Housing Wire

APRIL 28, 2025

Internally, we found that there were over $500 million of loans that were short to close in our wholesale and retail divisions, she said. We are helping our wholesale partners and loan officers to look at their lead pipelines and evaluate the opportunity to go back and help borrowers who they weren’t previously able to help.

Loans

Housing Wire

JUNE 4, 2025

As borrower expectations for personalized, timely communication rise, loan officers are turning to AI-powered tools to stay competitive. Loan officers realize margins are too tight to treat prospects as one-time deals. I recently spoke with a loan officer who said he was too busy to take on more business.

Industrial

Housing Wire

JUNE 9, 2025

Discussions about the impact of artificial intelligence (AI) have dominated conversations on stage at HousingWire ‘s The Gathering. “Technology should work to enhance the job that you do, that loan officers do, that real estate agents do. ” As the CTO for the largest mortgage company in the U.S.,

Lending

Housing Wire

JUNE 26, 2025

Time and time again, the biggest objection our loan officers hear is that homeowners want to access their equity but still leave something meaningful for their heirs. It helps loan officers approach prospects who might have put up barriers before and gives them a fresh, meaningful option to discuss.

Equity

Housing Wire

MAY 14, 2025

Mortgage loan originator (MLO) or mortgage broker License or education required: Yes Average national salary: ~$60,000 to ~87,000 Job description: A loan originator, or loan officer, plays an essential role in the process of purchasing property. so you can make the home look spectacular.

Property Management

Housing Wire

JULY 31, 2025

This week’s move eliminates the last remaining manual step in the lock life cycle, making Optimal Blue ‘s PPE the first pricing engine to fully automate a critical stage of the secondary market workflow for investors. It supports all loan types, including agency and non-agency programs.

Loans

The Mortgage Report

AUGUST 1, 2025

Assuming the project is viable, you get the mortgage portion of your loan right away so you can complete the purchase or refinance. Renovation funds are then released in stages (“draws”) as your project reaches pre-agreed milestones. You’ll need a contractor that’s happy working on that basis. Ready to get started? Time to make a move?

Renovation

Rochester Real Estate

NOVEMBER 5, 2015

Speak to your mortgage broker or loan officer to see if they agree it would be the best program. Since you have a low credit score, you’ll probably need to fit into a custom-tailored mortgage program to your needs.

Pre-approval

BAM Media

JULY 22, 2025

Trust in Banks and Loan Officers Is Falling Fast Trust in financial institutions has taken a major hit in just one year. of respondents trust loan officers Just 33% say they trust real estate agents to provide reliable guidance Messerli noted: “This loss of trust manifests in tangible ways.

Loan Officer

Rochester Real Estate

NOVEMBER 5, 2015

As always, your agent should be able to point you in the right direction and your loan officer will be able to answer any FHA loan questions and provide guidance for filling out the mortgage application. Happy house hunting!

Finance

Rochester Real Estate

NOVEMBER 5, 2015

Minimum Credit Score Requirement Credit scores play a major role in all types of loans including conventional and government mortgages. A good loan officer will have a feel for this during your initial discussions.

Mortgages

Housing Wire

DECEMBER 2, 2024

The CFPB’s focus is on how brokerage firms comply with loan officer compensation rules, particularly in regard to lender-paid versus borrower-paid options. Additionally, the bureau is evaluating whether brokers effectively shop for the best loan options for borrowers and adhere to fair lending practices.

Brokerage

Housing Wire

MAY 7, 2025

She was a responsible borrower but made a mistake: she had lost track of her student loan payments and was 60 days late. The client, who logged into her student loan portal and made a payment, is now in limbo about whether a new credit report needs to be pulled in her 90-day escrow, the loan officer at Guild Mortgage told HousingWire.

Loans

Housing Wire

APRIL 25, 2025

But on the world stage, this kind of shift raises alarms and could lead to serious adverse consequences. It gave every loan officer a national reputation and elevated the position of loan officer to one more approximating other licensed professionals.

Due diligence

Housing Wire

JULY 25, 2023

for purchase mortgage origination, and he is taking the stage at HW Annual. During the Peak Performers sessions, Weaver will share his 10 points to high-level loan originations. Register Weaver spoke with HousingWire to share his excitement for HW Annual and give attendees a sneak peak at the t opics he’ll discuss on stage.

Staging

Housing Wire

DECEMBER 22, 2023

Facing a challenging housing market can be daunting for agents and loan officers alike. These are the mindset and actions that set successful agents and loan officers apart in a down market. However, successful agents and loan officers navigate fear at an unusually fast pace.

Loan Officer

Housing Wire

OCTOBER 13, 2023

The talks remain ongoing and are not believed to be in the late stages, sources said. According to loan officers, former executives, recruiters and business partners, Fairway has struggled with liquidity issues and its founder and CEO Steve Jacobson has attempted to sell the business. nine industry sources told HousingWire.

Loan Officer

Housing Wire

AUGUST 26, 2024

Zeev Ventures , an early-stage venture fund, led the Series D extension, and was joined by Stereo Capital and Menlo Ventures. A total of 40 lenders use the product, including The Loan Store and Luminate Home Loans , which is available in 46 states and and Washington, D.C, according to HomeLight.

Equity

Housing Wire

APRIL 1, 2024

Today’s unique market requires flexibility and a pricing engine that empowers lenders and their loan officers to put the right loan products in front of borrowers. HousingWire spoke with Parvesh Sahi, chief revenue officer of Polly , about the importance of having the right PPE and strategic pillars that facilitate LO success.

Loan Officer

Housing Wire

FEBRUARY 27, 2024

Based in Las Vegas, Gatling has worked for companies such as Bank of America , MetLife Home Loans , Home Community Mortgage and Guild Mortgage , developing expertise in loans to underserved communities. This role offers me a platform to be more than just a loan officer,” Gatling said in a statement.

FHA loan

Housing Wire

FEBRUARY 2, 2024

Most of last year’s top-producing loan officers at Draper and Kramer Mortgage Corp. HousingWire reported on the late-stage negotiations in January.) “The In turn, lenders charge the EPO fees to their branches and/or loan officers, depending on the company’s structure. 18, and the deal closed two weeks later.

Loan Officer

Housing Wire

DECEMBER 16, 2020

The Adwerx Enterprise Platform is the only digital advertising solution designed specifically for mortgage brokerages and their loan officers. Reach home buyers before real estate agents with individualized, compliant ads for loan officers, built automatically. Brand compliance is built into every stage of the process.

Loan Officer

Housing Wire

JUNE 11, 2024

Following the decision, FHA loans already underwritten and approved by a Direct Endorsement underwriter, as well as cases with a firm commitment issued by HUD, may be submitted for insurance endorsement. Cases in the early stages may be transferred to other lenders with an FHA approval.

FHA loan

Housing Wire

FEBRUARY 14, 2024

The second stage was pioneered by real estate agents that saw how hard the consumer experience was first-hand, so they created the PowerBuyer model to address those issues with less cost relative to iBuyers. We don’t charge agents fees or require them to get certified so your loan officers can offer this product to all their agents.

Backup offer

Housing Wire

JUNE 16, 2023

SimpleNexus , a homeownership platform developer for loan officers, borrowers, real estate agents, and settlement agents, announced this week a new integration with Empower, the loan origination system (LOS) from Black Knight. ” SimpleNexus , an nCino company, is a developer of mobile-first technology for mortgage lenders.

Loan Officer

Housing Wire

MARCH 15, 2021

Retail lenders originate loans through their in-person retail branches. Typically they rely on branch traffic, referral partners, and in-branch loan officers interacting with potential borrowers face-to-face to originate loans. These powerful data insights are instantly actionable by the loan officer.

Lending

Housing Wire

OCTOBER 9, 2024

What we have now today is an extremely well-vetted solution for underwriting those areas of FHA loan — income, credit and asset.“ Clients use the technology for an initial conditioning at the point of sale and an underwrite later in the fulfillment stage, said Sara Knochel, chief operating officer of Candor.

FHA loan

Housing Wire

SEPTEMBER 12, 2024

We’re at that stage of this cycle where the Fed, on purpose, went to attack the labor market more than inflation ,” he says. He also argues for more data-influenced decision making to help homebuilders, loan officers and real estate agents create sound strategies.

Loan Officer

Housing Wire

SEPTEMBER 25, 2024

mortgage brokerage firm, with 2,726 sponsored loan officers and 247 active branches, per the Nationwide Multistate Licensing System ( NMLS ). Kortas and Grella founded NEXA seven years ago after leaving Equity Prime Mortgage. As of Wednesday, NEXA was the largest U.S.

Mortgages

Housing Wire

JUNE 20, 2024

At every stage of the origination process, too many lenders are doing things the same, ineffective, costly way they always have despite the availability of better, cheaper alternatives. To combat this, loan officers must be incentivized to embrace innovation. Inertia within lending institutions poses a formidable barrier.

Loan Officer

Housing Wire

DECEMBER 21, 2022

Given the record evidence at this stage, loanDepot is likely to succeed in showing that the Defendants misappropriated trade secrets,” judge Chang wrote. In July 2022, loanDepot sued the rival again for allegedly poaching high-performing loan officers from its New York branches. billion in business.

Loan Officer

Housing Wire

OCTOBER 1, 2024

Training for refinance preparedness : With potential market shifts on the horizon, organizations are investing in training loan officers to handle refinances effectively. This year, we’ve implemented a new pre-close audit before our underwriters finalize the loan.

Loans

Housing Wire

NOVEMBER 1, 2023

Add context about why you’re asking for specific information at every stage. At the comparison stage, you can prioritize education about that product and deprioritize products that might be a poor fit. Even in a digital-first shopping landscape, loan officers are still a valuable resource for borrowers.

Loans

Housing Wire

NOVEMBER 20, 2024

Mortgage , which has 330 sponsored loan officers across 39 active branches, expects that most credit bureaus will raise their prices as well. “By “FICO set the stage for the pricing increase with their 40% increase this year. To start, FICO’s wholesale price hike translates to an additional $1.45 ” Metz said.

Mortgages

Housing Wire

MAY 11, 2023

Loan officers and underwriters can now easily check title information and review critical insights to understand the status of a property and consumer. If not, they have a set of actionable title insights during this early stage to have conversations with their borrowers and make informed decisions,” Regan added.

Loans

Housing Wire

NOVEMBER 29, 2021

One group of industry players — loan underwriters — are the chief cause of the logjam. They are in high demand for each stage of the mortgage process, yet they are in seriously short supply in a still-booming mortgage market. Charlotte-based Canopy is a relative newcomer to the TPR market.

Due diligence

Housing Wire

APRIL 18, 2023

Plus, loan officers can access their entire transaction pipeline at a glance for purchase transactions using titlegenius. Radian recognizes that its partners may be in different stages of the journey toward offering fully digital closings, so it offers traditional, remote online notarization and hybrid closing solutions.

Closing