Housing Wire

MARCH 21, 2025

Findings include 71% of loan officers reporting an increase in buyers who are willing to purchase fixer-uppers, explore unconventional financing or accept high mortgage rates despite long-term financial concerns. Many first-time homebuyers are stretching their finances to the limit.

Debt-to-income ratio

Housing Wire

MAY 29, 2025

For subservicers, managing loans can generate stable income through fees, and when agreements allow and align with their strategy, it opens doors for cross-selling activity. Indeed, the total residential subservicing market declined to $3.96 including affiliated Rushmore Loan Management Services ) and Flagstar s servicing assets.

Mortgages

Housing Wire

APRIL 18, 2025

The company analyzed a portfolio of residential , commercial and business-purpose loans totaling approximately $80 billion. of these transactions contained issues that could lead to fraud, with each problematic loan averaging 2.5 It found that 46.8% errors the highest number on record.

Title

Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. According to a filing from the California Department of Financial Protection and Innovation dated Oct. 18, LoanSnap had its license revoked after it failed to renew its surety bond.

Lending

Housing Wire

JUNE 25, 2025

With about 75,000 licensed retail loan officers and another 25,000 mortgage brokers in operation, the opportunity is clear—especially for those ready to serve rising borrower segments. Hispanic homebuyers: your next growth opportunity Success today isn’t about competing for the same loans as every other originator. That includes $1.15

Mortgages

Housing Wire

JANUARY 30, 2025

We’re looking at product expansions and introducing products that we have or through our sister company Anchor Home Loans , which specializes in residential transition loans (RTLs). If you’re a loan officer, you should have a construction product that focuses on builders, developers and Realtors.

New Construction

Housing Wire

MAY 22, 2025

billion asset management firm that specializes in securitized products and asset-backed finance. The deal involves an 18-month revolving period during which principal payoffs can be reinvested to originate new loans, creating a projected $400 million in additional funding capacity.

Principal

Housing Wire

NOVEMBER 4, 2024

Global credit rating agency Morningstar DBRS last week assigned a “good” rating to reverse mortgage industry leader Finance of America (FOA), confirming the ranking the company was assigned this past summer ahead of its earnings call this week. The rating is officially classified as “MOR RVO2” by Morningstar.

Loans

Housing Wire

AUGUST 5, 2025

has closed a deal to acquire $1 billion in home improvement loans through a one-year flow agreement with fintech company Upgrade , the companies announced on Tuesday. Instead, many are opting to renovate properties financed during the low-rate COVID era. billion in residential transitional loans (RTLs).

Loans

Housing Wire

APRIL 18, 2025

Planting his roots Stone got his industry start at just 25 years old, quickly making a name for himself while taking on a variety of projects including residential subdivisions, warehouses and even a medical office condominium. I did residential, I did commercial, you name it. I actually had a real estate license, he said.

Title

Housing Wire

FEBRUARY 4, 2025

Arrival Home Loans on Tuesday announced a partnership with zavvie a fintech company that specializes in bringing liquidity to residential real estate in an effort to enhance the homebuying experience for its customers. Arrival Home Loans, which is powered by Pacific Private Money Inc. produced a total volume of $52.5

Loans

The Close

NOVEMBER 26, 2024

Stabilize & Season Your Current Rental Property If you plan to finance multiple rental properties, start by stabilizing your current one. Lenders prefer to see fully stabilized properties when you’re looking for home equity loans or lines of credit. Zillow pulls its listing info from both MLS and other sources.

Finance

Housing Wire

MAY 14, 2025

Real estate agent License or education required: Yes Average national salary: ~$86,000 Job description: The fundamental duties of a real estate agent are to assist individuals with buying, selling and renting residential and/or commercial properties. Similar to an MLO, a mortgage broker finds financing for buyers.

Property Management

Housing Wire

DECEMBER 30, 2024

Non-QM loans are utilized primarily by entrepreneurs and other self-employed individuals who dont have the necessary documentation to qualify for Freddie and Fannies conventional mortgages. Non-QMs are attractive because they have strong credit quality, low loan-to-value ratios, and stable origination volumes.

Banks

Housing Wire

NOVEMBER 1, 2024

The Mortgage Industry Standards Maintenance Organization (MISMO), a subsidiary of the Mortgage Bankers Association (MBA), has been developing a series of uniform technology standards that will ideally allow for the somewhat siloed reverse mortgage industry to more easily collaborate with others in the mortgage finance ecosystem.

Mortgages

Housing Wire

FEBRUARY 10, 2025

Residential real estate capital provider Kiavi announced Monday that it is expanding into 13 additional states, broadening the company’s reach to 45 states and Washington, D.C. billion in loans, which the company said marked a 46% year-over-year increase. In 2024, Kiavi reportedly originated a record $6.5

Lending

Housing Wire

MAY 12, 2025

Unlike a loan, there are no monthly payments or interest. HEIs are attractive to homeowners because the payment comes in an interest-free lump sum, rather than being spread out over a period of time and including interest, and because they dont carry the same stringent requirements as traditional home equity loans.

Equity

Housing Wire

JANUARY 24, 2025

Business-purpose residential mortgage lender Dunmor announced Thursday that it has received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. According to Dunmor, the investment is an extension of an original partnership initiated in June 2024.

Equity

Housing Wire

AUGUST 6, 2025

As we work to streamline residential real estate transactions with our ‘Housing Super App,’ everything we build is designed to offer a benefit for both consumers and the industry,” Zillow CEO Jeremy Wacksman said during the call. The residential for-sale segment posted 9% annual revenue growth to $434 million.

Agents

Housing Wire

FEBRUARY 13, 2025

San Francisco-based private lender Kiavi announced on Thursday that it has secured $300 million in capital after another securitization of its residential transition loans (RTLs). The deal leaves room for reinvestment via a two-year window, allowing investors to reuse principal payoffs to purchase newlyoriginated loans.

Land

Housing Wire

JUNE 25, 2025

has closed what it says is one of the first residential real estate transactions funded through the sale of a cryptocurrency token backed by real property. The company described the deal as a milestone in merging decentralized finance with traditional title and escrow operations. Another subsidiary, Beeline Loans Inc.

Title

Housing Wire

FEBRUARY 28, 2025

million in residential mortgage-backed securities ( RMBS ), calling it another milestone in the companys commitment to expanding financing solutions for borrowers with diverse income streams. The pool has a weighted average credit score of 745 and a weighted average combined loan-to-value ratio of 68.9%.

Mortgages

Housing Wire

JULY 31, 2025

At the start of June, global asset management firm Barings announced a partnership with Crebrid , a fintech-driven lending platform specializing in residential transition loans (RTLs). Barings’ investment comes through its $70 billion asset-based finance strategy. TJ: We’ve sold our first grouping of loans to Barings.

Lending

Real Estate News

JULY 18, 2025

Skip to Content Agents Brokerages MLS/Assn Tech Industry By the Numbers Consumer Illustration by Lanette Behiry/Real Estate News Industry Homeownership education needs a reboot — and a new messenger Loan officers and financial advisors need to meet aspiring buyers where they are as many increasingly turn to social media for home financing advice.

Loan Officer

AAOA

MAY 22, 2025

High vacancy rates in multifamily properties can seriously hurt financing options.For real estate investors, vacancy rates are more than just numbersthey directly impact cash flow and lender confidence. When too many units sit empty, securing favorable loans becomes a challenge, limiting your ability to grow or stabilize your investment.

Finance

Real Estate News

JULY 26, 2025

In Kansas, Emporia-based Monument Real Estate brings both residential and commercial expertise to the C21 network. " Douglas Elliman launches mortgage platform New York-based Douglas Elliman has launched Elliman Capital , its new in-house mortgage platform aimed at simplifying the financing process for homebuyers and investors.

Land

AAOA

JUNE 12, 2025

If you’ve ever wondered, “Is multifamily considered commercial or residential?” It’s one of the most important questions beginner investors ask and the answer directly impacts how you buy, finance, manage, and scale your real estate portfolio. What Counts as Residential vs. Commercial Real Estate? you’re not alone.

Commercial

Housing Wire

JULY 16, 2025

Most of the 15 to 20 loan officers he spoke to were ecstatic about being able to use the new credit scoring model. It wasn’t even clear whether the Federal Housing Finance Agency (FHFA) wanted both FICO and VantageScore scores, or if they wanted lenders to choose between the two. credit scores. credit scores. off the ground.

Loans

The Close

NOVEMBER 7, 2024

years on a residential investment or 39 years on commercial property, I’m subject to paying the depreciation recapture. Personal savings: Using your money can be the cheapest way to finance real estate deals. Cash on hand lets you move quickly without worrying about loan or mortgage interest charges.

Hard money loan

Housing Wire

JANUARY 21, 2025

The program, which is led by adjunct professor Debbie Hoffman a visiting assistant professor at the Cleveland State University College of Law offers a three-credit undergraduate course on residential mortgage origination and processing. There are 17 students who are currently enrolled in the 2025 spring semester course that began on Jan.

Banks

Eye on Housing

JUNE 20, 2025

Credit conditions for builders and developers eased in the first quarter of 2025 as the level of outstanding 1-4 family residential construction loans rose for the first time in two years, according to data released by FDIC.

Construction

The Close

NOVEMBER 25, 2024

Simply put, it’s a residential building with more than one unit designed to house multiple families. Multifamily mortgage loans typically require 20% of the property price for a down payment, and there are inevitable maintenance and property management costs. What Is Multifamily Property?

Purchase and sale agreement

The Close

NOVEMBER 12, 2024

This article breaks down seven steps to help you learn how to buy land—covering everything from the pros and cons to financing and closing the sale. Carrying costs: Land has costs without revenue, like property taxes and debt service if financed. Let’s get into it! There are many zoning categories, depending on your area.

Land

The Close

APRIL 3, 2025

When you need to finance a house flip, you need a loan that offers a repayment term that fits your project timeline, can close quickly, and, of course, doesnt have unrealistic eligibility requirements. This also allows it to close in as little as seven days.

Loans

Rochester Real Estate

NOVEMBER 5, 2015

Top Mortgage Blogs From 2017 Best Mortgage & Home Financing Blogs From 2017 We’re back! Below you’re going to find some incredible recaps of home financing and mortgage blogs that have been published during 2017. It’s unfortunate, but not every prospective buyer is going to be able to qualify for a home loan.

Finance

RIS Media

NOVEMBER 19, 2024

Few residential real estate professionals have their pulse on the mortgage industry more than Shant Banosian, EVP of sales at Rate (formerly Guaranteed Rate), in Waltham, Massachusetts. Photo by AJ Canaria.

Loan Officer

AAOA

JANUARY 27, 2025

When buying a rental property, there are local price trends, zoning rules and vacancy rates to consider in addition to financing and renovation costs. Your rental income, operating costs and the amount of your mortgage loan are factors that influence your ROI. It is recommended that you to guide you through the bewildering process.

Property Management