Housing Wire

FEBRUARY 3, 2023

HELOCs have continued to set the stage as flexible, helpful products that provide quick access to financing for a multitude of uses including home renovations, debt consolidations or emergency purchases. Additionally, 65% of the total respondents are currently planning or have plans to renovate their homes within the next two years.

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Renovation Fixed-rate mortgage Equity Finance 384

Housing Wire

JULY 5, 2023

From listening to executives at the biggest companies in real estate and mortgage to dedicated panels on growing women in leadership and how to build competitive marketing strategies , you can find inspiration on stage in Austin, Texas. Catch inspirational leaders on stage, discussing the business tactics you need to win the current market.

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Development Marketing Staging Lending 370

Housing Wire

DECEMBER 22, 2023

Entering the real estate finance world in the summer of 2022 as a 23-year-old, I immediately felt like a fish out of water. So, what does this mean for the world of real estate finance? Going through this transitionary stage of life during a time of panic and crisis forced a lot of us to move back home in 2020 to be with family.

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Branding Technology Finance Industrial 432

Housing Wire

MARCH 15, 2024

At this early stage, it’s unclear how such commissions would be paid since buyers could pay their agents out of their pockets or negotiate commissions as a seller concession in the closing costs. “You VanFossen said there are talks about the “mortgage industry figuring out methods to finance the buyers’ real estate agent commission.” “As

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Industrial Seller concession Purchase and sale agreement Agents 504

Housing Wire

JANUARY 25, 2024

Finance of America Companies (FOA) Chief Marketing Officer Chris Moschner found himself working for the lender in the wake of its acquisition of American Advisors Group (AAG), and Moschner previously told RMD about his journey to the position and the “intoxicating” opportunity he sees in the reverse mortgage space.

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Industrial Mortgages Marketing Finance 421

Housing Wire

FEBRUARY 20, 2024

Many turn their focus to what they want in this next stage.” While significant disparities exist, the median net worth of those 65 to 74 was $410,000 in 2022, up from $282,270 in 2010 in inflation-adjusted 2022 dollars,” according to the Federal Reserve’s Survey of Consumer Finances. A growing share are divorced.

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Staging Finance As-is 450

Housing Wire

OCTOBER 13, 2023

The talks remain ongoing and are not believed to be in the late stages, sources said. A source also said CrossCountry raised $400 million in debt financing in 2021, which put the company in a better position to navigate a shrinking market than many of its competitors. nine industry sources told HousingWire.

Loan Officer 473

Loan Officer Loans Mortgages Finance 473

Housing Wire

SEPTEMBER 28, 2023

mortgage delinquencies remained near a record low in July, with the share of homes entering that status or progressing to later stages either unchanged or lower,” said Molly Boesel, principal economist for CoreLogic , in a news release. The rate for early-stage delinquencies was 1.3% “Overall U.S.

Mortgages 441

Mortgages Staging Equity Principal 441

Housing Wire

OCTOBER 23, 2023

This data becomes important at various stages of a transaction, and when it’s time to produce it, the process is radically easier if it is clean and organized. From a data lens, transactions can be broken out into three different stages: Valuation , Due Diligence , and Contract.

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Due diligence Brokerage Staging Agents 421

Housing Wire

APRIL 22, 2024

People think that M&A is about finance, deal structure and 20% of it is that, but 80% of it is relationships, and commonality of purpose and interests,” Murray said. Kevin Walsh, the CFO of Century 21 New Millennium , joined Murray and Wright on stage. What does your instinct say? Murray said.

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Brokerage Purchase and sale agreement Title Industrial 440

Housing Wire

JULY 26, 2021

The Federal Housing Finance Agency , which oversees Fannie and Freddie, echoed that its ban will lift at the end of the month. By stage, 9.8% of total loans in forbearance are in the initial plan stage, while 83.2% are in an extension. The remaining 7% are re-entries.

Staging 473

Staging Loans Finance Development 473

Housing Wire

APRIL 18, 2023

MISMO , the real estate finance industry’s standards organization and a subsidiary of the Mortgage Bankers Association , plans to launch a working group that will create standards for Electronic Home Equity Lines of Credit (eHELOC).

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Equity Lending Finance Loans 368

Housing Wire

FEBRUARY 20, 2024

.” Den Herder, who spent about 15 years at Fannie Mae before founding Ardley in 2021, explained that the platform runs the borrower eligibility and pricing rule at every stage throughout the loan application and is able to offer a conditional approval at the end of the process.

Technology 409

Technology Loans Staging Equity 409

Housing Wire

JULY 17, 2023

With MRAs, however, variations on the concept “are under early-stage development by retail mortgage lenders and the secondary market actors Fannie Mae and Freddie Mac,” the report explained.

Mortgages 370

Mortgages Finance Development Staging 370

Housing Wire

OCTOBER 16, 2023

Generative AI is still at an infancy stage and It’s important for lenders to experiment with what works and what doesn’t work for using generative AI, Stucky added. With AI expected to “lead to lasting change” unlike other technology hype cycles, enterprises will be significantly impacted whether they invest in AI or not, noted Buschman.

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Due diligence Lending Technology Mortgages 466

Housing Wire

MAY 23, 2023

With Blend’s soft credit functionality, lenders can expect to save about $50 per file for borrowers at this high-attrition stage of the process,” the company said Tuesday. The inquiry to a consumer’s credit by a mortgage company is a trigger that notifies the credit bureau that the consumer is interested in applying for financing.

Finance 384

Finance Staging Mortgages Industrial 384

Housing Wire

MAY 2, 2021

While they’ve long been the backbone of companies trying to navigate the cyclical nature of the industry, housing finance executives took center stage last year.

Finance 359

Finance Staging Mortgages Industrial 359

Housing Wire

APRIL 25, 2024

Her visionary approach will be crucial in elevating eXp Realty’s presence and impact on the world stage,” Leo Pareja , the newly CEO of eXp Realty, said in a statement. “Her industry background and understanding of modern real estate marketing will best position us to expand our reach and impact in the market.”

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Marketing Branding Brokerage Staging 416

Housing Wire

JANUARY 13, 2022

HousingWire recently spoke with Joe Davila, president and CEO of Selene Finance , about how servicers can best help homeowners with next steps as they exit forbearance plans. The number of homeowners still in forbearance plans has been declining as foreclosure moratoriums expire. How can servicers prepare to help them with next steps?

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Staging Technology Finance As-is 397

Housing Wire

APRIL 17, 2023

of total loans were in the initial plan stage last month and 52.9% In March, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will enhance their payment deferral policies to allow borrowers facing financial hardship to defer up to six months of mortgage payments. The survey showed that 33.8%

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Closing Mortgages Loans Staging 421

Housing Wire

APRIL 22, 2021

“While the volume of these bonds is small compared with the daily trading activity in the To-Be-Announced MBS market, we also recognize that we are still in the early stages,” Johnson said. Fannie partnered with several lenders on the single-family initiative, including the mortgage finance arms of builders D.R. Horton, Lennar Corp.

Fixed-rate mortgage 420

Fixed-rate mortgage Finance Investor Loans 420

Housing Wire

MAY 18, 2022

O’Neil will start at Ocwen on June 13 to lead the firm’s global finance organization amid a challenging mortgage origination market. She arrived in March 2019, in the early stages of the Ocwen- PHH merger and integration. Nonbank mortgage lender and servicer Ocwen Financial Corp.

Marketing 370

Marketing Staging Land Mortgages 370

Housing Wire

JANUARY 11, 2023

Messer, who was the Prosperity COO for more than three years, will be responsible for leading the lender to its “next stage of growth and performance,” he said in a statement on Wednesday. Inside Mortgage Finance pegs Prosperity as the 41st largest lender in the country with a total market share of 0.5% in the mortgage lending space.

Mortgages 397

Mortgages Banks Loans Lending 397

Housing Wire

AUGUST 18, 2022

As Chief Marketing Officer at OJO Labs , Karen Starns will be taking the stage for the “1+1=3 The Marketing Strategy of M&A” panel. One person to highlight in this agenda is Faith Schwartz, CEO and founder of Housing Finance Strategies. Marketing Leaders Success Summit.

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Staging Branding Lending Industrial 397

American Lifestyle

NOVEMBER 29, 2020

The post 7 Home Staging Tips for Virtual Tours appeared first on American Lifestyle Magazine.

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Staging Loans Finance Agents 105

Housing Wire

MARCH 11, 2024

Peak 65 serves as an historic demographic milestone of the new paradigm shift that is changing every aspect of the housing market , finance, retirement planning process and the fragile supply/demand balance of housing inventory for real estate at large. This sets the stage for the coming Transformational Decade of the 2030s.

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Staging Finance As-is Closing 431

Housing Wire

SEPTEMBER 22, 2021

Even though it’s rare that housing finance is listed on someone’s career aspirations when leaving high school, it doesn’t mean that the people who are in this space are any less passionate about what they do. If you were standing on a stage giving an acceptance speech, who would you want to thank for helping you get where you are today?

Industrial 386

Industrial Mortgages Lending Technology 386

Housing Wire

DECEMBER 24, 2021

The pronouncement was more than 40 years coming, and arrived after both the Consumer Financial Protection Bureau and the Federal Housing Finance Agency had publicly weighed in on the issue. FHFA raised the possibility of including SPCPs in the equitable housing finance plans in September, when it ordered the GSEs to produce them.

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Lending Finance Banks Equity 410

Housing Wire

FEBRUARY 8, 2024

I can’t say whom yet, but we’re in very, very early stages [of discussion] with a large U.S. Currently, we’re the LOS system of record for Finance of America Reverse (FAR)/ American Advisors Group (AAG), the largest reverse lender in the U.S. Clow: Does tech provide more of an ability to do that? reverse) as well.

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Banks Mortgages Technology Branding 410

Housing Wire

JULY 22, 2022

To help fuel this growth for future and current women, HousingWire is thrilled to have Marcia Davies, a HousingWire Women of Influence and the founder of mPower — an organization that helps women in the real estate finance industry expand their reach — at the Women of Influence Forum.

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Lending Staging Industrial Development 432

Housing Wire

MARCH 15, 2022

The capital raise refers to the company announcing it has secured $70 million in equity and $150 million in new debt to “power its payment platform that helps customers finance their dream homes,” according to a news release. Then, “the Delta variant started raging” sending “the stock market into a tailspin.”.

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Title Loan Officer Finance Staging 421

Housing Wire

OCTOBER 11, 2022

In a mortgage landscape rife with competition for purchase business, lenders need quality leads that demonstrate both intent to purchase a home and the ability to obtain mortgage financing. HomeScout identifies potential homebuyers “in the wild” and within a lender’s database during the earliest stages of home buying — when it matters most.

Staging 384

Staging Loans Mortgages Sales 384

Housing Wire

JANUARY 5, 2022

The Federal Housing Finance Agency introduced new upfront fees on Wednesday for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac. Upfront fees for high balance loans will increase between 0.25% and 0.75%, tiered by loan-to-value ratio.

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Loans Finance Mortgages Title 520

Housing Wire

NOVEMBER 22, 2023

Meanwhile, early-stage delinquencies (30 and 60 days past due) also took a dive, down 15,000 borrowers month over month to 1.7 Serious delinquencies (90+ days past due) fell, with 8,000 fewer borrowers in that category at 447,000 people in total. That is the lowest level since 2006, according to the report. million in total.

Staging 410

Staging Loans Mortgages Finance 410

Housing Wire

AUGUST 22, 2023

By stage, 36.5% of total loans in forbearance are in the initial forbearance plan stage, while 53.3% Sorted by investor type, the share of Ginnie Mae loans in forbearance decreased 13 bps to 0.80% in July and the forbearance share for portfolio loans and private-label securities (PLS) dropped 7 bps to 0.45%. The remaining 10.3%

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Mortgages Staging Loans Investor 370

Housing Wire

MAY 4, 2023

These leaders will join the ranks of former HW Annual speakers like Sandra Thompson, director of of the Federal Housing Finance Agency , Laura Escobar, president at Lennar Mortgage , and Rick Haase, president at United Real Estate.

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Title Development Staging Mortgages 369

HomeLight

DECEMBER 7, 2023

Enter the bridge loan – a short-term financing option. They are also known by several other names, including bridge financing, bridging loans, interim financing, gap financing, and swing loans. But what if there’s a way to make this process easier? How does a bridge loan work in Washington, D.C.?

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Equity Loans Home sale contingency Debt-to-income ratio 104