Housing Wire

FEBRUARY 3, 2025

Cooper Group mrcoopergroup.com/ Servicing Coppell, TX Mortgage Machine Services, Inc. Cooper Group mrcoopergroup.com/ Servicing Coppell, TX Mortgage Machine Services, Inc.

Mortgages 387

Mortgages Title Lending Loans 387

Housing Wire

NOVEMBER 17, 2021

VA loans consisted of 10.8%, increasing six basis points. Meanwhile, FHA loans went from 8.8% In the purchase activity, real estate investors are more active than ever, challenging individual homebuyers. According to a Redfin report released this week, investors spent a record $63.6 Refi represented 62.9%

VA loan 421

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Housing Wire

MAY 25, 2021

Like VA loans, which are popular with investors but not homesellers , the benefit would allow the borrower to skip the down payment altogether. They also must be in good standing at their job, and not subject to disciplinary action. They must also show that they intend to keep working in the same job for another year.

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FHA loan VA loan Loans Loan Officer 473

Housing Wire

AUGUST 26, 2024

EPOs are intended to guarantee a minimum return for the investor or mortgage aggregator if a loan is paid off in the first few months. Each investor has their own time frame for EPO fees, but they generally range from three to six months. I’m seeing it already. I’m seeing it in the pricing,” Clark said.

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Housing Wire

NOVEMBER 13, 2023

“The mortgage rate spread to Treasuries also grew in October as investors sought safe-haven assets amongst geopolitical concerns in Europe and the Middle East. FHA and VA loan rates rose 26 bps and 40 bps, respectively, both finishing the month at 7.4%.

Mortgages 429

Mortgages VA loan Loans Investor 429

Housing Wire

DECEMBER 6, 2024

You can also create messaging for your investor clients to inform them of possible investment opportunities. For example, your investor clients probably wont be interested in a first-time home buyers checklist, and you most likely wouldnt want to send information about 1031 exchanges to the first-time home buyers in your database.

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Housing Wire

MAY 2, 2024

. “In wholesale, you can shop and sell the loan to a multitude of investors. Right now, we have 200 different investors.” Department of Veterans Affairs (VA) loan for borrowers with no points and a 660 credit score was 6.25%, while conventional mortgages were at a 6.75% rate.

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Loan Officer Mortgages VA loan Lending 421

Housing Wire

JULY 22, 2024

Quality control also ensures that mortgage loans meet investor and regulatory standards, which minimize the risk of defaults and foreclosures adversely impacting local markets. ’ Can you explain its key functionalities and how it helps lenders ensure compliance with investor requirements and enhance their QC processes?

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Lending VA loan Banks Investor 411

Housing Wire

MARCH 16, 2022

“Investors are weighing the impacts of rapidly increasing inflation in the U.S. Purchase applications slightly increased, with both conventional and VA loan applications seeing gains,” said Kan. The MBA found that the adjustable-rate mortgage share of the activity increased to 5.6% of total applications.

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Fixed-rate mortgage Mortgages VA loan Loans 384

Housing Wire

JUNE 25, 2024

Giving the company the “staff the agency needs to fulfill its responsibilities” will allow it to “focus on its core mission, including marketing Ginnie Mae securities to global investors and conducting oversight of the 300-plus companies that issue Ginnie Mae securities backed by FHA, RHS, and VA loans,” the letter read.

Mortgages 362

Mortgages VA loan FHA loan Loans 362

Housing Wire

DECEMBER 16, 2022

In the first few months of 2022, primary-residence buyers and second-home buyers (investors and vacation buyers) flocked to the market at a frenzied pace under the correct assumption that mortgage rates would rise. The market has now faced a contraction in existing-homes sales for nine consecutive months, while home prices and rates rise.

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VA loan Staging Equity Mortgages 479

Housing Wire

MAY 10, 2024

Roam now services 35% of homes with FHA and VA loans in the U.S., The investors included Tony Xu, chief executive of DoorDash ; Dylan Field, CEO of Figma ; and Paul Gu, co-founder of lending platform Upstart , among others. Roam has also expanded to three additional markets: Tucson, Arizona; Jacksonville, Florida; and Chicago.

Mortgages 421

Mortgages VA loan Loans Lending 421

Housing Wire

NOVEMBER 4, 2020

“Investment loan applications are showing a higher risk because real estate investors have a profit motivation for their activity,” said Bridget Berg, Principal, Fraud Solutions at CoreLogic. Investors often own other real estate and are more likely to have undisclosed ownership and transactions in process.”.

Mortgages 421

Mortgages VA loan Loans Lending 421

Housing Wire

JANUARY 26, 2022

For qualifying buyers, loans can be distributed in amounts up to $3 million. Currently, the fintech’s product portfolio includes conventional 15- and- 30-year fixed rate loans but the lender does not offer FHA or VA loans. Meanwhile, in October 2020, Tomo picked up $40 million in a seed round led by the same investors.

Mortgages 368

Mortgages Pre-approval VA loan Lending 368

Housing Wire

NOVEMBER 7, 2023

mortgage delinquencies — which include conventional, FHA and VA loans — are still near record lows of 3.37% per the MBA. Can flexible GSE guidelines help today’s challenged homebuyers in a systemically safe way? I think so because total U.S. housing value is now $44.5 trillion per MBA.

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Housing Wire

MARCH 29, 2022

Chasing down missing pages can require several days of back-and-forth correspondence between processors and borrowers, extending loan cycle times and frustrating borrowers. Changing the Game: Digital Verification of Assets.

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Housing Wire

MARCH 30, 2023

Because of the qualified mortgage laws of 2010, we are lending to the capacity to own the debt, which means speculative credit cycles from primary resident homebuyers or even investors can’t occur in the same fashion as from 2002-2005. The purchase application data below clearly shows this.

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Housing Wire

SEPTEMBER 16, 2021

Perhaps even more important, these data also showed the largest quarterly declines in the history of the survey for both FHA and VA loans. The forbearance data are tracked by investor category (Fannie/Freddie, Ginnie, Portfolio/PLS) and servicer category (IMB, depository). Source: MBA’s National Delinquency Survey.

Mortgages 485

Mortgages Loans VA loan Investor 485

Housing Wire

DECEMBER 3, 2020

“I work with first-time buyers throughout the county, and the majority of my clients are military and using their VA loans, so they don’t have a lot of liquidity,” said Alanna Strei, a California-based Realtor who said she has a “backlog” of first-time buyers looking to get into a home.

VA loan 396

VA loan Principal Equity Residential 396

Housing Wire

SEPTEMBER 22, 2023

For one thing, no fixed-income investor thinks that mortgage-backed securities with 7% mortgage rates will be there when the Fed finishes the inflation fight. So you’re having to encourage investors with wider spreads to accept that. If they are an IMB, they have to place it with an investor. So the investor will be monitoring.

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FHA loan Bankruptcy Marketing Loans 450

Housing Wire

FEBRUARY 7, 2023

In a paper published by the Urban Institute in October, Ted Tozer, the former head of Ginnie Mae , argued that government changes to assumable loans could benefit the market. When it’s a VA loan being assumed, if the assuming qualified buyer is a non-veteran, the seller’s VA entitlement will remain tied to the assumed property.

FHA loan 384

FHA loan Mortgages Loan Officer VA loan 384

Marco Santarelli

JANUARY 2, 2025

Investors often demand higher yields in a rising interest rate environment. VA Loans : For military service members and veterans, VA loans offer competitive rates that are often lower than conventional loans, along with favorable terms. Bond Market : The yield on U.S. Treasury bonds impacts mortgage rates.

Mortgages 98

Mortgages Fixed-rate mortgage Debt-to-income ratio VA loan 98

Marco Santarelli

MARCH 4, 2025

Economic Growth (or Lack Thereof): If the economy is slowing down, investors often shift their money into safer investments like mortgage-backed securities. Global economic uncertainty can lead to investors seeking the safety of U.S. This increased demand can then push mortgage rates down. Inflation: Inflation is a big one.

Mortgages 119

Mortgages Debt-to-income ratio VA loan FHA loan 119

Housing Wire

JANUARY 31, 2021

HousingWire: What is the biggest challenge servicers and real estate investors face this year? Bryan Bellacosa: Anticipating that foreclosure moratoriums will lift sometime during 2021, real estate investors and servicers need to be prepared for an increase in defaulted loans.

VA loan 226

VA loan Investor Title Loans 226

Mashvisor

OCTOBER 30, 2021

In most cases, the capital needed usually surpasses the investors’ resources. As such, it’s common for investors to find ways to leverage other people’s… Investing in real estate requires capital.

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VA loan Investor Loans Finance 69

The Close

JUNE 9, 2025

Financing hurdles: FHA or VA loans have extra paperwork, income requirements, and reserve rules. VA loans (for eligible veterans): If you’re a qualifying service member or veteran, a VA loan is an excellent option. House hacking with an investor partner: Not every house hacker does it alone.

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Housing Wire

JULY 29, 2024

Tool to drive new capital to the multifamily space Multifamily investing This tool would simplify multifamily investing to attract new players and/or make it easier for existing investors to acquire or renovate properties. Basically an AI mentor to hold the investor’s hand through the process and surfaces opportunities and resources.

Loans 338

Loans VA loan Technology Property Management 338

Marco Santarelli

APRIL 30, 2025

Watch for Economic Changes: Investors are attentive to signs of slowing inflation rates that may influence future rate adjustments. Investors are particularly watchful of these changes, as economic deceleration can lead to lower interest rates following Federal Reserve decisions. HOT NEW LISTINGS JUST ADDED!

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Housing Wire

SEPTEMBER 13, 2023

Tech executive and investor Keith Rabois at venture capital firm Founders Fund led the capital injection. New York-based mortgage platform Roam has secured a $1.25 million seed round, allowing the company to officially launch its services on Wednesday. Roam focuses on a distinctive niche within the mortgage industry: assumable mortgages.

Mortgages 431

Mortgages Loans Banks Investor 431

Marco Santarelli

MARCH 27, 2025

Market Instability: The market is a very sensitive thing and investors are hesitant about putting money into debt markets. Expert Insights According to Realtor.com Senior Economist Joel Berner, the mortgage rates have been fluctuating because the recovering stock market has been pulling investors out of the debt market. Treasury yield.

Mortgages 113

Mortgages FHA loan Purchase and sale agreement Pre-approval 113

Housing Wire

AUGUST 23, 2023

Investors in the bond market were reacting to the government issuing debt while expecting the Federal Reserve to increase rates in September amid persistent inflation,” HousingWire ’s Flávia Furlan Nunes wrote last week. For the week that ended August 18, mortgage applications fell 4.2% bond yields spike last week.

Fixed-rate mortgage 369

Fixed-rate mortgage Mortgages Loans Investor 369

Housing Wire

JULY 28, 2021

The 10-year Treasury yield went into free fall last week, as investors grew concerned about the rise in COVID-19 variant cases and the potential economic fallout, according to Joel Kan, MBA’s associate vice president of economic and industry forecasting. Mortgage applications increased 5.7%

Fixed-rate mortgage 384

Fixed-rate mortgage Mortgages Loans Finance 384

Housing Wire

MAY 15, 2023

When broken down by investor type, 38% of U.S. Department of Veteran Affairs mortgages outstanding as of the first quarter of 2020 were refinanced by the end of 2021, compared to 25% of Fannie Mae and Freddie Mac mortgage loans and 22% of Federal Housing Administration mortgages.

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Equity Loans Mortgages Banks 383

Norada Real Estate

JUNE 7, 2025

In recent weeks, as jobs reports have come in strong, investors shifted capital towards equities, pushing bond prices down and yields up. Government Loans Government-backed loans usually present favorable terms for first-time homebuyers or those with lower credit scores. FHA and VA loans are prominent in this category.

Mortgages 59

Mortgages VA loan FHA loan Loans 59

Housing Wire

MAY 31, 2022

New Western calls itself “the largest private source of investment properties in the country,” connecting more than 100,000 local investors looking to rehab houses with sellers. When we help bring distressed properties back to the market, it’s up to 31% less expensive than a new construction home.”.

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The Close

MAY 20, 2025

Loans for investment properties can vary significantly but ultimately, the best investment property loans have a low interest rate, a term length that fits your investment plan, and reasonable eligibility requirements for investors. It even topped our list of the best fix and flip loan providers for its easy process.

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AAOA

JANUARY 27, 2025

Because of their capacity to improve an investors cash flow, generate multiple streams of income and boost their net operating income (NOI), multifamily properties are a popular type of real estate investment. Make sure you understand the historical actuals on the expense structure, not just what the broker estimates they could be, Lea said.

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