Housing Wire

DECEMBER 14, 2023

Meanwhile, HousingWire’s Mortgage Rates Center showed Optimal Blue ’s average 30-year fixed rate on conventional loans at 6.9% Several loan officers on Thursday told HousingWire they were quoting borrowers in the mid-6% range on standard 30-year-fixed loans. on Thursday. One LO said he quoted an FHA borrower at 5.7%.

Mortgages 485

Mortgages Fixed-rate mortgage Loan Officer MLS 485

Housing Wire

JANUARY 25, 2024

And HousingWire’s Mortgage Rates Center showed that Optimal Blue’s average 30-year fixed rate for conventional loans was 6.713% on Thursday, up from 6.709% at the same time last week. Meanwhile, the Bright MLS forecast for 2024 calls for mortgage rates to decline further this year, reaching 6.2% by the fourth quarter.

Mortgages 421

Mortgages Fixed-rate mortgage MLS Banks 421

Housing Wire

OCTOBER 12, 2023

Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year, fixed-rate mortgage averaged 7.57% as of Oct. Other indices showed significantly higher home loan rates this week. That’s up 8 basis points from 7.49% the previous week.

Fixed-rate mortgage 421

Fixed-rate mortgage Mortgages MLS Investor 421

Housing Wire

MARCH 1, 2023

Through this API integration, users can populate MLS and non-MLS rate flyers in a short period of time using “real-time, scenario-specific mortgage offers” delivered through Polly’s cloud-native Product and Pricing Engine (PPE), according to a prepared statement.

MLS 370

MLS Loan Officer Technology Loans 370

Housing Wire

OCTOBER 5, 2023

Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.49% as of Oct. HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.60% on Wednesday, compared to 7.43% the previous week.

Fixed-rate mortgage 450

Fixed-rate mortgage Mortgages MLS Loans 450

Housing Wire

FEBRUARY 15, 2024

And HousingWire’s Mortgage Rates Center showed that Polly ’s average 30-year fixed rate for conventional loans was 7.09% on Thursday, up from 6.91% at the same time last week. “On Waiting for rates to fall further later this year could make sense for some buyers,” Bright MLS chief economist Lisa Sturtevant said in a statement.

Mortgages 441

Mortgages Fixed-rate mortgage MLS Loans 441

Housing Wire

NOVEMBER 9, 2023

However, the gap between mortgage rates now and a year ago has narrowed, Bright MLS Chief Economist Lisa Sturtevant said. “At HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate for conventional loans at 7.444% on Thursday, compared to 7.576% the previous week. for the week ending Nov.

Mortgages 466

Mortgages MLS Loans Investor 466

Housing Wire

NOVEMBER 30, 2023

Meanwhile, HousingWire’s Mortgage Rates Center showed Optimal Blue ’s average 30-year fixed rate on conventional loans at 7.1% Bright MLS ’ 2024 forecast indicates that mortgage rates will fall to 6.5% That’s down significantly from last week ’s 7.29% and up from 6.49% the same week a year ago. on Thursday.

Mortgages 512

Mortgages MLS Investor Development 512

Housing Wire

APRIL 15, 2024

If the settlement is approved by the court, although agents and home sellers will not be able to list offers of compensation on the MLS, home sellers may still offer to cover the buyer’s agent fees if they so choose. Department of Veterans Affairs seeking similar guidance on VA loans, but Sears said that letter remains unanswered.

Agents 530

Agents Seller concession VA loan Finance 530

Housing Wire

SEPTEMBER 7, 2023

Freddie Mac‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.12% as of Sept. HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.20% on Wednesday, compared to 7.07% the previous week.

Mortgages 450

Mortgages Fixed-rate mortgage Marketing MLS 450

Housing Wire

SEPTEMBER 7, 2023

The three class action suits Moehrl , Sitzer/Burnett , and Nosalek , named after their lead plaintiffs, take aim at NAR’s Participation Rule , which requires listing agents to make a blanket offer of compensation to buyers’ agents in order to list the property on a Realtor-affiliated multiple listing service (MLS).

Agents 397

Agents Loan Officer Lending MLS 397

Housing Wire

FEBRUARY 15, 2023

In turn, it affected borrowers’ appetite for home loans. The latest Mortgage Bankers Association (MBA) survey showed that mortgage loan application volume declined 7.7% According to the MBA data, the 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) increased to 6.39% for the week ending Feb.

Mortgages 384

Mortgages Fixed-rate mortgage Loans MLS 384

Housing Wire

FEBRUARY 1, 2024

But H ousingWire’s Mortgage Rates Center showed that Optimal Blue’s average 30-year fixed rate for conventional loans was 6.950% on Thursday, up from 6.713% at the same time last week. Mortgage rates are also expected to come down this year, according to Bright MLS chief economist Lisa Sturtevant. Is the housing market normalizing?

Mortgages 466

Mortgages Fixed-rate mortgage MLS Staging 466

Housing Wire

AUGUST 22, 2022

NFTYDoor says traditional home equity lenders take 30 to 90 days to fund loans due to their manual underwriting. Borrowers can apply for up to three loans, subject to a limit of $750,000 per borrower. According to Black Knight, at the end of the second quarter of 2022, the average U.S. Schacknies stepped down.

Equity 370

Equity MLS Renovation Loans 370

Housing Wire

SEPTEMBER 15, 2023

Take that information and provide a Facebook Live session or a series of Facebook Lives , invite your friends and followers to learn more about these loan programs. Work with a lender who specializes in first responder types of loans, FHA , VA and HUD programs and interview them for a video, Facebook live session or if you have a podcast.

VA loan 421

VA loan Loans Mortgages Closing costs 421

Housing Wire

OCTOBER 13, 2023

Some lenders have a stake in the ground to improve their loan execution; they’re finding it’s faltering with their POS system. With BlueForceX’s three business lines, the platform aims to increase lenders’ leads and pull-through rates on their funnel conversions, as well as grow their funded loan volume.

MLS 410

MLS Technology Mortgages Loans 410

Housing Wire

JANUARY 11, 2024

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate on conventional loans at 6.66% on Thursday, down from 6.68% recorded at the same time last week. The 15-year fixed-rate mortgage averaged 5.87% this week, down from 5.89% the prior week.

Fixed-rate mortgage 432

Fixed-rate mortgage Mortgages Closing costs MLS 432

Housing Wire

DECEMBER 8, 2023

Educate your clients about financing While many homebuyers can benefit from a 30-year, fixed-rate conventional mortgage , other borrowers might need access to other loan programs with more lenient guidelines. Make sure your buyers understand the difference between being prequalified, preapproved and loan-committed.

Proof of funds 432

Proof of funds Inspection contingency Inspection MLS 432

Housing Wire

MARCH 15, 2024

Loan officers and mortgage executives expect home sellers and homebuyers to negotiate more aggressively on commission paid to buyer agents, potentially bringing costs down. NEXA has always been focused on purchase loans , which means some of its LOs do significant business with buyers’ agents.

Industrial 504

Industrial Seller concession Purchase and sale agreement Agents 504

Housing Wire

OCTOBER 11, 2022

Mortgage Coach , a mortgage platform that enables lenders to educate borrowers with home loan presentations, announced that its platform will be integrated with Insellerate, a customer relationship management (CRM) platform.

Mortgages 397

Mortgages Loan Officer Loans MLS 397

Housing Wire

NOVEMBER 16, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate on conventional loans at 7.409% on Thursday, compared to 7.444% the previous week. However, there is room for mortgage rates to fall further, according to Bright MLS Chief Economist Lisa Sturtevant.

Mortgages 458

Mortgages Fixed-rate mortgage MLS Investor 458

Housing Wire

FEBRUARY 22, 2024

When the Department of Justice (DOJ) revealed last week the changes it would like to see in how real estate agents and brokers are compensated through its statement of interest filed in the MLS Property Information Network commission lawsuit , few in the real estate industry were surprised by the agency’s desire to decouple commissions.

Industrial 421

Industrial MLS FHA loan Agents 421

Housing Wire

SEPTEMBER 14, 2023

Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.18% as of Sept. HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.16% on Tuesday, compared to 7.20% the previous week.

Mortgages 432

Mortgages Fixed-rate mortgage Investor MLS 432

Housing Wire

SEPTEMBER 26, 2023

“The Case Shiller index indicates that the typical home price in July 2023 is about 45% higher than it was four years ago in July 2019,” said Bright MLS Chief Economist Lisa Sturtevant. Mortgage holders are well-qualified and subprime loans are rare. The West (-3.8%) and Southwest (-3.6%) remained the weakest regions.

MLS 458

MLS Lending Equity Mortgages 458

Housing Wire

JUNE 8, 2022

The monitoring program, covering all 50 states, includes MLS listing data as well as public records from data aggregators. Solutions like active listing scan will help customers “close more loans more quickly,” he added. . Xactus, with its mortgage verification suite, aims to close more loans quickly and enhance profitability.

Short sale 370

Short sale MLS Banks Loans 370

Housing Wire

AUGUST 31, 2023

Freddie Mac‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.18% as of Aug. HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.07% on Wednesday, compared to 7.22% the previous week.

Mortgages 421

Mortgages Fixed-rate mortgage MLS Loans 421

Housing Wire

AUGUST 8, 2023

AURA integrates appraisal quality analytics driven by machine learning and photo AI into loan origination and order management platforms. These features ensure compliance with internal credit policies, government sponsored enterprise (GSE) guidelines and investor overlays, thereby expediting the loan closure process.

Technology 370

Technology Loans Investor MLS 370

Housing Wire

NOVEMBER 2, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate for conventional loans at 7.62% on Wednesday, compared to 7.83% the previous week. As a result, mortgage rates should continue to hover around 8% in November, according to Bright MLS Chief Economist Lisa Sturtevant.

Fixed-rate mortgage 473

Fixed-rate mortgage Mortgages MLS Investor 473

Housing Wire

JANUARY 4, 2024

HousingWire’s Mortgage Rates Center showed Optimal Blue ’s average 30-year fixed rate on conventional loans at 6.68% on Thursday, up from 6.56% recorded at the same time last week. According to Bright MLS Chief Economist Lisa Sturtevant, the lack of inventory remains the main issue, keeping home prices elevated.

Fixed-rate mortgage 441

Fixed-rate mortgage Mortgages MLS Loans 441

Housing Wire

JULY 13, 2023

Freddie Mac’s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 6.96% as of July 13, up from last week ’s 6.81%. Overall, the economy is still very durable, said Lisa Sturtevant, chief economist of Bright MLS. over the coming weeks.

Mortgages 370

Mortgages Closing MLS Loans 370

Housing Wire

MARCH 2, 2023

At the same time, consumers have taken on a record amount of debt, including mortgage , personal, auto, and student loans. I feel like we have some people sitting on the fence again,” said one loan officer in the Portland, Oregon market. “I To me, that seems to be the most promising program right now for conventional loans.”

Mortgages 441

Mortgages Fixed-rate mortgage Equity MLS 441

Housing Wire

JUNE 30, 2021

Caliber Home Loans, Inc., a home loan company, offers resources to help support a broker’s business for continued success. Caliber Reconnect includes MLS Trigger that alerts brokers when a shared borrower’s property has been listed for sale on MLS.

Lending 384

Lending MLS Loans Renovation 384

Housing Wire

MARCH 1, 2024

.” Take a look at the full list of this year’s honorees below!

Finance 441

Finance Principal Construction MLS 441

Housing Wire

NOVEMBER 23, 2022

Recent declines in mortgage rates, which are due to a slowdown in inflation growth, have been enough to convince some borrowers to apply for new home loans, according to recent data on mortgage applications. . Mortgage rates differed slightly on other platforms, and were 6.65% for conforming loans at Mortgage News Daily on Tuesday. .

Mortgages 466

Mortgages Fixed-rate mortgage MLS Loans 466

Housing Wire

SEPTEMBER 27, 2023

“Builders have been adjusting to the shifting market by lowering prices, and also by offering concessions, upgrades, and relatively more attractive builder financing,” Bright MLS Chief Economist Lisa Sturtevant said on Tuesday regarding new home sales. Part of the price drop has been a shift to sales of smaller, less expensive homes.”

Marketing 515

Marketing New Construction Finance Construction 515

Housing Wire

JULY 6, 2023

The Freddie Mac’s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 6.81% as of July 6, up significantly from last week ’s 6.71%. By contrast, the 30-year was at 5.30% a year ago at this time. Other mortgage indexes also show rates rising.

Mortgages 384

Mortgages Construction Investor New Construction 384

Housing Wire

AUGUST 7, 2023

The reckoning has brought staff reductions, loan repurchases, higher reserves and mass consolidation. MERS provided a trusted “golden record” of the owner of the mortgage loan asset, Simplifile reaches the county recording end-points, IDC integrated $5.2B Conflicts among special interests and then the GFC prevented full adoption.

Lending 370

Lending Loans Technology Brokerage 370