Housing Wire

MAY 21, 2024

After two years of limited demand, private equity and insurance companies are increasing their allocations to single family residential mortgages. The current stress in the CRE and C&I loan markets further highlights the advantages of residential mortgages.

Residential 466

Residential Equity Mortgages Purchase and sale agreement 466

Housing Wire

DECEMBER 17, 2024

The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology. PACE loans which are often used to finance environmentally minded renovations, like the addition of solar panels have led to financial instability for some borrowers.

Loans 382

Loans Mortgages Finance Lending 382

Housing Wire

SEPTEMBER 4, 2024

Bosman and Kulvin each have decades of experience in real estate finance and “will strengthen Pretium’s investment team as the firm continues to expand its impact in the residential financial ecosystem,” the company said in its announcement. He had a particular focus on residential developers and homebuilders.

Finance 419

Finance Residential Investor Lending 419

Housing Wire

JANUARY 17, 2024

That’s where reverse purchase financing comes into play, the funding option specifically designed for older Americans. What is reverse purchase financing? 1 With over 12,000 Americans turning 65 every day in 2024, this burgeoning market will undoubtedly continue to bring more buyers and sellers to the table over the next decade.

Finance 458

Finance Seller concession Loan Officer Loans 458

Housing Wire

NOVEMBER 15, 2024

While shoppers flock to malls and online retailers for Black Friday deals, M/I Homes is shifting the focus to residential real estate with holiday incentives that rival traditional doorbusters. But in Greater Austin , the “Holiday of Homes” offers flex cash — which can be used towards design selections or structural options — and financing.

Fixed-rate mortgage 397

Fixed-rate mortgage Closing costs Residential Finance 397

Housing Wire

JULY 8, 2024

Global asset manager Bain Capital announced Monday that it has acquired a controlling stake in Archwest Capital , a California -based company that offers financing to residential real estate investors. Archwest provides business-purpose financing for single-family and multifamily homes, as well as mixed-use and commercial properties.

Residential 409

Residential Lending Finance Investor 409

Housing Wire

MARCH 4, 2025

Passed in 2021, the CTA aims to combat financial crimes such as tax fraud, money laundering and terrorist financing by requiring certain businesses to file a BOI report with FinCEN. FinCEN began accepting BOI reports from new and existing companies in January 2024. This rule, which goes into effect Dec.

Title 317

Title Residential Finance Land 317

Housing Wire

JUNE 6, 2023

Residential real estate activity picked up in most Districts despite continued low inventories of homes for sale,” the report states. New York – The residential sales market has been strong across the District. Chicago – Residential construction activity has been down modestly in this District.

Residential 432

Residential Construction Finance Sales 432

Housing Wire

JULY 15, 2024

For the sake of simplicity, I will keep my comments restricted to residential real estate in the US. Finance: D- Housing finance has not structurally changed in decades. Put simply, AI has not delivered much to the finance process. Valuation 3. Transaction 5. Valuation gets the highest grade and here, AI is a star.

Residential 407

Residential Finance Technology Staging 407

Housing Wire

SEPTEMBER 13, 2023

Local Logic partners with some of the top tech vendors in the residential real estate industry, such as Black Knight , Constellation1 , CoreLogic , Inside Real Estate , and MoxiCloud. Additionally, the partnership comes off the heels of a $13 million Series B financing for Local Logic in August.

Residential 440

Residential MLS Investor Technology 440

Housing Wire

MARCH 7, 2025

economy can withstand job losses in the government sector, reduced spending in the economy, and a housing market on the brink of losing residential construction projects. This leads us back to the private sector and residential construction jobs. I recently discussed this in an interview with Yahoo Finance.

Mortgages 363

Mortgages Marketing Residential Construction 363

Housing Wire

JUNE 12, 2025

Kobetz, a lifelong Mendocino County resident, transitioned into real estate in 2017 after a career in his family’s motorsports dealership, where he developed sales and finance experience. Kobetz Realty currently serves clients across Mendocino, Lake and Sonoma counties with services in residential , commercial and ranch real estate.

Branding 383

Branding Brokerage Commercial Development 383

Housing Wire

MAY 22, 2025

billion asset management firm that specializes in securitized products and asset-backed finance. “The LibreMax team brings significant experience in the residential real estate asset class and has been exceptionally supportive of Legacys growth plans.

Principal 308

Principal Residential Lending Technology 308

Housing Wire

MAY 20, 2025

Libby Cantrill, head of public policy at PIMCO, believes real reform for the GSEs and shrinking the governments role in housing finance would actually be easier with Freddie and Fannie under conservatorship. And at least one panelist believed there are significant downsides to ending conservatorship.

Investor 426

Investor Mortgages Residential Finance 426

Housing Wire

FEBRUARY 6, 2024

Banks reported having tightened lending standards across almost all categories of residential real estate loans over the fourth quarter of 2023 amid an elevated interest rate environment. banks said they saw weaker demand for all types of residential real estate loans except for government (46.2%) and subprime mortgage loans (41.6%).

Residential 479

Residential Lending Banks Mortgages 479

Housing Wire

OCTOBER 19, 2023

CoStar Group , the parent company of real estate data giant CoStar , has made an offer to acquire OnThe Market , the third most visited residential property portal in the United Kingdom. The announcement bolsters the claim that CoStar is “playing for keeps in the residential real estate market.” residential rental platform.

Residential 420

Residential Agents Closing Marketing 420

Housing Wire

JANUARY 3, 2025

But perhaps even more important by using the green materials that modular construction offers, developers can open up their businesses to new avenues of project funding like green financing.

Development 410

Development Construction Finance Investor 410

Housing Wire

NOVEMBER 4, 2024

Global credit rating agency Morningstar DBRS last week assigned a “good” rating to reverse mortgage industry leader Finance of America (FOA), confirming the ranking the company was assigned this past summer ahead of its earnings call this week. The rating is officially classified as “MOR RVO2” by Morningstar.

Loans 383

Loans Finance Equity Residential 383

Housing Wire

JANUARY 24, 2025

Business-purpose residential mortgage lender Dunmor announced Thursday that it has received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. According to Dunmor, the investment is an extension of an original partnership initiated in June 2024.

Equity 360

Equity Lending Residential Branding 360

Housing Wire

JULY 18, 2024

“Waltz fundamentally reshapes the investment experience in residential real estate for foreign nationals,” Tomer Diara, general partner at Aleph, said in a statement. residential real estate is low. Its other business partners include Regent Bank , payments platform Synctera and Visa -backed currency exchange Currencycloud.

Finance 420

Finance Investor Banks Residential 420

Housing Wire

APRIL 18, 2025

The company analyzed a portfolio of residential , commercial and business-purpose loans totaling approximately $80 billion. Decision-ready data from trusted sources will remain a cornerstone of the mortgage and real estate finance industry, the report concluded. It found that 46.8% errors the highest number on record.

Title 348

Title Closing Commercial Loans 348

Housing Wire

MAY 22, 2025

Its current zoning laws are considered restrictive by some housing advocates, but the Senate last week moved to support a House bill that would allow for residential construction in areas zoned for commercial use. It is also considering a separate bill to permit manufactured housing construction in all residentially zoned areas.

Residential 289

Residential Construction Commercial Finance 289

Housing Wire

DECEMBER 30, 2024

Historically, life insurance companies shied away from investing in residential mortgages. Investment companies previous reluctance to invest in residential mortgage loans is partially due to the asset classs complexity, which poses significant operational costs.

Banks 384

Banks Due diligence Residential Investor 384

Housing Wire

APRIL 18, 2025

Planting his roots Stone got his industry start at just 25 years old, quickly making a name for himself while taking on a variety of projects including residential subdivisions, warehouses and even a medical office condominium. I did residential, I did commercial, you name it. I actually had a real estate license, he said.

Title 368

Title Residential Industrial Commercial 368

Housing Wire

MARCH 21, 2025

Findings include 71% of loan officers reporting an increase in buyers who are willing to purchase fixer-uppers, explore unconventional financing or accept high mortgage rates despite long-term financial concerns. Many first-time homebuyers are stretching their finances to the limit. Dont obsess with finding the perfect first home.

Debt-to-income ratio 289

Debt-to-income ratio Loan Officer Marketing Loans 289

Housing Wire

FEBRUARY 14, 2025

MISMO , the real estate finance industrys standards organization, on Thursday announced its board of directors for 2025. MISMO board members, who represent a cross-section of the residential and commercial real estate finance industries, are responsible for overseeing the organization and serve two-year terms.

Finance 278

Finance Commercial Technology Lending 278

Housing Wire

APRIL 4, 2025

Saluda Grade , an alternative investment firm with a focus on residential real estate finance, announced this week that it hired Jim Boothby as its head of global business development. Boothby has more than 25 years of experience in credit , business development and investor relations.

Development 241

Development Investor Equity Finance 241

The Close

NOVEMBER 26, 2024

Stabilize & Season Your Current Rental Property If you plan to finance multiple rental properties, start by stabilizing your current one. Also, be aware that some lenders have a “seasoning period,” essentially how long you’ve owned or financed the property. Let’s break it down into six easy steps.

Finance 98

Finance Equity MLS Loans 98

Housing Wire

JANUARY 30, 2025

We’re looking at product expansions and introducing products that we have or through our sister company Anchor Home Loans , which specializes in residential transition loans (RTLs). Financing for mid-tier builders has become less liquid or choppy compared to the mega builders, right?

New Construction 294

New Construction Construction Marketing Equity 294

Housing Wire

FEBRUARY 10, 2025

Residential real estate capital provider Kiavi announced Monday that it is expanding into 13 additional states, broadening the company’s reach to 45 states and Washington, D.C. It also closed five RTL securitizations for nearly $2 billion and expanded its product suite by launching a new construction financing product.

Lending 272

Lending New Construction Residential Investor 272

Housing Wire

APRIL 15, 2025

9, 2025, require title insurance companies to identify the true, natural owners behind shell companies involved in non-financed residential property purchases. The renewed orders, which are effective Tuesday and run through Oct. These orders continue to yield vital insights into how bad actors exploit the U.S.

Title 294

Title Land Residential Finance 294

Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. According to a filing from the California Department of Financial Protection and Innovation dated Oct. 18, LoanSnap had its license revoked after it failed to renew its surety bond.

Lending 421

Lending Loan Officer Banks Loans 421

Housing Wire

MAY 29, 2025

Still, the overall subservicing space has been relatively static in recent years, said Walter Mullen, chief strategy officer at Onity Group , the parent company of PHH Mortgage (the seventh-largest subservicer in 2024, according to Inside Mortgage Finance). Indeed, the total residential subservicing market declined to $3.96

Mortgages 354

Mortgages Loans Banks Industrial 354

Housing Wire

JANUARY 21, 2025

The program, which is led by adjunct professor Debbie Hoffman a visiting assistant professor at the Cleveland State University College of Law offers a three-credit undergraduate course on residential mortgage origination and processing. There are 17 students who are currently enrolled in the 2025 spring semester course that began on Jan.

Banks 370

Banks Mortgages Lending Residential 370

Housing Wire

JULY 19, 2024

Headquartered in Southern California , AscentDS will focus on providing customized financing solutions to single-family and multifamily housing developers and investors across the nation. Founder and CEO Robert Wasmund has a deep background in the residential construction and bridge lending industry. “We now known as Rithm Capital. “In

Construction 432

Construction Development Loans Lending 432

Housing Wire

OCTOBER 15, 2024

1 and Sept 30 of this year based on prices for closed residential sales. A recent report from real estate data provider PropertyShark ranked California , New York and Florida as the states with the most expensive ZIP codes in 2024. The report listed the 100 most expensive ZIP codes between Jan.

Residential 421

Residential Sales Closing As-is 421

Housing Wire

JULY 5, 2024

The Mortgage Bankers Association (MBA) this week detailed its reasons for opposing a bill in the state of Florida designed “to expand projects eligible for residential Property Assessed Clean Energy ( PACE ) financing,” which was recently signed into law by Gov. Ron DeSantis.

Loans 409

Loans Finance Residential Renovation 409