HomeLight

JULY 24, 2025

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. Often, the same lender handling your new mortgage can also offer the bridge loan.

Equity

HomeLight

JULY 24, 2025

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. A bridge loan is a short-term loan that helps you buy a new home before your current one sells.

Equity

HomeLight

JULY 24, 2025

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. Often, the same lender handling your new mortgage can also offer the bridge loan.

Equity

Lab Coat Agents

MAY 15, 2025

Master the Art of Seller Persuasion One reason home inventory is low is hesitant sellers. Many are unwilling to give up their low pandemic-era mortgage rates, resulting in a lock-in effect. However, there are still good reasons to sellespecially if mortgage rates fall.

Pre-approval

Redfin

JUNE 13, 2025

Coordinating the sale of your current home with the purchase of your next requires precise timing. Try to avoid overlapping mortgage payments or being stuck without a home. Consider financial tools like bridge loans or home equity loans for your new home’s down payment before your current one sells.

Debt-to-income ratio

Rochester Real Estate

NOVEMBER 5, 2015

(585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P. Typical Contingencies That Would Allow The Return of Your Earnest Money What Are Some Of The Most Common Real Estate Contingencies? A financing contingency protects your earnest money should you not be able to get the loan you need to purchase.

Earnest money deposit

Redfin

JUNE 17, 2025

Accepting a contingent offer on your home can feel like a gamble – but it doesn’t have to. The short answer to whether you should accept a contingent offer on your house is that it depends. If the buyer wants to continue with the sale, they can request repairs or lower the purchase price.

Inspection contingency

Redfin

JULY 9, 2025

Research your new location and get pre-approved for a mortgage. Buying a home is a huge milestone for many, but that excitement can turn to worry when buying a house in another state. Rent vs. buy calculator : Compare the financial impact of renting versus buying a home. Does my mortgage lender need to be in the same state?

Pre-approval

HomeLight

MARCH 11, 2025

If you are making plans to sell your home, you can estimate your proceeds using HomeLights Net Proceeds Calculator. This free tool will factor in your homes sale price, as well as closing costs , agent commissions, and any outstanding mortgage balance. To learn more, see our post: How Much Will I Make Selling My House?

Equity

Redfin

JULY 14, 2025

Use contingencies wisely Add contingencies that give you an “out” if needed. For example, a home sale contingency or financing contingency can create legal room to back out without penalty. Get Pre-Underwritten for a Mortgage Pre-approval is helpful, but pre-underwriting takes things a step further.

Earnest money deposit

HomeLight

APRIL 23, 2025

You can then make a strong offer on your next home with no home sale contingency. Mortgage lenders: Some lenders who offer traditional mortgages also provide bridge loans, depending on the product mix and state regulations. Buy Before You Sell Who offers bridge loans?

Debt-to-income ratio

HomeLight

FEBRUARY 20, 2025

There can be any number of contingencies in your real estate contract, but here are some common ones (besides appraisal contingencies, which well discuss more below): Inspection contingency: A buyer requests a home inspection and may use the results to negotiate a better deal or walk away.

Inspection contingency

Housing Wire

AUGUST 27, 2024

Fintech Calque rolled out an affordable version of its Buy Before You Sell program that enables homeowners to remove home sale contingencies and debt-to-income (DTI) constraints. The Calque PPG will be the minimum amount required to remove the home sale contingency, according to the firm.

Home sale contingency

Realty Biz

JULY 17, 2022

Kick-Out Clause vs. Home Sale Contingency. When the real estate market favors sellers home sale contingencies almost become extinct. In hot markets there would never be a need for a seller to even considered a home sale clause. However, there is one alternative that will become more popular.

Home sale contingency

HomeLight

MARCH 20, 2023

After all, few people can afford to hold two mortgages. At the same time, it usually does not make sense for buyers to sell their home without having a new one lined up to move into. So what options does that leave for the homebuyer who must also be a home seller ? Find a Buyer's Agent What is a home sale contingency?

Home sale contingency

HomeLight

MARCH 31, 2022

For instance, getting preapproved for a mortgage is imperative in the 2022 tight market. But one of the most influential bargaining tools is eliminating contingency clauses, especially the seller contingency clause, also known as the home sale contingency. What is a contingency clause?

Home sale contingency

Housing Wire

FEBRUARY 14, 2024

Jeremy Foster: The traditional home purchase process for homeowners is broken. A majority of homeowners must sell their current home before they can qualify for a mortgage on their next home due to federal lending requirements around debt-to-income and down payments. For out more: The Trade-in Mortgage, powered by Calque.

Backup offer

Housing Wire

SEPTEMBER 30, 2024

Local agents attribute much of the lack of existing inventory to homeowners locked in at pandemic-era low mortgage rates , but Fontanella said this isn’t the only issue.

Marketing

HomeLight

JUNE 9, 2023

A property listed as “contingent” in real estate means the seller has accepted an offer, but the deal isn’t fully closed yet. The final sale hangs in the balance, waiting for certain conditions or “contingencies” to be met. Purchase mortgages today are taking over 40 days to close on average.

Home sale contingency

HomeLight

JULY 31, 2024

So, how can you find the money to do this life-changing home improvement? One popular option for financing home renovations and other expensive lifestyle needs is called a second mortgage. You can then make a strong offer on your next home with no home sale contingency.

Mortgages

HomeLight

JANUARY 19, 2024

The decision to waive the mortgage contingency, while potentially making your offer more appealing, carries a sloshing bucket of risks and considerations. But it can also tilt a sale in your favor. You can then make a strong offer on your next home with no home sale contingency.

Earnest money deposit

HomeLight

SEPTEMBER 25, 2023

If you need assistance with a bridge loan or “buy before you sell” mortgage, HomeLight encourages you to reach out to your own advisor. Navigating the journey of selling your current home and stepping into a new one can feel like a daunting dance of timing and finance.

Loans

HomeLight

JANUARY 31, 2024

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. Learn More What does contingent mean? How long can a house be contingent?

Purchase and sale agreement

Point2Homes

DECEMBER 8, 2020

A home listed as contingent means the seller has accepted an offer. However, before the sale can go to closing, certain contingencies must be met. These clauses are defined in the sales contract and often have to do with home inspections, mortgage approvals and appraisals.

Purchase and sale agreement

HomeLight

NOVEMBER 29, 2021

For example, it’s not unheard-of for a buyer to have a home sale contingency in place when they already own a home and are looking to buy a new one. The terms would typically state that for them to buy the new home, they have to first sell the old one. However, a buyer can also be protected by contingencies.

Purchase and sale agreement

HomeLight

DECEMBER 30, 2023

Contingencies while ‘under contract’ Here are some common types of contingencies in residential home sales: Financing contingency: A financing or mortgage contingency safeguards buyers who need to finalize a home loan.

Home sale contingency

HomeLight

DECEMBER 7, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

DECEMBER 13, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

NOVEMBER 29, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

DECEMBER 15, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

SEPTEMBER 10, 2022

Kick-out clauses are often employed when the buyers have to sell their current home first, and the sellers want to continue marketing their home in the meantime. The second buyer might offer more money or place fewer conditions on the deal, making the seller believe the home sale would be more likely to make it to the closing table.

Purchase and sale agreement

HomeLight

DECEMBER 13, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

Realty Biz

JULY 6, 2022

Far Fewer Cash Sales. The vast majority of buyers will go back to getting a mortgage and having a contingency for it. More Offers With Home Sale Contingencies. When real estate markets favor sellers, buyers don’t even attempt to get a home sale contingency clause.

Home sale contingency

HomeLight

DECEMBER 14, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

DECEMBER 29, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

DECEMBER 15, 2023

Discover the Innovative Way to Buy Your Next Home Before Selling Your Current Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

JULY 30, 2024

Start Making Offers Without Waiting to Sell Your Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work?

Hard money loan