Housing Wire

OCTOBER 28, 2024

According to data from the ICE Mortgage Monitor , mortgage servicers across the industry saw refinance retention in the second quarter fall to the second-lowest point in 17 years. When rates drop, retention becomes more difficult, and the market tends to favor consumer-direct lenders promoting more attractive refinance or HELOC rates.

Loan Officer

Housing Wire

JULY 14, 2025

Myth-busting non-QM While industry perceptions have shifted from skepticism and caution to acceptance and adoption of non-QM lending, it’s safe to say there are a few holdouts. Here’s why: Quality loans Today’s non-QM loans are a far cry from the risky products of the pre-2008 era. Click Here

Investor

Housing Wire

APRIL 4, 2025

In his view, these LOs are getting paid on the terms of the loan, which he and more than one industry lawyer I spoke to believes is a violation of LO Comp rules. The brokerage takes 20% but, per the source, really only offers system access (ARIVE in most cases), investor approvals and AMC access.

Pre-approval

Housing Wire

APRIL 16, 2025

Pre-qualify your leads Honing your pre-qualification process will save you time and energy by ensuring youre focusing on potential clients who are ready, willing and able to buy or sell soon. Pre-market your listings Sell your listings faster, possibly even before they hit the market, by pre-marketing them.

Closing

Housing Wire

MAY 8, 2025

Examples of a breach of fiduciary duty, according to Perigon Legal , a Georgia-based law firm, include things like declining or accepting an offer without the clients advice, permission, or approval, or receiving a bonus or other payment related to the sale of a property without disclosing it to the client.

MLS

RIS Media

JUNE 10, 2025

RatePlug, a provider of mortgage data integration into home search systems, has announced the launch of Afordal, a platform to unify home search, live mortgage rates, rapid pre-approval, and property-specific special financing in one seamless solution.

Pre-approval

Housing Wire

MAY 15, 2025

The Basics ($319): 60-hour pre-license course and three study guides Exam Preparation ($419): The basic package plus the CompuCram exam prep package. Their prelicensing courses are taught by industry professionals and designed to help move you from the classroom to the closing table. The Washington, D.C.

Brokerage

Housing Wire

APRIL 17, 2025

. “Over the past 8 years we have grown an incredible team to over 100 employees, raised 5 funding rounds, called 6 different offices home, operated across 3 cities, had 2 name changes and most importantly helped millions of consumers get approved for homes and apartments,” Sandler wrote in his post.

Pre-approval

Housing Wire

JUNE 9, 2025

Write educational blog posts Create blog posts, articles and guides on various real estate topics, showcasing your industry and local area knowledge, and attract organic traffic to your website. Long-form written content, such as blog posts and LinkedIn articles, is part of a savvy agent’s content marketing strategy.

Branding

Marco Santarelli

NOVEMBER 14, 2024

Palm Bay-Melbourne-Titusville, FL Risk Level: Very High Probability of Price Decline: Above 70% Confidence Score: 50-75% Palm Bay-Melbourne-Titusville is a region that is reliant on the aerospace and defense industries. Get pre-approved for a mortgage: Knowing how much you can afford will help you avoid overspending on a home.

Marketing

Keller Williams

MAY 27, 2025

In partnership with Kaplan Real Estate Education, Keller Williams real estate training and scholarship program provides students with a state-approved, 100% digital pre-licensing curriculum, as well as the real-world know-how to launch a successful real estate career. Courses are self-paced, so you can work on your schedule.

Pre-approval

AAOA

JUNE 19, 2025

Peak rental season can be overwhelming in the rental industry, especially if you don’t prep well behind the scenes. This statistic encompasses the real estate industry as a whole, but renters are no exception to the rule.

Property Management

Marco Santarelli

NOVEMBER 12, 2024

Palm Bay-Melbourne-Titusville, FL Risk Level: Very High Probability of Price Decline: Above 70% Confidence Score: 50-75% Palm Bay-Melbourne-Titusville is a region that is reliant on the aerospace and defense industries. Get pre-approved for a mortgage: Knowing how much you can afford will help you avoid overspending on a home.

Marketing

The Close

NOVEMBER 14, 2024

The features we explored are essential for students to become successful agents and brokers in the real estate industry. Learning Format & Accessibility: 3.5 Course Features: 2.8 Help & Support: 4.5 Reputation: 4.0 Expert Score: 5.0

Closing

Marco Santarelli

MARCH 20, 2025

The tech industry drives a lot of demand here, and people with high-paying jobs are eager to invest in real estate. The demand here is driven by the same factors as San Jose: a strong tech industry and a limited supply of homes. San Jose, CA: Silicon Valley Speed Median Days on the Market: 22 days Median Home List Price: $1.3

Pre-approval

BAM Media

MARCH 31, 2025

Cooper has been on a journey to transform the homeownership experience, and we have built the most advanced servicing platform in the mortgage industry. Expected closing : Q4 2025, pending regulatory and shareholder approval. Stronger Recapture Rates : Rocket already boasts an 83% recapture ratetriple the industry average.

Pre-approval

BAM Media

MARCH 10, 2025

The deal is expected to close in the second or third quarter of 2025, pending shareholder and regulatory approvals. For industry news, edutainment and humor, sign up for the BAM newsletter. Rocket and Redfin have a unified vision of a better way to buy and sell homes. For now, Redfin will keep operating as usual.

Pre-approval

BAM Media

JULY 16, 2025

million users have already enrolled in BuyAbility It’s not a pre-approval, but it’s designed to help buyers get clear on their numbers before contacting an agent or lender. Zillow’s latest launch is a sign of where the industry is headed. Listings are labeled to show whether a home falls within a user’s BuyAbility range Over 1.5

Pre-qualification

Marco Santarelli

MAY 27, 2025

Washington: With a thriving tech industry and strong employment, Washington State offers a stable environment for mortgage lending. Get Pre-Approved: Getting pre-approved for a mortgage gives you a better idea of how much you can afford and strengthens your negotiating position.

Mortgages

Marco Santarelli

FEBRUARY 28, 2025

Tech Industry Shifts: Changes in the tech industry, including remote work options and companies relocating, are impacting San Francisco's housing market. This is due to several factors: High Cost of Living: San Francisco's exorbitant cost of living is driving some residents to seek more affordable alternatives.

Marketing

The Mortgage Report

JULY 11, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? To gain insights and (hopefully) make matters easier, The Mortgage Reports spoke with industry experts to help guide borrowers in 2025’s third quarter. How Much Home Can I Afford?

FHA 203k rehab loan

BAM Media

JUNE 2, 2025

Let your buyers know: pre-approval isnt optional, and lowball offers probably wont fly. For industry news, edutainment, and humor, sign up for the best newsletter on the planet for real estate agents. Still, there are areas where competition is intense and there are bidding wars for most homes. Buffalo, NY 12.7

Marketing

AAOA

MARCH 26, 2025

Getting a real estate license can be a game-changer for anyone looking to build a career in the real estate industry. While a college degree is not required, most states mandate pre-licensing coursework, usually between 60-90 credit hours. Real Estate Degree Many wonder, do you have to go to college to be a real estate agent?

Pre-approval

The Mortgage Report

JUNE 9, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Based in Denver, he has over 25 years of experience in the real estate and finance industries. That starts with getting fully pre-approved for a mortgage , not just pre-qualified.

FHA 203k rehab loan

BAM Media

JUNE 24, 2025

If the MLS says “Include pre-approval and buyer financials,” don’t just send over an agreement with nothing attached. For industry news, edutainment, and humor, sign up for the BAM newsletter. Ignoring Offer Instructions Here’s a wild idea: Read the offer instructions before submitting an offer. Because someone else already is.

Agents

Redfin

JULY 2, 2025

Same industry, similar role If you switched to a new job in the same field, especially with a pay increase, most lenders won’t see it as a problem. Probationary period If your new job has a probationary or trial period, lenders may wait until it’s over before approving your mortgage. Maintain or improve your credit score.

Pre-approval

The Living Room

MAY 26, 2025

Or maybe it just feels like the industry expects you to keep your selling and buying processes separate. But even if your buy and sell aren’t financially linked—say you’re staying with family in the meantime, or already have pre-approval lined up—there’s still value in consistency. Let’s clear that up.

Pre-approval

Marco Santarelli

APRIL 21, 2025

Several possibilities come to mind: Economic conditions: These areas may be experiencing slower economic growth, job losses, or industry downturns, impacting demand for housing. Get pre-approved: Know how much you can afford before you start looking. Don't rush: Take your time to find the right property at the right price.

Marketing

Rochester Real Estate

NOVEMBER 5, 2015

A pre-approval letter must be included, and proof of funds can also help in a seller’s market. Final Loan Approval Before you close on the home, avoid making any changes to your finances that could undermine your approval. You don’t want to be denied the loan after being approved.

Purchase and sale agreement

Rochester Real Estate

NOVEMBER 5, 2015

A bad score could lower your chances of being approved for a mortgage or result in a higher interest rate on your approved loan. Get Pre-Approval For Your Home Loan Getting a Mortgage Preapproval When you choose your lending institution, you’ll want to get a pre-approval letter.

Pre-approval

BAM Media

APRIL 3, 2025

1: Foreclosures & Bankruptcies Still Below Pre-Pandemic Levels Consumers still worry that were heading for a repeat of the Great Recession of 2008. People who cannot realistically afford a home are far less likely to be approved for a loan. And at 3.53%, its still below pre-pandemic levels.

Bankruptcy

Norada Real Estate

JUNE 20, 2025

Broadly speaking, industry experts predict that even if mortgage rates stabilize or slightly dip over the coming months, the fluctuations may not offer significant reprieve for those anxious to secure lower payments. The Treasury Yield: The 10-year treasury yield has a direct impact on the mortgage industry.

Mortgages

Rochester Real Estate

NOVEMBER 5, 2015

The authors of these articles are some of the best writers in the mortgage and real estate industries. ” is an extremely common question in the mortgage and real estate industries. Have you tried calling a bank on a Saturday night to get a pre-approval letter? Many of these blunder could easily be avoided.

Finance

Marco Santarelli

APRIL 24, 2025

State Regulations: Each state has its own set of regulations governing the mortgage industry. Get Pre-Approved: Getting pre-approved for a mortgage gives you a clear idea of how much you can borrow and strengthens your negotiating power.

Mortgages

Marco Santarelli

FEBRUARY 7, 2025

Let's delve into the critical factors that set the 2025 housing market apart from the pre-crash era. During the mid-2000s, subprime lending was prevalent, and average credit scores for approved mortgages were likely lower than post-crisis averages. Work with a reputable lender to get pre-approved for a mortgage.

Pre-approval

Marco Santarelli

FEBRUARY 17, 2025

New Construction Lag: The construction industry is struggling to keep pace with the demand, as Zillows chief economist Skylar Olsen pointed out. Tips for Buyers in a Hot Market: Get Pre-Approved: Knowing exactly how much you can afford is crucial. San Francisco, California: High cost of living and tech industry fluctuations.

Marketing

The Mortgage Report

JULY 1, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Between inflation, higher rent, and job insecurity in some industries, many buyers just don’t have the luxury of putting 20% down. How Much Home Can I Afford?

Loans