RIS Media

JUNE 10, 2025

RatePlug, a provider of mortgage data integration into home search systems, has announced the launch of Afordal, a platform to unify home search, live mortgage rates, rapid pre-approval, and property-specific special financing in one seamless solution.

Pre-approval

Housing Wire

FEBRUARY 19, 2025

Secure a mortgage pre-approval As a rule of thumb, its best to have your clients obtain a mortgage pre-approval prior to setting up any searches and conducting property tours. Required documentation Save your clients some time by providing them with a list of the documents theyll need to get pre-approved.

Closing

Propmodo

NOVEMBER 4, 2024

Developers across the board, like NDC, struggle to navigate a landscape where elevated interest rates and years of inflation have made securing financing a daunting task. In 2021, the price for 1,000 board feet of lumber soared past $1,500, nearly tripling the pre-pandemic record. For Neighborhood Development Co.,

Finance

Redfin

JULY 31, 2025

Key Takeaways: Mortgage pre-approval involves a hard credit inquiry, which may lower your score slightly. Multiple pre-approvals within a 14-45 day window count as one inquiry for scoring purposes. When you’re preparing to buy a home, one of the first steps you’ll likely take is getting pre-approved for a mortgage.

Pre-approval

Marco Santarelli

JANUARY 15, 2025

With homes flying off the market in an average of just 7 days , potential buyers need to have their financing squared away ahead of time. Hartford, CT: The citys home values are forecasted to have the highest growth on this list, at 4.2% , although this is actually slower than last year's whopping 7.4%

Marketing

Housing Wire

JUNE 9, 2025

Start with general awareness and education, then address common pain points (such as [insert pain points, e.g., low inventory, interest rates, confusion about financing]) and end with stronger calls to action. Here are the details: Audience: [e.g., first-time buyers in Austin] Cadence: [e.g., 1 email per week] Length: [e.g.,

Branding

Lighter Side of Real Estate

MARCH 11, 2025

Heres what you should do before you even start looking at homes: Get Pre-Approved for a Mortgage: Knowing how much you can afford is critical. A mortgage pre-approval gives you a clear budget and shows sellers youre a serious buyer. Check Your Credit: Your credit impacts your loan approval and interest rates.

Pre-approval

Redfin

MARCH 26, 2025

When buying a home, few clauses are as important, or as misunderstood, as the financing contingency. Whether its your first time buying a home in Seattle, WA or youre looking to invest in a condo in Austin, TX , understanding how a financing contingency works can help you navigate the process and avoid costly mistakes.

Finance

Redfin

JULY 18, 2025

This isn’t just about what a lender will approve – it’s about what fits comfortably within your financial life. Make sure to estimate these totals so you’re not stretching your finances too thin. Get pre-approved Securing a mortgage pre-approval early in your house hunting journey is one of the smartest steps you can take.

Pre-approval

Redfin

JULY 9, 2025

Getting pre-approved for a mortgage is one of the first steps in the homebuying journey. But if you’re ready to start shopping for a home, you might be wondering: how long does it take to get pre-approved for a mortgage? What is mortgage pre-approval? Why it matters: It helps you set a realistic budget.

Pre-approval

HomeLight

OCTOBER 24, 2024

Many sellers don’t realize that even in a traditional sale, buyers can often close quickly, especially with financing pre-approvals. Here’s what you can do: Offer a balanced view: Explain the difference between a quick cash offer and a traditional buyer with financing.

Pre-approval

Rochester Real Estate

NOVEMBER 5, 2015

Top Mortgage Blogs From 2017 Best Mortgage & Home Financing Blogs From 2017 We’re back! Below you’re going to find some incredible recaps of home financing and mortgage blogs that have been published during 2017. Have you tried calling a bank on a Saturday night to get a pre-approval letter?

Finance

Windemere Buying

JUNE 23, 2025

9 – 7 Months Out Assess Your Finances Take a close look at your income, debt, and spending habits. Boost Your Credit Your credit score has a significant impact on your buying power , including your mortgage rate and loan approval. Many experts recommend spending no more than 28% of your gross monthly income on housing costs.

Pre-approval

Redfin

JULY 18, 2025

For sellers , a short sale has to be approved in advance by the lender. However, they have key differences: Short sale The homeowner initiates the short sale by submitting financial information to their lender, who approves the short sale. These properties are also usually sold as-is , so pre-listing repairs are often not completed.

Short sale

Windemere Buying

MAY 19, 2025

Buyers are responsible for securing financing , scheduling a home inspection, and getting the property appraised. Financing Contingency Also known as a mortgage contingency, a financing contingency gives the buyer a specified period of time to secure adequate financing to purchase the home.

Home sale contingency

Redfin

APRIL 4, 2025

Whether you’re selling a home in Denver, CO or a condo in Phoenix, AZ , a pre-listing appraisal can provide an accurate estimate of your homes value before it hits the market. What is a pre-listing appraisal? A pre-listing appraisal is a professional estimate of your homes value, completed before you put it on the market.

Pre-approval

BAM Media

MARCH 10, 2025

This move aims to integrate Rockets mortgage lending with Redfins home search and real estate services, making it easier for people to buy and finance homes in one place. The deal is expected to close in the second or third quarter of 2025, pending shareholder and regulatory approvals. For now, Redfin will keep operating as usual.

Pre-approval

The Living Room

JUNE 13, 2025

The Lender: Securing Your Mortgage Next is the lender, who plays a crucial role in securing the financing for your home. They will: Pre-Approval Process : Help determine how much you can borrow and identify suitable loan programs. Resource Direction : Guiding you to tax or legal professionals as needed.

Pre-approval

Lab Coat Agents

MAY 15, 2025

home listings are well below where they were pre-pandemic. probate attorneys, divorce lawyers, and financial advisors), and scouring public records for owners of pre-foreclosure and tax-delinquent properties. Another way to facilitate more deals in a tight market is to suggest creative financing solutions. However, active U.S.

Pre-approval

Redfin

MARCH 4, 2025

Step 1: Get pre-approved If you’re buying with a loan, include a pre-approval letter with your offer. A mortgage pre-approval can also reassure the letter that your financing is likely to be approved during closing. Do some homework up front.

Pre-approval

Keller Williams

MAY 27, 2025

In partnership with Kaplan Real Estate Education, Keller Williams real estate training and scholarship program provides students with a state-approved, 100% digital pre-licensing curriculum, as well as the real-world know-how to launch a successful real estate career. Courses are self-paced, so you can work on your schedule.

Pre-approval

Redfin

JUNE 27, 2025

Not getting pre-approved for a home loan before starting your search A common mistake for first-time homebuyers is jumping into the search without first getting pre-approved for a mortgage. But stretching your finances too thin can lead to years of stress, missed payments, or even having to sell before you’re ready.

Pre-approval

Redfin

JULY 9, 2025

Between setting a budget, getting pre-approved, and closing the deal, getting everything squared away can make all the difference. It’s also a good time to check your finances. Keep in mind that pre-approval letters have expiration dates, so take note of yours. Buying a home takes about six months, give or take.

Pre-approval

Redfin

JULY 2, 2025

Financing: Even with pre-approval, buyers might fail to secure a mortgage. If a financing contingency is included, they can cancel the contract and usually receive a full refund of their earnest money. They can negotiate for repairs or credits, or else walk away and get their earnest money back.

Purchase and sale agreement

The Mortgage Report

JULY 11, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Buyers who have evaluated their finances, secured mortgage pre-approval, and understand local market trends are better positioned to act decisively when the right opportunity arises.

FHA 203k rehab loan

Toronto Realty Blog

FEBRUARY 20, 2025

In order to build a condominium in Ontario, the developer will pre-sell units, that don’t yet exist, and when a certain threshold is met (ie. 80%), one of the major banks will finance the project and give the go-ahead to begin construction. ” Don’t even get me started about the price that was paid in pre-construction.

Development

Redfin

MARCH 4, 2025

From finding houses to tour and what financing options you have, theres a lot to learn about buying a home in foreclosure. If the auction accepts financing, make sure you have a pre-approval ready. Short sales A short sale is not the same as a foreclosure or a pre-foreclosure.

Pre-approval

Redfin

JULY 14, 2025

Changing the financing structure (like moving from a conventional loan to FHA) without written consent. Failing to deliver required documents (like updated proof of funds or loan pre-approval) by the contract deadlines. These include financing, home inspection, and appraisal contingencies.

Earnest money deposit

Redfin

JULY 30, 2025

Knowing your true budget means going beyond just what a lender will approve you for. Without a clear plan in place, you risk overcommitting yourself or falling in love with a home that stretches your finances too thin. This is more than just pre-qualification: It shows a lender has already vetted your finances.

Earnest money deposit

Marco Santarelli

MARCH 20, 2025

As per reports, the East Coast markets have not yet recovered to pre-pandemic levels, which keeps the market pace snappy. Here are a few key factors: Job Opportunities: Major cities on both coasts are home to booming tech and finance industries, attracting high-earning professionals. What's driving this trend?

Pre-approval

Redfin

JULY 17, 2025

. >>Read: 5 Ways to Win a Real Estate Bidding War without the Highest Bid How does it differ from other offers Unlike an initial offer, which may leave room for negotiation, a best and final offer is meant to reflect the maximum price and best terms you’re willing to offer—including contingencies, closing timeline , and financing details.

Earnest money deposit

The Living Room

MAY 2, 2025

Securing Financial Backing: Early engagement with a lender to understand your mortgage options and get pre-approved is crucial. Look for professionals experienced in navigating competitive bids and adept at leveraging their network to uncover off-market opportunities.

Earnest money deposit

Redfin

JUNE 23, 2025

It’s a crucial period to verify the property’s condition, ensure it meets expectations, and meet any financing requirements set by the lender. It’s typically refundable if the buyer backs out for a valid reason like inspection or financing issues. What happens in the due diligence period?

Due diligence

The Close

NOVEMBER 12, 2024

This article breaks down seven steps to help you learn how to buy land—covering everything from the pros and cons to financing and closing the sale. Carrying costs: Land has costs without revenue, like property taxes and debt service if financed. Banks also view raw land as riskier, making financing more difficult.

Land

Redfin

JUNE 13, 2025

In this Redfin article, we’ll walk you through what’s different as a second-time homebuyer, how to prep your finances, and what strategies ease the transition—whether you’re upgrading in Flagstaff, AZ , downsizing, or just making a change in Fort Worth, TX. Needs strong financial reserves or bridge financing.

Debt-to-income ratio

Redfin

MARCH 7, 2025

Consider a pre-listing appraisal If you want a professional opinion on your homes value, you can hire an appraiser before listing your home. Consider not only the price but also the buyers financing, flexibility, and contingencies. If similar homes are sitting unsold, buyers may be waiting for price drops.

Sales

Rochester Real Estate

NOVEMBER 5, 2015

Factors such as earnest money deposits, loan approvals, and real estate agent involvement should be considered. Additionally, if all your bids are accepted, you may face the challenge of financing multiple purchases simultaneously. Consider factors like real estate contingencies, timelines, and financing options.

Earnest money deposit