgage innovation. Behind this momentum is Jason Bressler, UWM’s Chief Technology Officer. The first one we rolled out was LEO, which stands for Loan Estimate Optimizer. Jason Bressler: Yes!

Lending

Housing Wire

MAY 14, 2025

Brokers can also engage with new leads and previous clients by sending emails and texts through a dedicated phone number, with AI Smart Write technology generating personalized messages tailored to each client. Easy Qualifier Redesign: Offers an easier way for mortgage brokers to price new loans and manage existing scenarios.

Loans

Housing Wire

JULY 18, 2025

Trust in loan officers has plunged even further, down to 19.5%. Only 20% of respondents now trust loan officers to guide them through mortgage decisions, while only 33% believe that real estate agents provide reliable advice. Only 40% of respondents said they trust banks — a sharp drop from 61.5% The roots of this distrust are complex.

Loan Officer

Housing Wire

OCTOBER 18, 2024

Homes are still evolving in terms of technology and energy consumption, raising the need for accurate and efficient appraisals to help lenders approve mortgage loans with greater accuracy and efficiency. Only automation and technology can tackle this new demand effectively, and that’s where Jaro comes into play.

Inspection

Housing Wire

JULY 14, 2025

The enhancement expands Informative Research’s suite of income verification and employment verification options, enabling lenders to access secure, permissioned tax transcript data directly from the IRS through Halcyon’s technology.

Lending

Housing Wire

MAY 8, 2025

Tamir Poleg, chairman and CEO of The Real Brokerage , closed out the prepared remarks section of his firms first-quarter 2025 earnings call by addressing the transformative technological era the industry is currently operating in. Real is a real estate technology company that is differentiated in our industry. million in Q1 2025.

Technology

Housing Wire

MAY 29, 2025

For subservicers, managing loans can generate stable income through fees, and when agreements allow and align with their strategy, it opens doors for cross-selling activity. including affiliated Rushmore Loan Management Services ) and Flagstar s servicing assets. Theres a lot of consolidation in the [subservicing] industry.

Mortgages