Housing Wire

DECEMBER 17, 2024

The Consumer Financial Protection Bureau (CFPB) on Tuesday announced a final rule governing the Property Assessed Clean Energy ( PACE ) loan program. The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology.

Loans 385

Loans Mortgages Finance Lending 385

Housing Wire

OCTOBER 28, 2024

Mortgage technology company Gateless is offering its flagship automated underwriting platform to a new lender. The Loan Store — a wholesale lender based in Arizona — will now use the Gateless Smart Underwrite platform, according to a recent announcement.

Loans 386

Loans Mortgages Technology Development 386

Housing Wire

JANUARY 8, 2025

This change driven by ICE Mortgage Technologys updated standards promises enhanced efficiency, cost savings, and future-proof workflows. GridBase is a proven leader in title and lending technology, offering a seamless, coding-free solution that simplifies migration while enhancing operational workflows. Why should lenders act now?

Technology 369

Technology Title Lending Development 369

Housing Wire

JANUARY 8, 2025

Real estate investment trust Redwood has expanded its home equity platform, Aspire, to include alternative loan products amid affordability challenges in the housing market, the company announced Tuesday. Through Aspire, launched in September 2023, Redwood directly originates home equity investments (HEIs).

Equity 413

Equity Loans Lending Residential 413

Housing Wire

OCTOBER 18, 2024

As mortgage rates fluctuate based on decreasing housing inventory volume, the appraisal market is more volatile than ever in key areas such as urban and rural communities states like California and Texas. Only automation and technology can tackle this new demand effectively, and that’s where Jaro comes into play. Career Institute.

Inspection 425

Inspection Marketing Design Technology 425

Housing Wire

MARCH 5, 2025

Leading mortgage technology provider Uplist recently announced a new integration with fellow tech firm Polly. This move grants loan officers access to real-time insights that are designed to improve borrower assistance and engagement. The integration comes at a time of rising refinancing activity.

Loan Officer 351

Loan Officer Loans Technology Mortgages 351

Housing Wire

MARCH 10, 2025

Artificial intelligence (AI), predictive underwriting , and blockchain technology are becoming more common in todays real estate industry. Fortunately, information technology company Mortiles brings comprehensive solutions to the ever-changing title insurance, escrow and settlement arena. million into these technologies in 2024.

Title search 346

Title search Title Technology Industrial 346

Housing Wire

NOVEMBER 18, 2024

Department of Housing and Urban Development (HUD) on Monday announced a proposal to shift its Title I home loan programs to the use of the Uniform Residential Loan Application (URLA) that would more closely align them with broader industry standards.

Title 370

Title Loans Industrial Residential 370

Housing Wire

APRIL 10, 2025

Volatility is becoming the new norm in today’s commercial real estate market. If it isn’t rising interest rates or shifting rental trends, then growing technology is the driving force that prompts investors to evolve. His words contain valuable knowledge that investors need to thrive in this market.

Investor 446

Investor Commercial Finance Technology 446

Housing Wire

OCTOBER 15, 2024

In the newest episode of the PowerHouse podcast, HousingWire CEO Clayton Collins sits down with Greg Schwartz, CEO of Tomo , to discuss market recovery indicators and Tomo’s recent investments in artificial intelligence (AI). As such, Tomo’s priority goes beyond merely driving loan volume. “It

Loans 238

Loans Marketing Technology Mortgages 238

Housing Wire

JANUARY 17, 2025

In a changing real estate market , mortgage lenders face increasing demand. This occurs while they manage the heavy loan of growing origination demand. The primary and secondary mortgage markets may be separate business components, but mortgage originators must understand both businesses intimately.

Marketing 368

Marketing Residential Commercial Loans 368

Housing Wire

JANUARY 20, 2025

We’ve seen some of those lenders go to market and sell that tech stack to other lenders. We actually need to manufacture the loan as quickly, compliantly and secure as possible and nothing more. Sanchez: We’ve seen other lenders that have built proprietary tech stacks that arent layered over something else.

Technology 370

Technology Development Loans Branding 370

Housing Wire

MAY 9, 2025

The expense associated with originating mortgage loans has been escalating, with the current average cost approximating $11,600 per loan. In this article, we delve into its application to elucidate how intelligent automation can enhance efficiency and cost-effectiveness within the loan origination process.

Loan Officer 303

Loan Officer Loans Agents Lending 303

Housing Wire

JUNE 2, 2025

homeowners tapped nearly $25 billion in home equity through second-lien mortgages during the first quarter of 2025 the largest volume for this period in 17 years, according to the ICE Mortgage Technology ‘s newest Mortgage Monitor report. That marks a 22% increase compared to the same quarter last year. HELOC rates have fallen by 2.5

Equity 486

Equity Technology Lending Mortgages 486

Housing Wire

JUNE 2, 2025

HousingWires Marketing Leaders award celebrates the most creative and influential marketing minds of the housing economy. By combining data, technology, and creative strategy, theyre transforming how the industry communicates, competes and grows. This year 55 honorees were selected. Congratulations to this year’s winners.

Marketing 346

Marketing HR Branding Brokerage 346

Housing Wire

NOVEMBER 20, 2024

Mortgage professionals must keep up with the new demand for home equity products in the new market. JS: The home equity wealth of our senior homeowners now exceeds 14 trillion, reflecting a growing market. That growth presents an opportunity for reverse mortgages and home equity loans. JS: I think they’re here to stay.

Equity 370

Equity Finance Marketing Lending 370

Housing Wire

DECEMBER 3, 2024

Prospective homeowners enter the housing market with two questions: Where do I begin? Potential homeowners should be able to handle this confusion in a world where technology and digital tools rule customer service. Zillow Home Loans — the platform’s affiliate mortgage lender — pushes the future of financing.

Finance 386

Finance Technology Loans Brokerage 386

Housing Wire

APRIL 28, 2025

During last week’s earnings call, PennyMac Financial Services chairman and CEO David Spector said during a Q&A with investors and analysts that the company’s goals include continued growth in its broker direct channel and 10% market share by the end of 2026 a goal of more than 100% growth over the next 18 months.

Marketing 392

Marketing Principal Loans Mortgages 392

Housing Wire

MAY 22, 2025

This decoupling was initially driven by the desire for greater efficiency, specialization and the need to respond to growing regulatory and market pressures. However, recent technological advances, especially in artificial intelligence (AI), are prompting many in the industry to reconsider this dividing wall.

Loan Officer 366

Loan Officer Loans Technology Mortgages 366

Housing Wire

MARCH 24, 2025

26 in Dallas, provided valuable insights into the forces shaping the mortgage and housing markets in 2025. With economists, analysts and industry leaders in the room, discussions revolved around key economic indicators, inventory shifts, technology advancements and what lenders should be doing right now to prepare for the next cycle.

Technology 368

Technology Loan Officer Loans Banks 368

Housing Wire

FEBRUARY 4, 2025

Arrival Home Loans on Tuesday announced a partnership with zavvie a fintech company that specializes in bringing liquidity to residential real estate in an effort to enhance the homebuying experience for its customers. Arrival Home Loans, which is powered by Pacific Private Money Inc. produced a total volume of $52.5

Loans 303

Loans Loan Officer Finance Brokerage 303

Housing Wire

OCTOBER 28, 2024

Fluctuating interest rates and a fast-changing market Last month, we saw the Federal Reserve deliver their long-awaited decision to lower interest rates with a 50 basis points cut, and 30-year mortgage rates reached as low as 6.08% according to ICE’s 30-year fixed conforming rate index.

Loan Officer 413

Loan Officer Pre-approval Technology Loans 413

Housing Wire

NOVEMBER 13, 2024

million in Q2 2024 related to mark-to-market impacts on its lock pipeline. The company also reported a funded loan volume of $1.035 billion for Q3 2024, up 42% year over year and up 8% quarter over quarter, with 71% of this volume attributed to purchase loans. Better reported third-quarter revenue of $29 million, down from $32.3

Mortgages 370

Mortgages Loan Officer Loans Technology 370

Housing Wire

MARCH 27, 2025

“After 28 years in mortgage technology, I’ve been committed to one goal: helping more Americans achieve homeownership,” FinLocker CEO Henry Cason said in a statement. FinLocker also explained that it aims to offer a “competitive edge in a challenging market with a tangible cost” for loan officers.

Mortgages 368

Mortgages Loan Officer Technology Loans 368

Housing Wire

MAY 8, 2025

Todays best loan officers operate differently and expect more. Things like AI, well-integrated technology, consumer expectations and the rise of a number of innovative new business models have turned the industry on its head, and for the better in many cases. Did I mention technology has also changed?

Loan Officer 355

Loan Officer Debt-to-income ratio Loans Technology 355

Housing Wire

JANUARY 12, 2025

During the 10-minute conversation, Pieklo explores his new focus on developing AFR’s wholesale lending strategy, the competitive landscape of the mortgage market, and the company’s unique approach to differentiating itself from other big names in the wholesale space. They didn’t really get into “vanilla loans.”

Mortgages 296

Mortgages Marketing Lending Loans 296

Housing Wire

JANUARY 27, 2025

This powerful, easy-to-use solution allows servicers to provide advanced, self-service tools to their customers to help deliver an unparalleled experience and unlock new growth opportunities in this challenging market. Thats why we built Servicing Digital to be so much more than a customer engagement platform.

Equity 369

Equity Technology Loans Mortgages 369

Housing Wire

FEBRUARY 6, 2025

Multistate mortgage lender Click n’ Close on Thursday announced that it’s adding a 30-year, fixed-rate conventional loan option to its SmartBuy Shared Appreciation Mortgage (SAM) program. SAM loans grant the lender a share of the home’s future appreciation in exchange for a lower interest rate.

Loans 266

Loans Closing Mortgages Technology 266

Housing Wire

NOVEMBER 12, 2024

Digital mortgage exchange platform and loan aggregator MAXEX announced on Tuesday the hiring of mortgage technology veteran Daniel Wallace as its new chief operating officer. Wallace brings more than 30 years of experience as a leader of tech-focused mortgage, asset management and capital market platforms. “The U.S.

Technology 370

Technology Finance Mortgages Lending 370

Housing Wire

OCTOBER 18, 2024

ICE Mortgage Technology presents their solution that also serves as an overhaul of the home financing process. They’ve built a digital platform that brings together loan origination , closing, servicing, and data analysis into an all-in-one mortgage solution. This proactive approach helps clients avoid costly mistakes and audits.

Technology 423

Technology Mortgages Marketing Lending 423

Housing Wire

MARCH 13, 2025

Vice Capital Markets , a mortgage hedge advisory firm for independent lenders, banks and credit unions, announced Thursday that it is the first to integrate Fannie Mae s new loan pricing application programming interface (API) into its trading portal.

Loans 210

Loans Marketing Banks Mortgages 210

Housing Wire

OCTOBER 10, 2024

The platform is intended for housing professionals in various sectors, including 5 million loan officers, appraisers , servicers , underwriters , developers, agents, brokers, attorneys and regulators. Araya’s data will come from CoreLogic‘s 360 Property Data suite, which offers property and marketing intelligence.

Loan Officer 436

Loan Officer Technology Industrial Development 436

Housing Wire

MAY 27, 2025

Banking and mortgage technology company nCino made a large reduction in force (RIF) ahead of its quarterly earnings call on Wednesday. “To exceed market demands, technology alone won’t allow us to move faster, we need to be intentional about eliminating overage, redundancies and bureaucracy.” ”

Technology 358

Technology Banks Commercial Mortgages 358

Housing Wire

MAY 19, 2025

Gregory Tsang is the Chief Executive Officer and co-founder of eRESI , a Non-QM correspondent whole loan investor offering both Delegated and Non-Delegated options. Co-founded in 2019 alongside President Tim Wang, eRESI was created to deliver consistent, long-term capital to support the growing Non-QM market.

Lending 210

Lending Loans Due diligence Investor 210

Housing Wire

MAY 29, 2025

What happens when competitors pursue scale in a static yet strategically important market? For subservicers, managing loans can generate stable income through fees, and when agreements allow and align with their strategy, it opens doors for cross-selling activity. Indeed, the total residential subservicing market declined to $3.96

Mortgages 393

Mortgages Loans Banks Industrial 393

Housing Wire

OCTOBER 31, 2024

In an ever-changing real estate market, loan originator retention is a key challenge for lenders. Loan officers need faster product rollouts and fewer barriers to focus on core tasks. Diego Sanchez: Optimal Blue is the leading Capital markets platform in terms of market share. Give them more control.

Loan Officer 424

Loan Officer Technology Loans Lending 424

Housing Wire

MAY 14, 2025

Brokers can also engage with new leads and previous clients by sending emails and texts through a dedicated phone number, with AI Smart Write technology generating personalized messages tailored to each client. Easy Qualifier Redesign: Offers an easier way for mortgage brokers to price new loans and manage existing scenarios.

Loans 350

Loans Mortgages Technology Design 350