Housing Wire

MAY 29, 2025

The answer lies in a remote corner of the mortgage industry: subservicing. This business which involves handling mortgage payments, borrower communication and escrow administration on behalf of lenders has undergone consolidation. Meanwhile, MSR player Bayview Asset Managemen t is in M&A talks with Guild Mortgage.

Mortgages 352

Mortgages Loans Banks Industrial 352

Housing Wire

OCTOBER 23, 2024

Even as artificial intelligence (AI) becomes more prominent in the mortgage industry, most millennial and Generation Z homebuyers are hesitant to rely solely on a fully automated application process to get a loan, according to a new study. About 58% of respondents still relied on loan officers to guide them through the process.

Mortgages 431

Mortgages Loan Officer Loans Technology 431

Housing Wire

DECEMBER 30, 2024

While 2024 was rife with challenges for the mortgage industry broadly across forward and reverse a new year brings a new mindset. Some challenges remain, with mortgage rates being chief among them. I see more collaboration with different business units, for both the wider industry and within Guild, as well.

Mortgages 383

Mortgages Technology Loan Officer Industrial 383

Housing Wire

DECEMBER 3, 2024

As the mortgage world continues to see rapid tech advancements, staying ahead of the curve requires more than just keeping up — it demands leading the way. Companies like CLARIFIRE — a multi-year Tech100 Mortgage honoree — that delivers advanced automation solutions to servicers. Click here to nominate a tech organization.

Mortgages 354

Mortgages Technology Industrial Investor 354

Housing Wire

MARCH 27, 2025

Self-branded “financial fitness” platform FinLocker announced Wednesday that it will cover 100% of the verification costs for mortgage borrowers who use lenders’ FinLocker-powered apps. The company calls the move an “industry-first initiative.” This direct-source verification covers 85% of the U.S.

Mortgages 328

Mortgages Loan Officer Technology Loans 328

Housing Wire

MAY 13, 2025

Lets be real: the real estate industry is changing. This article explores the key traits, strategies, and mindset shifts required to succeed in evolving real estate and mortgage landscapes. Homeowners are stuck Many homeowners hesitate to sell due to the low mortgage rates they secured in previous years.

Industrial 337

Industrial Mortgages Technology Equity 337

Housing Wire

MAY 19, 2025

HousingWire recently sat down with Erin Wester, Optimal Blues chief product officer and a 2024 HousingWire Women of Influence honoree, to discuss how lenders can simplify capital markets operations and improve profitability with the right technology partner. And technology when its done right can absolutely make that happen.

Technology 264

Technology Marketing Lending Mortgages 264

Housing Wire

MARCH 10, 2025

Artificial intelligence (AI), predictive underwriting , and blockchain technology are becoming more common in todays real estate industry. As a result, professionals in the title and foreclosure industries must evolve to keep up with upcoming trends. What drew you to the title search industry? We invested close to $1.5

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Title search Title Technology Industrial 313

Housing Wire

JUNE 13, 2025

Welcome back to Tech Pulse — a new weekly series rounding up the latest in technology , including tools, integrations and trends impacting mortgage and real estate. Experts say inclusive development is critical as AI reshapes industries like health care and financial services. million in seed funding.

Industrial 252

Industrial MLS Loan Officer Lending 252

Housing Wire

NOVEMBER 18, 2024

Department of Housing and Urban Development (HUD) on Monday announced a proposal to shift its Title I home loan programs to the use of the Uniform Residential Loan Application (URLA) that would more closely align them with broader industry standards.

Title 368

Title Loans Industrial Residential 368

Housing Wire

OCTOBER 28, 2024

Mortgage technology company Gateless is offering its flagship automated underwriting platform to a new lender. The artificial intelligence-based platform, the latest addition to the Gateless AI mortgage tool suite, aims to enhance The Loan Store’s underwriting capabilities.

Loans 384

Loans Mortgages Technology Development 384

Housing Wire

JUNE 4, 2025

Ryan Young, founder and CEO of Fello.ai , recently shared how AI is transforming mortgage professionals ability to connect with clients. He emphasizes that embracing automation today is key to thriving in an industry that is evolving faster than ever. This shift is creating a critical divide in the industry.

Industrial 264

Industrial Mortgages Loan Officer Loans 264

Housing Wire

APRIL 30, 2025

If the mortgage industry had a mantra at the start of last year, it was something like: Just survive to get to 2025. But now heres 2025, and its clear that mortgage rates arent falling the way wed hoped, and the market is going to take more time than we thought to find its new normal.

Mortgages 327

Mortgages Industrial Loans Technology 327

Housing Wire

NOVEMBER 1, 2024

The Mortgage Industry Standards Maintenance Organization (MISMO), a subsidiary of the Mortgage Bankers Association (MBA), has been developing a series of uniform technology standards that will ideally allow for the somewhat siloed reverse mortgage industry to more easily collaborate with others in the mortgage finance ecosystem.

Mortgages 377

Mortgages Technology Loan Officer Loans 377

Housing Wire

APRIL 1, 2025

Today, A&D Mortgage announced the official closing of its acquisition of the wholesale and non-delegated correspondent mortgage business from Mr. Cooper Group. Cooper previously acquired the wholesale and nondelegated mortgage business assets as part of its Flagstar Bank transaction in November 2024.

Closing 373

Closing Mortgages Lending Banks 373

Housing Wire

DECEMBER 19, 2024

What drives the secondary market and mortgage industrys top innovators? This series unveils the personal and professional moments shaping Pollys executive team and their vision for a better mortgage future. Jon Foys journey from Montana to Polly is driving innovation in the mortgage industry.

Mortgages 371

Mortgages Loan Officer Technology Industrial 371

Housing Wire

NOVEMBER 26, 2024

In honor of the 2025 Tech100 nomination season, HousingWire asked leaders from last year’s Tech100-winning companies including Flueid , Vesta , Gridbase and MyHome, a Williston Financial Group Company to share some examples of how their technology has helped transform a traditional real estate and mortgage process.

Title 369

Title Mortgages Title search Bankruptcy 369

Housing Wire

OCTOBER 25, 2024

A future glimpse into how mortgages will be created in 2035 can be found in an woodsy office park in Athens, Georgia. Lapin said FormFree operates within an open banking framework, a relative rarity in the mortgage industry. The mortgage sector will be affected.

Banks 431

Banks Mortgages Lending Industrial 431

Housing Wire

APRIL 3, 2025

In mortgage finance and real estate , the only constant is change. From fluctuating interest rates and evolving regulations to technological disruptions and shifting consumer demands, mortgage leaders today face unprecedented volatility and complexity. Why is this essential now? Larry Silver is the CEO of Superus Careers, LLC.

Mortgages 303

Mortgages Technology Industrial Finance 303

Housing Wire

JUNE 11, 2025

Fairway Independent Mortgage Corp. , mortgage lender, announced a deal on Wednesday to acquire Hallmark Home Mortgage in an asset sale. Jacobson and Sturges worked together at Waterfield Mortgage “decades ago and have remained industry acquaintances ever since,” Jacobson said in a statement. a top 20 U.S.

Mortgages 325

Mortgages Loan Officer Lending Branding 325

Housing Wire

OCTOBER 17, 2024

HousingWire real estate reporter Jeff Andrews sat down with Umansky to talk about his brokerage, agent recruiting efforts, how the industry is changing in the wake of the NAR commission lawsuit settlement — and even a little fashion. It’s really out of pure love and wanting to give back to an industry that we love.

Industrial 431

Industrial Brokerage Branding Agents 431

Housing Wire

MARCH 11, 2025

Tomo Mortgage on Tuesday announced the closure of $20 million in Series B funding that was led by three existing investors and a new participant. It claims to save the typical homebuyer up to $4,000 in closing costs and offers interest rates that are 50 to 100 basis points lower than the industry average, according to a press release.

Closing 340

Closing Mortgages Investor Loan Officer 340

Housing Wire

APRIL 18, 2025

Marc Trachtenberg chairman and CEO of Silk Title Company has spent a career in mortgage and title insurance companies finding ways to break from the status quo, creating innovative, forward-thinking solutions along the way. How do you see this industry? He doesnt plan to stop any time soon. MT: The number one thing is workflow.

Title 383

Title Technology Industrial Mortgages 383

Housing Wire

OCTOBER 31, 2024

The real estate industry is racing to find ways that artificial intelligence (AI) can improve business practices. The companies hope Restb.ai’s technology can help ClearValue’s appraisal review clients improve efficiency and quality control while also reducing costs. “Our ClearValue Consulting thinks it’s found a way.

Technology 428

Technology Inspection Design Industrial 428

Housing Wire

APRIL 8, 2025

Fairway Independent Mortgage Corp. announced the incorporation of hybrid e-closings for reverse mortgages on Tuesday, aiming to incorporate its experience with the technology on the forward side of the mortgage business into its reverse mortgage division for the first time. Fairway Independent Mortgage Corp.

Closing 266

Closing Mortgages Lending Technology 266

Housing Wire

NOVEMBER 18, 2024

In preparation for widespread credit scoring changes , leading credit-score and data analytics company VantageScore has launched a Mortgage Resource Center to support lenders transitioning to the VantageScore 4.0 by a number of industry players. now or risk losing access to key mortgage GSEs.” credit model.

Mortgages 394

Mortgages Principal Banks Loans 394

Housing Wire

APRIL 4, 2025

Reston, Virginia -based mortgage software company RETR announced this week that it has hired two new senior leaders to guide the company’s growth efforts. Heidi Iverson Iverson has 20-plus years of experience across various industries. Before joining RETR, she founded PlacedE, a boutique mortgage recruiting and coaching firm.

Mortgages 323

Mortgages Technology Loan Officer Loans 323

Housing Wire

FEBRUARY 3, 2025

The Tech100 Mortgage award recognizes the most innovative and impactful organizations driving the mortgage industry forward. Now in its 13th year, the Tech100 program serves as a trusted resource for housing professionals, providing a definitive list of the industrys top technology providers.

Mortgages 392

Mortgages Title Lending Loans 392

Housing Wire

APRIL 8, 2025

UWM’s Jason Bressler and Google’s Oliver Parker United Wholesale Mortgage (UWM) , the top mortgage lender in America, on Tuesday announced a strategic AI agreement with Google Cloud that the companies say will bring modernization to the mortgage industry. model to enhance underwriting automation.

Mortgages 479

Mortgages Lending Loans Technology 479

Housing Wire

MAY 13, 2025

Mortgage solutions provider ServiceLink has introduced updates to its EXOS Close platform aimed at increasing scheduling flexibility for lenders and borrowers. ” Expansion to allow lenders to schedule in-branch closings is described by ServiceLink as an industry-first.

Technology 252

Technology Closing Equity Design 252

Housing Wire

MAY 27, 2025

Banking and mortgage technology company nCino made a large reduction in force (RIF) ahead of its quarterly earnings call on Wednesday. “To exceed market demands, technology alone won’t allow us to move faster, we need to be intentional about eliminating overage, redundancies and bureaucracy.”

Technology 335

Technology Banks Commercial Mortgages 335

Housing Wire

DECEMBER 4, 2024

Top 10 mortgage lender Rate — previously known as Guaranteed Rate — announced a new promotion on Wednesday. The company named veteran mortgage professional Connie Lindsay as its senior vice president of mortgage lending in Washington state. Most recently, Lindsay served as a mortgage loan officer at U.S.

Lending 384

Lending Mortgages Loan Officer Loans 384

Housing Wire

DECEMBER 16, 2024

billion acquisition of Black Knight, ICE now commands a roughly 70% share of the mortgage technology market, so whatever it does affects the entire industry. SDK-customized functionality has enabled the mortgage industry in revolutionary ways, but APIs can do more with less. Following its $11.9

Industrial 332

Industrial Mortgages Technology Loans 332

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. Naturally, this includes reverse mortgages, he explained. That role is an active one, Allen said.

Mortgages 368

Mortgages Lending Banks Industrial 368

Housing Wire

JUNE 9, 2025

Jason Bressler , chief technology officer for United Wholesale Mortgage (UWM), is trying to change the narrative around AI being integrated into the mortgage industry and lending solutions. The same root Bressler alluded to is technological intimidation. This could lead some companies to fall behind.

Lending 271

Lending Mortgages Technology Loan Officer 271

Housing Wire

MAY 21, 2025

Mortgage lenders and services today face significant operational challenges, especially when relying on third-party processors for their outsourced services. One major player in the outsourcing industry charges between $50 and $80 per mortgage for their services, depending on the complexity and location of the mortgage.

Mortgages 291

Mortgages Industrial Technology As-is 291

Housing Wire

MARCH 31, 2025

Rocket Companies is buying Mr. Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. That’s one out of every six mortgages in America. Cooper, will be president and CEO of Rocket Mortgage, reporting to Krishna.

Finance 441

Finance Title Mortgages Equity 441