HomeLight

JULY 24, 2025

A bridge loan might be just what you need to buy your next home without waiting to sell your current one. In this guide, we’ll walk you through everything you need to know about bridge loans in Sacramento. You can then make a strong offer on your next home with no home sale contingency.

Equity

Windemere Buying

MAY 19, 2025

Financing Contingency Also known as a mortgage contingency, a financing contingency gives the buyer a specified period of time to secure adequate financing to purchase the home. Even if you are pre-approved for your mortgage , you may not be able to obtain the right loan for the home.

Home sale contingency

Redfin

JUNE 11, 2025

This Redfin article explains how contingencies work, which ones to expect, and how they help you avoid costly setbacks during the homebuying process. Home inspection contingency This is one of the most frequently used contingencies in real estate. In certain areas, additional contingencies may be especially important.

Purchase and sale agreement

Redfin

JUNE 13, 2025

Step 3: Research second-time homebuyer programs and loans Step 4: Work with an experienced agent Step 5: Make a strong offer as a second-time homebuyer Step 6: Plan your transition Second-time homebuyer FAQs Is it harder to buy a house the second time? Try to avoid overlapping mortgage payments or being stuck without a home.

Debt-to-income ratio

Lab Coat Agents

MAY 15, 2025

If the buyer is financing the home, encourage them to get pre-approved for a loan so that sellers will take them more seriously and the sale is more likely to go through. That said, sellers may have other concerns, such as finding a replacement home, moving logistics, and timing challenges.

Pre-approval

HomeLight

APRIL 23, 2025

A bridge loan can help with this buy-sell timing conundrum. Bridge loans offer temporary financing that allows sellers like you to buy a new home before selling your old one. In this guide, we’ll explore who offers bridge loans, how they benefit sellers, and alternative solutions that can offer even greater flexibility.

Debt-to-income ratio

Rochester Real Estate

NOVEMBER 5, 2015

Typical Contingencies That Would Allow The Return of Your Earnest Money What Are Some Of The Most Common Real Estate Contingencies? Home inspections Mortgage contingency Real Estate Appraisal Home sale contingency These are the most typical contingencies that could allow for the return of your home deposit.

Earnest money deposit

HomeLight

MARCH 11, 2025

This increase in value is what every homeowner wants giving you more options when it comes to future financial decisions, like selling, refinancing, or taking out a home equity loan. How much do homes appreciate each year? Looking back even further, homes in the U.S. have appreciated by about 3% to 5% per year.

Equity

Redfin

JUNE 17, 2025

Pros and cons of making an offer on a home with a bumpable buyer How to compete with a bumpable buyer FAQs about bumpable buyers What is a bumpable buyer? A bumpable buyer is someone who has an accepted offer on a home but the sale depends on them selling their current home first. This is called a home sale contingency.

Backup offer

HomeLight

FEBRUARY 20, 2025

There can be any number of contingencies in your real estate contract, but here are some common ones (besides appraisal contingencies, which well discuss more below): Inspection contingency: A buyer requests a home inspection and may use the results to negotiate a better deal or walk away.

Inspection contingency

HomeLight

MARCH 20, 2023

Most often, this type of scenario calls for a home sale contingency. With the help of real estate agent Jesse Allen , a single-family home expert in southern Indiana , we’ll help to explain the ins and outs of home sale contingencies, and offer additional alternatives for buyers who currently own a home.

Home sale contingency

HomeLight

MARCH 31, 2022

But one of the most influential bargaining tools is eliminating contingency clauses, especially the seller contingency clause, also known as the home sale contingency. What is a contingency clause? Let’s begin by looking at the “what” and “why” of contingency clauses. Source: (Masjid MABA / Unsplash).

Home sale contingency

Housing Wire

FEBRUARY 14, 2024

Also, BBYS products make homeowners competitive bidders because they can submit non-contingent offers that can compete with cash offers, which made up one-third of winning offers in Q4 2023. We don’t charge agents fees or require them to get certified so your loan officers can offer this product to all their agents.

Backup offer

HomeLight

AUGUST 9, 2024

Enter hard money loans , a popular solution for investors looking to capitalize on the market’s potential. Whether flipping a historic home in Des Moines or buying an investment property in Cedar Rapids, understanding the ins and outs of hard money lending is important for making informed financial decisions.

Hard money loan

HomeLight

AUGUST 26, 2024

Whether you’re flipping houses in Providence or buying rental properties along the coast, a hard money loan could be the right move for you. Hard money loans can carry higher interest rates than traditional loans, but they come with fewer restrictions and generally quicker approval times. How does a hard money loan work?

Hard money loan

HomeLight

JULY 5, 2024

Looking to fund your next real estate project in Seattle with a hard money loan ? These loans are a great alternative to traditional financing, especially for short-term projects or those with credit issues. In this guide, we’ll break down how hard money loans work in Seattle, their costs, and alternative financing options.

Hard money loan

HomeLight

JULY 18, 2024

With a focus on property value rather than credit scores, hard money loans offer a streamlined path to funding, perfect for those needing quick turnarounds. Whether you’re a seasoned investor or a homeowner seeking fast cash , this guide will help you navigate the world of hard money loans to achieve your real estate goals.

Hard money loan

HomeLight

AUGUST 27, 2024

A hard money lender provides short-term loans backed by real estate rather than the borrower’s credit score. Instead of relying on traditional metrics, hard money lenders determine the loan amount based on the after-repair value (ARV) of a property. If a borrower fails to repay the loan, the lender can take ownership of the property.

Hard money loan

HomeLight

JULY 18, 2024

Are you looking to fund your next real estate venture in Alabama with a hard money loan ? Whether you’re planning to flip a historic home in Montgomery or invest in a rental property in Birmingham, hard money lenders in Alabama offer the speed and flexibility you need. How does a hard money loan work?

Hard money loan

HomeLight

JULY 25, 2024

A hard money loan could help you secure that perfect investment property, whether you’re looking to renovate a historic home in Cleveland Heights or purchase an apartment complex in The Flats. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work?

Hard money loan

HomeLight

JULY 2, 2024

Looking to kickstart your next real estate project in Miami with a hard money loan? These loans can be used for various property types, from fixer-uppers in Little Havana to condos in Brickell intended for long-term rentals. We’ll explain what hard money loans are, their costs, and their benefits. What is a hard money lender?

Hard money loan

HomeLight

JUNE 20, 2024

Are you looking to finance your next real estate project in Houston with a hard money loan ? These loans are particularly useful for investors needing quick access to funds and for those whose credit history might not meet conventional loan requirements. How does a hard money loan work? What is a hard money lender?

Hard money loan

HomeLight

JULY 29, 2024

Are you considering a hard money loan in Virginia Beach? This article will guide you through the essentials of hard money loans, their costs, and alternatives, helping you make an informed decision. Hard money loans provide fast, flexible funding for real estate projects when traditional loans aren’t an option.

Hard money loan

HomeLight

JUNE 30, 2024

Looking to fund your next real estate project in San Antonio with a hard money loan? Hard money loans serve as an alternative to traditional financing, and are especially useful for those with tight project timelines, limited capital, or credit challenges. How does a hard money loan work? Learn More What is a hard money lender?

Hard money loan

HomeLight

JULY 9, 2024

A hard money loan might be just what you need. These loans are especially useful for short-term projects and those with limited initial funds or credit issues. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work?

Hard money loan

HomeLight

JULY 26, 2024

Hard money loans provide a quick funding solution based on the property’s value rather than your credit score or income history. If you’re not a real estate investor but need to bridge the timing gap between buying and selling a home, we’ll explore alternative options that allow you to leverage your home equity.

Loans

HomeLight

JULY 22, 2024

Are you hoping to finance your next real estate acquisition in Wisconsin with a hard money loan ? Hoping to flip a historic home in Milwaukee or invest in a rental property near Madison’s vibrant downtown? You can then make a strong offer on your next home with no home sale contingency.

Loans

HomeLight

JULY 29, 2024

Selling or buying property when managing real estate financing in Missouri can be challenging, especially when traditional loans aren’t an option. A hard money loan might be the solution if you need quick funding with flexible terms. These loans are particularly useful for real estate investors in competitive cities like St.

Hard money loan

HomeLight

JULY 31, 2024

Are you considering a hard money loan ? Whether you’re eyeing a fixer-upper in Plaza Midwood or a rental property in NoDa, knowing how hard money loans work can be important. In this guide, we’ll explore the ins and outs of hard money loans, helping you make informed decisions for your real estate ventures in Charlotte.

Hard money loan

HomeLight

JULY 9, 2024

Are you looking to finance your next real estate project in Georgia with a hard money loan ? These loans are particularly useful for those with tight timelines, limited initial funds, or credit challenges. You can then make a strong offer on your next home with no home sale contingency.

Hard money loan

HomeLight

DECEMBER 13, 2023

You might think your only choice is to sell your current home, find a temporary place to live, and search for your new house. But there’s an alternative you probably haven’t considered — a bridge loan. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

DECEMBER 7, 2023

It can be difficult to juggle the timing and financial details when you’re pressed to sell before you can invest in your new home. Enter the bridge loan – a short-term financing option. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

DECEMBER 13, 2023

But there’s another option that you probably haven’t considered: a bridge loan. A bridge loan is a short-term loan that “bridges the income gap” between selling your existing property and purchasing your next home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

NOVEMBER 29, 2023

For many Idaho homeowners, it might seem like the only path forward is to sell first, move into a temporary location, and then embark on the hunt for a new home. However, there’s a strategic solution that might just be the missing piece in this complex puzzle: a bridge loan. What is a bridge loan, in simple words?

Equity

HomeLight

DECEMBER 15, 2023

You might think your only choice is to sell your current home, move into temporary housing, and hope your future home becomes available without delay. However, there’s one financial tool you probably haven’t considered – a bridge loan. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

JULY 12, 2024

Are you planning your next real estate investment in Virginia and considering a hard money loan? Hard money loans are particularly beneficial for those dealing with tight schedules, less-than-perfect credit, or unconventional projects. You can then make a strong offer on your next home with no home sale contingency.

Hard money loan

HomeLight

JULY 15, 2024

This article will walk you through the ins and outs of hard money loans, explaining how they can help you achieve your real estate goals in Oregon. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work? What is a hard money lender?

Hard money loan