Housing Wire

MAY 1, 2025

Have you been pre-approved by a lender? If so, can you provide your pre-approval letter? She has also been a guest speaker at top industry events and has been named a leading real estate coach by prominent industry publications. Is there anything that would prevent you from making an offer on a home?

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Housing Wire

JANUARY 26, 2022

Efficiencies will be needed to catch issues in title workflows pre-closing, to help reduce post-close and trailing document costs and inefficiencies. The cost to manage these reviews, compliance and agent approvals is bound to increase over time, alongside demand for technology to help manage such. “We

Industrial 365

Industrial Pre-approval Title Technology 365

Housing Wire

APRIL 4, 2025

In his view, these LOs are getting paid on the terms of the loan, which he and more than one industry lawyer I spoke to believes is a violation of LO Comp rules. The brokerage takes 20% but, per the source, really only offers system access (ARIVE in most cases), investor approvals and AMC access.

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RIS Media

SEPTEMBER 14, 2023

Before you buy a home, unless you have the cash to purchase outright, you’ll need to get pre-approved. Understanding how mortgage pre-approvals work is essential. This means finding a lender that offers the type of mortgage you want and then going through the pre-approval process.

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Housing Wire

APRIL 8, 2021

According to industry experts, there is more to a home offer than just the price you are willing to pay. Get pre-approved to show you mean business: Consider obtaining a pre-approval for a mortgage from a lender by the time you reach the offer stage, as this document can play a key role in the negotiation process.

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RIS Media

SEPTEMBER 1, 2023

An essential part of the home-buying process is getting pre-approved for a mortgage. When your lender has checked your finances, they will issue a pre-approval letter. A common question among buyers is how long it takes to… The post How Do Mortgage Pre-approvals Work? appeared first on RISMedia.

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Pre-approval Mortgages Finance Industrial 131

RIS Media

JUNE 10, 2025

RatePlug, a provider of mortgage data integration into home search systems, has announced the launch of Afordal, a platform to unify home search, live mortgage rates, rapid pre-approval, and property-specific special financing in one seamless solution.

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Pre-approval Finance Design Mortgages 52

Housing Wire

JUNE 20, 2024

Oklahoma -based Adfitech , a mortgage industry partner for quality control and risk management services, has changed its name to Mortgage Connect Risk Solutions. In February 2024, industry veteran Kim Hoffman was hired as president of the new affiliate.

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Due diligence Mortgages Pre-approval Lending 419

Housing Wire

APRIL 16, 2025

Pre-qualify your leads Honing your pre-qualification process will save you time and energy by ensuring youre focusing on potential clients who are ready, willing and able to buy or sell soon. Pre-market your listings Sell your listings faster, possibly even before they hit the market, by pre-marketing them.

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Closing Pre-approval Pre-qualification Agents 252

Housing Wire

NOVEMBER 20, 2023

In order to survive, buyer agents will need to show this value to buyers and be willing to have clients pay a set fee or a pre-negotiated percentage of the sale price to secure the business. What concerns me here is the potential for infighting in the industry over price competition.

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Housing Wire

APRIL 17, 2025

. “Over the past 8 years we have grown an incredible team to over 100 employees, raised 5 funding rounds, called 6 different offices home, operated across 3 cities, had 2 name changes and most importantly helped millions of consumers get approved for homes and apartments,” Sandler wrote in his post.

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Housing Wire

JULY 16, 2021

Seventy million dollars in seed funding is a colossal investment for an unproven tech startup, even one that promises to fully disrupt a relatively low-margin, traditional industry like mortgage lending. The place where you see the most innovation in the real estate industry in the past decade or so is what we call ‘search-and-find.’

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Lending Pre-approval Mortgages Banks 450

Housing Wire

OCTOBER 1, 2024

With interest rates trending downward and refinances picking up, the industry is preparing for an upswing. However, the most recent ACES Mortgage QC Industry Trends Report found critical defect rates jumped up in the first quarter (Q1) of this year. One critical shift is the adoption of pre-funding QC reviews.

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Loans Pre-approval Marketing Staging 392

Housing Wire

APRIL 21, 2025

“Paul’s exceptional ability to identify strategic opportunities and forge meaningful industry partnerships has already made a significant impact since he joined our team,” Srikanth Rajaraman, co-founder of Prudent AI, said in a statement. “With self-employed individuals making up over 10% of the U.S. ”

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Pre-approval Lending Banks Technology 248

Housing Wire

DECEMBER 13, 2024

While buyback volumes remain well below their 2022 peak, they are still elevated compared to pre- pandemic levels. The added cost pours salt in the wound for credit unions, banks, and independent mortgage bankers , who are already recording average pre-tax losses of $534 per loan origination. Our requests are up 100% month over month.”

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Pre-approval Investor Loans Technology 366

Housing Wire

MAY 8, 2025

Examples of a breach of fiduciary duty, according to Perigon Legal , a Georgia-based law firm, include things like declining or accepting an offer without the clients advice, permission, or approval, or receiving a bonus or other payment related to the sale of a property without disclosing it to the client.

MLS 248

MLS Pre-approval Brokerage Agents 248

Housing Wire

DECEMBER 6, 2022

Headquartered and founded by Trent Hedge and Marco Monteiro earlier this year, the firm’s unified stack offers a white-labeled interface that can pre-fill loan applications in addition to instantly verifying income, assets and pulling credit, according to its website. .

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Pre-approval Mortgages Banks Loans 367

Housing Wire

FEBRUARY 1, 2021

The great promise of short sales and other distressed pre-foreclosure sales as a foreclosure alternative is most fully realized in a competitive and transparent online auction marketplace, according to recent data from the Auction.com Market Validation Program (MVP) for pre-foreclosure sales. Pre-Foreclosure Potential.

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Sales Pre-approval Short sale MLS 409

Housing Wire

SEPTEMBER 26, 2023

Verification solutions today are costly, provide limited coverage for lenders, and are often targeted to a subset of industries or employment types. Blend Income pre-populates a consumer’s loan application with income and employment information derived from the consumer’s direct deposit history.

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Pre-approval Mortgages Loans Industrial 397

Housing Wire

JANUARY 31, 2023

Even if I write seven pre-approvals a day, when there is one house and there’s 20 people that want to buy the same house, we still can’t do a lot of deals,” Marquis said. Connie Kim : We’ve seen a lot of optimism for the mortgage industry, mainly due to rates on a declining trend.

Loans 394

Loans Pre-approval Closing Marketing 394

Housing Wire

DECEMBER 7, 2023

While the conservatorship has allowed for the mortgage market to be restored to its pre-crisis state and strengthened these two government-sponsored entities (GSEs), there are significant downsides to maintaining the status quo indefinitely. This has also subjected homeowners and lenders to the whiplash of periodic policy changes.

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Pre-approval Mortgages Development Lending 545

Housing Wire

NOVEMBER 2, 2021

KSCORE is a fully-digital real estate training program that will offer state approved pre-licensing courses, as well as continuing education opportunities for existing agents. One of the brokerage’s biggest goals for the new program is to use it to address the lack of diversity in the real estate industry.

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Pre-approval Brokerage Agents Industrial 384

Housing Wire

JUNE 3, 2024

For specific questions such as ‘What’s the difference between pre-approval and a prequalification?’, The company’s stated mission is to equip industries with top-tier tools to reclaim market control both online and offline. Michel Moubarak, vice president of growth at Roof AI, told HousingWire.

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Technology Sales Pre-approval MLS 440

Housing Wire

JUNE 20, 2024

The fourth quarter of 2023 was the seventh straight quarter of net production loss for lenders , who hemorrhaged an average of $2,109 pre-tax dollars for each loan they originated. Fintech vendors, third-party consultants, and industry trade associations could all play a role in helping lenders build a competency around change management.

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Loan Officer Pre-approval Technology Lending 415

Lighter Side of Real Estate

SEPTEMBER 12, 2023

If you’ve been searching for a house for any amount of time, you’re probably well aware of how important it is to get a mortgage pre-approval before you even start looking at houses, or at least as early on in the process as possible. When Should You Update Your Pre-approval? Pre-approvals aren’t good forever.

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Pre-approval Debt-to-income ratio Mortgages Marketing 126

Housing Wire

JULY 4, 2024

As industry professionals, we have a responsibility to foster belief in the possibility of homeownership. It may mean drilling down and familiarizing yourself, and your potential clients, with the ins and outs of credit repair, loan pre-qualification and pre-approval, and even basic personal finance and budgeting.

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Pre-qualification Pre-approval Seller concession Finance 450

Realty Biz

AUGUST 20, 2023

Mortgage pre-approval is an essential step when buying a house. During pre-approval, lenders carefully evaluate your financial information, including income, assets, credit history, and other relevant details. How long it takes for lenders to give mortgage pre-approval can vary from a day to a week.

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Pre-approval Debt-to-income ratio Mortgages Loans 94

Housing Wire

MAY 15, 2025

The Basics ($319): 60-hour pre-license course and three study guides Exam Preparation ($419): The basic package plus the CompuCram exam prep package. Their prelicensing courses are taught by industry professionals and designed to help move you from the classroom to the closing table. The Washington, D.C.

Brokerage 268

Brokerage Pre-approval Development Agents 268

Housing Wire

NOVEMBER 18, 2022

homeowners and industry stakeholders,” Sprecher said. The transaction is pending customer regulatory approval and is expected to close in the first half of 2023, according to Katia Gonzalez, senior analyst of investor relations at ICE. “Our merger will afford significant benefits to U.S. billion, down from $2.9

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Title Pre-approval Investor Mortgages 410

Housing Wire

JULY 3, 2023

billion in Q1 2022 (which was roughly in line with industry peers). The target client base for PrimeLending is first-time homebuyers, as the entire industry is struggling to overcome the lock-in effect. billion, a 54% decline from $3.76 Production dropped about 15.2% from the fourth quarter of 2022’s $2.04 Nearly 92% of U.S.

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Loan Officer Marketing Pre-approval Fixed-rate mortgage 370

Housing Wire

DECEMBER 1, 2023

. “It seems like only yesterday you could pull a single borrower tri-merge for $15 and a joint for $30,” Greg Sher, Managing Director of NFM Lending , wrote in a LinkedIn post that went viral in the mortgage industry. As an industry, we owe it to future homeowners to bring attention to the misuse of power,” McKay said.

Mortgages 458

Mortgages Pre-approval Closing costs Lending 458

Housing Wire

JUNE 16, 2022

Consequently (it) will shrink the buyer pool,” Yun said, adding: “Sales could fall even further with some inventory sitting on the market for more than a month like in the pre-pandemic days.”. mortgage industry to fund $4.1 What remains clear for industry observers is that higher mortgage rates will cool down the housing market.

Marketing 421

Marketing Fixed-rate mortgage Loan Officer Pre-approval 421

Housing Wire

FEBRUARY 10, 2022

The ‘housing super app,’ according to investor slides filed with the Securities and Exchange Commission, will provide mortgage pre-approval, “immersive shopping,” facilitate in-person touring, and home financing. This is a really fun and entertaining industry, real estate,” the CEO said. billion in revenue.

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Pre-approval Mortgages Agents Finance 397

Housing Wire

JANUARY 8, 2021

As we think about coming out of this first month of the year, we’ve quickly realized this year is going to be anything but planned or what we in the mortgage lending industry are used to. But for others, low mortgage rates gave way to pre-approved borrowers struggling in a very competitive seller’s market.

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Lending Mortgages Pre-approval Loans 450

Housing Wire

JANUARY 26, 2022

The home lending industry has a massive opportunity to digitalize to create efficiencies and to deliver a simpler end-to-end user experience that would benefit both borrowers and servicers. Currently, the fintech’s product portfolio includes conventional 15- and- 30-year fixed rate loans but the lender does not offer FHA or VA loans.

Mortgages 368

Mortgages Pre-approval VA loan Lending 368

Toronto Realty Blog

OCTOBER 19, 2022

Should Prospective Tenants Be “Approved” Before Viewing Properties? Here’s an example: I don’t know how any tenants can be “pre-approved” without it being discriminatory in some way. In effect, this “pre-approval” process is a time saver and that’s what makes it popular.

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Pre-approval Pre-qualification Agents As-is 98

Housing Wire

FEBRUARY 18, 2022

Brenan has more than four decades of experience in the appraisal industry, previously serving in leadership roles at The Appraisal Foundation and the State of California Bureau of Real Estate Appraisers. Below, Brenan answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article?

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