Housing Wire

JANUARY 8, 2025

It includes Bayview and three of its affiliates, Lakeview Loan Servicing , Community Loan Servicing and Pingora Holdings. They concluded that Bayview and its affiliates delayed the regulatory process by not promptly complying with requests during the early stages of the inquiry. Lakeview was the third-largest U.S.

Staging 395

Staging Loans Mortgages Banks 395

Housing Wire

MARCH 13, 2025

Fairfield and Keranen bring decades of experience in mortgage lending, as loan originators and managers in California. In recent years, they have focused on mentoring loan officers and tailoring their support to match different career stages.

Lending 367

Lending Loan Officer Loans Staging 367

Housing Wire

JUNE 11, 2025

This week at The Gathering by HousingWire , reverse mortgages took center stage on Tuesday as HW Media CEO Clayton Collins welcomed two leading industry executives to the stage. Of that number, just under 300,000 were rejected for the loan they applied for. Last year, more than 1.1 And that’s just the people who applied.

Mortgages 337

Mortgages Debt-to-income ratio Lending Staging 337

Housing Wire

OCTOBER 9, 2024

Mortgage tech firm Candor Technology has expanded its Loan Engineering System (LES) to include Federal Housing Administration (FHA) loans. The company now fully automates underwriting decisions for FHA loans — minus collateral – and also offers a warranty on income calculations and cleared conditions for funded FHA loans.

FHA loan 425

FHA loan Loans Technology Loan Officer 425

Housing Wire

MARCH 27, 2025

FinLocker details that the initiative will eliminate verification costs at all stages of the mortgage journey, from prequalification and underwriting to final reverification before closing. FinLocker also explained that it aims to offer a “competitive edge in a challenging market with a tangible cost” for loan officers.

Mortgages 316

Mortgages Loan Officer Technology Loans 316

Housing Wire

JANUARY 22, 2025

The announcement comes shortly after Rocket unveiled the first stage of its rebrand and is a part of the company’s conscious effort to unify Rockets many companies under a single umbrella. Since its launch, the company claims that its AI tool has tripled its conversion rate from website visits to loan closings.

Staging 370

Staging Design Mortgages Finance 370

Housing Wire

JUNE 6, 2022

The deadline for the mortgage industry to chime in on the Federal Housing Administration ‘s (FHA) proposed 40-year loan modification rule was at the end of May. It remains unclear when the FHA plans to add the 40-year loan modification option to its servicing and loss mitigation handbook. Presented by: Stavvy.

Loans 421

Loans Industrial Mortgages Real-estate owned 421

Housing Wire

NOVEMBER 21, 2024

Given that approach, it always made sense that, eventually, when I reached that stage, I would apply the same strategy to myself. In the summer of 2022, just after his wife’s 62nd birthday, qualifying age arrived and the loan closed roughly 24 hours later. So, yes, realistically, I’ve always known this would be part of my plan.”

Mortgages 367

Mortgages Loan Officer Equity Lending 367

Housing Wire

APRIL 18, 2024

The loan repurchase trend that began to sting many mortgage originators in 2022 appears to finally be winding down, according to a recent report by Sterling Point Advisors and Augment Analytics. We’re seeing a downward trend in total [loans] repurchased [on a dollar basis], and that’s true for both Fannie and Freddie,” Ludden said. “I

Loans 420

Loans Due diligence Investor Technology 420

Housing Wire

OCTOBER 22, 2024

It also targets “bait-and-switch data harvesting,” where data is used under false pretenses, such as offering loans using targeted advertising data. He said the “stage is set for a more data-driven lending environment.” “Consumers now control their financial data, sharing it securely with third parties.

Banks 416

Banks Mortgages Lending Staging 416

Housing Wire

OCTOBER 1, 2024

The three overarching themes in all of these conversations include: Operational efficiencies for delinquent accounts : QC teams are honing in on how effectively operational processes are managed for delinquent loans, from customer service to loss mitigation. I have to say ACES has been such a tremendous help in our QC review process.

Loans 392

Loans Pre-approval Marketing Staging 392

Housing Wire

JANUARY 26, 2023

The Collections solutions are geared toward helping to prevent foreclosure and late-stage default by making qualified assistance options timelier and more accessible to both homeowners and servicers, Black Knight said on Thursday. “By Black Knight is preparing to be acquired by Intercontinental Exchange (ICE).

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Staging Loans Mortgages Technology 383

Housing Wire

OCTOBER 5, 2023

Das, a former CEO of Caliber Home Loans , will begin his new role on Oct. Das spent six years as CEO of Caliber Home Loans — a NewRez -owned residential mortgage lending company — until January 2022. Pagaya also offers personal loans, auto loans, credit cards and point-of-sale (POS) financing.

Technology 409

Technology Loans Lending Residential 409

Housing Wire

NOVEMBER 12, 2024

Digital mortgage exchange platform and loan aggregator MAXEX announced on Tuesday the hiring of mortgage technology veteran Daniel Wallace as its new chief operating officer. I’m excited to join the MAXEX leadership team at this critical growth stage,” he added. “The U.S. MAXEX is based in Atlanta.

Technology 369

Technology Finance Mortgages Lending 369

Housing Wire

MAY 11, 2023

This integration allows lenders to access Flueid’s title data and insights during the loan application process, resulting in time savings and a simplified consumer experience. Loan officers and underwriters can now easily check title information and review critical insights to understand the status of a property and consumer.

Loans 384

Loans Title Title search Loan Officer 384

Housing Wire

JUNE 9, 2025

Florida-based Gradient Mortgage Capital , a wholesale mortgage banking platform, launched Monday with the intent to serve mortgage bankers and brokers across the country with debt-service-coverage ratio ( DSCR ) and small-balance commercial real estate loans. Banker and broker yield spread premiums are offered too. ”

Mortgages 244

Mortgages Commercial Lending Loans 244

Housing Wire

NOVEMBER 1, 2023

But for some borrowers, a less traditional loan type could make the most financial sense. Add context about why you’re asking for specific information at every stage. Without enough timely information to ask questions and compare options, borrowers had loans they couldn’t afford.

Loans 407

Loans Fixed-rate mortgage Lending Loan Officer 407

Housing Wire

NOVEMBER 8, 2024

Kevin Sears took to the NAR NXT main stage at the Boston Convention and Exhibition Center on Friday morning with a large iced coffee from Dunkin’ in hand. Sears cited the trade group’s efforts in advocating for changes in VA loan procedures. Let’s protect the consumer; let’s work together.” Those utilizing mortgages from the U.S.

VA loan 365

VA loan Commercial Loans Staging 365

Housing Wire

MARCH 20, 2025

They’re getting a loan. It could be something like having a special loan with a lower rate for those buyers. The primary difficulty cited was the effort required 63% were surprised by the demands of staging, showings and repairs, while 37% were caught off guard by the emotional toll. They do have grants.

Debt-to-income ratio 346

Debt-to-income ratio Staging Loans Equity 346

Housing Wire

AUGUST 31, 2023

And as a loan officer (LO), why should I care? A look into GSE appraisal modernization efforts The GSEs have each offered appraisal waivers on eligible loans for several years. For an LO working to get the loan to the finish line, this can be a huge time saver. Why do we need them? Who is eligible to take advantage of them?

Loans 396

Loans Inspection Lending Technology 396

Housing Wire

DECEMBER 9, 2024

Setting the Stage for 2025 Heres the good news, 2025 is set to stabilize. Heres your game plan: Check your credit: A score of 640 opens the door to FHA loans and down payment assistance programs. Despite this, the Las Vegas housing market held its ground with steady appreciation, climbing 5-7%. The key takeaway?

Mortgages 370

Mortgages FHA loan Closing costs Staging 370

Housing Wire

FEBRUARY 6, 2025

While not taking a position as a product advocate, Batey noted that the loans could be an option for older residents on a fixed income who seek support for their expenses. Interestingly, Batey noted that he and his office have observed a higher level of interest in reverse mortgages from seniors in the area.

Mortgages 377

Mortgages Staging Equity Loans 377

Housing Wire

JULY 25, 2023

for purchase mortgage origination, and he is taking the stage at HW Annual. During the Peak Performers sessions, Weaver will share his 10 points to high-level loan originations. Register Weaver spoke with HousingWire to share his excitement for HW Annual and give attendees a sneak peak at the t opics he’ll discuss on stage.

Staging 336

Staging Mortgages Lending Loans 336

Housing Wire

APRIL 10, 2023

As a follow-up, HousingWire sat down with Peter Richter, co-founder and president at Flueid, to discuss why mortgage lenders should be asking for a quick, data-driven title check at loan application, rather than an instant title commitment, to understand and verify what’s going on with a property and consumer from the start.

Title 381

Title Loans Equity Title search 381

Housing Wire

OCTOBER 19, 2020

The decline was largely led by portfolio loans and private-label securities as their share of mortgages in forbearance fell to 8.86% from 10.06% the week prior. The forbearance rate for Fannie Mae and Freddie Mac loans declined twenty-six basis points to 3.77% — the 19th week in a row GSE loans in forbearance have fallen.

Mortgages 545

Mortgages Loans Staging As-is 545

Housing Wire

JUNE 9, 2025

Discussions about the impact of artificial intelligence (AI) have dominated conversations on stage at HousingWire ‘s The Gathering. “Technology should work to enhance the job that you do, that loan officers do, that real estate agents do. The company claims it has never had to lay off any team members.

Lending 266

Lending Mortgages Technology Loan Officer 266

Housing Wire

MAY 13, 2025

This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory , particularly among loans backed by the U.S. The percentage of loans entering foreclosure also edged higher rising by 5 bps to represent 0.2% of outstanding loans during the first quarter.

VA loan 215

VA loan FHA loan Mortgages Loans 215

Housing Wire

MAY 20, 2025

But we’re also diversifying in the field through our brokers as well as our local loan officers, and well be able to add to that through the Redfin acquisition as well here very soon, Lovier said on stage during the Mortgage Bankers Association (MBA) Secondary and Capital Markets Conference in New York on Tuesday.

Loan Officer 214

Loan Officer Loans Staging Equity 214

Housing Wire

MAY 19, 2025

” Related article The best hard money lenders in 2025 + hard money loans explained How to find vibe flip-worthy homes Once you have your team in place, the OConnors suggest pounding the pavement (literally) by knocking on doors in your farm area to find listings. They might not be able to articulate why, but theyll know.

Closing 362

Closing Renovation Hard money loan Design 362

Housing Wire

JUNE 6, 2025

Prudent AI debuts non-QM underwriting tool Prudent AI has launched what it calls the first upfront automated underwriting system for non-QM loans, giving lenders early insight into loan viability. Users are urged to act now or risk losing access to the platform.

Technology 199

Technology Loans Mortgages Staging 199

Housing Wire

APRIL 28, 2025

The Platinum Peak product aims to offer higher available loan-to-value (LTV) ratios, which are designed to translate into higher loan proceeds for borrowers, the company said at the time. We have also seen more borrowers who have been paying a lot of money up front to refinance their loan for relatively small amounts of proceeds.

Loans 232

Loans Loan Officer Equity Closing 232

Housing Wire

APRIL 26, 2024

The rate remained unchanged from January 2024, according to the latest CoreLogic Loan Performance Insights report. The data provider examined all stages of delinquencies to gain a complete view of the mortgage market and loan performance health. Early-stage delinquencies (mortgages 30 to 59 days past due), accounted for 1.5%

Mortgages 481

Mortgages Staging Principal Loans 481

Housing Wire

JULY 26, 2021

The share of Fannie Mae and Freddie Mac loans in forbearance also decreased two basis points to 1.81%, and Ginnie Mae loans decreased one basis point to 4.35%. The share for portfolio loans and private-label securities (PLS) increased five basis points to 7.38%. By stage, 9.8% Approximately 1.74 are in an extension.

Staging 473

Staging Loans Finance Development 473

Housing Wire

MAY 30, 2024

for the third month in a row, up slightly from March 2023, according to the latest CoreLogic Loan Performance Insights report. The data provider examined all stages of delinquencies to gain a complete view of the mortgage market and loan performance health. of all mortgages in February, up from 1.1% in March 2023. in March 2023.

Mortgages 447

Mortgages Staging Principal Loans 447

Housing Wire

MAY 3, 2021

The total number of servicers’ loans in forbearance fell for the ninth straight week. Several investor types were down by just a single digit basis points, with Fannie Mae and Freddie Mac loans falling two points to 2.42%, while Ginnie Mae loans slid seven basis points to 6.02%. By stage, 12.8% as of last week.

Loans 464

Loans Staging Investor As-is 464

Housing Wire

JANUARY 9, 2025

Carlile, who has 25 years of experience in the mortgage industry and is based in Atlanta , previously held positions at Bank of England Mortgage , Inspire Home Loans and DHI Mortgage.

Mortgages 358

Mortgages Staging Banks Industrial 358

Housing Wire

JUNE 27, 2022

million properties were in early-stage delinquencies, defined as borrowers who missed a single mortgage payment, which is a slight increase of 0.2% With fewer new borrowers becoming delinquent, both overall and early-stage delinquency rates continue to trend downward.”. A total of 1.46 from April due to typical seasonal patterns.

Mortgages 528

Mortgages Renovation Staging Loans 528