Housing Wire

JANUARY 17, 2025

This occurs while they manage the heavy loan of growing origination demand. How do we get a loan from I want a house to its closed and done before they walk away? How do we get a loan from I want a house to its closed and done before they walk away? Most companies think from the primary lens.

Marketing

Housing Wire

JANUARY 2, 2025

Applications for refinances drove the decrease in the overall index as they fell 36%, while applications for purchase loans were down 13%. Data at HousingWire ‘s Mortgage Rates Center also shows consistent upward movement in the cost of a home loan during the last two weeks of the year.

FHA loan

Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. According to a filing from the California Department of Financial Protection and Innovation dated Oct. 18, LoanSnap had its license revoked after it failed to renew its surety bond.

Lending

Housing Wire

JUNE 18, 2025

Class Valuation has launched a new appraisal review product designed to bring greater clarity and oversight to residential valuations. CVA is structured to comply with the Uniform Standards of Professional Appraisal Practice and is intended for use across various stages of the loan life cycle.

Due diligence

Housing Wire

FEBRUARY 6, 2025

New data released Thursday by the Mortgage Bankers Association (MBA) revealed that the delinquency rate for mortgages on one- to four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of 2024. Department of Veterans Affairs loans.

VA loan

Housing Wire

MAY 29, 2025

For subservicers, managing loans can generate stable income through fees, and when agreements allow and align with their strategy, it opens doors for cross-selling activity. Indeed, the total residential subservicing market declined to $3.96 including affiliated Rushmore Loan Management Services ) and Flagstar s servicing assets.

Mortgages

Housing Wire

JULY 7, 2025

He previously served as chief lending officer for DPL Capital and Genesis Capital , along with a stint at PeerStreet as head of loan products. It claims to be the first private lender to fund 100,000 loans to real estate investors. Hallock has decades of prior experience in construction financing and real estate investment lending.

Lending

Housing Wire

JULY 7, 2025

residential real estate is drawing increasing interest from international investors —particularly in Latin and South America — according to Miami -based Waltz , a digital mortgage platform that caters to foreign buyers. property investment amid global economic uncertainty. homes, Waltz noted.

Investor

Housing Wire

MARCH 13, 2025

The share of Federal Housing Administration (FHA) loan applications hit a record high for the survey, accounting for nearly one-third of all applications. The average loan size decreased, signaling that first-time homebuyers remain active in the market, Kan said. By loan type, conventional mortgages made up 56.7%

FHA loan

Housing Wire

JUNE 26, 2025

Two of Chicago’s largest independent real estate firms — Baird & Warner and Dream Town — have announced a merging of operations, creating a top residential brokerage in the region based on 2024 home sales , the companies said. The combined company will include nearly 3,000 real estate agents, loan officers and support staff.

Brokerage

Housing Wire

JULY 28, 2025

Total originations of open-ended home equity lines of credit ( HELOCs ) and closed-end home equity loans increased in 2024 by 7.2% billion in maximum credit extended and $70 billion in outstanding loans as of year-end. billion in maximum credit extended and $70 billion in outstanding loans as of year-end. 31, 2024, analyzed $24.8

Equity

Housing Wire

MARCH 21, 2025

Findings include 71% of loan officers reporting an increase in buyers who are willing to purchase fixer-uppers, explore unconventional financing or accept high mortgage rates despite long-term financial concerns. Jones, a Colorado-based LO for Lower -backed Universal Lending Home Loans.

Debt-to-income ratio

Housing Wire

APRIL 18, 2025

The company analyzed a portfolio of residential , commercial and business-purpose loans totaling approximately $80 billion. of these transactions contained issues that could lead to fraud, with each problematic loan averaging 2.5 It found that 46.8% errors the highest number on record.

Title

Housing Wire

JUNE 25, 2025

With about 75,000 licensed retail loan officers and another 25,000 mortgage brokers in operation, the opportunity is clear—especially for those ready to serve rising borrower segments. Hispanic homebuyers: your next growth opportunity Success today isn’t about competing for the same loans as every other originator. That includes $1.15

Mortgages

Housing Wire

JUNE 25, 2025

In his new role, White will act as the primary liaison between real estate agents , attorneys and loan officers to support coordination across Baird & Warner’s brokerage , mortgage and title service divisions. Baird & Warner has named Bill White Jr. Coming back to Baird & Warner feels like a true homecoming,” White said.

Title

Housing Wire

NOVEMBER 13, 2024

While AVMs leverage robust data to estimate a property’s value, IAG also requires valuations for home equity loans to reflect the property’s current physical condition. Typically, to use a Home equity product, the property should be a residential home with sufficient equity in an area with reliable market data. Click Here

Equity

Housing Wire

AUGUST 5, 2025

has closed a deal to acquire $1 billion in home improvement loans through a one-year flow agreement with fintech company Upgrade , the companies announced on Tuesday. billion in residential transitional loans (RTLs). billion in residential transitional loans (RTLs). Rithm Capital Corp. In 2023, it acquired $1.4

Loans

Housing Wire

FEBRUARY 24, 2025

billion deal to acquire the depository bank’s residential mortgage servicing operations. trillion in its servicing portfolio and has made big upgrades in technology to help recapture loans. Cooper won’t be onboarding as many Flagstar Bank employees as initially projected in its $1.4 It now has north of $1.5

Banks

Housing Wire

FEBRUARY 11, 2025

The initial digital integration involved reports, pay stubs and W-2s to the more than 370 mortgage companies and 52,000 loan officers that rely on nCino to manage the loan application process. Our expanded integration with nCino reflects Argyles commitment to meeting lenders and their customers throughout the loan journey.

Loan Officer

Housing Wire

JUNE 18, 2025

In 2025, Rithm closed three securitizations of non-QM loans — a product that has gained popularity amid a challenging mortgage market. Non-QM loans are for borrowers who do not have traditional income sources, such as self-employed individuals, freelancers and gig workers. In total, the company has issued 23 deals with $7.7

Closing

Housing Wire

JANUARY 30, 2025

We’re looking at product expansions and introducing products that we have or through our sister company Anchor Home Loans , which specializes in residential transition loans (RTLs). If you’re a loan officer, you should have a construction product that focuses on builders, developers and Realtors.

New Construction

Housing Wire

FEBRUARY 4, 2025

Arrival Home Loans on Tuesday announced a partnership with zavvie a fintech company that specializes in bringing liquidity to residential real estate in an effort to enhance the homebuying experience for its customers. Arrival Home Loans, which is powered by Pacific Private Money Inc. produced a total volume of $52.5

Loans

Housing Wire

FEBRUARY 3, 2025

The hits keep coming for now-defunct residential sale-leaseback platform EasyKnock. The suits accused EasyKnock of using a deceptive and unfair lending scheme to lure homeowners with poor credit, but with significant home equity, into unlawful, usurious loans known as Sell & Stay transactions. Originally filed by EasyKnock in Nov.

Lending

Housing Wire

APRIL 18, 2025

Planting his roots Stone got his industry start at just 25 years old, quickly making a name for himself while taking on a variety of projects including residential subdivisions, warehouses and even a medical office condominium. I did residential, I did commercial, you name it. I actually had a real estate license, he said.

Title

Housing Wire

JULY 31, 2025

of mortgaged residential properties had loan balances no greater than half their estimated market value — an increase from 46.2% In some states, particularly Louisiana, too many homeowners are still struggling with loan balances that are more than their homes are worth.” Nearly half of mortgaged homes in the U.S.

Equity

Housing Wire

MAY 22, 2025

The deal involves an 18-month revolving period during which principal payoffs can be reinvested to originate new loans, creating a projected $400 million in additional funding capacity. Legacy Group Capital on Thursday announced its first institutional capital partnership with LibreMax Capital LLC , an $11.8

Principal

Housing Wire

APRIL 17, 2025

mortgage lender United Wholesale Mortgage (UWM) on Wednesday became the target of a lawsuit from the Ohio Attorney General, Dave Yost, who claims UWM conspired with mortgage brokers to steer loans and rip off consumers in Ohio. Rather, they were ensnared in UWMs scheme, and steered, without their knowledge, to UWMs higher-priced loans.”

Lending

Housing Wire

APRIL 18, 2025

By product type, conventional loans composed 49.0% of loan applications, FHA loans composed 37.0%, RHS/ USDA loans composed 0.9% and VA loans composed 13%. The average loan size for new homes decreased from $397,516 in February to $381,921 in March. compared to a year ago.

VA loan

Housing Wire

DECEMBER 24, 2024

As a servicer of 48 million loans , CoreLogic streamlines workflows with innovative solutions designed to enhance property tax management. CoreLogic manages over 80% of the nations residential escrow payments. We empower stakeholders to effectively manage property taxes, fostering a better experience for loan servicers and homeowners.

Loans

Housing Wire

MAY 15, 2025

MORE’s model offers a short-term bridge loan typically around three years in length that’s designed to give buyers time to refinance or secure permanent financing. Seller financing spans residential, commercial and land transactions, with residential making up 63% of all deals over the past three years, Note Investor reported.

Finance

Housing Wire

NOVEMBER 8, 2024

Sears cited the trade group’s efforts in advocating for changes in VA loan procedures. Department of Veterans Affairs can still use their loan benefit when working with a buyer’s agent regardless of how their agent is being compensated. Let’s protect the consumer; let’s work together.” Those utilizing mortgages from the U.S.

VA loan

Housing Wire

NOVEMBER 4, 2024

“Morningstar DBRS previously confirmed its MOR RVO2 residential reverse mortgage originator ranking for FAR,” the company said. The company also mentioned the distribution channels for its reverse mortgage products, including Home Equity Conversion Mortgages (HECMs) as well as its proprietary HomeSafe loans.

Loans

Housing Wire

JUNE 26, 2025

Our goal has always been to increase transparency and accountability,” Danielle Blake, the chief of residential and advocacy at MIAMI Association of Realtors , said. Finally, the law also states that Certified Apartment Managers, whose licenses are revoked, now have a 10-year ban from property management firms.

Inspection

Housing Wire

AUGUST 4, 2025

National Mortgage News recently highlighted that lenders leveraging Freddie Mac’s machine-learning enhancements to Loan Product Advisor shaved five days off loan cycle time while saving $1,500 per file, proving how proactive tech pays dividends. Dynamic application frameworks now provide unprecedented flexibility.

Mortgages

Housing Wire

MAY 13, 2025

residential mortgages rose slightly in the first quarter of 2025. This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory , particularly among loans backed by the U.S. The percentage of loans entering foreclosure also edged higher rising by 5 bps to represent 0.2%

VA loan

Housing Wire

JANUARY 21, 2025

This could negate any profit potential from increased loan volume. To combat this, lenders should retain their servicing rights to collect the maximum amount of revenue throughout the loan’s life. Effective loan servicing positions servicers as reliable advisors for the homeowner.

Mortgages

Housing Wire

DECEMBER 30, 2024

Non-QM loans are utilized primarily by entrepreneurs and other self-employed individuals who dont have the necessary documentation to qualify for Freddie and Fannies conventional mortgages. Non-QMs are attractive because they have strong credit quality, low loan-to-value ratios, and stable origination volumes.

Banks